{
  "main_header": {
    "sid": 10039684,
    "name": "Laxmi India Fin.",
    "stock_name": "Laxmi India Fin.",
    "full_name": "Laxmi India Finance Ltd",
    "name_url": "stocks-analysis/laxmi-india-fin",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "133.05",
    "chg": -2.25,
    "chgp": "-1.66%",
    "dir": -1,
    "prev_price": "135.30",
    "mcapval": "701.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 544465,
    "symbol": "LAXMIINDIA",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE06WU01026",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "75.13 k",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
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    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/laxmi-india-fin-10039684-0&utm_source=Spage_Header_Score",
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  "news": {
    "results": [
      {
        "title": "How has been the historical performance of Laxmi India Fin.?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-laxmi-india-fin-3709318",
        "imagepath": "",
        "date": "2025-11-17 23:28:06",
        "description": "Answer:\nThe historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year.\n\nBreakdown:\nIn the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 crore, a notable increase from 173.14 crore in March 2024. The total operating income also rose to 245.71 crore from 173.14 crore, while total expenditure increased to 198.78 crore from 143.85 crore, driven by higher employee costs and other expenses. The operating profit (PBDIT) grew to 49.26 crore from 31.17 crore, reflecting an improved operating profit margin of 19.1%, up from 16.92%. Profit before tax increased to 47.36 crore from 29.63 crore, and profit after tax rose to 36.00 crore from 22.47 crore, resulting in a PAT margin of 14.65%, up from 12.98%. The company's equity capital increased to 20.91 crore from 19.86 crore, and reserves grew to 236.98 crore from 181.87 c..."
      },
      {
        "title": "How has been the historical performance of Laxmi India Fin.?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-laxmi-india-fin-3704457",
        "imagepath": "",
        "date": "2025-11-15 00:40:18",
        "description": "Answer:\nThe historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year.\n\nBreakdown:\nIn the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 Cr, an increase from 173.14 Cr in March 2024. The total operating income also rose to 245.71 Cr from 173.14 Cr, while total expenditure increased to 198.78 Cr from 143.85 Cr. Operating profit (PBDIT) excluding other income improved to 46.93 Cr from 29.29 Cr, leading to an overall operating profit of 49.26 Cr, up from 31.17 Cr. Despite a rise in interest expenses to 114.63 Cr from 83.42 Cr, profit before tax increased to 47.36 Cr from 29.63 Cr, and profit after tax rose to 36.00 Cr from 22.47 Cr. The earnings per share (EPS) improved to 8.61 from 5.66, and the PAT margin increased to 14.65% from 12.98%. On the balance sheet, total assets grew to 1,412.52 Cr from 984.84 Cr, wit..."
      },
      {
        "title": "Is Laxmi India Fin. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-laxmi-india-fin-overvalued-or-undervalued-3700444",
        "imagepath": "",
        "date": "2025-11-14 08:14:01",
        "description": "As of 13 November 2025, Laxmi India Fin. has moved from a fair to an attractive valuation grade. The company is currently considered undervalued based on its financial ratios, which include a PE ratio of 21.39, an EV to EBITDA of 36.06, and a ROE of 13.96%. In comparison to its peers, Laxmi India Fin. has a more favorable valuation than Bajaj Finance, which has a PE ratio of 34.18, and Bajaj Finserv, with a PE ratio of 33.91, both categorized as expensive.\n\nThe valuation metrics suggest that Laxmi India Fin. is positioned well within the Non-Banking Financial Company (NBFC) sector, especially with a PEG ratio of 0.00 indicating potential growth at a reasonable price. Additionally, the stock has outperformed the Sensex over the past week, returning 2.65% compared to the Sensex's 1.40%, reinforcing the attractiveness of its current valuation...."
      },
      {
        "title": "Is Laxmi India Fin. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-laxmi-india-fin-overvalued-or-undervalued-3696322",
        "imagepath": "",
        "date": "2025-11-13 08:14:03",
        "description": "As of 12 November 2025, the valuation grade for Laxmi India Fin. has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. The PE ratio stands at 22.07, the EV to EBITDA ratio is 36.58, and the ROE is 13.96%. \n\nIn comparison to its peers, Laxmi India Fin. has a similar PE ratio to I R F C, which is at 23.24, while Bajaj Finance is significantly more expensive with a PE of 34.41. Additionally, Life Insurance presents a more attractive valuation with a PE of 11.14. The recent stock performance shows a 4.25% return over the past week, outperforming the Sensex's 1.21% return, which may indicate positive market sentiment despite the overall fair valuation...."
      },
      {
        "title": "Is Laxmi India Fin. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-laxmi-india-fin-overvalued-or-undervalued-3688014",
        "imagepath": "",
        "date": "2025-11-11 08:16:39",
        "description": "As of 10 November 2025, Laxmi India Fin. has moved from a fair to an attractive valuation grade, indicating a positive shift in its market perception. The company is currently considered undervalued. Key ratios supporting this assessment include a PE Ratio of 21.47, an EV to EBITDA of 35.50, and a ROE of 13.98%. \n\nIn comparison to its peers, Laxmi India Fin. stands out favorably against Bajaj Finance, which has a significantly higher PE Ratio of 38.76, and Life Insurance, which boasts a much lower PE of 11.14, suggesting that Laxmi is well-positioned within its sector. Additionally, the company's recent stock performance has outpaced the Sensex over the past week, reinforcing its attractive valuation amidst a challenging market backdrop...."
      },
      {
        "title": "Is Laxmi India Fin. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-laxmi-india-fin-overvalued-or-undervalued-3683063",
        "imagepath": "",
        "date": "2025-11-09 08:12:51",
        "description": "As of 7 November 2025, Laxmi India Fin. has moved from an attractive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 20.86, an EV to EBITDA of 35.03, and a ROE of 13.98%. In comparison to peers, Bajaj Finance is considered very expensive with a PE ratio of 38.09, while Life Insurance stands out as very attractive with a PE of 11.44.\n\nGiven the current valuation metrics and peer comparisons, Laxmi India Fin. appears to be appropriately priced in the market. The recent stock performance shows a decline of 5.37% over the past week, contrasting with the Sensex's modest decline of 0.86%, which may suggest some short-term volatility but does not alter the overall valuation perspective...."
      },
      {
        "title": "Is Laxmi India Fin. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-laxmi-india-fin-overvalued-or-undervalued-3682008",
        "imagepath": "",
        "date": "2025-11-08 08:12:57",
        "description": "As of 7 November 2025, Laxmi India Fin. has moved from an attractive to a fair valuation grade. The company is currently fairly valued based on its key financial ratios, including a PE ratio of 20.86, an EV to EBITDA ratio of 35.03, and a ROE of 13.98%. In comparison to its peers, Bajaj Finance is considered very expensive with a PE ratio of 38.09, while Life Insurance stands out as very attractive with a PE of 11.44.\n\nGiven the current market conditions, Laxmi India Fin. appears to be fairly valued, especially when considering its performance relative to the Sensex, where it has underperformed over the past week with a return of -5.37% compared to the Sensex's -0.86%. The valuation metrics suggest that while the company is not undervalued, it is also not overvalued relative to its peers in the non-banking financial company sector...."
      },
      {
        "title": "Is Laxmi India Fin. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-laxmi-india-fin-overvalued-or-undervalued-3674322",
        "imagepath": "",
        "date": "2025-11-06 08:11:54",
        "description": "As of 4 November 2025, the valuation grade for Laxmi India Fin. has moved from attractive to fair. Based on the current analysis, the company appears to be fairly valued. The key ratios include a PE ratio of 21.11, an EV to EBIT of 36.71, and a ROE of 13.98%. \n\nIn comparison with peers, Laxmi India Fin. has a PE ratio that is significantly lower than Bajaj Finance, which stands at 37.67, and higher than Life Insurance, which is at 11.76. The EV to EBITDA ratio of Laxmi India Fin. at 35.22 is also higher than that of Life Insurance, indicating a potential overvaluation relative to that competitor. Additionally, the recent stock performance shows a decline of 7.8% over the past week, contrasting with a 1.38% drop in the Sensex, which may suggest market concerns regarding the company's valuation...."
      },
      {
        "title": "Is Laxmi India Fin. overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-laxmi-india-fin-overvalued-or-undervalued-3673002",
        "imagepath": "",
        "date": "2025-11-05 08:11:10",
        "description": "As of 4 November 2025, the valuation grade for Laxmi India Fin. has moved from attractive to fair. The company is currently fairly valued based on its key financial metrics. The PE ratio stands at 21.11, the EV to EBITDA ratio is 35.22, and the ROE is 13.98%. \n\nWhen compared to peers, Laxmi India Fin. has a PE ratio that is lower than Bajaj Finance, which is very expensive at 37.67, but higher than Life Insurance, which is very attractive at 11.76. The EV to EBITDA ratio of Laxmi India Fin. is also significantly higher than that of Life Insurance, indicating a relative overvaluation in terms of earnings potential. Additionally, the company's recent stock performance has underperformed the Sensex, with a 1-week return of -7.8% compared to the Sensex's -1.38%...."
      }
    ],
    "total": 24,
    "sid": "10039684",
    "stock_news_url": "https://www.marketsmojo.com/news/laxmi-india-finance-10039684"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Earnings Call Transcript",
      "datetime": "24-Nov-2025",
      "details": "In continuation to our letters dated November 14 2025 and November 19 2025 we wish to inform you that pursuant to Regulation 30 and 46 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 the transcript of the Earnings Call with analysts and investors held on November 19 2025 in relation to the Unaudited Standalone Financial Results of the Company for the quarter ended September 30 2025 has been made available on the website of the Company at the link: https://lifc.co.in/wp-content/uploads/2025/11/Earning-Call-Transcript-1.pdf",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome",
      "datetime": "19-Nov-2025",
      "details": "In continuation to our letter dated November 14 2025 we wish to inform you that pursuant to Regulation 30 and 46 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 the audio recording of the Earnings Call with analysts and investors held on November 19 2025 in relation to the Unaudited Standalone Financial Results of the Company for the quarter ended September 30 2025 has been made available on the website of the Company at the link: https://lifc.co.in/wp-content/uploads/2025/11/Q2-H1-FY26-Earnings-Call-Audio-Laxmi-India-Finance- Limited.mp3",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome",
      "datetime": "19-Nov-2025",
      "details": "In continuation to our letter dated November 14 2025 we wish to inform you that pursuant to Regulation 30 and 46 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 the audio recording of the Earnings Call with analysts and investors held on November 19 2025 in relation to the Unaudited Standalone Financial Results of the Company for the quarter ended September 30 2025 has been made available on the website of the Company at the link: https://lifc.co.in/wp-content/uploads/2025/11/Q2-H1-FY26-Earnings-Call-Audio-Laxmi-India-Finance- Limited.mp3",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "No <strong>Dividend</strong> history available",
      "data": []
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

How has been the historical performance of Laxmi India Fin.?

2025-11-17 23:28:06

Answer: The historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year. Breakdown: In the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 crore, a notable increase from 173.14 crore in March 2024. The total operating income also rose to 245.71 crore from 173.14 crore, while total expenditure increased to 198.78 crore from 143.85 crore, driven by higher employee costs and other expenses. The operating profit (PBDIT) grew to 49.26 crore from 31.17 crore, reflecting an improved operating profit margin of 19.1%, up from 16.92%. Profit before tax increased to 47.36 crore from 29.63 crore, and profit after tax rose to 36.00 crore from 22.47 crore, resulting in a PAT margin of 14.65%, up from 12.98%. The company's equity capital increased to 20.91 crore from 19.86 crore, and reserves grew to 236.98 crore from 181.87 c...

Read More

How has been the historical performance of Laxmi India Fin.?

2025-11-15 00:40:18

Answer: The historical performance of Laxmi India Fin. shows significant growth in various financial metrics over the past year. Breakdown: In the standalone annual results for March 2025, Laxmi India Fin. reported net sales of 245.71 Cr, an increase from 173.14 Cr in March 2024. The total operating income also rose to 245.71 Cr from 173.14 Cr, while total expenditure increased to 198.78 Cr from 143.85 Cr. Operating profit (PBDIT) excluding other income improved to 46.93 Cr from 29.29 Cr, leading to an overall operating profit of 49.26 Cr, up from 31.17 Cr. Despite a rise in interest expenses to 114.63 Cr from 83.42 Cr, profit before tax increased to 47.36 Cr from 29.63 Cr, and profit after tax rose to 36.00 Cr from 22.47 Cr. The earnings per share (EPS) improved to 8.61 from 5.66, and the PAT margin increased to 14.65% from 12.98%. On the balance sheet, total assets grew to 1,412.52 Cr from 984.84 Cr, wit...

Read More

Is Laxmi India Fin. overvalued or undervalued?

2025-11-14 08:14:01

As of 13 November 2025, Laxmi India Fin. has moved from a fair to an attractive valuation grade. The company is currently considered undervalued based on its financial ratios, which include a PE ratio of 21.39, an EV to EBITDA of 36.06, and a ROE of 13.96%. In comparison to its peers, Laxmi India Fin. has a more favorable valuation than Bajaj Finance, which has a PE ratio of 34.18, and Bajaj Finserv, with a PE ratio of 33.91, both categorized as expensive. The valuation metrics suggest that Laxmi India Fin. is positioned well within the Non-Banking Financial Company (NBFC) sector, especially with a PEG ratio of 0.00 indicating potential growth at a reasonable price. Additionally, the stock has outperformed the Sensex over the past week, returning 2.65% compared to the Sensex's 1.40%, reinforcing the attractiveness of its current valuation....

Read More

Is Laxmi India Fin. overvalued or undervalued?

2025-11-13 08:14:03

As of 12 November 2025, the valuation grade for Laxmi India Fin. has moved from attractive to fair. The company is currently fairly valued based on its financial metrics. The PE ratio stands at 22.07, the EV to EBITDA ratio is 36.58, and the ROE is 13.96%. In comparison to its peers, Laxmi India Fin. has a similar PE ratio to I R F C, which is at 23.24, while Bajaj Finance is significantly more expensive with a PE of 34.41. Additionally, Life Insurance presents a more attractive valuation with a PE of 11.14. The recent stock performance shows a 4.25% return over the past week, outperforming the Sensex's 1.21% return, which may indicate positive market sentiment despite the overall fair valuation....

Read More

Is Laxmi India Fin. overvalued or undervalued?

2025-11-11 08:16:39

As of 10 November 2025, Laxmi India Fin. has moved from a fair to an attractive valuation grade, indicating a positive shift in its market perception. The company is currently considered undervalued. Key ratios supporting this assessment include a PE Ratio of 21.47, an EV to EBITDA of 35.50, and a ROE of 13.98%. In comparison to its peers, Laxmi India Fin. stands out favorably against Bajaj Finance, which has a significantly higher PE Ratio of 38.76, and Life Insurance, which boasts a much lower PE of 11.14, suggesting that Laxmi is well-positioned within its sector. Additionally, the company's recent stock performance has outpaced the Sensex over the past week, reinforcing its attractive valuation amidst a challenging market backdrop....

Read More

Is Laxmi India Fin. overvalued or undervalued?

2025-11-09 08:12:51

As of 7 November 2025, Laxmi India Fin. has moved from an attractive to a fair valuation grade. The company is currently fairly valued, with a PE ratio of 20.86, an EV to EBITDA of 35.03, and a ROE of 13.98%. In comparison to peers, Bajaj Finance is considered very expensive with a PE ratio of 38.09, while Life Insurance stands out as very attractive with a PE of 11.44. Given the current valuation metrics and peer comparisons, Laxmi India Fin. appears to be appropriately priced in the market. The recent stock performance shows a decline of 5.37% over the past week, contrasting with the Sensex's modest decline of 0.86%, which may suggest some short-term volatility but does not alter the overall valuation perspective....

Read More

Is Laxmi India Fin. overvalued or undervalued?

2025-11-08 08:12:57

As of 7 November 2025, Laxmi India Fin. has moved from an attractive to a fair valuation grade. The company is currently fairly valued based on its key financial ratios, including a PE ratio of 20.86, an EV to EBITDA ratio of 35.03, and a ROE of 13.98%. In comparison to its peers, Bajaj Finance is considered very expensive with a PE ratio of 38.09, while Life Insurance stands out as very attractive with a PE of 11.44. Given the current market conditions, Laxmi India Fin. appears to be fairly valued, especially when considering its performance relative to the Sensex, where it has underperformed over the past week with a return of -5.37% compared to the Sensex's -0.86%. The valuation metrics suggest that while the company is not undervalued, it is also not overvalued relative to its peers in the non-banking financial company sector....

Read More

Is Laxmi India Fin. overvalued or undervalued?

2025-11-06 08:11:54

As of 4 November 2025, the valuation grade for Laxmi India Fin. has moved from attractive to fair. Based on the current analysis, the company appears to be fairly valued. The key ratios include a PE ratio of 21.11, an EV to EBIT of 36.71, and a ROE of 13.98%. In comparison with peers, Laxmi India Fin. has a PE ratio that is significantly lower than Bajaj Finance, which stands at 37.67, and higher than Life Insurance, which is at 11.76. The EV to EBITDA ratio of Laxmi India Fin. at 35.22 is also higher than that of Life Insurance, indicating a potential overvaluation relative to that competitor. Additionally, the recent stock performance shows a decline of 7.8% over the past week, contrasting with a 1.38% drop in the Sensex, which may suggest market concerns regarding the company's valuation....

Read More

Is Laxmi India Fin. overvalued or undervalued?

2025-11-05 08:11:10

As of 4 November 2025, the valuation grade for Laxmi India Fin. has moved from attractive to fair. The company is currently fairly valued based on its key financial metrics. The PE ratio stands at 21.11, the EV to EBITDA ratio is 35.22, and the ROE is 13.98%. When compared to peers, Laxmi India Fin. has a PE ratio that is lower than Bajaj Finance, which is very expensive at 37.67, but higher than Life Insurance, which is very attractive at 11.76. The EV to EBITDA ratio of Laxmi India Fin. is also significantly higher than that of Life Insurance, indicating a relative overvaluation in terms of earnings potential. Additionally, the company's recent stock performance has underperformed the Sensex, with a 1-week return of -7.8% compared to the Sensex's -1.38%....

Read More

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