Repco Home Fin

Has Repco Home Fin declared dividend?

Yes, Repco Home Finance Ltd has declared a 30% dividend, amounting to ₹3 per share, with an ex-date of July 26, 2024. While the recent total returns show negative performance in the short term, the stock has seen significant gains over longer periods.

Repco Home Finance Ltd has declared a 30% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 30%<BR>- Amount per share: 3 per share<BR>- Ex-date: 26 Jul 24<BR><BR>Dividend Yield: 0.75%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -12.15%, with a dividend return of 0%, resulting in a total return of -12.15%.<BR><BR>Over the past year, the price return was -14.91%, with a dividend return of 0.56%, leading to a total return of -14.35%.<BR><BR>In the 2-year period, the price return was 51.16%, the dividend return was 1.99%, culminating in a total return of 53.15%.<BR><BR>For the 3-year period, the price return was 188.18%, with a dividend return of 7.08%, resulting in a total return of 195.26%.<BR><BR>In the last 4 years, the price return was 11.93%, the dividend return was 2.85%, yielding a total return of 14.78%.<BR><BR>Over the past 5 years, the price return was 315.13%, with a dividend return of 10.49%, leading to a total return of 325.62%.<BR><BR>Overall, while Repco Home Finance Ltd has declared a dividend, the recent total returns indicate a mixed performance, with negative returns in the short term but significant gains over longer periods. The dividend yield remains relatively low, suggesting that while dividends are being paid, the stock's price performance has varied widely.

Who are the peers of the Repco Home Fin?

Repco Home Fin's peers include Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Housing Fin., and others. In terms of management risk, Repco Home Fin has good management risk, while its 1-year return is -16.22%, better than Star Housing Fin's -29.43% but lower than PNB Housing's 45.11%.

Peers: The peers of Repco Home Fin are Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., GIC Housing Fin, SRG Housing, Star Housing Fin, and Reliance Home.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou., while Good management risk is found at Repco Home Fin and LIC Housing Fin. Average management risk is present at Bajaj Housing, PNB Housing, Aadhar Hsg. Fin., and SRG Housing, and the rest. Below Average management risk is noted at GIC Housing Fin, Star Housing Fin, and Reliance Home. For growth, Excellent growth is seen at Bajaj Housing and Star Housing Fin, Good growth is found at Aadhar Hsg. Fin. and Aptus Value Hou., while Repco Home Fin and LIC Housing Fin show Below Average growth, and the rest. Finally, Excellent capital structure is noted at Bajaj Housing, Aadhar Hsg. Fin., Aptus Value Hou., Repco Home Fin, PNB Housing, SRG Housing, and the rest, while Average capital structure is found at LIC Housing Fin. and Reliance Home, and Below Average capital structure is seen at GIC Housing Fin. and Star Housing Fin.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PNB Housing at 45.11%, while the lowest is Star Housing Fin at -29.43%. Repco Home Fin's 1-year return is -16.22%, which is higher than Star Housing Fin's but lower than PNB Housing's. Additionally, the peers with negative six-month returns include Bajaj Housing, Aptus Value Hou., GIC Housing Fin, and Reliance Home.

Who are in the management team of Repco Home Fin?

As of March 2023, the management team of Repco Home Fin includes Chairman C. Thangaraju, Managing Director & CEO K. Swaminathan, and several independent and non-executive directors, totaling 13 members responsible for the company's operations and strategic direction.

As of March 2023, the management team of Repco Home Fin includes the following individuals:<BR><BR>1. C. Thangaraju - Chairman (Non-Executive) & Director (Non-Independent)<BR>2. Esthaki Santhanam - Non-Executive & Non-Independent Director<BR>3. B Raj Kumar - Independent Non-Executive Director<BR>4. Mrinal Kanti Bhattacharya - Independent Non-Executive Director<BR>5. R. Swaminathan - Independent Non-Executive Director<BR>6. Ramachandran Vaithianathan - Independent Non-Executive Director<BR>7. Usha Ravi - Independent Non-Executive Director<BR>8. Sumithra Ravichandran - Independent Non-Executive Director<BR>9. K. Swaminathan - Managing Director & CEO<BR>10. Jacintha Lazarus, I.A.S - Non-Executive & Non-Independent Director<BR>11. R S Isabella - Non-Executive & Non-Independent Director<BR>12. N. Balasubramanian - Whole-time Director<BR>13. Anant Kishore Saran - Additional Director<BR><BR>This team is responsible for overseeing the company's operations and strategic direction.

What does Repco Home Fin do?

Repco Home Finance Ltd is a housing finance company established in 2000, focusing on small-cap financing. As of March 2025, it reported net sales of ₹4,262 Cr and a net profit of ₹1,206 Cr, with a market cap of ₹2,780 Cr.

Overview: <BR>Repco Home Finance Ltd is a professionally managed housing finance company operating in the small-cap segment.<BR><BR>History: <BR>Incorporated in April 2000, Repco Home Finance received its certificate of commencement of business on May 2, 2000. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 4,262 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 1,206 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 2,780 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 6.00 <BR>Industry P/E: 13 <BR>Dividend Yield: 0.69% <BR>Debt-Equity: 3.25 <BR>Return on Equity: 13.47% <BR>Price to Book: 0.79<BR><BR>Contact Details: <BR>Address: No 33 Repco Tower, North Usman Road T Nagar Chennai Tamil Nadu : 600017 <BR>Tel: 91-44-28340715 <BR>Email: cs@repcohome.com <BR>Website: http://www.repcohome.com

Who are the top shareholders of the Repco Home Fin?

The top shareholders of Repco Home Fin include Repatriates Co Operative Finance & Development Bank Ltd (37.13%), mutual funds (19.34%), and foreign institutional investors (11.24%), with individual investors holding 23.13% and HDFC Trustee Company Limited at 7.23%. There are no pledged promoter holdings reported.

The top shareholders of Repco Home Fin include the following:<BR><BR>1. **Promoter with the highest holding**: Repatriates Co Operative Finance & Development Bank Ltd, which holds 37.13%.<BR>2. **Mutual Funds**: They collectively hold 19.34% through 5 different schemes.<BR>3. **Foreign Institutional Investors (FIIs)**: 84 FIIs hold a total of 11.24%.<BR>4. **Highest Public Shareholder**: HDFC Trustee Company Limited, specifically for HDFC Infrastructure, holds 7.23%.<BR>5. **Individual Investors**: They account for 23.13% of the holdings.<BR><BR>Overall, the majority of the shares are held by promoters, with no pledged promoter holdings reported.

How big is Repco Home Fin?

As of 24th July, Repco Home Finance Ltd has a market capitalization of 2,727.00 Cr, with net sales of 1,685.16 Cr and a net profit of 461.48 Cr over the latest four quarters. Shareholder's funds are 2,985.40 Cr, and total assets amount to 13,796.71 Cr as of March 2024.

As of 24th July, <BR><BR>Market Cap: Repco Home Finance Ltd has a market capitalization of 2,727.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 1,685.16 Cr, while the sum of Net Profit for the same period is 461.48 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2024. Shareholder's Funds stand at 2,985.40 Cr, and Total Assets amount to 13,796.71 Cr.

When is the next results date for Repco Home Fin?

Repco Home Fin will declare its results on 07 August 2025.

Repco Home Fin will declare its results on 07 August 2025.

Is Repco Home Fin technically bullish or bearish?

As of November 12, 2025, Repco Home Fin's technical trend has shifted to mildly bullish, supported by a bullish weekly MACD and daily moving averages, despite mixed signals from the monthly indicators.

As of 12 November 2025, the technical trend for Repco Home Fin has changed from mildly bearish to mildly bullish. The weekly MACD is bullish, supporting the positive shift, while the monthly MACD remains mildly bearish, indicating some caution. The daily moving averages are bullish, reinforcing the upward momentum. The weekly Bollinger Bands are also bullish, suggesting potential for further gains. However, the monthly KST and OBV are bearish and mildly bullish respectively, indicating mixed signals in longer time frames. Overall, the current technical stance is mildly bullish, driven primarily by the weekly MACD and daily moving averages.

How has been the historical performance of Repco Home Fin?

Repco Home Fin has shown consistent growth in net sales and profits, with net sales increasing from 1,283.74 crore in March 2023 to 1,717.86 crore in March 2025, and profit after tax rising from 296.08 crore to 435.65 crore in the same period, despite negative cash flow from operating activities. Total liabilities also increased, reflecting a rise in short-term borrowings.

Answer:<BR>The historical performance of Repco Home Fin shows a consistent growth trend in net sales and profits over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Repco Home Fin's net sales increased from 1,283.74 crore in March 2023 to 1,717.86 crore in March 2025, reflecting a strong upward trajectory. The total operating income followed a similar pattern, rising to 1,717.86 crore in March 2025 from 1,283.74 crore in March 2023. Operating profit, excluding other income, also saw significant growth, reaching 1,575.30 crore in March 2025 compared to 1,101.38 crore in March 2023. Profit before tax increased to 583.70 crore in March 2025 from 400.76 crore in March 2023, while profit after tax rose to 435.65 crore from 296.08 crore in the same period. The consolidated net profit reached 461.48 crore in March 2025, up from 316.28 crore in March 2023. On the balance sheet, total liabilities increased to 14,715.73 crore in March 2025 from 12,596.43 crore in March 2023, driven by a rise in short-term borrowings. Total assets also grew, reaching 14,715.73 crore in March 2025. However, cash flow from operating activities remained negative at -613.00 crore in March 2025, although cash flow from financing activities provided some support with an inflow of 408.00 crore. Overall, Repco Home Fin demonstrated robust growth in revenue and profitability, despite challenges in cash flow management.

Is Repco Home Fin overvalued or undervalued?

As of November 21, 2025, Repco Home Fin is considered an attractive investment due to its undervalued metrics, including a PE ratio of 5.61 and strong operational efficiency, despite a recent stock decline of 6.85% over the past year.

As of 21 November 2025, Repco Home Fin has moved from a valuation grade of very attractive to attractive. The company is currently considered undervalued, with a PE ratio of 5.61, a Price to Book Value of 0.71, and an EV to EBITDA of 8.81. In comparison to its peers, HUDCO is classified as very expensive with a PE of 16.44, while LIC Housing Fin remains attractive with a PE of 5.45, highlighting Repco's relative valuation advantage.<BR><BR>Despite the recent stock performance showing a decline of 6.85% over the past year compared to a 10.47% increase in the Sensex, Repco Home Fin's solid ROE of 12.70% and ROCE of 10.36% suggest that it maintains a strong operational efficiency. Overall, the current valuation metrics indicate that Repco Home Fin is positioned favorably within its industry, making it an appealing investment opportunity.

Are Repco Home Finance Ltd latest results good or bad?

Repco Home Finance Ltd's latest results are mixed, showing a 4.76% decline in net profit to ₹109.66 crores, despite a slight increase in net interest income. The company's profit margins have compressed due to rising operational costs, indicating challenges in maintaining profitability amid competitive pressures.

Repco Home Finance Ltd's latest results present a mixed picture. In the most recent quarter, the company reported a consolidated net profit of ₹109.66 crores, which reflects a decline of 4.76% quarter-on-quarter and 4.75% year-on-year. While net interest income showed modest growth, increasing by 0.23% QoQ and 4.39% YoY to ₹441.29 crores, this growth was insufficient to offset the decline in profitability.<BR><BR>The company's profit after tax (PAT) margin also compressed, falling to 23.44%, down 132 basis points from the previous quarter and 259 basis points from the same quarter last year. This indicates rising operational costs, particularly with employee expenses surging significantly.<BR><BR>Overall, the results highlight challenges in maintaining profitability amid competitive pressures in the housing finance sector. The current Mojo Score of 61/100 and a HOLD rating suggest that investors should be cautious, as the stock faces operational headwinds despite appearing undervalued compared to peers. The outlook remains uncertain, with a need for improved operational efficiency and margin stabilization to regain investor confidence.

Should I buy, sell or hold Repco Home Finance Ltd?

Why is Repco Home Finance Ltd falling/rising?

As of 08-Feb, Repco Home Finance Ltd's stock price is at 402.00, reflecting a decline of -0.75% and underperforming its sector. Despite a positive annual return, recent trends show a significant drop in price and investor participation, indicating potential weakness in momentum.

As of 08-Feb, Repco Home Finance Ltd's stock price is falling, currently at 402.00, which reflects a change of -3.05 (-0.75%). The stock has underperformed its sector by -0.49% today and has been on a consecutive decline for the last two days, resulting in a total drop of -2.71% during this period. <BR><BR>In terms of performance over different time frames, the stock has shown a negative return of -0.40% over the past week and -4.75% over the past month, while the benchmark Sensex has increased by +1.59% and decreased by -1.74%, respectively. Year-to-date, the stock is down -2.64%, compared to a -1.92% decline in the Sensex. Although the stock has performed positively over the past year with a return of +0.92%, this is overshadowed by its recent performance.<BR><BR>Additionally, there has been a decline in investor participation, with the delivery volume on 05 February falling by -0.42% against the 5-day average. The stock is currently trading higher than its 5-day and 100-day moving averages but lower than its 20-day, 50-day, and 200-day moving averages, indicating a potential weakness in momentum.<BR><BR>Despite some positive factors, such as a strong long-term fundamental strength with an average Return on Equity (ROE) of 12.16% and high institutional holdings at 36.43%, these have not been sufficient to counteract the recent downward trend in the stock price.

Which are the latest news on Repco Home Fin?