Aadhar Hsg. Fin.

  • Market Cap: Small Cap
  • Industry: Housing Finance Company
  • ISIN: INE883F01010
  • NSEID: AADHARHFC
  • BSEID: 544176
INR
448.20
-12.15 (-2.64%)
BSENSE

Mar 20

BSE+NSE Vol: 3.52 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Can Fin Homes
Aadhar Hsg. Fin.
Aptus Value Hou.
Home First Finan
LIC Housing Fin.
INDIA SHELTE FIN
Sammaan Capital
Bajaj Housing
Aavas Financiers
Repco Home Fin
PNB Housing

Why is Aadhar Housing Finance Ltd ?

1
Strong Long Term Fundamental Strength with a 27.44% CAGR growth in Operating Profits
2
Healthy long term growth as Operating profit has grown by an annual rate of 27.44%
3
Positive results in Dec 25
  • NET SALES(Q) Highest at Rs 942.71 cr
  • PBDIT(Q) Highest at Rs 729.18 cr.
  • OPERATING PROFIT TO NET SALES(Q) Highest at 77.35%
4
With ROE of 14.3, it has a Very Attractive valuation with a 2.8 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 4.18%, its profits have risen by 22%
5
67.82% of Promoter Shares are Pledged
  • In falling markets, high promoter pledged shares puts additional downward pressure on the stock prices
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Aadhar Hsg. Fin. should be less than 10%
  2. Overall Portfolio exposure to Housing Finance Company should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Aadhar Hsg. Fin. for you?

Medium Risk, Medium Return

Absolute
Risk Adjusted
Volatility
Aadhar Hsg. Fin.
4.18%
0.15
27.03%
Sensex
-2.38%
-0.19
12.70%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
22.40%
EBIT Growth (5y)
27.44%
Net Debt to Equity (avg)
2.55
Institutional Holding
14.64%
ROE (avg)
14.33%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
19
Industry P/E
20
Price to Book Value
2.83
EV to EBIT
13.24
EV to EBITDA
13.10
EV to Capital Employed
1.55
EV to Sales
10.03
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
11.23%
ROE (Latest)
14.33%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Dow Theory
No Trend
Mildly Bearish
OBV
Bullish
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

8What is working for the Company
NET SALES(Q)

Highest at Rs 942.71 cr

PBDIT(Q)

Highest at Rs 729.18 cr.

OPERATING PROFIT TO NET SALES(Q)

Highest at 77.35%

PBT LESS OI(Q)

Highest at Rs 374.63 cr.

PAT(Q)

Highest at Rs 293.65 cr.

EPS(Q)

Highest at Rs 6.48

0What is not working for the Company
Icon
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...

Here's what is working for Aadhar Hsg. Fin.

Net Sales - Quarterly
Highest at Rs 942.71 cr and Grown
each quarter in the last five quarters
MOJO Watch
Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Highest at Rs 729.18 cr. and Grown
each quarter in the last five quarters
MOJO Watch
Near term Operating Profit trend is quite positive

Operating Profit (Rs Cr)

Operating Profit Margin - Quarterly
Highest at 77.35%
in the last five quarters
MOJO Watch
Company's efficiency has improved

Operating Profit to Sales

Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 374.63 cr.
in the last five quarters
MOJO Watch
Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
Highest at Rs 293.65 cr.
in the last five quarters
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly
Highest at Rs 6.48
in the last five quarters
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)