Punjab Natl.Bank

Who are in the management team of Punjab Natl.Bank?

As of March 2023, the management team of Punjab National Bank includes Ekta Pasricha (Company Secretary), Atul Kumar Goel (MD & CEO), and several Executive and Non Official Directors, totaling 12 key members responsible for the bank's governance and strategic direction.

As of March 2023, the management team of Punjab National Bank includes the following members:<BR><BR>1. Ekta Pasricha - Company Secretary & Compliance Officer<BR>2. Kalyan Kumar - Executive Director<BR>3. Pankaj Joshi - Non Official Director<BR>4. Sanjeev Kumar Singhal - Non Official Director<BR>5. Anil Kumar Misra - Nominee (RBI)<BR>6. Pankaj Sharma - Nominee (Govt)<BR>7. Atul Kumar Goel - Managing Director & CEO<BR>8. Vijay Dube - Executive Director<BR>9. Rekha Jain - Director (Shareholder)<BR>10. Binod Kumar - Executive Director<BR>11. M. Paramasivam - Executive Director<BR>12. K G Ananthakrishnan - Chairman & Independent Director<BR><BR>This diverse team plays a crucial role in the governance and strategic direction of the bank.

What does Punjab Natl.Bank do?

Punjab National Bank (PNB) is a state-owned commercial bank in India, recognized as a Large Cap entity, with recent net sales of ₹31,989.46 crore and a net profit of ₹4,567 crore for the quarter ending March 2025. It offers various banking services and has a market capitalization of ₹126,595 crore.

Overview:<BR>Punjab National Bank (PNB) is a state-owned commercial bank in India, categorized as a Large Cap entity within the Public Sector Bank industry.<BR><BR>History:<BR>Punjab National Bank was incorporated in the early 20th century and has maintained its status as one of the leading commercial banks in India. The latest financial results reported are for the quarter ending March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 31,989.46 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 4,567 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 126,595 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: N/A<BR>Dividend Yield: 1.32%<BR>Debt-Equity: N/A<BR>ROE: N/A<BR>Price-to-Book: N/A<BR><BR>Contact Details:<BR>Address: HO 7 Bhikaiji Cama Place, New Delhi Delhi: 110607<BR>Phone: 91-011-26102303/23323654/23323657<BR>Email: hosd@pnb.co.in<BR>Website: http://www.pnbindia.in

Has Punjab Natl.Bank declared dividend?

Yes, Punjab National Bank has declared a 145% dividend, with an ex-date of June 20, 2025. Despite recent negative price returns, the bank has demonstrated strong total returns over longer periods, particularly in the 2 to 5-year spans.

Punjab National Bank has declared a 145% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 145%<BR>- Ex-date: 20 Jun 25<BR><BR>Dividend Yield: 1.32%.<BR><BR>Total Returns by Period:<BR>Over the last 6 months, the price return was -0.36%, the dividend return was 2.67%, resulting in a total return of 2.31%.<BR><BR>In the past year, the price return was -11.42%, the dividend return was 3.49%, leading to a total return of -7.93%.<BR><BR>Over a 2-year period, the price return was 111.06%, the dividend return was 9.70%, which resulted in a total return of 120.76%.<BR><BR>In the last 3 years, the price return was 248.41%, the dividend return was 17.20%, yielding a total return of 265.61%.<BR><BR>For the 4-year period, the price return was 154.64%, the dividend return was 13.10%, resulting in a total return of 167.74%.<BR><BR>In the 5-year span, the price return was 224.7%, the dividend return was 15.67%, culminating in a total return of 240.37%.<BR><BR>Overall, Punjab National Bank has shown a strong performance in terms of total returns over longer periods, particularly in the 2, 3, 4, and 5-year spans, despite some negative price returns in the shorter term. The declared dividend indicates a commitment to returning value to shareholders.

Who are the peers of the Punjab Natl.Bank?

Punjab Natl.Bank's peers include St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, UCO Bank, and Central Bank. While Punjab Natl.Bank shows average management risk and good growth, its 1-year return is -20.84%, better than I O B but worse than Indian Bank's 5.17%.

Peers: The peers of Punjab Natl.Bank are St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, I O B, Bank Of India, Bank of Maha, UCO Bank, and Central Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at St Bk of India, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, and Bank of Maha, while Average management risk is found at Punjab Natl.Bank, I O B, UCO Bank, and Central Bank. Growth is excellent at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, and Bank of Maha, while Punjab Natl.Bank and I O B show good growth, and the rest have average growth. Good capital structure is noted at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, and Bank of Maha, while Punjab Natl.Bank, I O B, UCO Bank, and Central Bank have average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indian Bank at 5.17%, while I O B has the lowest at -44.47%. Punjab Natl.Bank's 1-year return is -20.84%, which is better than I O B but worse than Indian Bank. Additionally, UCO Bank and Central Bank have negative six-month returns.

Who are the top shareholders of the Punjab Natl.Bank?

The top shareholders of Punjab National Bank include the Government of India with a 70.08% stake, Life Insurance Corporation of India at 9.15%, individual investors at 8.55%, mutual funds with 4.71%, and foreign institutional investors holding 5.7%.

The top shareholders of Punjab National Bank are primarily dominated by the Government of India, which holds a significant 70.08% stake through the President of India. Other notable shareholders include the Life Insurance Corporation of India, which holds 9.15%, and individual investors who collectively own 8.55%. Additionally, mutual funds have a presence with 4.71% held across 37 schemes, while foreign institutional investors (FIIs) hold 5.7% through 577 entities.

How big is Punjab Natl.Bank?

As of 24th July, Punjab National Bank has a market capitalization of 126,422.00 Cr and reported a net profit of 16,630.20 Cr, with total assets of 18,20,011.38 Cr. There is no valid data for net sales in the latest four quarters.

As of 24th July, Punjab National Bank has a market capitalization of 126,422.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid data found for summing. The net profit for the same period was 16,630.20 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2025. Shareholder's funds are valued at 1,27,362.25 Cr, while total assets amount to 18,20,011.38 Cr.

How has been the historical performance of Punjab Natl.Bank?

Punjab Natl.Bank has shown significant growth from Mar'20 to Mar'25, with net interest income rising from 17,437.79 Cr to 42,782.17 Cr, profit after tax increasing from 336.20 Cr to 16,630.20 Cr, and a reduction in gross NPAs from 78,472.70 Cr to 44,081.60 Cr, indicating improved financial health and asset quality.

Answer:<BR>The historical performance of Punjab Natl.Bank shows significant growth in various financial metrics over the years.<BR><BR>Breakdown:<BR>Punjab Natl.Bank has demonstrated a robust increase in interest earned, rising from 53,800.03 Cr in Mar'20 to 1,21,760.73 Cr in Mar'25. This growth is reflected in the net interest income, which increased from 17,437.79 Cr in Mar'20 to 42,782.17 Cr in Mar'25. Total income also saw a substantial rise, reaching 1,38,070.10 Cr in Mar'25 compared to 63,074.16 Cr in Mar'20. The bank's profit before tax surged from 738.99 Cr in Mar'20 to 25,156.07 Cr in Mar'25, while profit after tax improved from 336.20 Cr to 16,630.20 Cr in the same period. The capital adequacy ratio has strengthened, with the total ratio at 17.01% in Mar'25, up from 14.14% in Mar'20. Additionally, the amount of gross NPAs decreased from 78,472.70 Cr in Mar'19 to 44,081.60 Cr in Mar'25, indicating improved asset quality. The bank's total assets grew from 8,31,170.40 Cr in Mar'20 to 18,20,011.38 Cr in Mar'25, while total liabilities increased from 8,31,170.40 Cr to 18,20,011.39 Cr during the same period. Cash and cash equivalents also improved, closing at 148,719.00 Cr in Mar'25, up from 75,993.00 Cr in Mar'20. Overall, Punjab Natl.Bank's financial performance reflects a positive trend with significant growth in income, profitability, and asset quality over the years.

Is Punjab Natl.Bank overvalued or undervalued?

As of October 17, 2025, Punjab National Bank is fairly valued with a PE ratio of 8.68 and has outperformed the Sensex with an 11.03% return over the past year, though it is less attractive compared to some peers like State Bank of India and Indian Bank.

As of 17 October 2025, the valuation grade for Punjab National Bank has moved from very attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 8.68, a Price to Book Value of 0.99, and a PEG ratio of 0.21, indicating a low valuation relative to its growth prospects.<BR><BR>In comparison to its peers, Punjab National Bank's PE ratio is lower than that of State Bank of India, which stands at 11.24, and Indian Bank at 8.93, while it is higher than Bank of Baroda at 6.94 and Canara Bank at 6.37. This suggests that while Punjab National Bank is fairly valued, it may still be less attractive compared to some of its peers. Notably, the bank has delivered a strong return of 11.03% over the past year, outperforming the Sensex's return of 3.64%, reinforcing its position in the market.

Is Punjab Natl.Bank technically bullish or bearish?

As of October 24, 2025, Punjab Natl. Bank's technical trend has shifted to bullish, supported by strong weekly indicators like the MACD and Bollinger Bands, despite some mild bearish signals in the monthly indicators.

As of 24 October 2025, the technical trend for Punjab Natl.Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish, indicating upward momentum. Daily moving averages also confirm a bullish trend. Although the monthly MACD and KST are mildly bearish, the overall strength from the weekly indicators and the positive performance compared to the Sensex, particularly over the 1W and 1M periods, reinforces the bullish outlook.

When is the next results date for Punjab National Bank?

The next results date for Punjab National Bank is January 19, 2026.

The next results date for Punjab National Bank is scheduled for January 19, 2026.

Are Punjab National Bank latest results good or bad?

Punjab National Bank's latest results show a net profit increase of 13.13% year-on-year, but a contraction in net interest margins and mixed asset quality raise concerns about sustainability. While the profit growth is positive, investors should remain cautious and monitor future trends.

Punjab National Bank's latest results present a mixed picture. On the positive side, the bank reported a net profit of ₹5,100.15 crores for Q3 FY26, which reflects a year-on-year growth of 13.13%. Additionally, total income grew by 7.20% compared to the same quarter last year, indicating steady income growth.<BR><BR>However, there are concerning trends in asset quality and net interest margins. The net interest margin (NIM) has contracted to 2.60%, down from 2.93% a year ago, highlighting challenges in maintaining profitability amid competitive pressures. Furthermore, while the gross non-performing asset (NPA) ratio improved to 3.45% from 4.09% a year earlier, it still indicates some deterioration in asset quality.<BR><BR>The bank's strong provision coverage ratio of 96.91% and a healthy capital adequacy ratio of 16.77% provide some cushion against these asset quality concerns. Overall, while the profit growth is encouraging, the margin compression and reliance on non-interest income raise questions about the sustainability of this performance moving forward. Investors may want to adopt a cautious approach, monitoring future trends closely.

Should I buy, sell or hold Punjab National Bank?

Why is Punjab National Bank falling/rising?

As of 17-Mar, the stock price of Punjab National Bank is rising to 112.15, indicating a potential trend reversal after previous declines. Despite trading below key moving averages, increased investor participation and strong long-term growth potential suggest positive sentiment around the stock.

As of 17-Mar, the stock price of Punjab National Bank is rising, currently at 112.15, reflecting an increase of 1.25 (1.13%). This upward movement comes after two consecutive days of decline, indicating a potential trend reversal. The stock has outperformed its sector by 1.18% today, which suggests a positive shift in investor sentiment.<BR><BR>Despite the recent rise, the stock has been trading lower than its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating that it may still be in a longer-term downtrend. However, there has been a notable increase in investor participation, with delivery volume rising by 48.51% compared to the 5-day average, which may contribute to the stock's current upward momentum.<BR><BR>From a fundamental perspective, Punjab National Bank showcases strong long-term growth potential, with a remarkable 85.58% compound annual growth rate (CAGR) in net profits. The stock is also considered to have a very attractive valuation, trading at a discount compared to its peers, with a price-to-book value of 0.9. Additionally, high institutional holdings at 22.02% suggest confidence from larger investors, which can positively influence stock performance.<BR><BR>Overall, the combination of a short-term price increase, improved investor participation, and strong fundamental indicators contributes to the current rise in Punjab National Bank's stock price.

Why is Punjab National Bank falling/rising?

As of 18-Mar, Punjab National Bank's stock price is rising to 113.10, reflecting a 0.85% increase. Despite recent gains, the stock has underperformed in the short term, facing lower trading volumes, but its strong fundamentals and institutional support may attract future interest.

As of 18-Mar, Punjab National Bank's stock price is rising, currently at 113.10, with a change of 0.95 (0.85%) up. This increase can be attributed to a consecutive gain over the last two days, where the stock has risen by 1.98%. Despite this recent upward movement, it is important to note that the stock has been underperforming in the short term, with a decline of 2.33% over the past week and 11.74% over the past month.<BR><BR>The stock's performance today is described as inline with the sector, indicating that it is not significantly deviating from the general market trends. However, it is trading below its moving averages across various time frames, which suggests a potential weakness in momentum. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 36.83% compared to the 5-day average, which could indicate reduced interest among investors.<BR><BR>On a positive note, Punjab National Bank has strong long-term fundamentals, evidenced by a robust provision coverage ratio of 79.90% and an impressive compound annual growth rate (CAGR) of 85.58% in net profits. The stock is also trading at a discount compared to its peers, which may attract value-focused investors. Furthermore, high institutional holdings at 22.02% suggest confidence from larger investors, who typically have more resources to analyze the company's fundamentals.<BR><BR>In summary, while Punjab National Bank is experiencing a rise in its stock price recently, it faces challenges such as lower trading volumes and underperformance in the short term. However, its strong fundamentals and institutional backing may provide a foundation for continued interest in the stock.

Why is Punjab National Bank falling/rising?

As of 19-Mar, Punjab National Bank's stock price is at 109.45, down 3.23%, reflecting a bearish trend as it trades below all key moving averages. Despite strong long-term performance, recent declines of 6.13% over the week and 13.31% over the month indicate significant short-term challenges.

As of 19-Mar, Punjab National Bank's stock price is falling, currently at 109.45, which reflects a decrease of 3.65 or 3.23%. The stock has underperformed the sector by 0.45% today and has experienced a trend reversal, falling after two consecutive days of gains. It reached an intraday low of Rs 108.55, marking a decline of 4.02%. <BR><BR>In terms of moving averages, the stock is trading lower than its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend. Additionally, the broader banking sector, represented by the Bank - Public index, has also fallen by 2.71%, contributing to the negative sentiment surrounding Punjab National Bank.<BR><BR>Over the past week, the stock has decreased by 6.13%, and over the past month, it has fallen by 13.31%, which is more significant than the Sensex's decline of 10.05% during the same period. Despite a strong long-term performance with a 20.27% return over the past year and a remarkable 128.26% increase over three years, the recent short-term performance has been disappointing.<BR><BR>While there are positive factors such as strong provisioning practices, healthy long-term growth, and high institutional holdings, these have not been sufficient to counteract the recent downward pressure on the stock price. The rising investor participation, indicated by a 9.44% increase in delivery volume, suggests some interest, but it has not translated into price stability or growth at this time.

Why is Punjab National Bank falling/rising?

As of 20-Mar, Punjab National Bank's stock price is rising to 111.55, driven by positive trading momentum and strong long-term fundamentals, including an 85.58% CAGR in net profits. Despite a recent decline in delivery volume, the stock remains attractive to investors due to its competitive pricing and high institutional holdings.

As of 20-Mar, Punjab National Bank's stock price is rising, currently at 111.55, reflecting an increase of 2.1 (1.92%). This rise can be attributed to several factors. Firstly, the stock touched an intraday high of Rs 113.55, indicating positive trading momentum during the day. Additionally, despite a recent decline in delivery volume by 26.95% against the 5-day average, the stock remains liquid enough for trading, suggesting ongoing interest from investors.<BR><BR>Moreover, the bank demonstrates strong long-term fundamentals, evidenced by an impressive 85.58% compound annual growth rate (CAGR) in net profits and a provision coverage ratio of 79.90%. The stock is also trading at a discount compared to its peers, which may attract value-focused investors. High institutional holdings at 22.02% further support the stock's stability, as these investors typically have more resources to analyze company fundamentals.<BR><BR>While the stock has experienced a decline of 13.96% over the past month, its performance over the last year has been robust, generating a return of 22.13%. This long-term outperformance, combined with strong financial metrics, contributes to the current upward movement in the stock price.

Which are the latest news on Punjab Natl.Bank?