Sahara Housing

Which are the latest news on Sahara Housing?

Should I buy, sell or hold Sahara Housing Fina Corporation Ltd?

Why is Sahara Housing Fina Corporation Ltd falling/rising?

As of 09-Jun, Sahara Housing Fina Corporation Ltd's stock price is declining, currently at 41.05, with a recent drop of -0.17%. Despite a positive year-to-date return of +5.94%, the stock has underperformed over the past week, month, and year, alongside decreased investor participation.

As of 09-Jun, Sahara Housing Fina Corporation Ltd's stock price is falling, currently at 41.05, which reflects a change of -0.07 or -0.17%. The stock has been underperforming, with a performance today that is 2.11% lower than its sector. Additionally, it has experienced a consecutive decline over the last three days, resulting in a total drop of -1.04% during this period.<BR><BR>In terms of broader performance, the stock has shown negative returns over various time frames, including a -2.61% decline over the past week and a -6.56% drop over the past month. Year-to-date, however, it has a positive return of +5.94%, contrasting with the Sensex, which has decreased by 13.26% in the same timeframe. Despite this positive year-to-date performance, the stock has underperformed the benchmark over the last year and three years, with declines of -2.15% and -9.24%, respectively.<BR><BR>Investor participation has also decreased, as indicated by a significant drop in delivery volume, which fell by 32.32% compared to the five-day average. This decline in trading activity suggests reduced interest among investors, contributing to the stock's downward trend. Furthermore, while the stock is trading higher than its 20-day, 50-day, and 100-day moving averages, it is lower than its 5-day and 200-day moving averages, indicating mixed signals regarding its price momentum.<BR><BR>Overall, the combination of recent underperformance, declining investor participation, and negative returns over multiple periods are key factors contributing to the falling stock price of Sahara Housing Fina Corporation Ltd.

Are Sahara Housing Fina Corporation Ltd latest results good or bad?

Sahara Housing Fina Corporation Ltd's latest results are concerning, with a net profit of ₹0.07 crores, a 65% year-on-year decline, and a revenue drop of 13.08%. The company faces shrinking margins and negative investor sentiment, indicating a troubling financial outlook.

The latest results for Sahara Housing Fina Corporation Ltd are concerning and can be classified as bad. In Q4 FY26, the company reported a net profit of just ₹0.07 crores, which represents a significant decline of 65% year-on-year and 22.22% quarter-on-quarter. This sharp drop in profitability raises serious questions about the company's financial health.<BR><BR>Revenue for the same quarter was ₹1.86 crores, showing a year-on-year decline of 13.08%, although it did see a slight improvement of 9.41% compared to the previous quarter. However, the overall trend indicates persistent revenue contraction, which is troubling for a company in the housing finance sector.<BR><BR>Additionally, the operating margin fell to 30.65%, down from 43.93% a year ago, reflecting significant margin compression and operational inefficiencies. The PAT margin also decreased to 3.76%, indicating that the company is struggling to maintain profitability.<BR><BR>Investor sentiment appears to be negative, as evidenced by a 1.63% decline in the stock price following the announcement of these results. The company's return on equity is alarmingly low at 0.89%, suggesting that it is not generating adequate returns for shareholders.<BR><BR>Overall, the results highlight a combination of declining revenues, shrinking margins, and a lack of profitability, which together paint a bleak picture for Sahara Housing Fina Corporation Ltd.

When is the next results date for Sahara Housing Fina Corporation Ltd?

The next results date for Sahara Housing Fina Corporation Ltd is 29 May 2026.

The next results date for Sahara Housing Fina Corporation Ltd is scheduled for 29 May 2026.

How has been the historical performance of Sahara Housing?

Sahara Housing has experienced a declining trend in net sales and profits over the years, with net sales dropping from 12.65 crore in March 2021 to 8.58 crore in March 2025, and profit after tax decreasing from 2.61 crore to 0.65 crore in the same period. Total assets and liabilities have also declined, indicating overall financial deterioration.

Answer:<BR>The historical performance of Sahara Housing shows a declining trend in net sales and profits over the past several years, with a significant drop in the most recent fiscal year.<BR><BR>Breakdown:<BR>Sahara Housing's net sales have decreased from 12.65 crore in March 2021 to 8.58 crore in March 2025, reflecting a consistent decline over the years. Other operating income has also diminished, contributing to a total operating income that fell from 13.44 crore in March 2019 to 8.61 crore in March 2025. The company's total expenditure, excluding depreciation, has decreased from 12.45 crore in March 2019 to 7.45 crore in March 2025, indicating a reduction in operational costs. However, the operating profit (PBDIT) has declined from 3.34 crore in March 2020 to just 1.17 crore in March 2025, with a corresponding drop in profit before tax from 3.39 crore in March 2019 to 0.80 crore in March 2025. Profit after tax has similarly decreased from 2.61 crore in March 2019 to 0.65 crore in March 2025. The company's total assets have also seen a decline from 122.38 crore in March 2020 to 74.44 crore in March 2025, while total liabilities have decreased from 110.74 crore to 74.44 crore in the same period. Cash flow from operating activities has fluctuated, peaking at 29 crore in March 2020 but dropping to 24 crore in March 2025. Overall, Sahara Housing has experienced a downward trend in both revenue and profitability, alongside a reduction in total assets and liabilities over the years.

Is Sahara Housing overvalued or undervalued?

As of November 21, 2025, Sahara Housing is considered very expensive and overvalued, with a PE ratio of 69.94 and a low ROCE of 4.06%, significantly higher than its peers, despite a year-to-date return of 17.41% that outpaces the Sensex.

As of 21 November 2025, the valuation grade for Sahara Housing has moved from attractive to very expensive. This indicates that the company is currently overvalued. Key ratios highlight this assessment, with a PE ratio of 69.94, an EV to EBITDA of 15.20, and a ROCE of only 4.06%. Compared to peers, Sahara Housing's PE ratio is significantly higher than HUDCO's 16.44 and LIC Housing Finance's 5.45, which further underscores its overvaluation.<BR><BR>In the context of recent performance, Sahara Housing has shown a year-to-date return of 17.41%, outpacing the Sensex's 9.08%, but this does not mitigate the concerns raised by its high valuation metrics. The disparity in valuation ratios compared to its peers suggests that investors may be paying a premium that is not justified by the company's financial performance.

How big is Sahara Housing?

As of 24th July, Sahara Housing Fina Corporation Ltd has a market capitalization of 28.00 Cr, with recent net sales of 8.58 Cr and a net profit of 0.64 Cr. The balance sheet for March 2024 shows shareholder's funds of 51.72 Cr and total assets of 96.92 Cr.

As of 24th July, Sahara Housing Fina Corporation Ltd has a market capitalization of 28.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Sahara Housing reported Net Sales of 8.58 Cr and a Net Profit of 0.64 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 51.72 Cr and Total Assets of 96.92 Cr.

Who are in the management team of Sahara Housing?

As of March 2020, the management team of Sahara Housing includes D J Bagchi (CEO & Company Secretary), Brijendra Sahay (Non-Executive & Independent Director), Anshu Roy (Non-Executive & Independent Director), and A K Srivastava (Non-Executive & Non-Independent Director).

As of March 2020, the management team of Sahara Housing includes the following individuals:<BR><BR>1. D J Bagchi - CEO & Company Secretary<BR>2. Brijendra Sahay - Non-Executive & Independent Director<BR>3. Anshu Roy - Non-Executive & Independent Director<BR>4. A K Srivastava - Non-Executive & Non-Independent Director<BR><BR>These members play various roles within the company's governance and management structure.

What is the technical trend for Sahara Housing?

As of May 12, 2025, Sahara Housing's trend is mildly bearish, indicated by daily moving averages and monthly Bollinger Bands, while weekly MACD and KST show a mildly bullish outlook, suggesting caution due to mixed signals.

As of 12 May 2025, the technical trend for Sahara Housing has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish sentiment, while the weekly MACD and KST show a mildly bullish outlook. However, the monthly MACD remains bearish, and the Bollinger Bands reflect a mildly bearish trend on the monthly timeframe. The Dow Theory indicates a mildly bearish stance on the weekly chart, with no clear trend on the monthly. Overall, the mixed signals suggest caution, with the strength of the bearish trend being moderate.

Who are the top shareholders of the Sahara Housing?

The top shareholder of Sahara Housing is Sahara Prime City Limited, holding 42.0% of shares, while individual investor Vishnushankar B Mishra has a 3% stake. Promoters hold the majority of shares with no pledged holdings, and individual investors collectively own 24.09%, with no mutual funds or foreign institutional investors involved.

The top shareholders of Sahara Housing include Sahara Prime City Limited, which holds the largest stake at 42.0%. The majority of the company's shares are held by promoters, and there are no pledged promoter holdings. In terms of public shareholders, Vishnushankar B Mishra is the highest individual shareholder with a 3% stake. Additionally, individual investors collectively hold 24.09% of the shares. There are currently no mutual funds or foreign institutional investors (FIIs) holding shares in the company.

What does Sahara Housing do?

Sahara Housing Fina Corporation Ltd is a micro-cap company in the housing finance sector, providing housing finance solutions since 1991. As of March 2025, it reported net sales of 2 Cr and a market cap of Rs 28 Cr.

Overview:<BR>Sahara Housing Fina Corporation Ltd is a micro-cap company operating in the housing finance industry, primarily focused on providing housing finance solutions.<BR><BR>History:<BR>The company was incorporated in 1991 as 'Livewell Home Finance Limited' in Andhra Pradesh and changed its name to 'Sahara Housing Fina Corporation Limited' on January 20, 2005. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 2 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: Rs 28 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 28.00<BR>- Industry P/E: 13<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.43<BR>- Return on Equity: 1.22%<BR>- Price to Book: 0.54<BR><BR>Contact Details:<BR>Address: 46 Dr Sundari Mohan Avenue, Kolkata, West Bengal: 700014<BR>Email: info.saharahousingfina@gmail.com<BR>Website: http://www.saharahousingfina.com

Has Sahara Housing declared dividend?

No Dividend History Available

Who are the peers of the Sahara Housing?

Sahara Housing's peers include Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Housing Fin., Aptus Value Housing, Aavas Financiers, Home First Finance, Can Fin Homes, and Manraj Housing Fin. Sahara Housing has below average management risk and growth, with a 1-year return of 19.59%, higher than LIC Housing Fin. but lower than PNB Housing's 45.11%.

Peers: The peers of Sahara Housing are Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, Can Fin Homes, and Manraj Hsg.Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou. and Can Fin Homes, while Good management risk is found at LIC Housing Fin., Aavas Financiers, Home First Finan, and the rest. Average management risk is present at Bajaj Housing, PNB Housing, and Aadhar Hsg. Fin., while Sahara Housing has Below Average management risk. In terms of Growth, Excellent growth is seen at Home First Finan, while Good growth is noted at Aadhar Hsg. Fin., Aptus Value Hou., and Aavas Financiers. Average growth is found at Can Fin Homes, while Below Average growth is observed at Sahara Housing, LIC Housing Fin., and PNB Housing. Excellent capital structure is noted at Bajaj Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, and Sahara Housing, while Average capital structure is present at LIC Housing Fin. and PNB Housing, and Good capital structure is seen at Can Fin Homes.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PNB Housing at 45.11%, while the lowest is LIC Housing Fin. at -10.98%. Sahara Housing's 1-year return of 19.59% is higher than LIC Housing Fin. but lower than PNB Housing. Additionally, Bajaj Housing, Aptus Value Hou., and Can Fin Homes have negative six-month returns.