Union Bank (I)

Why is Union Bank of India falling/rising?

As of 27-Aug, the stock price of Union Bank of India is currently at Rs 179.90, reflecting a 4.31% decline after two days of gains. Despite a positive long-term outlook, recent performance shows a downward trend, underperforming its sector and indicating a potential shift in momentum.

As of 27-Aug, the stock price of Union Bank of India is falling, currently at Rs 179.90, which reflects a decrease of Rs 8.1 or 4.31%. This decline follows a trend reversal after two consecutive days of gains. The stock has underperformed its sector by 3.29% today and has touched an intraday low of Rs 179.90.<BR><BR>In terms of performance over the past week, the stock has decreased by 2.49%, while the benchmark Sensex has only fallen by 0.78%. Despite a positive long-term outlook, with a year-to-date increase of 16.97% and a one-year return of 38.81%, the current short-term performance indicates a downward trend.<BR><BR>The moving averages suggest that while the stock is above the 50-day, 100-day, and 200-day moving averages, it is currently below the 5-day and 20-day moving averages, indicating a potential shift in momentum. Additionally, although there has been a rise in investor participation with a 49.94% increase in delivery volume, the stock's liquidity remains adequate for trading.<BR><BR>Overall, the combination of recent price declines, underperformance against the sector, and the trend reversal contributes to the current falling stock price of Union Bank of India.

Which are the latest news on Union Bank (I)?

Who are in the management team of Union Bank (I)?

The management team of Union Bank (I) includes Manimekhalai A (Managing Director & CEO), Nitesh Ranjan, Nidhu Saxena, and Ramasubramanian S (Executive Directors), along with several directors and nominees, overseeing the bank's operations and strategy.

The management team of Union Bank (I) includes the following individuals:<BR><BR>1. **Manimekhalai A** - Managing Director & CEO<BR>2. **Nitesh Ranjan** - Executive Director<BR>3. **Nidhu Saxena** - Executive Director<BR>4. **Ramasubramanian S** - Executive Director<BR>5. **Jayadev M** - Director (Shareholders)<BR>6. **Priti Rao** - Director (Shareholder)<BR>7. **Arun Kumar Singh** - Nominee (RBI)<BR>8. **Sameer Shukla** - Nominee (Govt)<BR>9. **Laxman S Uppar** - Part Time Non Official Independent Director<BR>10. **Suraj Srivastava** - Part Time Non Official Independent Director<BR>11. **S K Dash** - Company Secretary & Compliance Officer<BR>12. **SRINIVASAN VARADARAJAN** - Chairman (Non-Executive)<BR><BR>This team is responsible for overseeing the operations and strategic direction of the bank.

What does Union Bank (I) do?

Union Bank of India is a major state-owned bank in India, with a market capitalization of INR 142,367 Cr and reported net sales of 27,203.19 Cr and net profit of 5,332 Cr for June 2026. The bank offers a dividend yield of 2.68%.

Overview:<BR>Union Bank of India is one of the largest state-owned banks in India, operating in the public sector banking industry with a large-cap market capitalization.<BR><BR>History:<BR>Union Bank of India was incorporated as a state-owned bank and is currently listed. The latest quarterly results reported are for June 2026, showcasing the bank's financial performance.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 27,203.19 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 5,332 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 142,367 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 2.68% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: 239 Vidhan Bhavan Marg, Nariman Point UnionBank Bhavan Mumbai Maharashtra : 400021 <BR>Phone: 91-22-22896643/636 <BR>Email: investorservices@unionbankofindia.c <BR>Website: http://www.unionbankofindia.co.in

Who are the peers of the Union Bank (I)?

Union Bank (I) peers include SBI, Punjab National Bank, Bank of Baroda, Indian Bank, Canara Bank, Bank of India, Indian Overseas Bank, Bank of Maharashtra, and UCO Bank. Union Bank (I) has a 1-year return of 37.07%, with excellent capital structure and good management risk, while Bank of Maharashtra leads in returns at 48.06%.

Peers: The peers of Union Bank (I) are SBI, Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, Bank of Maha, and UCO Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank of Maha, while Good management risk is found at SBI, Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, and UCO Bank. Excellent growth is noted at Bank of Maha, while Good growth is seen at SBI, Union Bank (I), Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, and UCO Bank. Union Bank (I) stands out with an Excellent capital structure, while Good capital structure is present at SBI, Punjab Natl.Bank, Bank Of Baroda, Indian Bank, Canara Bank, Bank Of India, I O B, and UCO Bank.<BR><BR>Return Snapshot: Bank of Maha has the highest 1-year return at 48.06%, while I O B has the lowest at -6.70%. Union Bank (I) has a 1-year return of 37.07%, which is significantly higher than I O B but lower than Bank of Maha. Additionally, the six-month returns are negative for Bank Of Baroda, Canara Bank, Bank Of India, I O B, UCO Bank, and Central Bank.

How big is Union Bank (I)?

As of 14th August, Union Bank of India has a market capitalization of 142,519.42 Cr and reported a net profit of 19,913.91 Cr for the latest four quarters, with total assets of 15,72,412.98 Cr. There is no valid net sales data available.

As of 14th August, <BR><BR>Market Cap: Union Bank of India has a market capitalization of 142,519.42 Cr and is classified as a Large Cap company.<BR><BR>Recent Quarterly Performance: There is no valid Net Sales data found for summing, resulting in a value of 0.00 Cr. The Net Profit for the latest 4 quarters is reported at 19,913.91 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2026. Shareholder's Funds are valued at 1,28,575.00 Cr, while Total Assets amount to 15,72,412.98 Cr.

Should I buy, sell or hold Union Bank of India?

Are Union Bank of India latest results good or bad?

Union Bank of India's latest Q1 FY27 results are positive, with a net profit of ₹5,332 crore (up 29.57% year-on-year) and improved asset quality, as the gross NPA ratio decreased to 2.65%. The bank's strong performance and operational efficiency suggest a favorable outlook for investors.

Union Bank of India's latest results for Q1 FY27 can be considered quite positive. The bank reported a net profit of ₹5,332 crore, which reflects a year-on-year increase of 29.57%. Additionally, net interest income rose by 10.15% year-on-year to ₹10,037 crore, marking the highest quarterly net interest income in the bank's recent history.<BR><BR>One of the standout achievements is the significant improvement in asset quality, with the gross non-performing asset (NPA) ratio declining to 2.65%, down from 3.52% a year ago. This indicates effective management of loan defaults and a healthier balance sheet. The net interest margin also improved to 2.80%, showcasing the bank's ability to generate profit from its lending activities.<BR><BR>Overall, the bank's performance demonstrates strong operational efficiency, improved profitability, and a solid return on equity of 15.49%, which is among the best in the public sector banking sector. The stock has responded positively to these developments, gaining 11.66% over the past week and outperforming the broader market significantly over the past year.<BR><BR>In summary, Union Bank's latest results reflect a strong turnaround with improving fundamentals, making it a favorable outlook for investors.

When is the next results date for Union Bank of India?

The next results date for Union Bank of India is 15 July 2026.

The next results date for Union Bank of India is scheduled for 15 July 2026.

Is Union Bank (I) overvalued or undervalued?

As of October 31, 2025, Union Bank (I) is considered an attractive investment with strong growth potential, reflected in its undervalued PE ratio of 6.32, price to book value of 0.94, and PEG ratio of 0.36, alongside a 14.81% return on equity and a 3.16% dividend yield, outperforming the Sensex significantly.

As of 31 October 2025, Union Bank (I) has moved from a very attractive to an attractive valuation grade. The company is currently considered undervalued, with a PE ratio of 6.32, a price to book value of 0.94, and a PEG ratio of 0.36. These figures indicate a strong potential for growth relative to its price, especially in comparison to peers like SBI, which is rated very expensive with a PE of 11.84, and Bank of Baroda, which is also attractive with a PE of 7.32.<BR><BR>The bank's return on equity stands at 14.81%, and it boasts a dividend yield of 3.16%, further supporting its undervaluation thesis. Notably, Union Bank has outperformed the Sensex significantly over various time frames, including a year-to-date return of 23.43% compared to the Sensex's 7.42%. Overall, the combination of strong financial ratios and favorable comparisons to peers suggests that Union Bank (I) remains a solid investment opportunity.

How has been the historical performance of Union Bank (I)?

Union Bank (I) has demonstrated significant growth from March 2020 to March 2025, with interest earned increasing from 37,231.12 Cr to 1,07,725.97 Cr, and profit before tax recovering from a loss of 4,027.63 Cr to a profit of 23,479.06 Cr. Total assets rose from 5,52,972.03 Cr to 15,02,886.27 Cr, reflecting a strong expansion and improved capital adequacy ratio of 18.02%.

Answer:<BR>The historical performance of Union Bank (I) shows a significant upward trend in various financial metrics over the years, particularly from March 2020 to March 2025.<BR><BR>Breakdown:<BR>Union Bank (I) has experienced substantial growth in interest earned, rising from 37,231.12 Cr in March 2020 to 1,07,725.97 Cr in March 2025. This increase is driven by a notable rise in interest on advances, which reached 79,066.91 Cr in March 2025, up from 25,078.70 Cr in March 2020. Total income also surged, reaching 1,27,538.89 Cr in March 2025 compared to 42,491.91 Cr in March 2020. The bank's net interest income improved from 11,436.75 Cr in March 2020 to 37,213.67 Cr in March 2025. Profit before tax showed a remarkable recovery, moving from a loss of 4,027.63 Cr in March 2020 to a profit of 23,479.06 Cr in March 2025, while profit after tax also increased significantly from a loss of 2,897.78 Cr to 17,987.14 Cr in the same period. The bank's total assets grew from 5,52,972.03 Cr in March 2020 to 15,02,886.27 Cr in March 2025, reflecting a strong expansion in its balance sheet. Additionally, the capital adequacy ratio improved to 18.02% in March 2025 from 12.81% in March 2020, indicating a stronger capital position. Overall, Union Bank (I) has shown a robust recovery and growth trajectory across key financial metrics over the past several years.

Is Union Bank (I) technically bullish or bearish?

As of 28 October 2025, the technical trend has shifted to bullish, supported by strong indicators like the weekly MACD, Bollinger Bands, and On-Balance Volume, despite some mild bearish signals from the monthly MACD and KST.

As of 28 October 2025, the technical trend has changed from mildly bullish to bullish. The current technical stance is bullish with strong indicators supporting this view. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish. Daily moving averages also indicate a bullish trend. Although the monthly MACD and KST are mildly bearish, the overall strength is reinforced by the bullish signals from the On-Balance Volume (OBV) and Dow Theory, which are both bullish on a weekly and monthly basis. The stock has outperformed the Sensex significantly over various time frames, further indicating a strong bullish sentiment.

Who are the top shareholders of the Union Bank (I)?

The top shareholders of Union Bank (I) include the President of India with 74.76%, Life Insurance Corporation of India at 6.35%, and foreign institutional investors holding 7.11%. Mutual funds own 3.46%, while individual investors account for 5.83%, with no pledged promoter holdings reported.

The top shareholders of Union Bank (I) include the President of India, who holds the largest stake at 74.76%. Other significant shareholders are Life Insurance Corporation of India, which holds 6.35%, and foreign institutional investors (FIIs), who collectively own 7.11% through 598 different entities. Additionally, mutual funds hold 3.46% across 31 schemes, while individual investors account for 5.83% of the shareholding. There are no pledged promoter holdings reported.

Has Union Bank (I) declared dividend?

Yes, Union Bank of India has declared a 36% dividend, amounting to ₹3.6 per share, with an ex-date of July 19, 2024. The bank has shown strong total returns across various periods, highlighting positive growth for investors.

Union Bank of India has declared a 36% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 36%<BR>- Amount per share: 3.6<BR>- Ex-date: Jul-19-2024<BR><BR>Dividend Yield: 2.35%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 18.67%, with no dividend return, resulting in a total return of 18.67%.<BR><BR>Over the past year, the price return was 5.67%, the dividend return was 2.46%, leading to a total return of 8.13%.<BR><BR>In the 2-year period, the price return was 112.11%, with a dividend return of 9.23%, culminating in a total return of 121.34%.<BR><BR>For the 3-year period, the price return reached 297.53%, while the dividend return was 18.99%, resulting in a total return of 316.52%.<BR><BR>In the last 4 years, the price return was 331.17%, with a dividend return of 21.63%, leading to a total return of 352.8%.<BR><BR>Over the past 5 years, the price return was 403.62%, and the dividend return was 26.23%, resulting in a total return of 429.85%.<BR><BR>Overall, Union Bank of India has shown strong total returns across multiple periods, with a significant dividend declaration that enhances shareholder value. The consistent growth in price returns alongside dividends indicates a positive trend for investors.