Yes Bank

Why is Yes Bank Ltd. falling/rising?

As of 20-Aug, Yes Bank Ltd. is seeing a slight rise in stock price to 22.74, following a two-day gain of 1.16%. Despite strong long-term growth metrics, short-term challenges like declining investor participation and sector underperformance may impact its growth.

As of 20-Aug, Yes Bank Ltd. is experiencing a slight rise in its stock price, currently at 22.74, with a change of 0.03 (0.13%) upwards. This increase follows a two-day consecutive gain, during which the stock has risen by 1.16%. Despite this recent uptick, the stock has underperformed its sector today by 0.71%. <BR><BR>Looking at the broader performance metrics, Yes Bank has shown strong long-term growth, with a compound annual growth rate (CAGR) of 25.67% in net profits. The company has reported positive results for the last three consecutive quarters, including a significant growth in profit after tax (PAT) of 39% over the latest six months. Additionally, the gross non-performing assets (NPA) are at a low of 1.30%, and the net interest income (NII) has reached its highest at Rs 2,786.46 crore.<BR><BR>However, there are some concerns affecting the stock's performance. The stock has underperformed against the benchmark indices over the past week and month, with declines of 0.70% and 0.83%, respectively. Furthermore, investor participation has decreased, as evidenced by a 7.81% drop in delivery volume compared to the five-day average. <BR><BR>Overall, while Yes Bank Ltd. is currently rising slightly, its recent performance is mixed, with strong fundamentals supporting its long-term outlook, but short-term challenges such as declining investor participation and sector underperformance may temper its growth.

Which are the latest news on Yes Bank?

Who are in the management team of Yes Bank?

The management team of Yes Bank includes R Gandhi (Part Time Chairman), Prashant Kumar (MD & CEO), and several directors and independent directors, overseeing the bank's operations and strategic direction. Key members also include Rajan Pental (Executive Director) and nominees from SBI.

The management team of Yes Bank includes the following key individuals:<BR><BR>1. **R Gandhi** - Part Time Chairman<BR>2. **Prashant Kumar** - Managing Director & CEO<BR>3. **Shivanand R Shettigar** - Company Secretary & Compliance Officer<BR>4. **Rekha Murthy** - Director<BR>5. **Atul Malik** - Director<BR>6. **Sharad Sharma** - Director<BR>7. **Rajan Pental** - Executive Director<BR>8. **Sanjaykumar Nandkishore Khemmani** - Independent Director<BR>9. **S S Rao** - Independent Director<BR>10. **Nandita Mohan Gurjar** - Independent Director<BR>11. **Thekepat Keshav Kumar** - Nominee (SBI)<BR>12. **Sandeep Tewari** - Nominee (SBI)<BR>13. **Sunil Kaul** - Nominee<BR>14. **Shweta Jalan** - Nominee<BR><BR>This team is responsible for overseeing the bank's operations and strategic direction.

What does Yes Bank do?

Yes Bank Ltd, established in 2004, is a mid-cap private sector bank offering a variety of banking and financial services. As of June 2026, it reported net sales of ₹8,044.32 crore and a net profit of ₹1,071 crore.

Overview:<BR>Yes Bank Ltd is engaged in providing a range of banking and financial services within the private sector banking industry and is classified as a mid-cap company.<BR><BR>History:<BR>Yes Bank Ltd was incorporated in the year 2004. The latest quarterly results reported are for June 2026, showcasing the bank's performance in terms of sales and profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 8,044.32 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 1,071 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 71,721 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: YES BANK Tower IFC-2 15th Flr, Senapati Bapat Marg Elphinston Mumbai Maharashtra : 400013 <BR>Phone: 91-22-33669000 <BR>Email: yestouch@yesbank.in <BR>Website: http://www.yesbank.in

Who are the peers of the Yes Bank?

Yes Bank's peers include Axis Bank, IDBI Bank, Federal Bank, IndusInd Bank, IDFC First Bank, RBL Bank, Karur Vysya Bank, Bandhan Bank, and City Union Bank. In terms of performance, Federal Bank leads with a 1-year return of 79.82%, while Yes Bank has a return of 21.61%.

Peers: Yes Bank's peers include Axis Bank, IDBI Bank, Federal Bank, IndusInd Bank, IDFC First Bank, RBL Bank, Karur Vysya Bank, Bandhan Bank, and City Union Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Federal Bank and Karur Vysya Bank, while Good management risk is found at Axis Bank, IndusInd Bank, City Union Bank, and the rest. Average management risk is present at IDBI Bank, IDFC First Bank, RBL Bank, and Yes Bank. Growth ratings show Excellent growth at IDFC First Bank, Federal Bank, and Karur Vysya Bank, while Good growth is noted at Axis Bank, Yes Bank, RBL Bank, and the rest. Below Average growth is seen at IndusInd Bank and Bandhan Bank. In terms of Capital Structure, Excellent ratings are given to IDBI Bank, IndusInd Bank, Federal Bank, and Karur Vysya Bank, while Good ratings are assigned to Axis Bank, Yes Bank, IDFC First Bank, RBL Bank, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Federal Bank at 79.82%, while the lowest is IDBI Bank at -5.65%. Yes Bank's 1-year return is 21.61%, which is higher than IDBI Bank but lower than Federal Bank. Additionally, IDBI Bank and Bandhan Bank have negative six-month returns.

How big is Yes Bank?

As of 14th August, Yes Bank Ltd. has a market capitalization of 71,250.28 Cr and a Net Profit of 3,745.50 Cr for the latest four quarters, with Shareholder's Funds at 51,062.01 Cr and Total Assets of 4,69,183.77 Cr. There is no valid Net Sales data available.

As of 14th August, Yes Bank Ltd. has a market capitalization of 71,250.28 Cr, categorizing it as a Mid Cap company.<BR><BR>In terms of recent quarterly performance, there has been no valid Net Sales data found for summing, resulting in a value of 0.00 Cr. However, the Net Profit for the latest four quarters is reported at 3,745.50 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026. Shareholder's Funds are valued at 51,062.01 Cr, while Total Assets stand at 4,69,183.77 Cr.

Are Yes Bank Ltd. latest results good or bad?

Yes Bank Ltd.'s latest Q1 FY27 results are generally positive, with a net profit of ₹1,071 crore and a 33.69% year-on-year growth, alongside improved asset quality reflected in a lower gross NPA ratio of 1.30%. However, increased provisions and a declining CASA ratio raise some concerns about sustainability.

Yes Bank Ltd.'s latest results for Q1 FY27 can be viewed positively overall. The bank reported a net profit of ₹1,071 crore, which reflects a significant year-on-year growth of 33.69%. This growth in profitability is supported by a net interest income of ₹2,786 crore, marking a robust increase of 17.50% compared to the same quarter last year.<BR><BR>Additionally, the bank's interest earned reached an all-time quarterly high of ₹8,044 crore, indicating a healthy expansion in its loan book. The gross non-performing asset (NPA) ratio improved to 1.30%, the lowest level in recent quarters, suggesting better asset quality management.<BR><BR>However, there are some concerns. The bank's provisions increased sharply to ₹394 crore from ₹188 crore in the previous quarter, which could indicate ongoing challenges in managing asset quality. Furthermore, the CASA ratio declined to 32.7%, which may pressure funding costs.<BR><BR>In summary, while Yes Bank's performance shows strong growth and recovery signs, the increase in provisions and declining CASA ratio highlight areas that require attention. Overall, the results can be considered good, but with caution regarding the sustainability of this growth.

Should I buy, sell or hold Yes Bank Ltd.?

When is the next results date for Yes Bank Ltd.?

The next results date for Yes Bank Ltd. is July 18, 2026.

The next results date for Yes Bank Ltd. is scheduled for July 18, 2026.

Is Yes Bank technically bullish or bearish?

As of November 24, 2025, Yes Bank's trend is mildly bullish with positive indicators like a bullish MACD and moving averages, but mixed signals from the KST and Dow Theory suggest caution.

As of 24 November 2025, the technical trend for Yes Bank has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by a bullish MACD on the weekly chart and mildly bullish readings on both the Bollinger Bands and moving averages on the daily timeframe. However, the KST shows a bearish signal on the monthly timeframe, and Dow Theory indicates a mildly bearish stance on the weekly chart. Overall, while there are some positive indicators, the mixed signals suggest caution in the bullish outlook.

Is Yes Bank overvalued or undervalued?

As of October 17, 2025, Yes Bank is considered overvalued with a PE ratio of 25.80, higher than its peers, indicating that its current price of 22.24 may not be a prudent investment despite a year-to-date return of 13.47%.

As of 17 October 2025, Yes Bank's valuation grade has moved from fair to expensive, indicating a shift in perception regarding its market value. The bank is currently considered overvalued based on its key financial ratios, which include a PE ratio of 25.80, a Price to Book Value of 1.43, and a PEG ratio of 0.28. These metrics suggest that investors are paying a premium for the stock relative to its earnings growth potential.<BR><BR>In comparison to its peers, Yes Bank's PE ratio is higher than that of ICICI Bank, which stands at 20.98 and is rated as fairly valued. Additionally, HDFC Bank, also categorized as expensive, has a lower PE of 22.22. While Yes Bank has shown a year-to-date return of 13.47%, outperforming the Sensex's 7.44%, the overall valuation signals that the stock may not be a prudent investment at its current price of 22.24.

How has been the historical performance of Yes Bank?

Yes Bank has shown significant improvement in its financial performance, with interest earned rising to 30,894.91 Cr and profit after tax increasing to 2,405.86 Cr for the fiscal year ending March 2025. The bank's total assets grew to 4,23,422.30 Cr, supported by a rise in deposits and a healthy capital adequacy ratio of 15.6%.

Answer:<BR>Yes Bank has shown a fluctuating historical performance over the years, with significant improvements in recent periods. As of March 2025, the bank reported interest earned of 30,894.91 Cr, an increase from 27,585.94 Cr in March 2024 and 22,697.43 Cr in March 2023. The net interest income also rose to 8,944.35 Cr in March 2025, up from 8,094.62 Cr in March 2024. The total income for March 2025 reached 36,751.77 Cr, compared to 32,700.24 Cr in the previous year. Profit before tax surged to 3,168.34 Cr in March 2025, a notable increase from 1,499.98 Cr in March 2024, leading to a profit after tax of 2,405.86 Cr, up from 1,251.08 Cr. The bank's earnings per share improved to 0.77 in March 2025 from 0.43 in March 2024.<BR><BR>On the balance sheet side, total assets grew to 4,23,422.30 Cr in March 2025 from 4,05,492.99 Cr in March 2024, while total liabilities also increased to 4,23,422.30 Cr. The bank's deposits rose significantly to 2,84,525.13 Cr in March 2025, compared to 2,66,372.17 Cr in March 2024. The capital adequacy ratio stood at 15.6% in March 2025, slightly up from 15.4% in March 2024. Cash and cash equivalents saw a positive shift, increasing to 28,059.00 Cr in March 2025 from 18,929.00 Cr in March 2024. Overall, Yes Bank has demonstrated a recovery trajectory with improved profitability and asset growth in the latest fiscal year.<BR><BR>Breakdown:<BR>Yes Bank's financial performance has shown a positive trend in recent years, particularly in the fiscal year ending March 2025. The bank's interest earned increased significantly to 30,894.91 Cr, reflecting a recovery from previous years. This growth in interest income contributed to a total income of 36,751.77 Cr, which is a substantial rise from 32,700.24 Cr in the previous year. The net interest income also saw an upward trend, reaching 8,944.35 Cr, indicating effective management of interest-bearing assets. Profit before tax improved dramatically to 3,168.34 Cr, leading to a profit after tax of 2,405.86 Cr, showcasing a strong turnaround from prior losses. On the balance sheet, total assets rose to 4,23,422.30 Cr, supported by a notable increase in deposits to 2,84,525.13 Cr. The capital adequacy ratio remained healthy at 15.6%, and cash reserves improved, indicating a solid liquidity position. Overall, Yes Bank's recent performance highlights a significant recovery and growth trajectory, with key metrics reflecting improved operational efficiency and profitability.

Who are the top shareholders of the Yes Bank?

The top shareholders of Yes Bank include the State Bank of India with approximately 23.97%, Foreign Institutional Investors holding about 26.87%, and individual investors at 29.29%. There are no pledged promoter holdings or a single promoter with the highest stake.

The top shareholders of Yes Bank include a mix of institutional and individual investors. The largest public shareholder is the State Bank of India, holding approximately 23.97% of the shares. Foreign Institutional Investors (FIIs) collectively hold about 26.87%, while individual investors account for 29.29%. Additionally, mutual funds have a presence with 1.65% held across 28 schemes. Notably, there are no pledged promoter holdings reported, and there is no single promoter with the highest holding.

Has Yes Bank declared dividend?

Yes Bank has declared a dividend of 100%, amounting to ₹2 per share, with an ex-date of June 3, 2019. However, the dividend yield is 0%, and total returns over various periods show mixed performance, with significant gains over longer durations despite recent declines.

Yes Bank Ltd. has declared a dividend. <BR><BR>Dividend Details:<BR>- Percentage announced: 100%<BR>- Amount per share: 2 per share<BR>- Ex-date: 03 Jun 19<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 months period, the price return was -2.79%, the dividend return was 0%, resulting in a total return of -2.79%.<BR><BR>In the 1 year period, the price return was -8.81%, the dividend return was 0%, leading to a total return of -8.81%.<BR><BR>In the 2 years period, the price return was 30.46%, the dividend return was 0%, which resulted in a total return of 30.46%.<BR><BR>In the 3 years period, the price return was 58.81%, the dividend return was 0%, culminating in a total return of 58.81%.<BR><BR>In the 4 years period, the price return was 52.22%, the dividend return was 0%, yielding a total return of 52.22%.<BR><BR>In the 5 years period, the price return was -27.43%, the dividend return was 0%, resulting in a total return of -27.43%.<BR><BR>Overall, Yes Bank declared a dividend in the past, but the dividend yield remains at 0%. The total returns over various periods show a mix of positive and negative performance, with significant gains over longer periods despite recent declines.