Why is Aadhar Housing Finance Ltd ?
1
Strong Long Term Fundamental Strength with a 27.44% CAGR growth in Operating Profits
2
Healthy long term growth as Operating profit has grown by an annual rate of 27.44%
3
Positive results in Sep 25
- NET SALES(Q) Highest at Rs 897.13 cr
- PBDIT(Q) Highest at Rs 689.48 cr.
- OPERATING PROFIT TO NET SALES(Q) Highest at 76.85%
4
With ROE of 14.3, it has a Fair valuation with a 3 Price to Book Value
- Over the past year, while the stock has generated a return of 10.74%, its profits have risen by 22%
5
67.71% of Promoter Shares are Pledged
- In falling markets, high promoter pledged shares puts additional downward pressure on the stock prices
How much should you hold?
- Overall Portfolio exposure to Aadhar Hsg. Fin. should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Aadhar Hsg. Fin. for you?
Medium Risk, Medium Return
Absolute
Risk Adjusted
Volatility
Aadhar Hsg. Fin.
10.73%
0.37
28.73%
Sensex
4.67%
0.40
11.83%
Valuation Key Factors 
Factor
Value
P/E Ratio
21
Industry P/E
23
Price to Book Value
3.02
EV to EBIT
14.38
EV to EBITDA
14.22
EV to Capital Employed
1.61
EV to Sales
10.86
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
11.23%
ROE (Latest)
14.33%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Sideways
Moving Averages
Mildly Bullish (Daily)
KST
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
Mildly Bearish
No Trend
Technical Movement
8What is working for the Company
NET SALES(Q)
Highest at Rs 897.13 cr
PBDIT(Q)
Highest at Rs 689.48 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 76.85%
PBT LESS OI(Q)
Highest at Rs 340.61 cr.
PAT(Q)
Highest at Rs 266.47 cr.
EPS(Q)
Highest at Rs 6.15
0What is not working for the Company
NO KEY NEGATIVE TRIGGERS
Loading Valuation Snapshot...
Here's what is working for Aadhar Hsg. Fin.
Net Sales - Quarterly
Highest at Rs 897.13 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 689.48 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 76.85%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 340.61 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 266.47 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 6.15
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)






