Master Trust

Why is Master Trust Ltd falling/rising?

As of 12-Jun, Master Trust Ltd's stock price is Rs 78.29, up 3.96% today, but it has declined 34.10% year-to-date and 51.93% over the past year, indicating a bearish trend. Investor interest is waning, with delivery volume down 60.18% from the five-day average.

As of 12-Jun, Master Trust Ltd's stock price is rising, currently at Rs 78.29, reflecting an increase of Rs 2.98 or 3.96%. This rise comes despite the stock's recent underperformance compared to the sector, where it has fallen by 0.59% today. The stock reached an intraday high of Rs 79.63, indicating some positive momentum during the trading day.<BR><BR>However, it is important to note that Master Trust Ltd has been experiencing a significant decline over longer periods, with a year-to-date drop of 34.10% and a one-year decline of 51.93%. Additionally, the stock is trading below its moving averages across various time frames, which suggests a bearish trend overall. <BR><BR>Investor participation has also decreased, with delivery volume falling by 60.18% compared to the five-day average, indicating reduced interest from investors. Despite the current rise in price, the broader context shows that the stock has been struggling significantly over the past year, which may temper enthusiasm about today's price increase.

Which are the latest news on Master Trust?

How big is Master Trust?

As of 10th June, Master Trust Ltd has a market capitalization of 969.00 Cr, with recent net sales of 575.85 Cr and a net profit of 126.09 Cr. The company holds shareholder's funds of 638.25 Cr and total assets of 1,952.87 Cr.

As of 10th June, Master Trust Ltd has a market capitalization of 969.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, Master Trust reported Net Sales of 575.85 Cr and a Net Profit of 126.09 Cr.<BR><BR>For the latest annual period, the company had Shareholder's Funds of 638.25 Cr and Total Assets amounting to 1,952.87 Cr.

Who are in the management team of Master Trust?

The management team of Master Trust includes Harjeet S Arora (Managing Director), R K Singhania, G S Chawla, Harneesh Kaur Arora (Non Executive Directors), Pavan Chhabra, Ashwani Kumar, Anil Kumar Bhatia, Rajiv Kalra, and Ravinder Singhania (Independent Directors), along with Vikas Gupta (Company Secretary & Compliance Officer).

The management team of Master Trust includes the following members:<BR><BR>1. **Harjeet S Arora** - Managing Director<BR>2. **R K Singhania** - Non Executive Director<BR>3. **Pavan Chhabra** - Independent Director<BR>4. **G S Chawla** - Non Executive Director<BR>5. **Harneesh Kaur Arora** - Non Executive Director<BR>6. **Ashwani Kumar** - Independent Director<BR>7. **Anil Kumar Bhatia** - Independent Director<BR>8. **Vikas Gupta** - Company Secretary & Compliance Officer<BR>9. **Rajiv Kalra** - Independent Director<BR>10. **Ravinder Singhania** - Independent Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

Who are the peers of the Master Trust?

The peers of Master Trust include SMC Global Sec., Dolat Algotech, Dam Capital Advi, Wealth First Por, Gretex Corporate, Systematix Corp., Emk.Global Fin., Adit.Birla Money, and Arihant Capital. Master Trust has average management risk and good growth, with a 1-year return of -54.72%, lower than its peers.

Peers: The peers of the Master Trust are SMC Global Sec., Dolat Algotech, Dam Capital Advi, Wealth First Por, Gretex Corporate, Systematix Corp., Emk.Global Fin., Adit.Birla Money, and Arihant Capital.<BR><BR>Quality Snapshot: Excellent management risk is observed at SMC Global Sec., Dolat Algotech, Dam Capital Advi, Wealth First Por, Gretex Corporate, Systematix Corp., Adit.Birla Money, and Arihant Capital, while Average management risk is found at Master Trust and the rest. Growth ratings show that Excellent growth is seen at Dam Capital Advi and Gretex Corporate, Good growth is noted at Master Trust, Systematix Corp., and Adit.Birla Money, while Average growth is present at SMC Global Sec., Wealth First Por, and the rest. Below Average growth is indicated for Dolat Algotech and Arihant Capital. Capital Structure is Excellent for SMC Global Sec., Dolat Algotech, Dam Capital Advi, Wealth First Por, Gretex Corporate, Master Trust, Systematix Corp., Emk.Global Fin., and Arihant Capital, while Adit.Birla Money has a Good capital structure.<BR><BR>Return Snapshot: Gretex Corporate has the highest 1-year return at 45.40%, while Dam Capital Advi has the lowest at -49.58%. Master Trust's 1-year return of -54.72% is lower than both. Additionally, the six-month return is negative for Master Trust, Systematix Corp., Dam Capital Advi, Dolat Algotech, Wealth First Por, Arihant Capital, and Shriram AMC.

What does Master Trust do?

Master Trust Ltd is a Micro Cap financial services company in the Capital Markets industry, reporting net sales of 181 Cr and a net profit of 36 Cr for the quarter ending March 2026. It has a market cap of INR 969 Cr, a P/E ratio of 7.00, and a debt-equity ratio of 0.28.

Overview:<BR>Master Trust Ltd is a leader in the financial services sector, operating within the Capital Markets industry and classified as a Micro Cap company.<BR><BR>History:<BR>Master Trust Ltd was incorporated in August 1985 and changed its name from Arora Financial Consultants Limited to Master Trust Limited on March 30, 1992. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 181 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 36 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 969 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 7.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.28 <BR>Return on Equity: 15.44% <BR>Price to Book: 1.13 <BR><BR>Contact Details:<BR>Address: Master Chambers SCO 19 3rd Flr, Feroze Gandhi Market Ludhiana Punjab : 141001 <BR>Tel: 91-161-3911500 <BR>Email: secretarial@mastertrust.co.in <BR>Website: http://www.mastertrust.co.in

Are Master Trust Ltd latest results good or bad?

Master Trust Ltd's latest results show strong revenue growth with a net profit increase of 46.88% and revenue up 48.07% year-on-year. However, concerns about margin compression and negative operating cash flow suggest caution for investors despite the positive top-line performance.

Master Trust Ltd's latest results present a mixed picture. On the positive side, the company achieved a net profit of ₹36.06 crore for Q4 FY26, which represents a significant year-on-year growth of 46.88%. Additionally, revenue surged to ₹180.61 crore, marking an impressive 48.07% increase compared to the same quarter last year. This strong revenue growth indicates robust business momentum and market share gains.<BR><BR>However, there are notable concerns regarding margin compression. The operating margin decreased to 35.44%, down 789 basis points from the previous year, which raises questions about cost management and the sustainability of earnings quality. The increase in employee costs, which nearly doubled year-on-year, has significantly impacted margins.<BR><BR>Overall, while the top-line performance is commendable, the decline in margins and the negative operating cash flow for FY25 suggest that investors should be cautious. The stock has also faced significant volatility, declining 44.32% from its 52-week high, which adds to the uncertainty surrounding its near-term outlook. Thus, the results can be seen as good in terms of growth but concerning regarding profitability and operational efficiency.

When is the next results date for Master Trust Ltd?

The next results date for Master Trust Ltd is 12 May 2026.

The next results date for Master Trust Ltd is scheduled for 12 May 2026.

Should I buy, sell or hold Master Trust Ltd?

Is Master Trust technically bullish or bearish?

As of November 10, 2025, Master Trust's technical indicators show a bearish trend, with strong weakness indicated by the weekly MACD, Bollinger Bands, and daily moving averages.

As of 10 November 2025, the technical trend has changed from mildly bearish to bearish. The current stance is bearish with a strong indication of weakness. The weekly MACD is bearish, and the Bollinger Bands are also signaling bearish conditions on both weekly and monthly time frames. Daily moving averages confirm the bearish trend. The KST is bearish on the weekly and mildly bearish on the monthly, while Dow Theory reflects a mildly bearish stance on both time frames. Overall, the technical indicators suggest a continued bearish outlook for Master Trust.

How has been the historical performance of Master Trust?

Master Trust has demonstrated significant growth from March 2019 to March 2025, with net sales increasing from 134.41 Cr to 583.94 Cr and profit after tax rising from 9.56 Cr to 131.24 Cr, despite some cash flow volatility. Total assets and liabilities also grew substantially during this period.

Answer:<BR>The historical performance of Master Trust shows significant growth in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Master Trust's net sales have increased from 134.41 Cr in March 2019 to 583.94 Cr in March 2025, demonstrating a strong upward trend. Total operating income followed a similar trajectory, rising from 134.41 Cr in March 2019 to 583.94 Cr in March 2025. The company's operating profit (PBDIT) also saw substantial growth, moving from 34.25 Cr in March 2019 to 243.09 Cr in March 2025, reflecting an operating profit margin that improved from 25.48% to 41.63% over the same period. Profit before tax rose from 12.49 Cr in March 2019 to 178.72 Cr in March 2025, while profit after tax increased from 9.56 Cr to 131.24 Cr, indicating a consistent improvement in profitability. The company's total assets grew from 555.48 Cr in March 2020 to 1,952.87 Cr in March 2025, with total liabilities also increasing from 555.48 Cr to 1,952.87 Cr. Cash flow from operating activities fluctuated, with a notable outflow of 37 Cr in March 2025, contrasting with a significant inflow of 457 Cr in March 2024. Overall, Master Trust has shown a robust growth trajectory in sales and profits, despite some volatility in cash flow.

Is Master Trust overvalued or undervalued?

As of August 28, 2025, Master Trust is considered undervalued with a valuation grade upgrade to very attractive, featuring a PE ratio of 14.09, an EV to EBIT of 1.76, and a ROE of 22.97%, significantly lower than peers like Bajaj Finance and Bajaj Finserv, while also achieving a remarkable 3-year return of 418.18% compared to the Sensex's 36.11%.

As of 28 August 2025, the valuation grade for Master Trust has moved from fair to very attractive, indicating a significant improvement in its perceived value. The company is currently considered undervalued. Key ratios include a PE Ratio of 14.09, an EV to EBIT of 1.76, and a ROE of 22.97%. <BR><BR>In comparison to its peers, Master Trust's PE ratio is notably lower than that of Bajaj Finance, which stands at 31.28, and Bajaj Finserv at 32.13, suggesting that Master Trust offers a more attractive entry point for investors. Additionally, while the PEG ratio is at 0.00, indicating no growth expectations priced in, the company has outperformed the Sensex over the long term, with a remarkable 3-year return of 418.18% compared to the Sensex's 36.11%.

Who are the top shareholders of the Master Trust?

The top shareholders of Master Trust include promoter Rajinder Kumar Singhania with 22.98%, G S Auto Leasing Limited as the largest public shareholder at 11.9%, and individual investors holding 9.4%. There are also five foreign institutional investors with a combined stake of 0.02%, and no mutual funds currently hold shares.

The top shareholders of Master Trust include the promoters, who hold the majority of the shares. The promoter with the highest holding is Rajinder Kumar Singhania, with a stake of 22.98%. Additionally, G S Auto Leasing Limited is the highest public shareholder, holding 11.9%. Individual investors collectively hold 9.4% of the shares. There are also five foreign institutional investors (FIIs) that hold a small percentage, specifically 0.02%. Notably, there are no mutual funds currently holding shares in Master Trust.

Has Master Trust declared dividend?

Master Trust Ltd has declared a 10% dividend, amounting to 1 per share, with an ex-date of September 21, 2018. Despite this, the dividend yield is 0%, but the company has shown significant price appreciation over various periods.

Master Trust Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1 per share<BR>- Ex-date: Sep-21-2018<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -13.65%, the dividend return was 0%, resulting in a total return of -13.65%.<BR><BR>In the 1-year period, the price return was 9.57%, the dividend return was 0%, resulting in a total return of 9.57%.<BR><BR>In the 2-year period, the price return was 229.76%, the dividend return was 0%, resulting in a total return of 229.76%.<BR><BR>In the 3-year period, the price return was 513.08%, the dividend return was 0%, resulting in a total return of 513.08%.<BR><BR>In the 4-year period, the price return was 1654.57%, the dividend return was 0%, resulting in a total return of 1654.57%.<BR><BR>In the 5-year period, the price return was 6048.0%, the dividend return was 0%, resulting in a total return of 6048.0%.<BR><BR>Overall, while Master Trust Ltd has declared a dividend, the dividend yield remains at 0%. The total returns over various periods show significant price appreciation, indicating strong performance despite the lack of ongoing dividend returns.