Aadhar Hsg. Fin.

  • Market Cap: Small Cap
  • Industry: Housing Finance Company
  • ISIN: INE883F01010
  • NSEID: AADHARHFC
  • BSEID: 544176
INR
493.45
-8.95 (-1.78%)
BSENSE

Aug 04, 03:30 PM

BSE+NSE Vol: 1.75 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Aadhar Hsg. Fin.
Aptus Value Hou.
Home First Finan
Aavas Financiers
PNB Housing
LIC Housing Fin.
Can Fin Homes
Bajaj Housing
INDIA SHELTE FIN
Sammaan Capital
Repco Home Fin

Why is Aadhar Housing Finance Ltd ?

1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 14.50%
2
The company has declared Positive results for the last 4 consecutive quarters
  • PAT(Latest six months) At Rs 593.28 cr has Grown at 23.06%
  • NET SALES(Q) Highest at Rs 992.89 cr
  • PBDIT(Q) Highest at Rs 744.83 cr.
3
With ROE of 14.7, it has a Fair valuation with a 2.9 Price to Book Value
  • The stock is trading at a premium compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of -1.39%, its profits have risen by 21.5% ; the PEG ratio of the company is 0.9
stock-recommendationReal-Time Research Report

Verdict Report

How much should you buy?

  1. Overall Portfolio exposure to Aadhar Hsg. Fin. should be less than 10%
  2. Overall Portfolio exposure to Housing Finance Company should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Aadhar Hsg. Fin. for you?

Medium Risk, Medium Return

Absolute
Risk Adjusted
Volatility
Aadhar Hsg. Fin.
-1.39%
-0.05
26.43%
Sensex
-3.2%
-0.24
13.59%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
18.76%
EBIT Growth (5y)
18.49%
Net Debt to Equity (avg)
2.49
Institutional Holding
15.73%
ROE (avg)
14.50%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
19
Industry P/E
21
Price to Book Value
2.87
EV to EBIT
13.62
EV to EBITDA
13.46
EV to Capital Employed
1.56
EV to Sales
10.25
PEG Ratio
0.93
Dividend Yield
NA
ROCE (Latest)
11.06%
ROE (Latest)
14.70%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Sideways
Moving Averages
Mildly Bullish (Daily)
KST
Bullish
Dow Theory
Mildly Bearish
No Trend
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

10What is working for the Company
PAT(Latest six months)

At Rs 593.28 cr has Grown at 23.06%

NET SALES(Q)

Highest at Rs 992.89 cr

PBDIT(Q)

Highest at Rs 744.83 cr.

DEBT-EQUITY RATIO(HY)

Lowest at 2.49 times

0What is not working for the Company
Icon
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...

Here's what is working for Aadhar Hsg. Fin.

Net Sales - Quarterly
Highest at Rs 992.89 cr and Grown
each quarter in the last five quarters
MOJO Watch
Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Highest at Rs 744.83 cr. and Grown
each quarter in the last five quarters
MOJO Watch
Near term Operating Profit trend is quite positive

Operating Profit (Rs Cr)

Profit After Tax (PAT) - Latest six months
At Rs 593.28 cr has Grown at 23.06%
Year on Year (YoY)
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Debt-Equity Ratio - Half Yearly
Lowest at 2.49 times
in the last five half yearly periods
MOJO Watch
The company has been reducing its borrowing as compared to equity capital

Debt-Equity Ratio