United Credit

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE858C01027
NSEID:
BSEID: 531091

INR

28.40

-0.66 (-2.27%)

BSENSE

Dec 19

BSE+NSE Vol: 7.35 k

{
  "main_header": {
    "sid": 590873,
    "name": "United Credit",
    "stock_name": "United Credit",
    "full_name": "United Credit Ltd",
    "name_url": "stocks-analysis/united-credit",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "28.40",
    "chg": -0.66,
    "chgp": "-2.27%",
    "dir": -1,
    "prev_price": "29.06",
    "mcapval": "16.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 531091,
    "symbol": "",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE858C01027",
    "curr_date": "Dec 19",
    "curr_time": "",
    "bse_nse_vol": "7.35 k",
    "exc_status": "Active",
    "traded_date": "Dec 19, 2025",
    "traded_date_str": "2025 12 19",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
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  "news": {
    "results": [
      {
        "title": "Why is United Credit falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-united-credit-fallingrising-3763087",
        "imagepath": "",
        "date": "2025-12-19 01:52:31",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Recent Price Movement and Volatility</strong></p>\n<p>United Credit’s share price opened sharply lower on 18 December, registering an opening gap down of 8.46%. Throughout the trading session, the stock exhibited high volatility, with an intraday price range of ₹3.85 and a volatility measure of 6.4% based on the weighted average price. The stock’s intraday low touched ₹28.05, marking a decline of 10.84% from previous levels. Notably, the weighted average price indicates that a larger volume of shares traded closer to the day’s low, signalling selling pressure dominating the session.</p>\n<p>Adding to the bearish sentiment, United Credit has been on a consecutive two-day losing streak, with a cumulative decline of 7.98% over this period. This recent weakness contrasts with the broader market, w..."
      },
      {
        "title": "United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-stock-rating-upgraded-to-sell-amid-mixed-technical-and-fundamental-signals-3760802",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/UnitedCredit_mojoScore_3760802.png",
        "date": "2025-12-17 08:15:11",
        "description": "United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a nuanced shift in its market evaluation, reflecting a complex interplay of technical indicators, valuation metrics, financial trends, and quality assessments. This article analyses the factors influencing the recent revision in the company’s market assessment, providing investors with a comprehensive understanding of its current standing."
      },
      {
        "title": "United Credit Faces Mixed Signals Amidst Flat Financials and Technical Shifts",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-downgraded-to-strong-sell-amid-weak-fundamentals-and-bearish-technicals-3757069",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/UnitedCredit_mojoScore_3757069.png",
        "date": "2025-12-12 08:07:55",
        "description": "United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in market assessment following recent developments across quality, valuation, financial trends, and technical indicators. The stock’s performance and underlying fundamentals present a complex picture for investors navigating the current financial landscape."
      },
      {
        "title": "United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-stock-rating-upgraded-to-sell-amid-mixed-technicals-and-flat-financials-3745529",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/UnitedCredit_mojoScore_3745529.png",
        "date": "2025-12-04 08:11:46",
        "description": "United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a shift in market evaluation driven by a combination of technical trends, valuation considerations, financial performance, and quality metrics. This article analyses the factors influencing the recent revision in the company’s assessment, providing investors with a comprehensive understanding of its current standing."
      },
      {
        "title": "How has been the historical performance of United Credit?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-united-credit-3744730",
        "imagepath": "",
        "date": "2025-12-03 22:49:35",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Revenue and Operating Income Trends</strong></p>\n<p>For the fiscal year ending March 2009, United Credit reported total operating income of ₹1.21 crore, comprising net sales of ₹0.89 crore and other operating income of ₹0.32 crore. This modest revenue base was insufficient to cover the company's operating expenses, which included employee costs of ₹0.52 crore and manufacturing expenses of ₹1.32 crore. Notably, the company did not incur raw material or power costs during this period, but other expenses amounted to ₹0.81 crore. The increase in stocks contributed ₹0.15 crore to the expenditure profile.</p>\n<p>The total expenditure excluding depreciation stood at ₹2.80 crore, more than double the operating income, leading to an operating loss before other income of ₹1.59 crore. After accounting ..."
      },
      {
        "title": "United Credit’s Market Assessment Reflects Mixed Signals Amidst NBFC Sector Challenges",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-downgraded-to-strong-sell-amid-weak-fundamentals-and-bearish-technicals-3732623",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/UnitedCredit_mojoScore_3732623.png",
        "date": "2025-11-27 08:09:50",
        "description": "United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a shift in market evaluation driven by a combination of technical indicators, valuation metrics, financial trends, and quality assessments. This article analyses the factors influencing the recent changes in the company’s market outlook, providing investors with a comprehensive understanding of its current position."
      },
      {
        "title": "Why is United Credit falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-united-credit-fallingrising-3713028",
        "imagepath": "",
        "date": "2025-11-18 22:36:26",
        "description": "As of 18-Nov, United Credit Ltd is experiencing a price increase, with its current price at Rs 32.93, reflecting a change of Rs 1.39 or 4.41% upward. The stock has shown strong performance today, outperforming its sector by 5.19% and achieving consecutive gains over the last two days, resulting in a total return of 11.36% during this period. Despite a wide intraday trading range of Rs 4.99, the stock has been volatile, with an intraday volatility of 7.54%. It is also trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating positive momentum. However, there has been a notable decline in investor participation, with delivery volume falling by 42.47% compared to the 5-day average, which may suggest caution among investors.\n\nBroader market context indicates that while United Credit has risen by 8.00% over the past week, the benchmark Sensex has only increased by 0.96% during the..."
      },
      {
        "title": "United Credit Faces Evaluation Shift Amid Declining Profits and Stabilizing Trends",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/united-credit-stock-rating-adjusted-from-strong-sell-to-sell-3710765",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/UnitedCredit_mojoScore_3710765.png",
        "date": "2025-11-18 08:30:55",
        "description": "United Credit, a microcap in the NBFC sector, has recently seen a change in its evaluation, indicating a stabilization in its price action. The company reported a modest return on equity and a decline in operating profit, alongside a significant drop in profits over the past year."
      },
      {
        "title": "How has been the historical performance of United Credit?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-united-credit-3708809",
        "imagepath": "",
        "date": "2025-11-17 23:06:31",
        "description": "Answer:\nThe historical performance of United Credit shows significant challenges, particularly in the fiscal year ending March 2009.\n\nBreakdown:\nIn March 2009, United Credit reported net sales of 0.89 Cr and total operating income of 1.21 Cr. The company's total expenditure, excluding depreciation, was 2.80 Cr, leading to an operating profit (PBDIT) of -1.42 Cr. This resulted in a profit before tax of -1.66 Cr and a profit after tax of -1.63 Cr, indicating a negative trend in profitability. The consolidated net profit stood at -1.61 Cr, with an earnings per share (EPS) of -2.93. The operating profit margin, excluding other income, was -131.07%, and the profit after tax margin was -134.96%. Cash flow analysis revealed a cash flow from operating activities of -1.37 Cr and a net cash outflow of -2.36 Cr, with closing cash and cash equivalents at 0.89 Cr, down from 3.25 Cr the previous year. Overall, the financ..."
      }
    ],
    "total": 5031,
    "sid": "590873",
    "stock_news_url": "https://www.marketsmojo.com/news/united-credit-590873"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "13-Nov-2025",
      "details": "Pursuant to Regulation 30 and 47 of the SEBI (LODR) Regulation 2015 United Credit Limited has informed about News Paper Publications.",
      "source": "BSE"
    },
    {
      "caption": "Newspaper Publication Of Unaudited Financial Results For The Quarter Ended 30Th September 2025",
      "datetime": "13-Nov-2025",
      "details": "Pursuant to Regulations 30 and 47 of the SEBI (LODR) Regulations 2015 United Credit Limited has informed about News Paper Publications.",
      "source": "BSE"
    },
    {
      "caption": "Board Meeting Outcome for Outcome Of Board Meeting Held On November 12 2025",
      "datetime": "12-Nov-2025",
      "details": "Please find the unaudited financial results for the 2nd qtr and half year ended on September 30 2025 along with Auditors Report thereon.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "United Credit Ltd has declared <strong>7%</strong> dividend, ex-date: 19 Sep 19",
          "dt": "2019-09-19",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Why is United Credit falling/rising?

2025-12-19 01:52:31

Recent Price Movement and Volatility

United Credit’s share price opened sharply lower on 18 December, registering an opening gap down of 8.46%. Throughout the trading session, the stock exhibited high volatility, with an intraday price range of ₹3.85 and a volatility measure of 6.4% based on the weighted average price. The stock’s intraday low touched ₹28.05, marking a decline of 10.84% from previous levels. Notably, the weighted average price indicates that a larger volume of shares traded closer to the day’s low, signalling selling pressure dominating the session.

Adding to the bearish sentiment, United Credit has been on a consecutive two-day losing streak, with a cumulative decline of 7.98% over this period. This recent weakness contrasts with the broader market, w...

United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials

2025-12-17 08:15:11

United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a nuanced shift in its market evaluation, reflecting a complex interplay of technical indicators, valuation metrics, financial trends, and quality assessments. This article analyses the factors influencing the recent revision in the company’s market assessment, providing investors with a comprehensive understanding of its current standing.

United Credit Faces Mixed Signals Amidst Flat Financials and Technical Shifts

2025-12-12 08:07:55

United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in market assessment following recent developments across quality, valuation, financial trends, and technical indicators. The stock’s performance and underlying fundamentals present a complex picture for investors navigating the current financial landscape.

United Credit’s Market Assessment Reflects Mixed Signals Amidst Flat Financials

2025-12-04 08:11:46

United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a shift in market evaluation driven by a combination of technical trends, valuation considerations, financial performance, and quality metrics. This article analyses the factors influencing the recent revision in the company’s assessment, providing investors with a comprehensive understanding of its current standing.

How has been the historical performance of United Credit?

2025-12-03 22:49:35

Revenue and Operating Income Trends

For the fiscal year ending March 2009, United Credit reported total operating income of ₹1.21 crore, comprising net sales of ₹0.89 crore and other operating income of ₹0.32 crore. This modest revenue base was insufficient to cover the company's operating expenses, which included employee costs of ₹0.52 crore and manufacturing expenses of ₹1.32 crore. Notably, the company did not incur raw material or power costs during this period, but other expenses amounted to ₹0.81 crore. The increase in stocks contributed ₹0.15 crore to the expenditure profile.

The total expenditure excluding depreciation stood at ₹2.80 crore, more than double the operating income, leading to an operating loss before other income of ₹1.59 crore. After accounting ...

United Credit’s Market Assessment Reflects Mixed Signals Amidst NBFC Sector Challenges

2025-11-27 08:09:50

United Credit, a player in the Non Banking Financial Company (NBFC) sector, has experienced a shift in market evaluation driven by a combination of technical indicators, valuation metrics, financial trends, and quality assessments. This article analyses the factors influencing the recent changes in the company’s market outlook, providing investors with a comprehensive understanding of its current position.

Why is United Credit falling/rising?

2025-11-18 22:36:26

As of 18-Nov, United Credit Ltd is experiencing a price increase, with its current price at Rs 32.93, reflecting a change of Rs 1.39 or 4.41% upward. The stock has shown strong performance today, outperforming its sector by 5.19% and achieving consecutive gains over the last two days, resulting in a total return of 11.36% during this period. Despite a wide intraday trading range of Rs 4.99, the stock has been volatile, with an intraday volatility of 7.54%. It is also trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating positive momentum. However, there has been a notable decline in investor participation, with delivery volume falling by 42.47% compared to the 5-day average, which may suggest caution among investors. Broader market context indicates that while United Credit has risen by 8.00% over the past week, the benchmark Sensex has only increased by 0.96% during the...

United Credit Faces Evaluation Shift Amid Declining Profits and Stabilizing Trends

2025-11-18 08:30:55

United Credit, a microcap in the NBFC sector, has recently seen a change in its evaluation, indicating a stabilization in its price action. The company reported a modest return on equity and a decline in operating profit, alongside a significant drop in profits over the past year.

How has been the historical performance of United Credit?

2025-11-17 23:06:31

Answer: The historical performance of United Credit shows significant challenges, particularly in the fiscal year ending March 2009. Breakdown: In March 2009, United Credit reported net sales of 0.89 Cr and total operating income of 1.21 Cr. The company's total expenditure, excluding depreciation, was 2.80 Cr, leading to an operating profit (PBDIT) of -1.42 Cr. This resulted in a profit before tax of -1.66 Cr and a profit after tax of -1.63 Cr, indicating a negative trend in profitability. The consolidated net profit stood at -1.61 Cr, with an earnings per share (EPS) of -2.93. The operating profit margin, excluding other income, was -131.07%, and the profit after tax margin was -134.96%. Cash flow analysis revealed a cash flow from operating activities of -1.37 Cr and a net cash outflow of -2.36 Cr, with closing cash and cash equivalents at 0.89 Cr, down from 3.25 Cr the previous year. Overall, the financ...

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