How has been the historical performance of Laxmi India Fin.?

Laxmi India Fin. has shown significant growth in financial performance, with net sales increasing to 245.71 crore in March 2025 from 173.14 crore in March 2024, and profit after tax rising to 36.00 crore from 22.47 crore. The company also reported improved margins, increased equity capital, and a positive cash flow trend.

Answer:<BR>The historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year.<BR><BR>Breakdown:<BR>In the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 crore, a notable increase from 173.14 crore in March 2024. The total operating income also rose to 245.71 crore from 173.14 crore, while total expenditure increased to 198.78 crore from 143.85 crore, driven by higher employee costs and other expenses. The operating profit (PBDIT) grew to 49.26 crore from 31.17 crore, reflecting an improved operating profit margin of 19.1%, up from 16.92%. Profit before tax increased to 47.36 crore from 29.63 crore, and profit after tax rose to 36.00 crore from 22.47 crore, resulting in a PAT margin of 14.65%, up from 12.98%. The company's equity capital increased to 20.91 crore from 19.86 crore, and reserves grew to 236.98 crore from 181.87 crore. Earnings per share improved to 8.61 from 5.66, while the book value per share adjusted to 61.68 from 50.78. On the balance sheet, total assets rose to 1,412.52 crore from 984.84 crore, with total liabilities also increasing to 1,412.52 crore from 984.84 crore, primarily due to a rise in short-term borrowings. Cash flow analysis indicates a net cash inflow of 60.00 crore in March 2025, compared to a net outflow of 53.00 crore in March 2024, with closing cash and cash equivalents increasing to 102.00 crore from 42.00 crore. Overall, Laxmi India Fin. has demonstrated strong growth in sales, profits, and cash flow, indicating a positive trend in its financial performance.

Is Laxmi India Fin. overvalued or undervalued?

As of December 4, 2025, Laxmi India Fin. is considered very attractive and undervalued, with a PE ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%, making it a favorable investment compared to peers like Bajaj Finance and Bajaj Finserv.

As of 4 December 2025, the valuation grade for Laxmi India Fin. has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 19.69, an EV to EBITDA of 33.66, and a ROE of 8.27%. <BR><BR>In comparison to peers, Laxmi India Fin. stands out with a lower PE ratio than Bajaj Finance, which is very expensive at 34.9, and a more favorable PEG ratio of 0.00 compared to Bajaj Finserv's PEG of 2.45. While the stock has shown a slight decline of 0.44% over the past week, it remains an attractive investment opportunity within the Non-Banking Financial Company sector.

Why is Laxmi India Fin. falling/rising?

As of 21-Dec, Laxmi India Finance Ltd's stock price is rising to Rs 127.50, reflecting a 1.67% increase after a trend reversal. Despite this rise and improved investor participation, the stock remains below key moving averages, indicating potential underlying weakness.

As of 21-Dec, Laxmi India Finance Ltd's stock price is rising, currently at Rs 127.50, which reflects an increase of Rs 2.1 or 1.67%. This upward movement follows a trend reversal after four consecutive days of decline. Today, the stock has outperformed its sector by 0.79% and reached an intraday high of Rs 128, indicating positive momentum. Additionally, there has been a notable increase in investor participation, with delivery volume rising by 16.68% compared to the 5-day average, suggesting growing interest among investors. However, it is important to note that the stock is currently trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which could indicate underlying weakness despite the recent rise. Overall, the combination of a trend reversal, improved investor participation, and sector outperformance contributes to the current rise in Laxmi India Finance Ltd's stock price.

Why is Laxmi India Fin. falling/rising?

As of 22-Dec, Laxmi India Finance Ltd's stock price is at 128.10, reflecting a recent upward trend with a total return of 2.15% over the last two days and increased investor participation. However, the stock remains below its moving averages, indicating potential underperformance relative to historical levels.

As of 22-Dec, Laxmi India Finance Ltd's stock price is rising, currently at 128.10, reflecting a change of 0.6 (0.47%) upward. This increase follows a trend where the stock has gained for the last two days, resulting in a total return of 2.15% during this period. Additionally, there has been a notable rise in investor participation, with delivery volume increasing by 10.81% against the 5-day average, indicating growing interest in the stock.<BR><BR>However, it is important to note that despite the recent gains, Laxmi India Finance Ltd is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages. This suggests that while there is a short-term upward movement, the stock may still be underperforming relative to its historical performance. Overall, the combination of recent gains and increased investor participation contributes to the current rise in the stock price.

Why is Laxmi India Finance Ltd falling/rising?

As of 23-Dec, Laxmi India Finance Ltd's stock price is currently at 127.85, reflecting a decline due to underperformance against benchmarks and a trend reversal after previous gains. The stock has decreased by 6.95% over the past month, indicating ongoing downward pressure despite increased investor participation.

As of 23-Dec, Laxmi India Finance Ltd's stock price is falling, currently at 127.85, which reflects a decrease of 0.7 or 0.54%. This decline can be attributed to several factors. Over the past week, the stock has underperformed the benchmark Sensex, which has gained 1.00%, while Laxmi India Finance Ltd has decreased by 0.85%. Additionally, the stock has shown a significant decline of 6.95% over the past month, contrasting with the Sensex's modest gain of 0.34%.<BR><BR>Today, the stock has underperformed its sector by 1.19%, and it has experienced a trend reversal after two consecutive days of gains, indicating a shift in momentum. The stock's moving averages also suggest weakness, as it is higher than the 5-day moving average but lower than the 20-day, 50-day, 100-day, and 200-day moving averages, which may signal a bearish trend.<BR><BR>Despite a rise in investor participation, with delivery volume increasing by 49.88% against the 5-day average, the overall performance indicates that the stock is currently facing downward pressure. Therefore, the combination of underperformance against benchmarks, trend reversals, and relative weakness in moving averages contributes to the stock's falling price.

Which are the latest news on Laxmi India Fin.?