United Credit

{
  "main_header": {
    "sid": 590873,
    "name": "United Credit",
    "stock_name": "United Credit",
    "full_name": "United Credit Ltd",
    "name_url": "stocks-analysis/united-credit",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "29.84",
    "chg": -0.03,
    "chgp": "-0.1%",
    "dir": -1,
    "prev_price": "29.87",
    "mcapval": "15.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 531091,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE858C01027",
    "curr_date": "Feb 23",
    "curr_time": "",
    "bse_nse_vol": "1.19 k",
    "exc_status": "Active",
    "traded_date": "Feb 23, 2026",
    "traded_date_str": "2026 02 23",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
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    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/united-credit-590873-0&utm_source=Spage_Header_Score",
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  "news": {
    "results": [
      {
        "title": "Are United Credit Ltd latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-united-credit-ltd-latest-results-good-or-bad-3840430",
        "imagepath": "",
        "date": "2026-02-14 19:48:03",
        "description": "United Credit Ltd's latest financial results for Q3 FY26 indicate significant operational challenges. The company reported net sales of ₹0.77 crores, marking a decline of 13.48% year-on-year and representing the lowest quarterly revenue in recent periods. This decline continues a troubling trend, as it is the third consecutive quarter of year-on-year revenue contraction. The net profit for the quarter was ₹0.16 crores, which reflects a substantial decrease of 30.43% from the previous quarter and a 40.74% drop compared to the same quarter last year.\n\nThe profitability metrics also show concerning trends. The profit after tax (PAT) margin has decreased to 20.78%, down from 30.26% in the prior quarter, indicating a significant compression in margins. Additionally, the operating profit margin has contracted sharply to 28.57%, down from 39.47% in Q2 FY26, highlighting the pressure on operational efficiency.\n\nRet..."
      },
      {
        "title": "United Credit Q3 FY26: Profitability Under Pressure as Revenue Decline Continues",
        "link": "https://www.marketsmojo.com/news/result-analysis/united-credit-q3-fy26-profitability-under-pressure-as-revenue-decline-continues-3838675",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/2/UnitedCredit_quaterlyResult_3838675.png",
        "date": "2026-02-13 20:42:39",
        "description": "United Credit Ltd., a Kolkata-based non-banking financial company with a market capitalisation of ₹16.00 crores, reported net profit of ₹0.16 crores for Q3 FY26 (Oct-Dec'25), marking a sequential decline of 30.43% from ₹0.23 crores in Q2 FY26 and a year-on-year contraction of 40.74% from ₹0.27 crores in Q3 FY25. The micro-cap NBFC continues to grapple with persistent revenue headwinds, with net sales declining 13.48% year-on-year to ₹0.77 crores, extending a pattern of contraction that has characterised the company's performance throughout FY26."
      },
      {
        "title": "Why is United Credit Ltd falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-united-credit-ltd-fallingrising-3793157",
        "imagepath": "",
        "date": "2026-01-17 00:51:23",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Strong Intraday Performance and Trend Reversal</strong></p>\n<p>United Credit Ltd’s stock price surged by ₹2.79, or 10.0%, as of 08:39 PM on 16-Jan, reaching an intraday high of ₹30.80, reflecting a sharp recovery following two consecutive days of losses. This rebound indicates renewed buying interest and a potential shift in market sentiment towards the stock. The stock’s ability to outperform its sector by 9.75% on the day underscores its relative strength amid broader market conditions.</p>\n<p>The trading session was marked by high volatility, with an intraday price range of ₹3.3 and a calculated volatility of 5.66% based on the weighted average price. Such wide price fluctuations suggest active trading and investor engagement, despite a slight decline in delivery volume, which fell by 5.5..."
      },
      {
        "title": "United Credit Ltd is Rated Strong Sell",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-ltd-is-rated-strong-sell-3779867",
        "imagepath": "https://i.marketsmojo.com/newsimg/2026/1/UnitedCreditLtd_mojoScore_3779867.png",
        "date": "2026-01-03 10:10:34",
        "description": "United Credit Ltd is rated Strong Sell by MarketsMOJO, with this rating last updated on 22 December 2025. However, the analysis and financial metrics presented here reflect the stock’s current position as of 03 January 2026, providing investors with the latest insights into its performance and outlook."
      },
      {
        "title": "United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials and Technical Shifts",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-downgraded-to-strong-sell-amid-weak-fundamentals-and-mixed-technicals-3766649",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/UnitedCredit_mojoScore_3766649.png",
        "date": "2025-12-23 08:40:04",
        "description": "United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation driven by a combination of technical indicators, valuation metrics, financial trends, and quality assessments. This article analyses the factors influencing the recent shift in the company’s market assessment, providing investors with a comprehensive understanding of its current standing."
      },
      {
        "title": "United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-stock-rating-upgraded-to-sell-amid-mixed-technical-and-fundamental-signals-3760802",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/UnitedCredit_mojoScore_3760802.png",
        "date": "2025-12-17 08:15:11",
        "description": "United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a nuanced shift in its market evaluation, reflecting a complex interplay of technical indicators, valuation metrics, financial trends, and quality assessments. This article analyses the factors influencing the recent revision in the company’s market assessment, providing investors with a comprehensive understanding of its current standing."
      },
      {
        "title": "United Credit Faces Mixed Signals Amidst Flat Financials and Technical Shifts",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-downgraded-to-strong-sell-amid-weak-fundamentals-and-bearish-technicals-3757069",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/UnitedCredit_mojoScore_3757069.png",
        "date": "2025-12-12 08:07:55",
        "description": "United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in market assessment following recent developments across quality, valuation, financial trends, and technical indicators. The stock’s performance and underlying fundamentals present a complex picture for investors navigating the current financial landscape."
      },
      {
        "title": "United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-stock-rating-upgraded-to-sell-amid-mixed-technicals-and-flat-financials-3745529",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/UnitedCredit_mojoScore_3745529.png",
        "date": "2025-12-04 08:11:46",
        "description": "United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a shift in market evaluation driven by a combination of technical trends, valuation considerations, financial performance, and quality metrics. This article analyses the factors influencing the recent revision in the company’s assessment, providing investors with a comprehensive understanding of its current standing."
      },
      {
        "title": "How has been the historical performance of United Credit?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-united-credit-3744730",
        "imagepath": "",
        "date": "2025-12-03 22:49:35",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Revenue and Operating Income Trends</strong></p>\n<p>For the fiscal year ending March 2009, United Credit reported total operating income of ₹1.21 crore, comprising net sales of ₹0.89 crore and other operating income of ₹0.32 crore. This modest revenue base was insufficient to cover the company's operating expenses, which included employee costs of ₹0.52 crore and manufacturing expenses of ₹1.32 crore. Notably, the company did not incur raw material or power costs during this period, but other expenses amounted to ₹0.81 crore. The increase in stocks contributed ₹0.15 crore to the expenditure profile.</p>\n<p>The total expenditure excluding depreciation stood at ₹2.80 crore, more than double the operating income, leading to an operating loss before other income of ₹1.59 crore. After accounting ..."
      }
    ],
    "total": 5035,
    "sid": "590873",
    "stock_news_url": "https://www.marketsmojo.com/news/united-credit-590873"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "14-Feb-2026",
      "details": "Pursuant to Regulations 30and 47 of the SEBI (LODR) Regulations 2015 United Credit Limited has informed about Newspaper Publications",
      "source": "BSE"
    },
    {
      "caption": "Submission Of Newspaper Publications",
      "datetime": "14-Feb-2026",
      "details": "Pursuant to Regulations 30 and 47 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 United Credit Limited has informed about News Paper Publications.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "14-Feb-2026",
      "details": "Pursuant to Regulations 30 and 47 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations 2015 United Credit Limited has informed about Newspaper Publications",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "United Credit Ltd has declared <strong>7%</strong> dividend, ex-date: 19 Sep 19",
          "dt": "2019-09-19",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Are United Credit Ltd latest results good or bad?

2026-02-14 19:48:03

United Credit Ltd's latest financial results for Q3 FY26 indicate significant operational challenges. The company reported net sales of ₹0.77 crores, marking a decline of 13.48% year-on-year and representing the lowest quarterly revenue in recent periods. This decline continues a troubling trend, as it is the third consecutive quarter of year-on-year revenue contraction. The net profit for the quarter was ₹0.16 crores, which reflects a substantial decrease of 30.43% from the previous quarter and a 40.74% drop compared to the same quarter last year. The profitability metrics also show concerning trends. The profit after tax (PAT) margin has decreased to 20.78%, down from 30.26% in the prior quarter, indicating a significant compression in margins. Additionally, the operating profit margin has contracted sharply to 28.57%, down from 39.47% in Q2 FY26, highlighting the pressure on operational efficiency. Ret...

Read full news article

United Credit Q3 FY26: Profitability Under Pressure as Revenue Decline Continues

2026-02-13 20:42:39

United Credit Ltd., a Kolkata-based non-banking financial company with a market capitalisation of ₹16.00 crores, reported net profit of ₹0.16 crores for Q3 FY26 (Oct-Dec'25), marking a sequential decline of 30.43% from ₹0.23 crores in Q2 FY26 and a year-on-year contraction of 40.74% from ₹0.27 crores in Q3 FY25. The micro-cap NBFC continues to grapple with persistent revenue headwinds, with net sales declining 13.48% year-on-year to ₹0.77 crores, extending a pattern of contraction that has characterised the company's performance throughout FY26.

Read full news article

Why is United Credit Ltd falling/rising?

2026-01-17 00:51:23

Strong Intraday Performance and Trend Reversal

United Credit Ltd’s stock price surged by ₹2.79, or 10.0%, as of 08:39 PM on 16-Jan, reaching an intraday high of ₹30.80, reflecting a sharp recovery following two consecutive days of losses. This rebound indicates renewed buying interest and a potential shift in market sentiment towards the stock. The stock’s ability to outperform its sector by 9.75% on the day underscores its relative strength amid broader market conditions.

The trading session was marked by high volatility, with an intraday price range of ₹3.3 and a calculated volatility of 5.66% based on the weighted average price. Such wide price fluctuations suggest active trading and investor engagement, despite a slight decline in delivery volume, which fell by 5.5...

Read full news article

United Credit Ltd is Rated Strong Sell

2026-01-03 10:10:34

United Credit Ltd is rated Strong Sell by MarketsMOJO, with this rating last updated on 22 December 2025. However, the analysis and financial metrics presented here reflect the stock’s current position as of 03 January 2026, providing investors with the latest insights into its performance and outlook.

Read full news article

United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials and Technical Shifts

2025-12-23 08:40:04

United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation driven by a combination of technical indicators, valuation metrics, financial trends, and quality assessments. This article analyses the factors influencing the recent shift in the company’s market assessment, providing investors with a comprehensive understanding of its current standing.

Read full news article

United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials

2025-12-17 08:15:11

United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a nuanced shift in its market evaluation, reflecting a complex interplay of technical indicators, valuation metrics, financial trends, and quality assessments. This article analyses the factors influencing the recent revision in the company’s market assessment, providing investors with a comprehensive understanding of its current standing.

Read full news article

United Credit Faces Mixed Signals Amidst Flat Financials and Technical Shifts

2025-12-12 08:07:55

United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in market assessment following recent developments across quality, valuation, financial trends, and technical indicators. The stock’s performance and underlying fundamentals present a complex picture for investors navigating the current financial landscape.

Read full news article

United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials

2025-12-04 08:11:46

United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a shift in market evaluation driven by a combination of technical trends, valuation considerations, financial performance, and quality metrics. This article analyses the factors influencing the recent revision in the company’s assessment, providing investors with a comprehensive understanding of its current standing.

Read full news article

How has been the historical performance of United Credit?

2025-12-03 22:49:35

Revenue and Operating Income Trends

For the fiscal year ending March 2009, United Credit reported total operating income of ₹1.21 crore, comprising net sales of ₹0.89 crore and other operating income of ₹0.32 crore. This modest revenue base was insufficient to cover the company's operating expenses, which included employee costs of ₹0.52 crore and manufacturing expenses of ₹1.32 crore. Notably, the company did not incur raw material or power costs during this period, but other expenses amounted to ₹0.81 crore. The increase in stocks contributed ₹0.15 crore to the expenditure profile.

The total expenditure excluding depreciation stood at ₹2.80 crore, more than double the operating income, leading to an operating loss before other income of ₹1.59 crore. After accounting ...

Read full news article

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