Tour. Fin. Corp.

Why is Tourism Finance Corporation of India Ltd falling/rising?

As of 25-Aug, the stock price of Tourism Finance Corporation of India Ltd is rising to 136.95, reflecting a 5.88% increase due to strong financial performance, increased institutional investment, and positive market sentiment. The stock has achieved a new 52-week high and is trading above key moving averages, indicating a bullish trend.

As of 25-Aug, the stock price of Tourism Finance Corporation of India Ltd is rising, currently at 136.95, reflecting a change of 7.6 or 5.88% increase. This upward movement can be attributed to several factors. Firstly, the stock has recently achieved a new 52-week high of Rs. 137.85, indicating strong investor interest and confidence. Additionally, the stock has outperformed the sector by 5.43% today, which suggests that it is performing better than its peers.<BR><BR>Moreover, the stock has shown a trend reversal, gaining after two consecutive days of decline, which may have encouraged investors to buy in. The stock is also trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a strong bullish trend.<BR><BR>Institutional investors have increased their stake by 2.65% over the previous quarter, now holding 5.47% of the company. This increase in institutional participation often signals confidence in the company's fundamentals, as these investors typically have more resources to analyze the market.<BR><BR>Furthermore, the company has reported positive financial results for the last three consecutive quarters, with net sales reaching Rs 81.02 crore and PBT less OI at Rs 44.19 crore, both of which are the highest recorded figures. The stock has also delivered impressive returns, with a 110.37% increase year-to-date and a remarkable 126.29% increase over the past year, consistently outperforming the BSE500 index.<BR><BR>In summary, the combination of strong financial performance, increased institutional investment, and positive market sentiment has contributed to the rising stock price of Tourism Finance Corporation of India Ltd.

Which are the latest news on Tour. Fin. Corp.?

Who are in the management team of Tour. Fin. Corp.?

The management team of Tour. Fin. Corp. includes Sanjay Ahuja (Company Secretary), Bapi Munshi and Thankom T Mathew (Non-Executive Independent Directors), Koppara Sajeeve Thomas (Non-Executive Non-Independent Director), S Ravi (Chairman), G D Mundra (Director), Anoop Bali (Whole Time Director & CFO), and Ashok Kumar Garg (Independent Director).

The management team of Tour. Fin. Corp. includes the following individuals:<BR><BR>1. **Sanjay Ahuja** - Company Secretary & Compliance Officer<BR>2. **Bapi Munshi** - Non-Executive & Independent Director<BR>3. **Thankom T Mathew** - Non-Executive & Independent Director<BR>4. **Koppara Sajeeve Thomas** - Non-Executive & Non-Independent Director<BR>5. **S Ravi** - Chairman (Non-Executive)<BR>6. **G D Mundra** - Director<BR>7. **Anoop Bali** - Whole Time Director & CFO<BR>8. **Ashok Kumar Garg** - Independent Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does Tour. Fin. Corp. do?

Tourism Finance Corporation of India Ltd is a government enterprise that provides financial assistance for tourism-related projects, categorized as a small-cap company with a market cap of INR 5,352 Cr. As of June 2026, it reported net sales of 81 Cr and a net profit of 61 Cr.

Overview:<BR>Tourism Finance Corporation of India Ltd is a government enterprise that operates in the finance industry, specifically focusing on providing financial assistance for tourism-related projects, and it falls under the small-cap market category.<BR><BR>History:<BR>The company was incorporated on January 27, 1989, and became operational on February 1, 1989, after receiving its certificate of commencement of business. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 81 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 61 Cr (Quarterly Results - Jun 2026)<BR>- Market cap: INR 5,352 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 35.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.52%<BR>- Debt Equity: 0.82<BR>- Return on Equity: 11.72%<BR>- Price to Book: 4.06<BR><BR>Contact Details:<BR>Address: 4th Floor Tower-1 NBCC Plaza, Puship Vihar Sector-5 Saket New Delhi New Delhi : 110017<BR>Tel: 91-11-29561180<BR>Email: ho@rfciltd.com<BR>Website: http://www.tfciltd.com

Who are the peers of the Tour. Fin. Corp.?

Peers of Tour. Fin. Corp. include REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Muthoot Microfin, Fusion Finance, Satin Creditcare, and Spandana Sphoort. Tour. Fin. Corp. has a Below Average management risk and a 1-year return of 93.72%, outperforming most peers.

Peers: The peers of Tour. Fin. Corp. are REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Muthoot Microfin, Fusion Finance, Satin Creditcare, and Spandana Sphoort.<BR><BR>Quality Snapshot: Excellent management risk is observed at REC Ltd, while Average management risk is found at HUDCO, Muthoot Microfin, Fusion Finance, and Spandana Sphoort, and the rest. Below Average management risk is noted for Tour. Fin. Corp., IFCI, and Satin Creditcare. Growth is Average at HUDCO and Muthoot Microfin, Good at Indian Renewable and CreditAcc. Gram., and Below Average at Tour. Fin. Corp., Fusion Finance, and the rest. Capital Structure is Excellent at Tour. Fin. Corp., CreditAcc. Gram., IFCI, Muthoot Microfin, Fusion Finance, Satin Creditcare, and Spandana Sphoort, while Good is noted for REC Ltd and HUDCO.<BR><BR>Return Snapshot: The peer with the highest 1-year return is IFCI at 43.60%, while the lowest is Indian Renewable at -18.86%. Tour. Fin. Corp. has a significantly higher 1-year return of 93.72%. Additionally, peers with negative six-month returns include REC Ltd and Spandana Sphoort.

How big is Tour. Fin. Corp.?

As of 14th August, Tourism Finance Corporation of India Ltd has a market capitalization of 5,439.98 Cr, with recent net sales of 232.21 Cr and a net profit of 85.48 Cr. Shareholder's funds are 936.91 Cr and total assets amount to 2,236.79 Cr as of March 2022.

As of 14th August, Tourism Finance Corporation of India Ltd has a market capitalization of 5,439.98 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 232.21 Cr and a Net Profit of 85.48 Cr.<BR><BR>The latest annual period for the balance sheet is March 2022, with Shareholder's Funds amounting to 936.91 Cr and Total Assets of 2,236.79 Cr.

Should I buy, sell or hold Tourism Finance Corporation of India Ltd?

When is the next results date for Tourism Finance Corporation of India Ltd?

The next results date for Tourism Finance Corporation of India Ltd is July 20, 2026.

The next results date for Tourism Finance Corporation of India Ltd is scheduled for July 20, 2026.

Are Tourism Finance Corporation of India Ltd latest results good or bad?

Tourism Finance Corporation of India Ltd. reported strong third-quarter results with record highs in net profit (₹31.82 crores) and net sales (₹69.64 crores), reflecting positive growth. However, concerns about low return on equity (9.16%) and a high P/E ratio (27.0x) compared to peers suggest a cautious outlook for investors.

The latest results for Tourism Finance Corporation of India Ltd. are quite strong, showcasing significant improvements in both net profit and net sales. In the third quarter of FY26, the company reported a net profit of ₹31.82 crores and net sales of ₹69.64 crores, both of which are record highs for the company. This represents a quarter-on-quarter growth of 9.46% in net profit and 4.80% in net sales, indicating positive momentum in their financial performance.<BR><BR>However, despite these impressive figures, there are concerns regarding the company's capital efficiency. The average return on equity (ROE) stands at 9.16%, which is below that of its peers, suggesting that the company is not generating sufficient returns relative to its equity base. Additionally, the price-to-earnings (P/E) ratio of 27.0x is considered very expensive compared to the finance sector average of 22.0x, raising questions about the sustainability of its current valuation.<BR><BR>Overall, while the quarterly results are good in terms of growth and profitability, the underlying issues related to capital efficiency and valuation multiples suggest a more cautious outlook for investors.

Is Tour. Fin. Corp. technically bullish or bearish?

As of December 1, 2025, Tour. Fin. Corp. shows a mildly bullish trend supported by daily moving averages, but caution is advised due to bearish signals from the weekly MACD, KST, and RSI, indicating mixed market sentiment.

As of 1 December 2025, the technical trend for Tour. Fin. Corp. has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the daily moving averages indicating a positive trend. However, the weekly MACD and KST are mildly bearish, which suggests some caution. The weekly RSI is bearish, indicating potential weakness in momentum. Bollinger Bands on both weekly and monthly timeframes are mildly bullish, providing some support to the overall outlook. The lack of a clear trend in Dow Theory and OBV on both weekly and monthly charts suggests indecision in the market. Overall, while there are bullish indicators, the presence of bearish signals in the weekly timeframe indicates a mixed sentiment.

How has been the historical performance of Tour. Fin. Corp.?

Tour. Fin. Corp. experienced a mixed performance over the past two years, with net sales declining from 258.45 Cr to 254.19 Cr, but profitability improved, as profit after tax rose to 85.31 Cr and cash flow from operations recovered significantly to 138.00 Cr.

Answer:<BR>The historical performance of Tour. Fin. Corp. shows a mixed trend over the past two years, with some improvements in profitability metrics despite a slight decline in net sales.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2022, Tour. Fin. Corp. reported net sales of 254.19 Cr, a decrease from 258.45 Cr in March 2021. Total operating income mirrored this trend, remaining at 254.19 Cr in March 2022 compared to 258.45 Cr the previous year. The company's total expenditure, excluding depreciation, decreased to 24.91 Cr from 27.42 Cr, contributing to an operating profit (PBDIT) of 229.41 Cr, slightly down from 231.08 Cr. Interest expenses also declined to 120.04 Cr from 130.12 Cr, leading to a profit before tax of 107.89 Cr, an increase from 99.82 Cr. Consequently, profit after tax rose to 85.31 Cr from 80.71 Cr, resulting in a PAT margin improvement to 34.36% from 31.23%. The company's total assets increased to 2,236.79 Cr from 2,177.68 Cr, while total liabilities also rose to 2,236.79 Cr from 2,177.68 Cr. Cash flow from operating activities showed a significant recovery, reaching 138.00 Cr in March 2022, compared to a negative cash flow of -171.00 Cr in March 2021. Overall, while sales declined, profitability and cash flow metrics improved, indicating a positive trend in operational efficiency.

Is Tour. Fin. Corp. overvalued or undervalued?

As of July 28, 2025, Tour. Fin. Corp. is considered expensive and overvalued based on its high PE ratio of 24.37 and unfavorable comparisons to peers, despite strong past performance.

As of 28 July 2025, the valuation grade for Tour. Fin. Corp. has moved from very expensive to expensive. The company appears to be overvalued based on its current metrics. Key ratios include a PE ratio of 24.37, an EV to EBIT of 14.79, and a PEG ratio of 2.18, which suggest that the stock is trading at a premium compared to its earnings growth potential.<BR><BR>In comparison to peers, Tour. Fin. Corp. has a significantly higher PE ratio than Life Insurance, which stands at 11.66, and Bajaj Finserv, which is at 33.23. The EV to EBITDA ratio of 14.73 also positions it unfavorably against Life Insurance's 9.1, indicating that it is relatively more expensive in terms of operational earnings. While the company has shown strong returns, outperforming the Sensex over the past year with a 45.75% return compared to the Sensex's -0.54%, the current valuation metrics suggest that it may not be justified at this price level.

Who are the top shareholders of the Tour. Fin. Corp.?

The top shareholders of Tour. Fin. Corp. include Aditya Kumar Halwasiya with 15.2%, 42 Foreign Institutional Investors holding 3.44%, and Lici Asm Non Par with 2.92%. Individual investors collectively own 45.52% of the shares, with no pledged promoter holdings.

The top shareholders of Tour. Fin. Corp. include a mix of individual and institutional investors. The largest public shareholder is Aditya Kumar Halwasiya, who holds 15.2% of the shares. Among institutional investors, the company has 42 Foreign Institutional Investors (FIIs) holding a combined 3.44%. The promoter with the highest holding is Lici Asm Non Par, with 2.92%. Additionally, individual investors collectively hold 45.52% of the shares. There are no pledged promoter holdings, and mutual funds currently hold a negligible amount in one scheme.

Has Tour. Fin. Corp. declared dividend?

Yes, Tourism Finance Corporation of India Ltd has declared a 25% dividend, amounting to ₹2.5 per share, with an ex-date of August 7, 2024. The company has shown strong total returns over various periods, with a 5-year total return of 473.35%.

Tourism Finance Corporation of India Ltd has declared a 25% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 25%<BR>- Amount per share: 2.5<BR>- Ex-date: Aug-07-2024<BR><BR>Dividend Yield: 1.09%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 33.31%, with no dividend return, resulting in a total return of 33.31%.<BR><BR>Over the past year, the price return was 46.11%, the dividend return was 1.38%, leading to a total return of 47.49%.<BR><BR>In the 2-year period, the price return reached 219.53%, with a dividend return of 6.62%, culminating in a total return of 226.15%.<BR><BR>For the 3-year period, the price return was 324.05%, the dividend return was 12.90%, resulting in a total return of 336.95%.<BR><BR>In the last 4 years, the price return was 240.6%, with a dividend return of 8.77%, giving a total return of 249.37%.<BR><BR>Finally, over the 5-year period, the price return was 456.35%, with a dividend return of 17.00%, leading to a total return of 473.35%.<BR><BR>Overall, the company has declared a significant dividend while also demonstrating strong total returns across multiple periods, indicating a healthy financial performance.