Why is PNB Housing Finance Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 1.57% and Operating profit at 5.20%
2
Flat results in Dec 25
- NO KEY NEGATIVE TRIGGERS
3
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 5.48% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -9.94% returns
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is PNB Housing for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
PNB Housing
-8.58%
-0.28
35.88%
Sensex
5.8%
0.47
11.36%
Valuation Key Factors 
Factor
Value
P/E Ratio
10
Industry P/E
12
Price to Book Value
1.17
EV to EBIT
10.75
EV to EBITDA
10.66
EV to Capital Employed
1.04
EV to Sales
9.96
PEG Ratio
0.49
Dividend Yield
0.62%
ROCE (Latest)
9.47%
ROE (Latest)
11.96%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Bearish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
Mildly Bearish
OBV
Mildly Bearish
Bullish






