VLS Finance

Which are the latest news on VLS Finance?

Why is VLS Finance Ltd falling/rising?

As of 05-Sep, VLS Finance Ltd's stock price is at 244.70, down 1.01% today and 17.90% year-to-date, underperforming its sector. Despite the decline, investor interest is rising, indicated by an 83.35% increase in delivery volume compared to the 5-day average.

As of 05-Sep, VLS Finance Ltd's stock price is currently at 244.70, reflecting a decrease of 2.5, or 1.01%. The stock has underperformed its sector today by 2.09%. Over the past week, the stock has shown a slight increase of 0.29%, while it has declined by 3.72% over the past month. Year-to-date, the stock is down 17.90%, which is significantly worse than the Sensex's decline of 10.21% in the same period.<BR><BR>Despite the current price drop, there has been a notable increase in investor participation, with delivery volume rising by 83.35% compared to the 5-day average. This suggests that while the stock is currently falling, there is growing interest among investors. The stock is trading in a narrow range of Rs 1.3, and while it is above the 5-day moving averages, it remains below the longer-term moving averages (20-day, 50-day, 100-day, and 200-day). This indicates a mixed performance in terms of momentum.<BR><BR>Overall, the combination of a current price decline, underperformance against the sector, and a significant year-to-date drop contributes to the perception that VLS Finance Ltd's stock is falling.

Who are in the management team of VLS Finance?

The management team of VLS Finance includes Ajit Kumar (Chairman), S K Agarwal (Managing Director), H Consul (Company Secretary), K K Soni (CFO), M P Mehrotra (Executive Vice Chairman), Dinesh Kumar Mehrotra (Independent Director), Vikas Mehrotra (Managing Director), and Divya Mehrotra (Director).

The management team of VLS Finance includes the following individuals:<BR><BR>1. **Ajit Kumar** - Chairman & Independent Director<BR>2. **S K Agarwal** - Managing Director<BR>3. **H Consul** - Company Secretary & Compliance Officer<BR>4. **K K Soni** - Director (Finance) & CFO<BR>5. **M P Mehrotra** - Executive Vice Chairman<BR>6. **Dinesh Kumar Mehrotra** - Independent Director<BR>7. **Vikas Mehrotra** - Managing Director<BR>8. **Divya Mehrotra** - Director<BR><BR>If you need more specific information about any of these members or their roles, feel free to ask!

What does VLS Finance do?

VLS Finance Ltd is a Non Banking Financial Company (NBFC) focused on the Micro Cap market, offering financial services since 1986. As of June 2026, it reported net sales of 124 Cr and a net profit of 96 Cr, with a market cap of INR 766 Cr.

Overview: <BR>VLS Finance Ltd operates as a Non Banking Financial Company (NBFC) within the Micro Cap market segment.<BR><BR>History: <BR>VLS Finance Limited was incorporated in January 1986 and was initially known as Vardhman Leasing and Services Limited. The company changed its name to VLS Finance Limited in September 1994. It voluntarily surrendered its Certificate of Registration with the RBI, which was accepted effective from January 29, 2014. The company subsequently applied for and received membership approval from the Bombay Stock Exchange on May 14, 2014. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 124 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 96 Cr (Quarterly Results - Jun 2026) <BR>Market cap: INR 766 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: 16.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.67% <BR>Debt Equity: 0.00 <BR>Return on Equity: 1.03% <BR>Price to Book: 0.36 <BR><BR>Contact Details: <BR>Address: 2nd Floor 13 Sant Nagar, East of Kailash New Delhi New Delhi : 110065 <BR>Tel: 91-11-46656666 <BR>Email: vls@vsnl.com <BR>Website: http://www.vlsfinance.com

Who are the peers of the VLS Finance?

VLS Finance's peers include Fedders Holding, Hexa Tradex, Capital India, Aryaman Fin.Serv, and others. In terms of management risk, growth, and capital structure, VLS Finance shows below-average performance compared to peers, with a 1-year return of 10.01%.

Peers: The peers of VLS Finance are Fedders Holding, Hexa Tradex, Capital India, Aryaman Fin.Serv, Welspun Investme, Yogi Ltd, BEML Land Assets, India Finsec, RNFI Services, and Cons. Finvest.<BR><BR>Quality Snapshot: Excellent management risk is observed at Fedders Holding, Yogi Ltd, and India Finsec, while Average management risk is found at Aryaman Fin.Serv, Welspun Investme, and RNFI Services. Below Average management risk is noted for Hexa Tradex, Capital India, VLS Finance, and the rest. In terms of growth, Excellent growth is seen at Fedders Holding, Yogi Ltd, and India Finsec, while Average growth is present at Aryaman Fin.Serv, RNFI Services, and the rest. Below Average growth is reported for Hexa Tradex, Capital India, and VLS Finance. Excellent capital structure is noted for Fedders Holding, Capital India, Aryaman Fin.Serv, VLS Finance, Yogi Ltd, India Finsec, and RNFI Services, while Good capital structure is observed at Hexa Tradex and Welspun Investme, and the rest does not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Welspun Investme at 119.61%, while the lowest is Capital India at -39.40%. VLS Finance's 1-year return is 10.01%, which is significantly higher than Capital India but lower than Welspun Investme. Additionally, the six-month return is negative for Capital India, Yogi Ltd, BEML Land Assets, and VLS Finance.

How big is VLS Finance?

As of 31st August, VLS Finance Ltd has a market capitalization of 766.00 Cr, with Net Sales of 64.44 Cr and a Net Profit of 46.60 Cr reported in the latest four quarters. Shareholder's Funds are 2,471.99 Cr and Total Assets amount to 2,710.61 Cr as of March 2025.

As of 31st August, VLS Finance Ltd has a market capitalization of 766.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, VLS Finance reported Net Sales of 64.44 Cr and a Net Profit of 46.60 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 2,471.99 Cr and Total Assets of 2,710.61 Cr.

Should I buy, sell or hold VLS Finance Ltd?

Are VLS Finance Ltd latest results good or bad?

VLS Finance Ltd's latest results are concerning, showing a net profit loss of ₹74.54 crores and a staggering 438.79% decline in net sales, indicating severe operational challenges. Overall, the company's financial health is deteriorating, leading to a strong sell recommendation for investors.

The latest results for VLS Finance Ltd are quite concerning and can be classified as bad. In the fourth quarter of FY26, the company reported a net profit of -₹74.54 crores, which marks an alarming 87.15% decline year-over-year. Additionally, net sales were reported at -₹98.86 crores, reflecting a staggering 438.79% decrease compared to the previous quarter. This significant drop in sales indicates severe operational challenges and raises questions about the company's revenue recognition practices.<BR><BR>The company's operating profit before depreciation, interest, and tax (PBDIT) also fell to a loss of ₹104.46 crores, the lowest in its recent history. The return on equity (ROE) averaged only 8.41%, which is below the industry average, and the company's price-to-book value ratio stands at just 0.27x, suggesting that the market has little confidence in its asset quality or future earnings potential.<BR><BR>Overall, VLS Finance is facing fundamental deterioration, with technical weaknesses reflected in its stock performance, which has been under pressure, trading significantly below its 52-week high. The combination of negative revenue, mounting losses, and a bearish technical setup indicates a challenging environment for the company, leading to a strong sell recommendation for investors.

When is the next results date for VLS Finance Ltd?

The next results date for VLS Finance Ltd is 26 May 2026.

The next results date for VLS Finance Ltd is scheduled for 26 May 2026.

Is VLS Finance overvalued or undervalued?

As of December 4, 2025, VLS Finance is considered overvalued with a negative PE ratio of -55.91 and an EV to EBITDA ratio of -33.73, despite recent stock performance outpacing the Sensex.

As of 4 December 2025, the valuation grade for VLS Finance has moved from risky to very expensive, indicating a significant shift in its perceived value. The company is currently overvalued, as evidenced by its negative PE ratio of -55.91 and EV to EBITDA ratio of -33.73, both of which suggest substantial concerns regarding profitability. Additionally, the Price to Book Value stands at 0.42, which, while indicating some asset backing, is overshadowed by the overall negative financial metrics.<BR><BR>In comparison to its peers, VLS Finance's valuation appears starkly unfavorable. For instance, Bajaj Finance has a PE ratio of 34.9, while Life Insurance boasts a PE of 10.85, both reflecting much healthier valuations. The company’s recent stock performance has outpaced the Sensex over the past week and month, with returns of 7.04% and 50.67%, respectively, but this does not mitigate the underlying valuation concerns. Overall, VLS Finance is positioned as overvalued in the current market landscape.

Is VLS Finance technically bullish or bearish?

As of December 3, 2025, the trend is bullish with moderate strength, supported by bullish MACD, Bollinger Bands, and moving averages, although the weekly RSI indicates some short-term weakness.

As of 3 December 2025, the technical trend has changed from sideways to bullish. The current stance is bullish with moderate strength. Key indicators driving this include a bullish MACD on the weekly timeframe, bullish Bollinger Bands on both weekly and monthly timeframes, and bullish moving averages on the daily timeframe. However, the weekly RSI is bearish, indicating some short-term weakness. Overall, the combination of bullish signals in the moving averages and Bollinger Bands supports the bullish outlook, despite some mixed signals in the MACD and RSI.

How has been the historical performance of VLS Finance?

VLS Finance experienced significant declines in net sales and operating profit from March 2024 to March 2025, with net sales dropping from INR 407.02 crore to INR 103.03 crore. Despite reduced profits, the company reported improved cash flow from operating activities, rising to INR 200 crore.

Answer:<BR>The historical performance of VLS Finance shows significant fluctuations in key financial metrics over the years.<BR><BR>Breakdown:<BR>VLS Finance's net sales experienced a notable decline from INR 407.02 crore in March 2024 to INR 103.03 crore in March 2025, following a peak of INR 407.02 crore in the previous year. The total operating income mirrored this trend, dropping from INR 407.02 crore in March 2024 to INR 103.03 crore in March 2025. Operating profit, excluding other income, decreased sharply to INR 57.94 crore in March 2025 from INR 380.96 crore in March 2024. Despite this decline, profit before tax remained relatively stable at INR 58.36 crore in March 2025 compared to INR 386.23 crore in March 2024. Profit after tax also saw a decrease to INR 46.20 crore in March 2025 from INR 324.33 crore in March 2024. The company's total assets fell from INR 3,552.43 crore in March 2024 to INR 2,710.61 crore in March 2025, while total liabilities also decreased from INR 3,552.43 crore to INR 2,710.61 crore during the same period. Cash flow from operating activities improved to INR 200 crore in March 2025, up from INR 194 crore in March 2024, contributing to a net cash inflow of INR 293 crore in March 2025. Overall, VLS Finance's financial performance reflects a challenging year with significant reductions in sales and profits, yet a positive cash flow from operations.

Who are the top shareholders of the VLS Finance?

The top shareholders of VLS Finance include Vls Capital Ltd. with 39.21%, individual investors with 38.85%, and Prateek Bansal holding 2.36%. Additionally, 42 foreign institutional investors own a combined 1.99%, with no pledged promoter holdings.

The top shareholders of VLS Finance include Vls Capital Ltd., which holds the largest stake at 39.21%. Additionally, individual investors collectively own 38.85% of the company. Among public shareholders, Prateek Bansal is notable with a holding of 2.36%. The company also has 42 foreign institutional investors (FIIs) holding a combined 1.99%. There are no pledged promoter holdings, indicating a strong position among the promoters.

Has VLS Finance declared dividend?

Yes, VLS Finance Ltd has declared a 15% dividend, amounting to 1 per share, with an ex-date of September 20, 2024. While recent returns have been negative, the company has shown significant growth over the longer term, particularly with a total return of 475.43% over the past five years.

VLS Finance Ltd has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1 per share<BR>- Ex-date: 20 Sep 24<BR><BR>Dividend Yield: 1.02%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -33.16%, the dividend return was 0%, resulting in a total return of -33.16%.<BR><BR>Over the past year, the price return was -1.65%, the dividend return was 0.38%, leading to a total return of -1.27%.<BR><BR>In the 2-year period, the price return was 54.51%, the dividend return was 1.63%, culminating in a total return of 56.14%.<BR><BR>For the 3-year period, the price return was 56.84%, the dividend return was 2.95%, which resulted in a total return of 59.79%.<BR><BR>In the last 4 years, the price return was 99.36%, the dividend return was 3.48%, giving a total return of 102.84%.<BR><BR>Over the 5-year period, the price return was 461.17%, the dividend return was 14.26%, leading to an impressive total return of 475.43%.<BR><BR>Overall, VLS Finance Ltd has declared a dividend, and while recent returns over shorter periods have been negative, the longer-term returns indicate significant growth, particularly in the 5-year period.