Punjab Natl.Bank

Why is Punjab National Bank falling/rising?

As of 09-Jul, Punjab National Bank's stock price is rising to Rs 103.45, up 2.48% after five days of decline, supported by a 76.87% increase in delivery volume. Despite trading below moving averages, strong fundamentals and high institutional holdings indicate positive investor sentiment.

As of 09-Jul, Punjab National Bank's stock price is rising, currently at Rs 103.45, reflecting an increase of Rs 2.5 or 2.48%. This upward movement comes after a trend reversal, as the stock has gained after five consecutive days of decline. Additionally, the stock has outperformed its sector by 1.2% today, indicating a positive shift in investor sentiment.<BR><BR>The stock's performance today is also supported by a significant increase in delivery volume, which rose by 76.87% compared to the five-day average, suggesting heightened investor participation. Furthermore, the stock touched an intraday high of Rs 103.65, marking a 2.67% increase during the trading session.<BR><BR>Despite the recent gains, it is important to note that Punjab National Bank is still trading below its moving averages across various time frames, which may indicate underlying challenges. However, the bank's strong fundamentals, such as a low Gross NPA ratio of 2.95% and a robust long-term growth trajectory with a 52.92% CAGR in net profits, provide a solid foundation for its stock price. The high institutional holdings at 22.45% also suggest confidence from more knowledgeable investors, which can positively influence the stock's performance moving forward.

Which are the latest news on Punjab Natl.Bank?

Who are in the management team of Punjab Natl.Bank?

The management team of Punjab National Bank includes Atul Kumar Goel (MD & CEO), Kalyan Kumar, Vijay Dube, Binod Kumar, M. Paramasivam (all Executive Directors), along with key positions such as Ekta Pasricha (Company Secretary), K G Ananthakrishnan (Chairman), and several Non Official and Nominee Directors. They oversee the bank's operations and strategic direction.

The management team of Punjab National Bank includes the following key members:<BR><BR>1. **Atul Kumar Goel** - Managing Director & CEO<BR>2. **Kalyan Kumar** - Executive Director<BR>3. **Vijay Dube** - Executive Director<BR>4. **Binod Kumar** - Executive Director<BR>5. **M. Paramasivam** - Executive Director<BR>6. **Ekta Pasricha** - Company Secretary & Compliance Officer<BR>7. **Pankaj Joshi** - Non Official Director<BR>8. **Sanjeev Kumar Singhal** - Non Official Director<BR>9. **Anil Kumar Misra** - Nominee (RBI)<BR>10. **Pankaj Sharma** - Nominee (Government)<BR>11. **Rekha Jain** - Director (Shareholder)<BR>12. **K G Ananthakrishnan** - Chairman & Independent Director<BR><BR>This team is responsible for overseeing the bank's operations and strategic direction.

Who are the peers of the Punjab Natl.Bank?

Punjab Natl.Bank's peers include SBI, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, Bank of Maha, I O B, UCO Bank, and Central Bank. Bank of Maha shows the highest 1-year return at 50.08%, while Punjab Natl.Bank has a return of -4.13%.

Peers: The peers of Punjab Natl.Bank are SBI, Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, Bank of Maha, I O B, UCO Bank, and Central Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank of Maha, while Good management risk is found at SBI, Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, Bank Of India, I O B, and UCO Bank, and the rest. All peers exhibit Good growth, except for Bank of Maha, which has Excellent growth. The Capital Structure is Good across all peers except for Bank of Maha, which has a Good rating.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bank of Maha at 50.08%, while the peer with the lowest is I O B at -17.05%. Punjab Natl.Bank's 1-year return is -4.13%, which is higher than I O B but lower than all other peers. Additionally, the six-month return is negative for Punjab Natl.Bank, Canara Bank, I O B, UCO Bank, and Central Bank.

What does Punjab Natl.Bank do?

Punjab National Bank (PNB) is a state-owned commercial bank in India, established in 1894, with a recent net sales of ₹32,156.72 crore and a net profit of ₹5,225 crore as of March 2026. It has a market capitalization of ₹125,905 crore and a dividend yield of 2.64%.

Overview:<BR>Punjab National Bank (PNB) is a state-owned commercial bank in India, categorized as a Large Cap in the Public Sector Bank industry.<BR><BR>History:<BR>Punjab National Bank was incorporated in the year 1894 and has maintained its status as one of the leading commercial banks in India. The latest quarterly results reported are for March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 32,156.72 Cr (Quarterly Results - Mar 2026)<BR>Most recent Net Profit: 5,225 Cr (Quarterly Results - Mar 2026)<BR>Market-cap value: INR 125,905 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: N/A<BR>Dividend Yield: 2.64%<BR>Debt-Equity: N/A<BR>ROE: N/A<BR>Price-to-Book: N/A<BR><BR>Contact Details:<BR>Address: HO 7 Bhikaiji Cama Place, New Delhi Delhi: 110607<BR>Phone: 91-011-26102303/23323654/23323657<BR>Email: hosd@pnb.co.in<BR>Website: http://www.pnbindia.in

Are Punjab National Bank latest results good or bad?

Punjab National Bank's latest results show a net profit increase and improved asset quality, with gross NPAs at 2.95% and net NPAs at 0.29%. However, declining net interest income and underperformance in stock price suggest ongoing profitability challenges, warranting cautious investor sentiment.

Punjab National Bank's latest results present a mixed picture. On one hand, the bank reported a net profit of ₹5,225 crores for Q4 FY26, which reflects a 2.45% increase quarter-on-quarter and a 14.41% increase year-on-year. Additionally, the bank achieved historic lows in both gross and net non-performing asset (NPA) ratios, with gross NPAs at 2.95% and net NPAs at 0.29%. These improvements in asset quality are commendable and indicate effective management of non-performing loans.<BR><BR>However, there are concerns regarding margin pressures. The net interest income declined by 1.45% sequentially and 3.50% year-on-year, highlighting challenges in maintaining profitability amid competitive pressures. The stock has also underperformed, declining 12.70% year-to-date, which is worse than the Sensex's decline of 9.63%.<BR><BR>Overall, while the bank's asset quality improvements are a positive sign, the decline in net interest income and the stock's performance indicate that there are significant challenges ahead. Investors may want to approach the stock with caution, considering both the positive developments and the ongoing pressures on profitability.

Should I buy, sell or hold Punjab National Bank?

When is the next results date for Punjab National Bank?

The next results date for Punjab National Bank is May 5, 2026.

The next results date for Punjab National Bank is scheduled for May 5, 2026.

Is Punjab Natl.Bank technically bullish or bearish?

As of October 24, 2025, Punjab Natl. Bank's technical trend has shifted to bullish, supported by strong weekly indicators like the MACD and Bollinger Bands, despite some mild bearish signals in the monthly indicators.

As of 24 October 2025, the technical trend for Punjab Natl.Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The weekly MACD is bullish, and both the weekly and monthly Bollinger Bands are bullish, indicating upward momentum. Daily moving averages also confirm a bullish trend. Although the monthly MACD and KST are mildly bearish, the overall strength from the weekly indicators and the positive performance compared to the Sensex, particularly over the 1W and 1M periods, reinforces the bullish outlook.

Is Punjab Natl.Bank overvalued or undervalued?

As of October 17, 2025, Punjab National Bank is fairly valued with a PE ratio of 8.68 and has outperformed the Sensex with an 11.03% return over the past year, though it is less attractive compared to some peers like State Bank of India and Indian Bank.

As of 17 October 2025, the valuation grade for Punjab National Bank has moved from very attractive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 8.68, a Price to Book Value of 0.99, and a PEG ratio of 0.21, indicating a low valuation relative to its growth prospects.<BR><BR>In comparison to its peers, Punjab National Bank's PE ratio is lower than that of State Bank of India, which stands at 11.24, and Indian Bank at 8.93, while it is higher than Bank of Baroda at 6.94 and Canara Bank at 6.37. This suggests that while Punjab National Bank is fairly valued, it may still be less attractive compared to some of its peers. Notably, the bank has delivered a strong return of 11.03% over the past year, outperforming the Sensex's return of 3.64%, reinforcing its position in the market.

How has been the historical performance of Punjab Natl.Bank?

Punjab Natl.Bank has shown significant growth from Mar'20 to Mar'25, with net interest income rising from 17,437.79 Cr to 42,782.17 Cr, profit after tax increasing from 336.20 Cr to 16,630.20 Cr, and a reduction in gross NPAs from 78,472.70 Cr to 44,081.60 Cr, indicating improved financial health and asset quality.

Answer:<BR>The historical performance of Punjab Natl.Bank shows significant growth in various financial metrics over the years.<BR><BR>Breakdown:<BR>Punjab Natl.Bank has demonstrated a robust increase in interest earned, rising from 53,800.03 Cr in Mar'20 to 1,21,760.73 Cr in Mar'25. This growth is reflected in the net interest income, which increased from 17,437.79 Cr in Mar'20 to 42,782.17 Cr in Mar'25. Total income also saw a substantial rise, reaching 1,38,070.10 Cr in Mar'25 compared to 63,074.16 Cr in Mar'20. The bank's profit before tax surged from 738.99 Cr in Mar'20 to 25,156.07 Cr in Mar'25, while profit after tax improved from 336.20 Cr to 16,630.20 Cr in the same period. The capital adequacy ratio has strengthened, with the total ratio at 17.01% in Mar'25, up from 14.14% in Mar'20. Additionally, the amount of gross NPAs decreased from 78,472.70 Cr in Mar'19 to 44,081.60 Cr in Mar'25, indicating improved asset quality. The bank's total assets grew from 8,31,170.40 Cr in Mar'20 to 18,20,011.38 Cr in Mar'25, while total liabilities increased from 8,31,170.40 Cr to 18,20,011.39 Cr during the same period. Cash and cash equivalents also improved, closing at 148,719.00 Cr in Mar'25, up from 75,993.00 Cr in Mar'20. Overall, Punjab Natl.Bank's financial performance reflects a positive trend with significant growth in income, profitability, and asset quality over the years.

How big is Punjab Natl.Bank?

As of 24th July, Punjab National Bank has a market capitalization of 126,422.00 Cr and reported a net profit of 16,630.20 Cr, with total assets of 18,20,011.38 Cr. There is no valid data for net sales in the latest four quarters.

As of 24th July, Punjab National Bank has a market capitalization of 126,422.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid data found for summing. The net profit for the same period was 16,630.20 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2025. Shareholder's funds are valued at 1,27,362.25 Cr, while total assets amount to 18,20,011.38 Cr.

Who are the top shareholders of the Punjab Natl.Bank?

The top shareholders of Punjab National Bank include the Government of India with a 70.08% stake, Life Insurance Corporation of India at 9.15%, individual investors at 8.55%, mutual funds with 4.71%, and foreign institutional investors holding 5.7%.

The top shareholders of Punjab National Bank are primarily dominated by the Government of India, which holds a significant 70.08% stake through the President of India. Other notable shareholders include the Life Insurance Corporation of India, which holds 9.15%, and individual investors who collectively own 8.55%. Additionally, mutual funds have a presence with 4.71% held across 37 schemes, while foreign institutional investors (FIIs) hold 5.7% through 577 entities.

Has Punjab Natl.Bank declared dividend?

Yes, Punjab National Bank has declared a 145% dividend, with an ex-date of June 20, 2025. Despite recent negative price returns, the bank has demonstrated strong total returns over longer periods, particularly in the 2 to 5-year spans.

Punjab National Bank has declared a 145% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 145%<BR>- Ex-date: 20 Jun 25<BR><BR>Dividend Yield: 1.32%.<BR><BR>Total Returns by Period:<BR>Over the last 6 months, the price return was -0.36%, the dividend return was 2.67%, resulting in a total return of 2.31%.<BR><BR>In the past year, the price return was -11.42%, the dividend return was 3.49%, leading to a total return of -7.93%.<BR><BR>Over a 2-year period, the price return was 111.06%, the dividend return was 9.70%, which resulted in a total return of 120.76%.<BR><BR>In the last 3 years, the price return was 248.41%, the dividend return was 17.20%, yielding a total return of 265.61%.<BR><BR>For the 4-year period, the price return was 154.64%, the dividend return was 13.10%, resulting in a total return of 167.74%.<BR><BR>In the 5-year span, the price return was 224.7%, the dividend return was 15.67%, culminating in a total return of 240.37%.<BR><BR>Overall, Punjab National Bank has shown a strong performance in terms of total returns over longer periods, particularly in the 2, 3, 4, and 5-year spans, despite some negative price returns in the shorter term. The declared dividend indicates a commitment to returning value to shareholders.