ScoreWhy is Repco Home Finance Ltd ?
1
Strong Long Term Fundamental Strength with an average Return on Equity (ROE) of 12.16%
2
Poor long term growth as Net Sales has grown by an annual rate of 4.92% and Operating profit at 5.62%
3
Flat results in Sep 25
- PBDIT(Q) Lowest at Rs 390.34 cr.
- OPERATING PROFIT TO NET SALES (Q) Lowest at 88.45%
- PBT LESS OI(Q) At Rs 138.04 cr has Fallen at -6.43%
4
With ROE of 12.7, it has a Attractive valuation with a 0.7 Price to Book Value
- The stock is trading at a fair value compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of -14.08%, its profits have risen by 3% ; the PEG ratio of the company is 1.9
5
High Institutional Holdings at 34.61%
- These investors have better capability and resources to analyse fundamentals of companies than most retail investors.
6
Underperformed the market in the last 1 year
- Even though the market (BSE500) has generated returns of 2.12% in the last 1 year, the stock has hugely underperformed and has generate negative returns of -14.08% returns
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Repco Home Fin should be less than 10%
- Overall Portfolio exposure to Housing Finance Company should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Repco Home Fin for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Repco Home Fin
-14.08%
-0.42
33.76%
Sensex
4.83%
0.41
11.83%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
6
Industry P/E
13
Price to Book Value
0.71
EV to EBIT
8.97
EV to EBITDA
8.79
EV to Capital Employed
0.93
EV to Sales
7.95
PEG Ratio
1.87
Dividend Yield
1.60%
ROCE (Latest)
10.36%
ROE (Latest)
12.70%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Bullish (Daily)
KST
Bullish
Bearish
Dow Theory
Mildly Bearish
Mildly Bullish
OBV
Mildly Bearish
Mildly Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend2What is working for the Company
DEBT-EQUITY RATIO(HY)
Lowest at 3.18 times
NET SALES(Q)
Highest at Rs 441.29 cr
-4What is not working for the Company
PBDIT(Q)
Lowest at Rs 390.34 cr.
OPERATING PROFIT TO NET SALES (Q)
Lowest at 88.45%
PBT LESS OI(Q)
At Rs 138.04 cr has Fallen at -6.43%
EPS(Q)
Lowest at Rs 17.53
Loading Valuation Snapshot...
Here's what is working for Repco Home Fin
Net Sales - Quarterly
Highest at Rs 441.29 cr
in the last five quartersMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Debt-Equity Ratio - Half Yearly
Lowest at 3.18 times
in the last five half yearly periodsMOJO Watch
The company has been reducing its borrowing as compared to equity capital
Debt-Equity Ratio
Here's what is not working for Repco Home Fin
Operating Profit (PBDIT) - Quarterly
Lowest at Rs 390.34 cr.
in the last five quartersMOJO Watch
Near term Operating Profit trend is negative
Operating Profit (Rs Cr)
Operating Profit Margin - Quarterly
Lowest at 88.45%
in the last five quartersMOJO Watch
Company's efficiency has deteriorated
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 138.04 cr has Fallen at -6.43%
Year on Year (YoY)MOJO Watch
Near term PBT trend is negative
PBT less Other Income (Rs Cr)
Earnings per Share (EPS) - Quarterly
Lowest at Rs 17.53
in the last five quartersMOJO Watch
Declining profitability; company has created lower earnings for shareholders
EPS (Rs)
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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