Punjab Natl.Bank

Which are the latest news on Punjab Natl.Bank?

Why is Punjab National Bank falling/rising?

As of 05-Sep, Punjab National Bank's stock price is rising to 116.80, reflecting a 0.26% increase. This upward trend is supported by strong fundamentals, low NPA ratios, impressive long-term growth, and confidence from institutional investors, despite a decrease in delivery volume.

As of 05-Sep, Punjab National Bank's stock price is rising, currently at 116.80, reflecting a change of 0.3 (0.26%) upward. This positive movement can be attributed to several factors. Over the past week, the stock has increased by 1.21%, while the benchmark Sensex has declined by 0.97%, indicating that Punjab National Bank is outperforming the market. Additionally, the stock has shown a 2.73% increase over the past month, contrasting with a 2.44% drop in the Sensex during the same period.<BR><BR>The bank's strong fundamentals also support its rising stock price. It has reported a low Gross NPA ratio of 2.78% and a Net NPA ratio of 0.28%, which are among the lowest in its quarterly results. Furthermore, the bank has demonstrated impressive long-term growth, with a compound annual growth rate (CAGR) of 49.57% in net profits, contributing to a favorable valuation with a Price to Book Value of 0.9, suggesting that the stock is trading at a discount compared to its peers.<BR><BR>Moreover, the stock's performance today has outpaced its sector by 0.47%, and it is trading above its moving averages across various time frames, indicating a strong upward trend. Despite a decrease in investor participation, with delivery volume falling by 23.25% against the 5-day average, the stock remains liquid enough for trading. High institutional holdings at 22.01% also reflect confidence from more sophisticated investors, further bolstering the stock's upward trajectory.<BR><BR>Overall, the combination of strong financial performance, favorable market conditions, and institutional confidence contributes to the rising stock price of Punjab National Bank.

Who are in the management team of Punjab Natl.Bank?

The management team of Punjab National Bank includes Atul Kumar Goel (MD & CEO), Kalyan Kumar, Vijay Dube, Binod Kumar, M. Paramasivam (all Executive Directors), along with other key members such as Ekta Pasricha (Company Secretary), K G Ananthakrishnan (Chairman), and various non-official and nominee directors. They oversee the bank's operations and strategic direction.

The management team of Punjab National Bank includes the following members:<BR><BR>1. **Atul Kumar Goel** - Managing Director & CEO<BR>2. **Kalyan Kumar** - Executive Director<BR>3. **Vijay Dube** - Executive Director<BR>4. **Binod Kumar** - Executive Director<BR>5. **M. Paramasivam** - Executive Director<BR>6. **Ekta Pasricha** - Company Secretary & Compliance Officer<BR>7. **Pankaj Joshi** - Non Official Director<BR>8. **Sanjeev Kumar Singhal** - Non Official Director<BR>9. **Anil Kumar Misra** - Nominee (RBI)<BR>10. **Pankaj Sharma** - Nominee (Government)<BR>11. **Rekha Jain** - Director (Shareholder)<BR>12. **K G Ananthakrishnan** - Chairman & Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the bank.

What does Punjab Natl.Bank do?

Punjab National Bank (PNB) is a state-owned commercial bank in India, known for its significant market presence and recent quarterly net sales of ₹32,897.26 crore and net profit of ₹5,253 crore as of June 2026. It has a market capitalization of ₹130,905 crore and offers a dividend yield of 2.60%.

Overview:<BR>Punjab National Bank (PNB) is a state-owned commercial bank in India, categorized as a Large Cap in the Public Sector Bank industry.<BR><BR>History:<BR>Punjab National Bank was incorporated in the early 20th century and has maintained its status as one of the leading commercial banks in India. The latest quarterly results reported are for June 2026, showcasing the bank's performance in terms of sales and profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 32,897.26 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 5,253 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 130,905 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 2.60% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: HO 7 Bhikaiji Cama Place, New Delhi Delhi: 110607 <BR>Phone: 91-011-26102303/23323654/23323657 <BR>Email: hosd@pnb.co.in <BR>Website: http://www.pnbindia.in

Who are the peers of the Punjab Natl.Bank?

Punjab Natl.Bank's peers include SBI, Union Bank (I), Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, Bank of Maha, I O B, UCO Bank, and Central Bank. Bank of Maha leads in 1-year returns at 58.09%, while Punjab Natl.Bank has a return of 13.33%.

Peers: The peers of Punjab Natl.Bank are SBI, Union Bank (I), Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, Bank of Maha, I O B, UCO Bank, and Central Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank of Maha, while Good management risk is found at SBI, Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, and UCO Bank, and the rest. Excellent growth is noted at Bank of Maha, while Good growth is observed at SBI, Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, and UCO Bank, and the rest. Good capital structure is seen at SBI, Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, UCO Bank, and Central Bank, while Excellent capital structure is noted at Union Bank (I).<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bank of Maha at 58.09%, while the peer with the lowest is I O B at -14.81%. Punjab Natl.Bank's 1-year return of 13.33% is higher than I O B's but lower than Bank of Maha's. Additionally, several peers, including Bank Of Baroda, Canara Bank, Bank Of India, I O B, UCO Bank, and Central Bank, have negative six-month returns.

How big is Punjab Natl.Bank?

As of 31st August, Punjab National Bank has a market capitalization of 130,905.00 Cr and reported a net profit of 20,482.28 Cr, with total assets of 19,87,327.25 Cr as of March 2026. There is no valid net sales data available for the latest four quarters.

As of 31st August, Punjab National Bank has a market capitalization of 130,905.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid net sales data found for summing. The net profit for the same period was 20,482.28 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2026. Shareholder's funds were recorded at 1,42,649.74 Cr, while total assets amounted to 19,87,327.25 Cr.

Should I buy, sell or hold Punjab National Bank?

Are Punjab National Bank latest results good or bad?

Punjab National Bank's latest Q1 FY27 results are positive, with a net profit of ₹5,253 crores, a 213.63% year-on-year increase, and a historic low gross NPA ratio of 2.78%. Despite a slight compression in net interest margin, the bank's strong profitability and improved asset quality indicate favorable performance.

Punjab National Bank's latest results for Q1 FY27 can be characterized as quite positive overall. The bank reported a net profit of ₹5,253 crores, which marks a remarkable year-on-year increase of 213.63%. This significant growth reflects the bank's successful efforts in addressing previous asset quality issues.<BR><BR>Additionally, the gross non-performing asset (NPA) ratio has reached a historic low of 2.78%, down from 3.78% a year ago, indicating a strong improvement in asset quality. The net NPA ratio also decreased to 0.28%, showcasing effective management of stressed assets.<BR><BR>While the net interest margin (NIM) did compress slightly to 2.50% from 2.70% year-on-year, the bank achieved its highest net interest income (NII) ever at ₹10,798 crores, demonstrating robust core lending performance despite a challenging interest rate environment.<BR><BR>The capital adequacy ratio has also improved, standing at 18.13%, which provides a solid buffer for future growth. Overall, the bank's financial performance shows strong profitability and a positive trajectory in asset quality, making the latest results favorable.

When is the next results date for Punjab National Bank?

The next results date for Punjab National Bank is July 18, 2026.

The next results date for Punjab National Bank is scheduled for July 18, 2026.

Is Punjab Natl.Bank technically bullish or bearish?

As of October 24, 2025, Punjab Natl. Bank's technical trend has shifted to bullish, supported by strong weekly indicators like the MACD and Bollinger Bands, despite some mild bearish signals in the monthly indicators.

As of 24 October 2025, the technical trend for Punjab Natl.Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish, indicating upward momentum. Daily moving averages also confirm a bullish trend. Although the monthly MACD and KST are mildly bearish, the overall strength from the weekly indicators and the positive performance compared to the Sensex, particularly over the 1W and 1M periods, reinforces the bullish outlook.

Is Punjab Natl.Bank overvalued or undervalued?

As of October 17, 2025, Punjab National Bank is fairly valued with a PE ratio of 8.68 and has outperformed the Sensex with an 11.03% return over the past year, though it is less attractive compared to some peers like State Bank of India and Indian Bank.

As of 17 October 2025, the valuation grade for Punjab National Bank has moved from very attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 8.68, a Price to Book Value of 0.99, and a PEG ratio of 0.21, indicating a low valuation relative to its growth prospects.<BR><BR>In comparison to its peers, Punjab National Bank's PE ratio is lower than that of State Bank of India, which stands at 11.24, and Indian Bank at 8.93, while it is higher than Bank of Baroda at 6.94 and Canara Bank at 6.37. This suggests that while Punjab National Bank is fairly valued, it may still be less attractive compared to some of its peers. Notably, the bank has delivered a strong return of 11.03% over the past year, outperforming the Sensex's return of 3.64%, reinforcing its position in the market.

How has been the historical performance of Punjab Natl.Bank?

Punjab Natl.Bank has shown significant growth from Mar'20 to Mar'25, with net interest income rising from 17,437.79 Cr to 42,782.17 Cr, profit after tax increasing from 336.20 Cr to 16,630.20 Cr, and a reduction in gross NPAs from 78,472.70 Cr to 44,081.60 Cr, indicating improved financial health and asset quality.

Answer:<BR>The historical performance of Punjab Natl.Bank shows significant growth in various financial metrics over the years.<BR><BR>Breakdown:<BR>Punjab Natl.Bank has demonstrated a robust increase in interest earned, rising from 53,800.03 Cr in Mar'20 to 1,21,760.73 Cr in Mar'25. This growth is reflected in the net interest income, which increased from 17,437.79 Cr in Mar'20 to 42,782.17 Cr in Mar'25. Total income also saw a substantial rise, reaching 1,38,070.10 Cr in Mar'25 compared to 63,074.16 Cr in Mar'20. The bank's profit before tax surged from 738.99 Cr in Mar'20 to 25,156.07 Cr in Mar'25, while profit after tax improved from 336.20 Cr to 16,630.20 Cr in the same period. The capital adequacy ratio has strengthened, with the total ratio at 17.01% in Mar'25, up from 14.14% in Mar'20. Additionally, the amount of gross NPAs decreased from 78,472.70 Cr in Mar'19 to 44,081.60 Cr in Mar'25, indicating improved asset quality. The bank's total assets grew from 8,31,170.40 Cr in Mar'20 to 18,20,011.38 Cr in Mar'25, while total liabilities increased from 8,31,170.40 Cr to 18,20,011.39 Cr during the same period. Cash and cash equivalents also improved, closing at 148,719.00 Cr in Mar'25, up from 75,993.00 Cr in Mar'20. Overall, Punjab Natl.Bank's financial performance reflects a positive trend with significant growth in income, profitability, and asset quality over the years.

Who are the top shareholders of the Punjab Natl.Bank?

The top shareholders of Punjab National Bank include the Government of India with a 70.08% stake, Life Insurance Corporation of India at 9.15%, individual investors at 8.55%, mutual funds with 4.71%, and foreign institutional investors holding 5.7%.

The top shareholders of Punjab National Bank are primarily dominated by the Government of India, which holds a significant 70.08% stake through the President of India. Other notable shareholders include the Life Insurance Corporation of India, which holds 9.15%, and individual investors who collectively own 8.55%. Additionally, mutual funds have a presence with 4.71% held across 37 schemes, while foreign institutional investors (FIIs) hold 5.7% through 577 entities.

Has Punjab Natl.Bank declared dividend?

Yes, Punjab National Bank has declared a 145% dividend, with an ex-date of June 20, 2025. Despite recent negative price returns, the bank has demonstrated strong total returns over longer periods, particularly in the 2 to 5-year spans.

Punjab National Bank has declared a 145% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 145%<BR>- Ex-date: 20 Jun 25<BR><BR>Dividend Yield: 1.32%.<BR><BR>Total Returns by Period:<BR>Over the last 6 months, the price return was -0.36%, the dividend return was 2.67%, resulting in a total return of 2.31%.<BR><BR>In the past year, the price return was -11.42%, the dividend return was 3.49%, leading to a total return of -7.93%.<BR><BR>Over a 2-year period, the price return was 111.06%, the dividend return was 9.70%, which resulted in a total return of 120.76%.<BR><BR>In the last 3 years, the price return was 248.41%, the dividend return was 17.20%, yielding a total return of 265.61%.<BR><BR>For the 4-year period, the price return was 154.64%, the dividend return was 13.10%, resulting in a total return of 167.74%.<BR><BR>In the 5-year span, the price return was 224.7%, the dividend return was 15.67%, culminating in a total return of 240.37%.<BR><BR>Overall, Punjab National Bank has shown a strong performance in terms of total returns over longer periods, particularly in the 2, 3, 4, and 5-year spans, despite some negative price returns in the shorter term. The declared dividend indicates a commitment to returning value to shareholders.