Prism Finance

Why is Prism Finance Ltd falling/rising?

As of 10-Aug, the stock price of Prism Finance Ltd is stable at Rs 27.00, with a slight outperformance against its sector. However, it is trading below its moving averages and close to its 52-week low, indicating a downward trend and limited investor engagement.

As of 10-Aug, the stock price of Prism Finance Ltd is currently stable at Rs 27.00, showing no change (0.00%). The stock has recently outperformed its sector by 0.83%, indicating a slight positive movement relative to its peers. However, it is important to note that the stock is trading lower than its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which suggests a downward trend in its price performance.<BR><BR>Additionally, the stock is close to its 52-week low, being only 1.85% away from Rs 26.5. This proximity to a low point may indicate a lack of upward momentum. Furthermore, the stock has exhibited erratic trading patterns, having not traded on 5 out of the last 20 days, which can contribute to volatility and uncertainty among investors.<BR><BR>Despite a rise in delivery volume on December 31, which has increased by 0% against the 5-day average, the overall liquidity remains low, with only 2% of the 5-day average traded value being sufficient for trade sizes. This suggests limited investor engagement, which could further impact the stock's price stability.<BR><BR>In summary, while there are some positive indicators such as sector outperformance, the overall trend shows that Prism Finance Ltd is facing challenges that contribute to its current price stability rather than a significant rise.

Which are the latest news on Prism Finance?

When is the next results date for Prism Finance Ltd?

The next results date for Prism Finance Ltd is 13 August 2026.

The next results date for Prism Finance Ltd is scheduled for 13 August 2026.

Should I buy, sell or hold Prism Finance Ltd?

What does Prism Finance do?

Prism Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, reporting net sales of 1 Cr and a net loss of 6 Cr for the quarter ending March 2026. The company has a market cap of INR 18 Cr and operates from Ahmedabad, Gujarat.

Overview:<BR>Prism Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>Incorporated on 28 April 1994, Prism Finance Ltd was formerly known as Bharat Vijay Mills Limited. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: -6 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 18 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.04 <BR>Return on Equity: -8.04% <BR>Price to Book: 0.83<BR><BR>Contact Details:<BR>Address: 301 Iscon Mall, Satellite Road Ahmedabad Gujarat : 380015 <BR>Tel: 91-79-26763503/26763504 <BR>Email: prismfinance@yahoo.com <BR>Website: http://www.prismfinance.in

How big is Prism Finance?

As of 10th June, Prism Finance Ltd has a market capitalization of 18.00 Cr and reported net sales of 6.31 Cr with a loss of 3.54 Cr over the latest four quarters. As of March 2025, Shareholder's Funds were 22.13 Cr and Total Assets were 23.69 Cr.

As of 10th June, Prism Finance Ltd has a market capitalization of 18.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Prism Finance reported net sales of 6.31 Cr. However, the company experienced a loss of 3.54 Cr during the same period.<BR><BR>The latest annual period for the balance sheet is March 2025, where Shareholder's Funds amounted to 22.13 Cr and Total Assets were reported at 23.69 Cr.

Who are in the management team of Prism Finance?

The management team of Prism Finance consists of Kashyap R Mehta (Independent Director), Anal R Desai (Chairman & Independent Director), and Hemendrakumar C Shah (Independent Director).

The management team of Prism Finance includes the following individuals:<BR><BR>1. **Kashyap R Mehta** - Independent Director<BR>2. **Anal R Desai** - Chairman & Independent Director<BR>3. **Hemendrakumar C Shah** - Independent Director<BR><BR>If you have any more questions about the company or its operations, feel free to ask!

Who are the peers of the Prism Finance?

Prism Finance's peers include Step Two Corp., CMX Holdings, Asia Capital, Krishna Capital, Abirami Fin., Gilada Finance, Rita Finance, Bharat Bhushan, and Classic Leasing. In terms of management risk and growth, Prism Finance is rated average, with a 1-year return of -8.14%, better than Bharat Bhushan but worse than CMX Holdings at 115.45%.

Peers: The peers of Prism Finance are Step Two Corp., CMX Holdings, Asia Capital, Krishna Capital, Abirami Fin., Gilada Finance, Rita Finance and, Bharat Bhushan, Classic Leasing.<BR><BR>Quality Snapshot: Excellent management risk is observed at Step Two Corp. and Gilada Finance, while Average management risk is found at Prism Finance. Below Average management risk is noted for Rita Finance and, the rest. Growth is classified as Good at Gilada Finance, Average at Step Two Corp., and Below Average at Prism Finance, Rita Finance and, the rest. Excellent capital structure is noted for Step Two Corp., Gilada Finance, and Rita Finance, while Prism Finance has an Excellent capital structure as well.<BR><BR>Return Snapshot: The peer with the highest 1-year return is CMX Holdings at 115.45%, while the peer with the lowest is Bharat Bhushan at -36.51%. Prism Finance's 1-year return of -8.14% is better than Bharat Bhushan's but worse than CMX Holdings'. Additionally, peers with negative six-month returns include Prism Finance, Abirami Fin., Gilada Finance, and Rita Finance.

Is Prism Finance overvalued or undervalued?

As of November 26, 2025, Prism Finance is considered undervalued with a low Price to Book Value of 0.83 and a negative PE Ratio of -10.36, despite facing significant challenges and a year-to-date decline of 35.68%, contrasting sharply with peers like Bajaj Finance and Life Insurance.

As of 26 November 2025, Prism Finance's valuation grade has moved from very expensive to risky, indicating a significant shift in its market perception. The company is currently assessed as undervalued, primarily due to its low Price to Book Value of 0.83 and a negative PE Ratio of -10.36. Additionally, the EV to EBITDA ratio stands at -4.89, which further underscores the company's challenging financial position.<BR><BR>In comparison with its peers, Prism Finance's valuation metrics starkly contrast with those of Bajaj Finance, which has a PE Ratio of 34.37, and Life Insurance, boasting a PE Ratio of 11.08. The negative returns of Prism Finance, particularly a year-to-date decline of 35.68% compared to the Sensex's gain of 9.56%, reinforce the notion of its undervaluation relative to the broader market. Overall, while the company faces significant challenges, its current valuation suggests potential upside for investors willing to take on risk.

How has been the historical performance of Prism Finance?

Prism Finance's historical performance shows fluctuations, with stable share capital and increasing shareholder funds until a decline in 2025, alongside a drop in total reserves, negative cash flow, and a loss in profit before tax. Overall, the company has experienced mixed financial metrics, particularly in the latest fiscal year.

Answer:<BR>The historical performance of Prism Finance shows a mixed trend in its financial metrics over the years.<BR><BR>Breakdown:<BR>Prism Finance's share capital has remained stable at Rs 6.50 crore from March 2020 to March 2025. Total reserves peaked at Rs 16.64 crore in March 2024 but fell to Rs 15.63 crore in March 2025. Shareholder's funds increased from Rs 7.93 crore in March 2020 to Rs 22.13 crore in March 2025, although there was a slight decline from Rs 23.14 crore in March 2024. The company has consistently maintained zero long-term borrowings, and total liabilities decreased from Rs 25.92 crore in March 2024 to Rs 23.69 crore in March 2025. Current assets also saw a decline from Rs 24.33 crore in March 2024 to Rs 22.73 crore in March 2025, while total assets decreased from Rs 25.92 crore to Rs 23.69 crore in the same period. The cash flow from operating activities turned negative in March 2025 at Rs -6.00 crore, contrasting with a positive cash flow of Rs 2.00 crore in March 2024. Profit before tax was negative at Rs -2.00 crore in March 2025, following a profit of Rs 7.00 crore in March 2024. Overall, the financial performance reflects fluctuations in profitability and asset management, with a notable decline in cash flow and profit in the latest fiscal year.

Who are the top shareholders of the Prism Finance?

The top shareholders of Prism Finance are Som Shiva (Impex) Ltd with 30.11%, Kolon Investment Pvt Ltd with 4.41%, and individual investors holding a combined 40.58%. There are no institutional or pledged promoter holdings reported.

The top shareholders of Prism Finance include Som Shiva (Impex) Ltd, which holds the largest stake at 30.11%. Following that, the highest public shareholder is Kolon Investment Pvt Ltd, with a holding of 4.41%. Additionally, individual investors collectively hold 40.58% of the company's shares. There are no institutional holdings or pledged promoter holdings reported.

What is the technical trend for Prism Finance?

As of June 6, 2025, Prism Finance's technical trend is neutral with mixed signals, showing a shift from mildly bullish to sideways, as various indicators reflect conflicting trends across different time frames.

As of 6 June 2025, the technical trend for Prism Finance has changed from mildly bullish to sideways. The current stance is neutral, with mixed signals across various indicators. The weekly MACD is mildly bearish, and the monthly MACD also indicates a mildly bearish trend. The RSI shows no signal on the weekly chart but is bearish on the monthly. Bollinger Bands are bearish on both weekly and monthly time frames. Moving averages suggest a mildly bullish trend on the daily chart, while the KST indicates bullishness on both weekly and monthly charts. However, Dow Theory reflects a mildly bearish stance on both time frames, and the OBV is bullish weekly but mildly bearish monthly. Overall, the indicators present a conflicting picture, reinforcing the sideways trend.

Has Prism Finance declared dividend?

No Dividend History Available