Aadhar Hsg. Fin.

Has Aadhar Hsg. Fin. declared dividend?

No Dividend History Available

Who are the peers of the Aadhar Hsg. Fin.?

Aadhar Hsg. Fin.'s peers include Bajaj Housing, LIC Housing Fin., PNB Housing, Aptus Value Housing, Aavas Financiers, Home First Finan, Can Fin Homes, Sammaan Capital, INDIA SHELTE FIN, and Repco Home Fin. In terms of management risk, Aadhar Hsg. Fin. has an average rating, with a 1-year return of 26.43%, higher than Sammaan Capital but lower than PNB Housing's 44.59%.

Peers: The peers of Aadhar Hsg. Fin. are Bajaj Housing, LIC Housing Fin., PNB Housing, Aptus Value Hou., Aavas Financiers, Home First Finan, Can Fin Homes, Sammaan Capital, INDIA SHELTE FIN, and Repco Home Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at LIC Housing Fin., Aavas Financiers, Home First Finan, and INDIA SHELTE FIN. Average management risk is present at Bajaj Housing, PNB Housing, Sammaan Capital, and Aadhar Hsg. Fin., while the rest have below average or lower ratings. For growth, Excellent growth is seen at Home First Finan and Bajaj Housing, Good growth is noted at Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, while Below Average growth is found at LIC Housing Fin., PNB Housing, and Sammaan Capital. In terms of Capital Structure, Excellent ratings are given to Bajaj Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, and INDIA SHELTE FIN, while Average is noted at LIC Housing Fin., Good at Can Fin Homes, and the rest have below average ratings.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PNB Housing at 44.59%, while the lowest is Sammaan Capital at -22.07%. Aadhar Hsg. Fin. has a 1-year return of 26.43%, which is significantly higher than Sammaan Capital but lower than PNB Housing. Additionally, peers with negative six-month returns include Aptus Value Hou., Can Fin Homes, and Repco Home Fin.

What does Aadhar Hsg. Fin. do?

Aadhar Housing Finance Ltd is a large-cap company in the housing finance sector, providing housing-related financial services. As of March 2025, it reported net sales of ₹8,326 Cr and a net profit of ₹2,448 Cr, with a market cap of ₹20,825 Cr.

Overview:<BR>Aadhar Housing Finance Ltd is a large-cap company operating in the housing finance industry, providing financial services related to housing.<BR><BR>History:<BR>Aadhar Housing Finance Limited was originally incorporated as Vysya Bank Housing Finance Limited in 1990. The company commenced operations shortly after its incorporation. The latest quarterly results reported are for March 2025, showing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 8,326 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 2,448 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 20,825 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 24.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 2.56 <BR>Return on Equity: 14.31% <BR>Price-to-Book: 3.24 <BR><BR>Contact Details:<BR>Registrar Address: Not available. <BR>Phone: N/A <BR>Email: N/A <BR>Website: N/A

Who are the top shareholders of the Aadhar Hsg. Fin.?

The top shareholder of Aadhar Housing Finance is Bcp Topco Vii Pte. Ltd. with 75.61%. Other significant shareholders include mutual funds (5.16%), Foreign Institutional Investors (5.32%), and individual investors (7.33%).

The top shareholders of Aadhar Housing Finance include a majority of promoters, with Bcp Topco Vii Pte. Ltd. holding the largest share at 75.61%. Additionally, mutual funds collectively hold 5.16% of the shares, represented by 21 different schemes. Foreign Institutional Investors (FIIs) account for 5.32% of the holdings, with 80 FIIs involved. The highest public shareholder is Quant Mutual Fund - Quant Active Fund, which holds 1.28%. Individual investors collectively own 7.33% of the company.

How big is Aadhar Hsg. Fin.?

As of 24th July, Aadhar Housing Finance Ltd has a market capitalization of 22,000.00 Cr, with recent net sales of 3,107.63 Cr and a net profit of 911.83 Cr. The company reports shareholder's funds of 6,372.29 Cr and total assets of 23,223.54 Cr.

As of 24th July, Aadhar Housing Finance Ltd has a market capitalization of 22,000.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, Aadhar Housing Finance Ltd reported Net Sales of 3,107.63 Cr and a Net Profit of 911.83 Cr.<BR><BR>For the latest annual period ending March 2025, the company has Shareholder's Funds amounting to 6,372.29 Cr and Total Assets of 23,223.54 Cr.

How has been the historical performance of Aadhar Hsg. Fin.?

Aadhar Hsg. Fin. has shown significant growth over the past four years, with net sales increasing from 1,728.27 crore in March 2022 to 3,107.63 crore in March 2025, and profit after tax rising from 444.85 crore to 911.83 crore. The company's total assets also grew from 14,375.53 crore to 23,223.54 crore during this period.

Answer:<BR>The historical performance of Aadhar Hsg. Fin. shows significant growth in key financial metrics over the past four years.<BR><BR>Breakdown:<BR>Aadhar Hsg. Fin. has experienced a consistent increase in net sales, rising from 1,728.27 crore in March 2022 to 3,107.63 crore in March 2025. Total operating income followed a similar trend, reaching 3,107.63 crore in March 2025, up from 1,728.27 crore in March 2022. Operating profit (PBDIT) also saw substantial growth, climbing from 1,341.52 crore in March 2022 to 2,372.27 crore in March 2025. Profit before tax increased from 567.36 crore in March 2022 to 1,173.26 crore in March 2025, while profit after tax rose from 444.85 crore to 911.83 crore during the same period. The company's earnings per share improved from 11.27 in March 2022 to 21.14 in March 2025, reflecting a strong upward trend. On the balance sheet, total assets grew from 14,375.53 crore in March 2022 to 23,223.54 crore in March 2025, with total liabilities also increasing from 14,375.53 crore to 23,223.54 crore. The cash flow from financing activities showed a positive trend, increasing from 274 crore in March 2022 to 3,389 crore in March 2025, contributing to a net cash inflow of 522 crore in March 2025. Overall, Aadhar Hsg. Fin. has demonstrated robust growth across multiple financial dimensions over the past four years.

Is Aadhar Hsg. Fin. overvalued or undervalued?

As of November 10, 2025, Aadhar Housing Finance is considered undervalued with a valuation grade upgrade to attractive, highlighted by a PE ratio of 21.71 and strong performance, including a year-to-date return of 17.35%, significantly outperforming the Sensex.

As of 10 November 2025, the valuation grade for Aadhar Housing Finance has moved from fair to attractive, indicating a shift in perception regarding its worth. The company is currently deemed undervalued based on its financial metrics. Key ratios include a PE Ratio of 21.71, an EV to EBIT of 8.31, and a Price to Book Value of 0.31, which suggest that the stock is trading at a discount compared to its earnings and book value.<BR><BR>In comparison to peers, Aadhar Housing Finance stands out with a significantly lower PE ratio than Bajaj Finance, which is at 38.76, and a more favorable EV to EBITDA ratio compared to Bajaj Finserv at 13.13. The company's recent performance shows a year-to-date return of 17.35%, outperforming the Sensex's 6.91%, reinforcing the notion that Aadhar Housing Finance is positioned well in the market.

Is Aadhar Hsg. Fin. technically bullish or bearish?

As of December 4, 2025, the market trend is neutral with mixed signals, indicating a consolidation phase, as weekly indicators show mild bearishness while daily moving averages are mildly bullish.

As of 4 December 2025, the technical trend has changed from mildly bullish to sideways. The current technical stance is neutral, with mixed signals across various indicators. The MACD on a weekly basis is mildly bearish, while the daily moving averages are mildly bullish. The Bollinger Bands indicate a bearish trend on the weekly chart and sideways on the monthly. The KST and OBV are both mildly bearish on the weekly timeframe. Overall, the lack of strong bullish or bearish signals suggests a consolidation phase, with no clear direction in the near term.

When is the next results date for Aadhar Housing Finance Ltd?

Aadhar Housing Finance Ltd will announce its results on 30 January 2026.

Aadhar Housing Finance Ltd is scheduled to declare its results on 30 January 2026.

Are Aadhar Housing Finance Ltd latest results good or bad?

Aadhar Housing Finance Ltd's latest results are generally positive, with a net interest income of ₹942.71 crores and a net profit of ₹281.21 crores, both showing year-on-year growth. However, high valuations may warrant caution for investors despite the strong fundamentals.

Aadhar Housing Finance Ltd's latest results can be considered good overall, reflecting sustained operational excellence. In the third quarter of FY26, the company reported a net interest income of ₹942.71 crores, which is a 5.08% increase quarter-on-quarter and an impressive 18.19% increase year-on-year. The net profit also showed positive growth, reaching ₹281.21 crores, up 5.53% from the previous quarter and 17.49% year-on-year.<BR><BR>The operating margin remained strong at 77.35%, indicating effective cost management and operational efficiency. Additionally, the profit after tax (PAT) margin improved slightly to 29.83%, showcasing the company's ability to maintain profitability.<BR><BR>However, there are some valuation concerns as the company is trading at a price-to-earnings ratio of 21x and a price-to-book value of 2.99x, which has led to a cautious stance from market analysts despite the strong fundamentals. Overall, while the results are solid, the elevated valuations suggest that investors should approach with some caution.

Should I buy, sell or hold Aadhar Housing Finance Ltd?

Which are the latest news on Aadhar Hsg. Fin.?

Why is Aadhar Housing Finance Ltd falling/rising?

As of 04-Feb, Aadhar Housing Finance Ltd's stock price is declining at 473.00, down 1.0% and underperforming compared to its sector. Factors contributing to this decline include trading below key moving averages, a high percentage of pledged shares, and negative short-term performance, despite strong long-term fundamentals.

As of 04-Feb, Aadhar Housing Finance Ltd is experiencing a decline in its stock price, currently at 473.00, which reflects a change of -4.8 (-1.0%). This downward movement can be attributed to several factors. Firstly, the stock has underperformed compared to the sector, with a performance today that is 2.01% lower than its peers. Additionally, Aadhar Housing Finance Ltd is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a bearish trend.<BR><BR>In the broader context, the stock has also shown negative performance over various periods, including a 1-week decline of 0.60% and a 1-month drop of 5.49%. Although the stock has generated a return of 21.22% over the past year, which is significantly higher than the market's average return of 6.66%, the current market conditions are affecting its price negatively.<BR><BR>Moreover, a concerning factor is that 67.82% of promoter shares are pledged. In a falling market, this high level of pledged shares can exert additional downward pressure on stock prices, contributing to the current decline. Despite strong long-term fundamentals, including a healthy growth rate in operating profits and attractive valuations, these negative indicators are influencing investor sentiment and leading to the stock's current fall.