United Credit

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE858C01027
NSEID:
BSEID: 531091
View on BSE

INR

24.70

0.32 (1.31%)

BSENSE

Apr 10

BSE+NSE Vol: 45

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Moongipa Capital

G K Consultants

Neil Industries

Karnavati Financ

United Credit

Comfort Comtrade

Svaraj Trading

Asia Capital

Franklin Leasing

Ushakiran Fin.

Garbi Finvest

Why is United Credit Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.56%

Poor long term growth as Operating profit has grown by an annual rate of -8.02%

Flat results in Dec 25

NO KEY NEGATIVE TRIGGERS

Underperformed the market in the last 1 year

Even though the market (BSE500) has generated returns of 9.00% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -21.36% returns

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is United Credit for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

United Credit

-21.36%

-0.31

67.95%

Sensex

4.77%

0.35

13.60%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

2.22%

EBIT Growth (5y)

-8.02%

Net Debt to Equity (avg)

0.01

Institutional Holding

0.53%

ROE (avg)

3.56%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.44

EV to EBIT

13.13

EV to EBITDA

13.13

EV to Capital Employed

0.43

EV to Sales

4.26

PEG Ratio

Dividend Yield

ROCE (Latest)

3.00%

ROE (Latest)

2.27%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Mildly Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

0What is working for the Company

NO KEY POSITIVE TRIGGERS

0What is not working for the Company

NO KEY NEGATIVE TRIGGERS

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