Why is Aadhar Housing Finance Ltd ?
1
Strong Long Term Fundamental Strength with a 19.65% CAGR growth in Operating Profits
2
The company has declared Positive results for the last 3 consecutive quarters
- NET SALES(Q) Highest at Rs 984.56 cr
- PBDIT(Q) Highest at Rs 744.23 cr.
- DEBT-EQUITY RATIO(HY) Lowest at 2.49 times
3
With ROE of 14.7, it has a Fair valuation with a 2.9 Price to Book Value
- The stock is trading at a discount compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 6.80%, its profits have risen by 21.6% ; the PEG ratio of the company is 1
4
Reducing Promoter Confidence
- Promoters have decreased their stake in the company by -10.29% over the previous quarter and currently hold 64.9% of the company
- Promoters decreasing their stake may signify reduced confidence in the future of the business
How much should you hold?
- Overall Portfolio exposure to Aadhar Hsg. Fin. should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Aadhar Hsg. Fin. for you?
Medium Risk, High Return
Absolute
Risk Adjusted
Volatility
Aadhar Hsg. Fin.
6.8%
0.26
26.59%
Sensex
-3.33%
-0.25
13.43%
Valuation Key Factors 
Factor
Value
P/E Ratio
20
Industry P/E
21
Price to Book Value
2.89
EV to EBIT
14.18
EV to EBITDA
14.02
EV to Capital Employed
1.57
EV to Sales
10.70
PEG Ratio
0.97
Dividend Yield
NA
ROCE (Latest)
11.06%
ROE (Latest)
14.70%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bullish
RSI
No Signal
No Signal
Bollinger Bands
Bullish
Bullish
Moving Averages
Mildly Bearish (Daily)
KST
Mildly Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
Technical Movement
12What is working for the Company
NET SALES(Q)
Highest at Rs 984.56 cr
PBDIT(Q)
Highest at Rs 744.23 cr.
DEBT-EQUITY RATIO(HY)
Lowest at 2.49 times
PBT LESS OI(Q)
Highest at Rs 390.30 cr.
PAT(Q)
Highest at Rs 310.92 cr.
EPS(Q)
Highest at Rs 7.14
-2What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Aadhar Hsg. Fin.
Net Sales - Quarterly
Highest at Rs 984.56 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 744.23 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 390.30 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 310.92 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 7.14
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Debt-Equity Ratio - Half Yearly
Lowest at 2.49 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for Aadhar Hsg. Fin.
Non Operating Income - Quarterly
Highest at Rs 7.95 cr
in the last five quartersMOJO Watch
Increased income from non business activities may not be sustainable
Non Operating Income






