Northern ARC

Why is Northern ARC Capital Ltd falling/rising?

As of 07-Aug, Northern ARC Capital Ltd's stock price is declining, currently at 275.95, down 1.46% and part of a broader trend with a total drop of 2.65% over the last three days. Despite positive financial results, investor interest has waned, reflected in reduced trading volume and the stock's performance below key moving averages, indicating short-term weakness.

As of 07-Aug, Northern ARC Capital Ltd's stock price is falling, currently at 275.95, reflecting a decrease of 4.1 points or 1.46%. This decline is part of a broader trend, as the stock has experienced a consecutive fall over the last three days, resulting in a total drop of 2.65% during this period. Additionally, the stock's performance over the past week shows a decline of 4.10%, contrasting with a slight increase of 0.52% in the Sensex.<BR><BR>Investor participation has also diminished, with delivery volume dropping by 25.79% compared to the five-day average, indicating reduced interest in trading the stock. The stock is currently trading below its 5-day, 20-day, and 50-day moving averages, although it remains above the 100-day and 200-day moving averages, suggesting short-term weakness.<BR><BR>Despite the company reporting positive financial results over the last three quarters, including a 25.70% growth in net sales and a 50.4% increase in profits over the past year, the stock's long-term fundamental strength appears weak, with an average Return on Equity (ROE) of 9.65%. Furthermore, the minimal stake held by domestic mutual funds, at only 0.19%, may indicate a lack of confidence in the stock's current valuation or business prospects. These factors contribute to the stock's downward movement.

Which are the latest news on Northern ARC?

Should I buy, sell or hold Northern ARC Capital Ltd?

Are Northern ARC Capital Ltd latest results good or bad?

Northern ARC Capital Ltd's latest results show strong year-on-year growth with a 41.06% increase in net profit and a 28.80% rise in net sales, but a 13.71% sequential profit decline and reduced profit margins raise concerns about sustainability. Overall, the results are mixed, indicating robust growth but potential challenges ahead.

Northern ARC Capital Ltd's latest results present a mixed picture. On one hand, the company reported a net profit of ₹114.33 crores for Q1 FY27, which is a significant increase of 41.06% year-on-year. Additionally, net sales grew by 28.80% compared to the same quarter last year, reaching ₹779.77 crores, marking the highest quarterly revenue in the company's history.<BR><BR>However, there are some concerning trends as well. The net profit decreased by 13.71% compared to the previous quarter, indicating potential challenges in sustaining profitability. Furthermore, the profit after tax (PAT) margin fell to 14.63% from 17.89% sequentially, reflecting increased cost pressures. This decline in margins and the sequential profit drop raises questions about the company's ability to maintain its growth momentum.<BR><BR>Overall, while the year-on-year growth figures are strong and suggest a robust business trajectory, the sequential declines in profit and margins could signal underlying issues that need to be monitored closely. Investors may view the results as good in terms of growth but concerning regarding sustainability and profitability.

When is the next results date for Northern ARC Capital Ltd?

The next results date for Northern ARC Capital Ltd is 27 July 2026.

The next results date for Northern ARC Capital Ltd is scheduled for 27 July 2026.

What does Northern ARC do?

Northern ARC Capital Ltd is a Non-Banking Financial Company (NBFC) focused on the small-cap market, with a recent net sales of ₹742 Cr and a net profit of ₹132 Cr for the quarter ending March 2026. The company has a market cap of ₹4,772 Cr and key metrics include a P/E ratio of 11.00 and a debt-equity ratio of 3.15.

Overview:<BR>Northern ARC Capital Ltd is a Non Banking Financial Company (NBFC) operating in the small-cap market segment.<BR><BR>History:<BR>The company was incorporated on March 9, 1989, originally as Highland Leasing & Finance Private Limited. It underwent a name change to IFMR Capital Finance Private Limited on June 19, 2009. The most recent quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 742 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 132 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 4,772 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 11.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 3.15<BR>- Return on Equity: 10.42%<BR>- Price to Book: 1.24<BR><BR>Contact Details:<BR>Registrar Address: Not available.

How big is Northern ARC?

As of 10th June, Northern ARC Capital Ltd has a market capitalization of 4,772.00 Cr, with recent net sales of 2,695.68 Cr and a net profit of 406.02 Cr over the latest four quarters.

As of 10th June, <BR><BR>Market Cap: Northern ARC Capital Ltd has a market capitalization of 4,772.00 Cr, classifying it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 2,695.68 Cr, while the sum of Net Profit for the same period is 406.02 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds are valued at 3,434.25 Cr, and Total Assets amount to 13,524.88 Cr.

Who are the peers of the Northern ARC?

Northern ARC's peers include Religare Enterprises, Dhenu Buildcon, Fedbank Financial, MAS Financial Services, Paisalo Digital, Indostar Capital, and SG Finserve. Northern ARC has below-average management risk and excellent growth, with a 1-year return of 21.86%, while Dhenu Buildcon leads with a return of 104.62%.

Peers: The peers of Northern ARC are Religare Enterp., Dhenu Buildcon, Fedbank Financi., MAS FINANC SER, Paisalo Digital, Indostar Capital, and SG Finserve.<BR><BR>Quality Snapshot: Excellent management risk is observed at Fedbank Financi., MAS FINANC SER, and Paisalo Digital, while Average management risk is found at Religare Enterp. and the rest. Below Average management risk is present at Northern ARC, Indostar Capital, and SG Finserve. Growth is Excellent for Northern ARC, while Good growth is noted at Fedbank Financi., MAS FINANC SER, and Paisalo Digital. Below Average growth is seen at Religare Enterp. and Indostar Capital, while Dhenu Buildcon does not qualify. Capital Structure is Excellent for Religare Enterp., Fedbank Financi., MAS FINANC SER, Paisalo Digital, Northern ARC, Indostar Capital, and SG Finserve, while Dhenu Buildcon does not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Dhenu Buildcon at 104.62%, while Indostar Capital has the lowest at -29.83%. Northern ARC's 1-year return of 21.86% is significantly higher than Indostar Capital's but lower than Dhenu Buildcon's. Additionally, MAS FINANC SER and Indostar Capital have negative six-month returns.

Is Northern ARC technically bullish or bearish?

As of November 17, 2025, the trend is mildly bullish with daily moving averages supporting this view, but caution is advised due to a mildly bearish weekly MACD and mixed signals from other indicators.

As of 17 November 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by daily moving averages indicating bullish momentum. However, the weekly MACD is mildly bearish, which suggests some caution. The Bollinger Bands on a weekly basis are mildly bullish, and the Dow Theory indicates a mildly bullish trend on the monthly timeframe. Overall, while there are some positive indicators, the mixed signals from the MACD and the lack of strong trends in other indicators suggest a cautious outlook.

How has been the historical performance of Northern ARC?

Northern ARC's historical performance from March 2024 to March 2025 showed increased net sales and operating income, but a decline in profit before tax, profit after tax, and earnings per share. Total assets and liabilities rose, while cash flow from operating activities improved significantly.

Answer:<BR>The historical performance of Northern ARC shows a mixed trend in financial metrics from March 2024 to March 2025.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2025, Northern ARC reported net sales of 2,341.61 Cr, an increase from 1,890.08 Cr in March 2024. Total operating income also rose to 2,341.61 Cr from 1,890.08 Cr. However, total expenditure increased significantly to 1,121.40 Cr from 741.49 Cr, leading to an operating profit (PBDIT) of 1,234.34 Cr, up from 1,164.54 Cr. Profit before tax decreased to 388.10 Cr from 421.21 Cr, and profit after tax slightly declined to 303.34 Cr from 318.66 Cr. The earnings per share (EPS) dropped to 18.87 from 34.49, while the operating profit margin fell to 52.11% from 60.77%. On the balance sheet, total assets increased to 13,524.88 Cr from 11,672.90 Cr, with total liabilities also rising to 13,524.88 Cr from 11,672.90 Cr. Cash flow from operating activities showed a loss of 1,046.00 Cr, an improvement from a loss of 2,134.00 Cr in the previous year, while net cash inflow turned positive at 150.00 Cr compared to a negative 52.00 Cr in March 2024.

Is Northern ARC overvalued or undervalued?

As of October 23, 2025, Northern ARC is considered very attractive and undervalued, with a PE Ratio of 15.12, an EV to EBIT of 11.43, and a ROCE of 9.51%, outperforming peers like Bajaj Finance and Life Insurance, and achieving a year-to-date return of 25.74% compared to the Sensex's 8.21%.

As of 23 October 2025, the valuation grade for Northern ARC has moved from attractive to very attractive, indicating a significant improvement in its perceived value. The company is currently assessed as undervalued. Key ratios include a PE Ratio of 15.12, an EV to EBIT of 11.43, and a ROCE of 9.51%. <BR><BR>In comparison to peers, Northern ARC's valuation stands out favorably against Bajaj Finance, which has a PE Ratio of 39.07 and is considered very expensive, and Life Insurance, which has a PE Ratio of 11.68 and is rated very attractive. The company's performance has also been strong relative to the Sensex, with a year-to-date return of 25.74% compared to the Sensex's 8.21%.

Who are the top shareholders of the Northern ARC?

The top shareholders of Northern ARC include Leapfrog Financial Inclusion India II Ltd at 16.18%, individual investors with 13.86%, and 16 foreign institutional investors holding a combined 5.23%. There are no pledged promoter holdings or a single promoter with the highest stake.

The top shareholders of Northern ARC include Leapfrog Financial Inclusion India II Ltd, which holds the largest public share at 16.18%. Additionally, the company has individual investors holding 13.86% of the shares. In terms of institutional holdings, there are 16 foreign institutional investors (FIIs) with a combined holding of 5.23%, and one mutual fund scheme that holds 1.21%. Notably, there are no pledged promoter holdings, and there is no single promoter with the highest holding.

Has Northern ARC declared dividend?

No Dividend History Available