United Credit

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE858C01027
NSEID:
BSEID: 531091
View on BSE

INR

28.95

0.1 (0.35%)

BSENSE

Jun 03, 03:30 PM

BSE+NSE Vol: 69

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Classic Leasing

Minolta Finance

Ashtasidhhi Ind

Moongipa Capital

Yogi Infra Proj.

United Credit

Decillion Financ

Blue Chip India

Sarvottam Finve.

Mehta Integrat.

Stellar Capital

Why is United Credit Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 3.56%

Poor long term growth as Operating profit has grown by an annual rate of -1.57%

Flat results in Mar 26

Underperformed the market in the last 1 year

Even though the market (BSE500) generated negative returns of -1.52% in the last 1 year, its fall in the stock was much higher with a return of -11.60%

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is United Credit for you?

High Risk, Medium Return

Absolute

Risk Adjusted

Volatility

United Credit

-11.6%

-0.17

69.29%

Sensex

-7.92%

-0.61

13.09%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

2.80%

EBIT Growth (5y)

-1.57%

Net Debt to Equity (avg)

0.01

Institutional Holding

0.53%

ROE (avg)

3.56%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

0.51

EV to EBIT

15.26

EV to EBITDA

13.88

EV to Capital Employed

0.50

EV to Sales

4.92

PEG Ratio

Dividend Yield

ROCE (Latest)

3.00%

ROE (Latest)

2.82%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bullish

Mildly Bearish

RSI

Bullish

No Signal

Bollinger Bands

Bullish

Mildly Bearish

Moving Averages

Mildly Bearish (Daily)

KST

Mildly Bullish

Mildly Bearish

Dow Theory

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

1What is working for the Company

PBDIT(Q)

Highest at Rs 0.30 cr.

0What is not working for the Company

NO KEY NEGATIVE TRIGGERS

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Here's what is working for United Credit

Operating Profit (PBDIT) - Quarterly

Highest at Rs 0.30 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (Rs Cr)