ScoreWhy is Paisalo Digital Ltd ?
1
Strong Long Term Fundamental Strength with a 23.38% CAGR growth in Operating Profits
2
Healthy long term growth as Net Sales has grown by an annual rate of 22.22% and Operating profit at 23.38%
3
Positive results in Mar 26
- NET SALES(Q) Highest at Rs 260.92 cr
- PBDIT(Q) Highest at Rs 189.31 cr.
- PBT LESS OI(Q) Highest at Rs 97.01 cr.
4
With ROE of 13.3, it has a Fair valuation with a 2.3 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 34.45%, its profits have risen by 19.2% ; the PEG ratio of the company is 1
5
High Institutional Holdings at 24.38%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
Real-Time Research ReportHow much should you buy?
- Overall Portfolio exposure to Paisalo Digital should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Paisalo Digital for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Paisalo Digital
33.79%
0.82
41.19%
Sensex
-7.29%
-0.56
13.06%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
18
Industry P/E
21
Price to Book Value
2.33
EV to EBIT
12.10
EV to EBITDA
11.89
EV to Capital Employed
1.40
EV to Sales
8.89
PEG Ratio
0.97
Dividend Yield
0.22%
ROCE (Latest)
11.55%
ROE (Latest)
13.26%
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TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bullish
RSI
No Signal
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bullish
No Trend
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend19What is working for the Company
NET SALES(Q)
Highest at Rs 260.92 cr
PBDIT(Q)
Highest at Rs 189.31 cr.
PBT LESS OI(Q)
Highest at Rs 97.01 cr.
PAT(Q)
Highest at Rs 72.23 cr.
EPS(Q)
Highest at Rs 0.79
-2What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 2.43 times
Loading Valuation Snapshot...
Here's what is working for Paisalo Digital
Net Sales - Quarterly
Highest at Rs 260.92 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 189.31 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 97.01 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 72.23 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PAT trend is very positive
PAT (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 97.01 cr has Grown at 36.4% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 71.13 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
At Rs 72.23 cr has Grown at 36.8% (vs previous 4Q average)
over average PAT of the previous four quarters of Rs 52.82 CrMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 0.79
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Paisalo Digital
Debt-Equity Ratio - Half Yearly
Highest at 2.43 times
in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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