Provident Bancorp, Inc. (Massachusetts)

How big is Provident Bancorp, Inc. (Massachusetts)?

As of Jun 18, Provident Bancorp, Inc. (Massachusetts) has a market capitalization of 206.57 million and total assets of 1,593.24 million, with shareholder's funds amounting to 231.09 million.

Market Cap: As of Jun 18, Provident Bancorp, Inc. (Massachusetts) has a market capitalization of 206.57 million, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest four quarters, the sum of interest earned is 88.00 million, while the sum of net profit is 4.46 million.<BR><BR>Balance Sheet Snapshot: As of Dec'24, the shareholder's funds amount to 231.09 million, and the total assets are valued at 1,593.24 million.

What does Provident Bancorp, Inc. (Massachusetts) do?

Provident Bancorp, Inc. is the holding company for The Provident Bank, a community bank in Massachusetts with a market cap of $206.57 million. As of March 2025, it reported net sales of $21 million and a net profit of $2 million.

Overview:<BR>Provident Bancorp, Inc. is the holding company of The Provident Bank, a community bank operating in the Savings Banks industry with a market cap of USD 206.57 Million.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 21 Million (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2 Million (Quarterly Results - Mar 2025) <BR>Market-cap: USD 206.57 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 46.00 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.91% <BR>Price to Book: 0.88<BR><BR>Contact Details:<BR>Address: 5 Market Street, Amesbury MA: 21202

Should I buy, sell or hold Provident Bancorp, Inc. (Massachusetts)?

Who are in the management team of Provident Bancorp, Inc. (Massachusetts)?

As of March 2022, the management team of Provident Bancorp, Inc. includes CEO David Mansfield, President Charles Withee, and several independent directors, led by Chairman Joseph Reilly, ensuring a diverse governance structure.

As of March 2022, the management team of Provident Bancorp, Inc. (Massachusetts) includes the following individuals:<BR><BR>- Mr. Joseph Reilly, Independent Chairman of the Board<BR>- Mr. Charles Withee, President, Chief Lending Officer, Director<BR>- Mr. David Mansfield, Chief Executive Officer, Director<BR>- Mr. Frank Cousins, Independent Director<BR>- Mr. James DeLeo, Independent Director<BR>- Ms. Lisa DeStefano, Independent Director<BR>- Mr. Jay Gould, Independent Director<BR>- Ms. Laurie Knapp, Independent Director<BR><BR>In summary, the management team comprises a mix of executive leadership and independent directors, ensuring a diverse governance structure.

Is Provident Bancorp, Inc. (Massachusetts) technically bullish or bearish?

As of June 20, 2025, Provident Bancorp, Inc. shows a bullish technical trend despite some bearish signals from Dow Theory and OBV, having outperformed the S&P 500 in the short term but underperformed over the longer three- and five-year periods.

As of 20 June 2025, the technical trend for Provident Bancorp, Inc. has changed from mildly bullish to bullish. The current technical stance is bullish, driven by bullish signals in the MACD, Bollinger Bands, and KST across both weekly and monthly time frames. The daily moving averages also indicate a bullish trend. However, Dow Theory shows a mildly bearish stance on both weekly and monthly charts, and the OBV is mildly bearish on the weekly timeframe. <BR><BR>In terms of performance, the stock has outperformed the S&P 500 over the past month (3.03% vs. 2.33%) and year-to-date (13.33% vs. 12.22%), but has underperformed over the longer three-year and five-year periods.

Is Provident Bancorp, Inc. (Massachusetts) overvalued or undervalued?

As of October 17, 2025, Provident Bancorp, Inc. is fairly valued with a P/E ratio of 46, a Price to Book Value of 0.88, and an EV to EBITDA of 35.84, but it is priced higher than peers like Southern Missouri Bancorp (P/E of 11.64) and Hingham Institution for Savings (P/E of 18.15), while its year-to-date return of 9.21% lags behind the S&P 500's 13.30%.

As of 17 October 2025, the valuation grade for Provident Bancorp, Inc. has moved from expensive to fair. The company appears to be fairly valued based on its current metrics. Key ratios include a P/E ratio of 46, a Price to Book Value of 0.88, and an EV to EBITDA of 35.84. <BR><BR>When compared to peers, Southern Missouri Bancorp, Inc. has a P/E of 11.64, while Hingham Institution for Savings has a P/E of 18.15, indicating that Provident Bancorp is priced higher relative to these competitors. In terms of stock performance, Provident Bancorp's year-to-date return of 9.21% lags behind the S&P 500's return of 13.30%, reflecting a challenging market position.