LIC Housing Fin.

Which are the latest news on LIC Housing Fin.?

How big is LIC Housing Fin.?

As of 10th June, LIC Housing Finance Ltd has a market capitalization of 30,306.00 Cr, with net sales of 28,847.17 Cr and a net profit of 5,603.70 Cr over the latest four quarters. Shareholder's funds are 36,351.79 Cr, and total assets are valued at 3,12,740.71 Cr.

As of 10th June, <BR><BR>Market Cap: LIC Housing Finance Ltd has a market capitalization of 30,306.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 28,847.17 Cr, while the sum of Net Profit for the same period is 5,603.70 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds stand at 36,351.79 Cr, and Total Assets are valued at 3,12,740.71 Cr.

Who are in the management team of LIC Housing Fin.?

The management team of LIC Housing Finance includes Y Viswanatha Gowd (Managing Director & CEO), Siddhartha Mohanty (Chairman), and several directors and independent board members, totaling a diverse group of experienced professionals. Jagannath Mukkavilli also serves as a nominee from LIC.

The management team of LIC Housing Finance includes the following members:<BR><BR>1. **Y Viswanatha Gowd** - Managing Director & CEO<BR>2. **Siddhartha Mohanty** - Chairman (Non-Executive)<BR>3. **Akshay Rout** - Director<BR>4. **Varsha Hardasani** - Company Secretary & Compliance Officer<BR><BR>Additionally, there are several Independent Directors on the board:<BR>- **V K Kukreja**<BR>- **Ameet N Patel**<BR>- **Dharmendra Bhandari**<BR>- **P Koteshwara Rao**<BR>- **Kashi Prasad Khandelwal**<BR>- **Sanjay Kumar Khemani**<BR>- **J Jayanthi**<BR>- **Ravi Krishan Takkar**<BR><BR>Lastly, **Jagannath Mukkavilli** serves as a Nominee from LIC. This diverse team brings a wealth of experience and expertise to the company.

Why is LIC Housing Finance Ltd falling/rising?

As of 10-Jun, LIC Housing Finance Ltd's stock price is falling, currently at Rs 540.70, reflecting a 2.17% decrease. The stock has underperformed its sector and shows reduced investor interest, with significant declines over the past month and year, despite some attractive valuation metrics.

As of 10-Jun, LIC Housing Finance Ltd's stock price is falling, currently at Rs 540.70, which reflects a decrease of Rs 12.0 or 2.17%. This decline is evident in today's performance, where the stock underperformed its sector by 0.75%. The stock has also shown a significant drop in investor participation, with delivery volume falling by 80.73% compared to the 5-day average, indicating reduced interest from investors.<BR><BR>In terms of recent performance, the stock has experienced a 6.98% decline over the past month and a 12.37% drop over the past year, which is worse than the benchmark Sensex's decline of 4.33% and 10.21%, respectively. Although the stock has a relatively attractive valuation with a Price to Book Value of 0.7 and a Return on Equity (ROE) of 13.5%, these positive factors have not been sufficient to counteract the downward trend in stock price.<BR><BR>Additionally, while the stock is trading above its 50-day and 100-day moving averages, it is below the 5-day, 20-day, and 200-day moving averages, suggesting a bearish sentiment in the short to medium term. Overall, the combination of declining stock performance, reduced trading volume, and underperformance relative to the sector contributes to the current falling price of LIC Housing Finance Ltd.

What does LIC Housing Fin. do?

LIC Housing Finance Ltd is a leading housing finance company in India, providing long-term loans for residential property purchases and construction. As of March 2026, it reported net sales of ₹7,212 Cr and a net profit of ₹1,493 Cr, with a market cap of ₹30,306 Cr.

Overview: <BR>LIC Housing Finance Ltd is one of the largest housing finance companies in India, operating within the small-cap market, with a primary focus on providing long-term finance to individuals for the purchase or construction of residential properties.<BR><BR>History: <BR>LIC Housing Finance Ltd was incorporated in 1989. The latest quarterly results reported are for March 2026, showcasing the company's ongoing operations in the housing finance sector.<BR><BR>Financial Snapshot: <BR>- Net Sales: 7,212 Cr (Quarterly Results - Mar 2026) <BR>- Net Profit: 1,493 Cr (Quarterly Results - Mar 2026) <BR>- Market Cap: INR 30,306 Cr (Small Cap) <BR><BR>Key Metrics: <BR>- P/E: 5.00 <BR>- Industry P/E: 12 <BR>- Dividend Yield: 1.81% <BR>- Debt Equity: 6.70 <BR>- Return on Equity: 13.53% <BR>- Price to Book: 0.73 <BR><BR>Contact Details: <BR>Address: Bombay Life Building 2nd Floor, 45/47 Veer Nariman Road Mumbai Maharashtra : 400001 <BR>Tel: 91-22-22040006/22049682/22049919 <BR>Email: lichousing@lichousing.com <BR>Website: http://www.lichousing.com

Are LIC Housing Finance Ltd latest results good or bad?

LIC Housing Finance Ltd's latest results show a net profit increase of 6.76% quarter-on-quarter and 8.68% year-on-year, indicating effective cost management. However, stagnant net interest income and a 4.38% stock decline post-results suggest investor caution amid a challenging market environment.

LIC Housing Finance Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹1,492.54 crore for Q4 FY26, which is an increase of 6.76% quarter-on-quarter and 8.68% year-on-year. This growth in profit is a positive indicator, especially as it reflects effective cost management and improved profit margins, with a PAT margin of 20.70%, up 130 basis points from the previous quarter.<BR><BR>However, the net interest income for the same quarter showed only a marginal increase of 0.08% from the previous quarter and a decline of 1.25% year-on-year. This stagnation in revenue growth raises concerns, particularly in a competitive housing finance sector facing challenges from rising interest rates.<BR><BR>Overall, while the profitability metrics are encouraging, the muted revenue growth and the stock's decline of 4.38% in post-result trading indicate that investors are cautious about the company's ability to maintain growth in a challenging environment. Therefore, while the results have some positive aspects, the overall sentiment might lean towards caution due to the broader challenges faced by the company.

Should I buy, sell or hold LIC Housing Finance Ltd?

When is the next results date for LIC Housing Finance Ltd?

The next results date for LIC Housing Finance Ltd is 13 May 2026.

The next results date for LIC Housing Finance Ltd is scheduled for 13 May 2026.

Is LIC Housing Fin. technically bullish or bearish?

As of December 4, 2025, LIC Housing Fin shows a bearish trend with moderate strength, supported by bearish MACD and moving averages, while mixed signals from Bollinger Bands and OBV suggest a cautious outlook.

As of 4 December 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with moderate strength. The weekly MACD is bearish, and the daily moving averages confirm this bearish outlook. The Bollinger Bands indicate a bearish trend on the monthly timeframe, while the KST shows a mildly bullish signal weekly but remains bearish monthly. The OBV reflects a mildly bullish stance weekly but is mildly bearish monthly, indicating mixed signals. Overall, the lack of strong bullish indicators and the prevailing bearish signals suggest a cautious outlook for LIC Housing Fin.

How has been the historical performance of LIC Housing Fin.?

LIC Housing Fin. has shown consistent growth in net sales and profits, with net sales increasing from INR 19,736.10 crore in March 2020 to INR 28,110.08 crore in March 2025, and profit after tax rising from INR 2,403.66 crore to INR 5,439.76 crore during the same period, despite facing cash flow challenges.

Answer:<BR>The historical performance of LIC Housing Fin. shows a consistent growth trend in net sales and profits over the years, with significant increases noted in the latest fiscal year ending March 2025.<BR><BR>Breakdown:<BR>LIC Housing Fin. has demonstrated a steady increase in net sales from INR 19,736.10 crore in March 2020 to INR 28,110.08 crore in March 2025. Total operating income followed a similar trajectory, reaching INR 28,110.08 crore in March 2025, up from INR 19,736.10 crore in March 2020. Operating profit (PBDIT) also saw growth, climbing from INR 18,114.71 crore in March 2020 to INR 26,502.05 crore in March 2025, indicating an improving operating profit margin, which stood at 94.28% in March 2025. Profit before tax increased significantly from INR 3,282.18 crore in March 2020 to INR 6,875.92 crore in March 2025, while profit after tax rose from INR 2,403.66 crore to INR 5,439.76 crore over the same period. The company's total liabilities increased from INR 2,16,393.46 crore in March 2020 to INR 3,12,740.71 crore in March 2025, with total debt also rising to INR 2,62,354.30 crore. On the cash flow front, the company reported a net cash outflow of INR 134 crore in March 2025, following a trend of negative cash flow from operating activities in recent years. Overall, LIC Housing Fin. has shown robust growth in revenue and profitability, despite challenges in cash flow management.

Is LIC Housing Fin. overvalued or undervalued?

As of November 21, 2025, LIC Housing Finance is considered undervalued with a valuation grade of attractive, featuring a PE ratio of 5.45, a Price to Book Value of 0.78, and an EV to EBITDA of 11.17, which are significantly lower than peers like HUDCO and PNB Housing.

As of 21 November 2025, the valuation grade for LIC Housing Finance has moved from very attractive to attractive. The company is currently considered undervalued. Key ratios include a PE ratio of 5.45, a Price to Book Value of 0.78, and an EV to EBITDA of 11.17. <BR><BR>In comparison to peers, HUDCO is very expensive with a PE of 16.44, while PNB Housing is fairly valued with a PE of 10.74. The lower valuation ratios of LIC Housing Finance suggest it is trading at a discount relative to its peers, reinforcing the view of undervaluation. Additionally, LIC Housing Finance has underperformed the Sensex over the past year, which may further support its current attractive valuation.

Who are the top shareholders of the LIC Housing Fin.?

The top shareholders of LIC Housing Finance are the Life Insurance Corporation of India with 45.24%, foreign institutional investors holding 21.55%, and mutual funds with a combined 17.03%. Kotak Mahindra Trustee Co Ltd is the largest public shareholder at 4.08%, while individual investors own about 9.6%.

The top shareholders of LIC Housing Finance include the Life Insurance Corporation of India, which holds a significant 45.24% stake as the largest promoter. Additionally, foreign institutional investors (FIIs) collectively hold 21.55%, while mutual funds are represented by 35 schemes with a combined holding of 17.03%. The highest public shareholder is Kotak Mahindra Trustee Co Ltd, which holds 4.08%. Individual investors account for approximately 9.6% of the total shares.

Has LIC Housing Fin. declared dividend?

Yes, LIC Housing Finance Ltd has declared a 450% dividend, amounting to ₹9 per share, with an ex-date of August 23, 2024. While recent returns have been negative, the company has shown significant growth over the longer term, particularly with a total return of 149.24% over the past five years.

LIC Housing Finance Ltd has declared a 450% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 450%<BR>- Amount per share: 9 per share<BR>- Ex-date: 23 Aug 24<BR><BR>Dividend Yield: 1.5%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -4.45%, with a dividend return of 0%, resulting in a total return of -4.45%.<BR><BR>Over the past year, the price return was -5.78%, the dividend return was 1.32%, leading to a total return of -4.46%.<BR><BR>In the 2-year period, the price return was 64.42%, the dividend return was 4.55%, culminating in a total return of 68.97%.<BR><BR>For the 3-year period, the price return was 64.45%, with a dividend return of 8.47%, resulting in a total return of 72.92%.<BR><BR>In the last 4 years, the price return was 15.68%, the dividend return was 7.37%, yielding a total return of 23.05%.<BR><BR>Over the past 5 years, the price return was 134.18%, the dividend return was 15.06%, leading to a total return of 149.24%.<BR><BR>Overall, LIC Housing Finance Ltd has declared a substantial dividend, and while recent returns have been negative over shorter periods, the longer-term returns indicate significant growth, particularly in the last five years.

Who are the peers of the LIC Housing Fin.?

LIC Housing Finance's peers include Bajaj Housing, PNB Housing, Aadhar Housing Finance, and others. It has average management risk, below-average growth, and the lowest 1-year return at -10.99% compared to its peers.

Peers: Bajaj Housing, PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, Can Fin Homes, Sammaan Capital, INDIA SHELTE FIN, Repco Home Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at LIC Housing Fin., Aavas Financiers, Home First Finan, and Repco Home Fin. Average management risk is present at Bajaj Housing, PNB Housing, Aadhar Hsg. Fin., and Sammaan Capital, and the rest. Growth is Excellent at Home First Finan and Aptus Value Hou., Good at Aadhar Hsg. Fin., Aavas Financiers, and the rest, while Below Average growth is noted at LIC Housing Fin. and PNB Housing. Capital Structure is Excellent at Bajaj Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, and INDIA SHELTE FIN, Average at LIC Housing Fin., and Good at Can Fin Homes, while the rest have Average or Below Average ratings.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PNB Housing at 45.11%, while the lowest is LIC Housing Fin. at -10.99%. Compared to its peers, LIC Housing Fin. has a lower 1-year return. Additionally, Sammaan Capital and Repco Home Fin. have negative six-month returns.