Muthoot Finance

Which are the latest news on Muthoot Finance?

Should I buy, sell or hold Muthoot Finance Ltd?

Why is Muthoot Finance Ltd falling/rising?

As of 23-Jun, Muthoot Finance Ltd's stock price is declining, currently at 3,119.00, reflecting a 3.06% drop. Despite strong long-term fundamentals, the stock has underperformed against the Sensex and is experiencing negative market sentiment, contributing to its downward trend.

As of 23-Jun, Muthoot Finance Ltd's stock price is falling, currently at 3,119.00, which reflects a decrease of 98.3 points or 3.06%. This decline is evident in the stock's performance over various periods, as it has underperformed the benchmark Sensex, showing a weekly drop of 1.48% compared to the Sensex's 0.79% decline, and a monthly decrease of 5.41% against the Sensex's increase of 1.04%. Year-to-date, the stock has fallen by 18.22%, while the Sensex has only decreased by 10.58%.<BR><BR>Today's trading activity indicates a significant drop, with the stock touching an intraday low of Rs 3,086, marking a 4.08% decrease. Furthermore, Muthoot Finance is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which typically signals a bearish trend. Although there has been a rise in investor participation, with delivery volume increasing by 2.39% against the 5-day average, the overall performance today has underperformed the sector by 1.71%.<BR><BR>Despite the company's strong long-term fundamentals, including a robust average Return on Equity (ROE) of 20.08% and consistent growth in net sales and profits, the current market sentiment appears negative, contributing to the stock's decline. The stock's high institutional holdings at 22.72% suggest that while institutional investors may have confidence in the company's fundamentals, the broader market conditions and recent performance are leading to a downward trend in the stock price.

How big is Muthoot Finance?

As of 10th June, Muthoot Finance Ltd has a market capitalization of 116,105.00 Cr, with net sales of 31,209.23 Cr and a net profit of 10,590.33 Cr reported in the latest four quarters. The balance sheet from March 2025 shows shareholder's funds of 29,366.63 Cr and total assets of 1,32,658.27 Cr.

As of 10th June, Muthoot Finance Ltd has a market capitalization of 116,105.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, Muthoot Finance reported net sales of 31,209.23 Cr and a net profit of 10,590.33 Cr.<BR><BR>The most recent balance sheet data is from March 2025, showing shareholder's funds of 29,366.63 Cr and total assets of 1,32,658.27 Cr.

Who are in the management team of Muthoot Finance?

The management team of Muthoot Finance includes key members such as George Jacob Muthoot (Chairman), George Alexander Muthoot (Managing Director), and several Whole-time and Independent Directors, overseeing the company's strategic direction and governance.

The management team of Muthoot Finance includes the following key members:<BR><BR>1. **George Thomas Muthoot** - Whole-time Director<BR>2. **George Jacob Muthoot** - Chairman & Whole-time Director<BR>3. **George Alexander Muthoot** - Managing Director<BR>4. **Alexander M George** - Whole-time Director<BR>5. **Jose Mathew** - Non-Executive & Independent Director<BR>6. **Jacob Benjamin Koshy** - Non-Executive & Independent Director<BR>7. **Rajesh A** - Company Secretary & Compliance Officer<BR>8. **V Antony George** - Non-Executive & Independent Director<BR>9. **Ravindra Pisharody** - Non-Executive & Independent Director<BR>10. **Abraham Chacko** - Non-Executive & Independent Director<BR>11. **George Muthoot Jacob** - Whole-time Director<BR>12. **Usha Sunny** - Independent Director<BR>13. **George Muthoot George** - Whole-time Director<BR>14. **George Alexander** - Whole-time Director<BR>15. **Chamacheril Abraham Mohan** - Independent Director<BR><BR>This team plays a crucial role in the strategic direction and governance of the company.

Who are the peers of the Muthoot Finance?

Muthoot Finance's peers include Bajaj Finance, Shriram Finance, Jio Financial, Cholaman.Inv.&Fn, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and Sundaram Finance. In terms of management risk, growth ratings, and capital structure, Muthoot Finance is rated as excellent, with a 1-year return of 14.11%, higher than SBI Cards but lower than Aditya Birla Cap's 38.01%.

Peers: The peers of Muthoot Finance are Bajaj Finance, Shriram Finance, Jio Financial, Cholaman.Inv.&Fn, Aditya Birla Cap, L&T Finance Ltd, SBI Cards, HDB FINANC SER, and Sundaram Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and SBI Cards, while Good management risk is found at Shriram Finance, Aditya Birla Cap, HDB FINANC SER, and Sundaram Finance. Average management risk is present at Jio Financial and L&T Finance Ltd. Growth ratings show Excellent growth at Jio Financial, Good growth at Bajaj Finance, Shriram Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Aditya Birla Cap, while Average growth is noted at SBI Cards and Sundaram Finance, and Below Average growth is seen at L&T Finance Ltd and HDB FINANC SER. Capital Structure is rated Excellent for Bajaj Finance, Shriram Finance, Muthoot Finance, Aditya Birla Cap, L&T Finance Ltd, and SBI Cards, while Good capital structure is found at Cholaman.Inv.&Fn and HDB FINANC SER, and Below Average at L&T Finance Ltd.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Aditya Birla Cap at 38.01%, while the lowest is SBI Cards at -41.96%. Muthoot Finance's 1-year return of 14.11% is higher than that of SBI Cards but lower than that of Aditya Birla Cap. Additionally, peers with negative six-month returns include Jio Financial, Cholaman.Inv.&Fn, L&T Finance Ltd, SBI Cards, and Sundaram Finance.

What does Muthoot Finance do?

Muthoot Finance Ltd is India's largest gold financing company, classified as a Large Cap NBFC, with recent net sales of ₹9,289 Cr and a net profit of ₹3,349 Cr as of March 2026. Key metrics include a P/E ratio of 11.00 and a market cap of ₹116,105 Cr.

Overview:<BR>Muthoot Finance Ltd is the largest gold financing company in India, operating within the Non Banking Financial Company (NBFC) sector and classified as a Large Cap entity.<BR><BR>History:<BR>Muthoot Finance Ltd was incorporated in an unspecified year and has maintained its status as a leading player in the gold financing market. The latest quarterly results reported are for March 2026, showing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 9,289 Cr (Quarterly Results - Mar 2026)<BR>Most recent Net Profit: 3,349 Cr (Quarterly Results - Mar 2026)<BR>Market-cap value: INR 116,105 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 11.00<BR>Industry P/E: 20<BR>Dividend Yield: 1.00%<BR>Debt Equity: 3.88<BR>Return on Equity: 27.06%<BR>Price to Book: 3.08<BR><BR>Contact Details:<BR>Address: Muthoot Chambers 2nd Floor, Opp Saritha Theatre Banerji Rd Kochi Kerala : 682018<BR>Phone: 91-484-2394712<BR>Email: mails@muthootgroup.com<BR>Website: http://www.muthootfinance.com

Are Muthoot Finance Ltd latest results good or bad?

Muthoot Finance Ltd's latest Q4 FY26 results are very good, with a net profit of ₹3,349 crore and a year-on-year growth of 126.67%, alongside a strong revenue increase of 65.23%. Despite recent stock pressure due to valuation concerns, the company's operational metrics indicate robust performance and continued growth.

Muthoot Finance Ltd's latest results for Q4 FY26 are quite impressive and can be considered very good. The company reported a net profit of ₹3,349 crore, which represents a remarkable year-on-year growth of 126.67%. Additionally, revenue growth was strong at 65.23% compared to the previous year, indicating robust demand for its gold-backed financing services.<BR><BR>The operating margin also reached 83.55%, marking the highest level in eight quarters, which reflects improved operational efficiency. Furthermore, the return on equity (ROE) stood at an impressive 24.47%, significantly higher than the industry average, showcasing the company's ability to generate strong returns on shareholder capital.<BR><BR>Despite these strong operational metrics, the stock has faced some pressure recently, declining in value due to valuation concerns, as it trades at a price-to-book value higher than the sector average. However, the overall financial performance indicates a continuation of Muthoot Finance's growth trajectory and operational excellence, making the results fundamentally strong.

When is the next results date for Muthoot Finance Ltd?

The next results date for Muthoot Finance Ltd is 14 May 2026.

The next results date for Muthoot Finance Ltd is scheduled for 14 May 2026.

How has been the historical performance of Muthoot Finance?

Muthoot Finance has shown consistent growth in net sales and profits, with net sales increasing from ₹7,594.43 Cr in Mar'19 to ₹20,214.17 Cr in Mar'25, and profit after tax rising from ₹2,102.96 Cr to ₹5,352.36 Cr in the same period. Total assets and liabilities also grew significantly, reflecting a robust expansion strategy despite recent fluctuations in cash flow.

Answer:<BR>The historical performance of Muthoot Finance shows a consistent upward trend in net sales and profits over the years.<BR><BR>Breakdown:<BR>Muthoot Finance has demonstrated significant growth in net sales, increasing from 7,594.43 Cr in Mar'19 to 20,214.17 Cr in Mar'25. Total operating income followed a similar trajectory, rising from 7,594.43 Cr in Mar'19 to 20,214.17 Cr in Mar'25. Operating profit (PBDIT) also saw a notable increase, reaching 14,794.30 Cr in Mar'25 from 5,846.69 Cr in Mar'19. Profit before tax rose to 7,266.01 Cr in Mar'25, up from 3,259.53 Cr in Mar'19, while profit after tax reached 5,352.36 Cr in Mar'25, compared to 2,102.96 Cr in Mar'19. The company's total assets grew significantly from 54,864.59 Cr in Mar'20 to 1,32,658.27 Cr in Mar'25, reflecting a robust expansion strategy. Total liabilities also increased, from 54,864.59 Cr in Mar'20 to 1,32,658.27 Cr in Mar'25, primarily driven by short-term borrowings which rose from 40,679.18 Cr in Mar'20 to 98,790.43 Cr in Mar'25. Despite fluctuations in cash flow from operating activities, which saw a negative trend in recent years, the net cash inflow turned positive at 2,141.00 Cr in Mar'25, indicating improved liquidity. Overall, Muthoot Finance's financial metrics reflect a strong growth trajectory and operational resilience over the years.

Is Muthoot Finance overvalued or undervalued?

As of November 10, 2025, Muthoot Finance is considered overvalued with a PE ratio of 21.72, despite strong performance and a competitive ROE of 20.96%, especially when compared to peers like Bajaj Finance and Life Insurance.

As of 10 November 2025, Muthoot Finance's valuation grade has moved from very expensive to expensive, indicating a slight improvement in perceived value. The company is currently considered overvalued. Key ratios include a PE ratio of 21.72, an EV to EBITDA of 13.66, and a PEG ratio of 0.57, which suggests that while the company has growth potential, its current valuation may not fully reflect its earnings prospects.<BR><BR>In comparison to its peers, Muthoot Finance's PE ratio is significantly lower than Bajaj Finance's 38.76, which is classified as very expensive, and higher than Life Insurance's attractive PE of 11.14. The company's return on equity (ROE) stands at 20.96%, which is competitive but does not justify its current price level when compared to peers like Bajaj Finserv, which also has an expensive valuation at a PE of 35.58. Notably, Muthoot Finance has outperformed the Sensex over various periods, including a year-to-date return of 55.53% compared to the Sensex's 6.91%, reinforcing the notion of its overvaluation amidst strong performance.

Is Muthoot Finance technically bullish or bearish?

As of 14 August 2025, Muthoot Finance's technical trend has shifted to bullish, supported by strong indicators like bullish MACD and moving averages, despite a mildly bearish OBV on the weekly chart.

As of 14 August 2025, the technical trend for Muthoot Finance has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this position. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend on both time frames. Moving averages are bullish on the daily chart, reinforcing the positive momentum. The KST is bullish on both weekly and monthly charts, while the Dow Theory shows a bullish stance on the monthly time frame. Although the OBV is mildly bearish on the weekly, the overall technical picture remains bullish, particularly with the stock's recent performance, including a 52.17% return over the past year compared to a 1.89% return for the Sensex.

Who are the top shareholders of the Muthoot Finance?

The top shareholders of Muthoot Finance include promoters, with George Thomas holding the largest share at 10.87%, and institutional investors, where mutual funds hold 10.03% and foreign institutional investors hold 11.03%. Individual investors collectively own 3.28% of the company.

The top shareholders of Muthoot Finance include a mix of promoters, institutional investors, and individual shareholders. The majority of the shares are held by promoters, with George Thomas being the promoter with the highest holding at 10.87%. <BR><BR>In terms of institutional investors, mutual funds hold 10.03% of the shares across 34 schemes, and foreign institutional investors (FIIs) hold 11.03% through 621 different entities. The highest public shareholder is SBI Mutual Fund, which holds 6.27%. Individual investors collectively hold 3.28% of the company’s shares. <BR><BR>Overall, the ownership structure reflects a strong presence of both promoters and institutional investors in Muthoot Finance.

Has Muthoot Finance declared dividend?

Yes, Muthoot Finance has declared a 260% dividend, amounting to ₹26 per share, with an ex-date of April 25, 2025. The company has shown strong total returns across various periods, including a 41.94% total return over the past year.

Muthoot Finance Ltd has declared a 260% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 260%<BR>- Amount per share: 26<BR>- Ex-date: 25 Apr 2025<BR><BR>Dividend Yield: 1.13%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Muthoot Finance achieved a price return of 26.42%, a dividend return of 1.30%, resulting in a total return of 27.72%.<BR><BR>Over the past year, the company recorded a price return of 40.46%, a dividend return of 1.48%, leading to a total return of 41.94%.<BR><BR>In the 2-year period, Muthoot Finance experienced a price return of 118.27%, a dividend return of 4.23%, culminating in a total return of 122.5%.<BR><BR>For the 3-year period, the price return was 127.91%, with a dividend return of 7.28%, resulting in a total return of 135.19%.<BR><BR>In the last 4 years, the company had a price return of 63.01%, a dividend return of 6.18%, which led to a total return of 69.19%.<BR><BR>Finally, over the past 5 years, Muthoot Finance achieved a price return of 169.02%, a dividend return of 10.10%, resulting in a total return of 179.12%.<BR><BR>Overall, Muthoot Finance has not only declared a substantial dividend but has also demonstrated impressive total returns across various periods, indicating strong financial performance and shareholder value.