Nine Monthly Results Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
22,517.93
23,278.78
20,138.77
16,481.20
14,075.98
16,052.58
20,845.26
Income On Investments
4,040.61
4,354.90
3,572.60
2,522.70
2,107.21
2,038.03
3,745.95
Interest On Balances With Rbi Other Inter Bank Funds
313.26
291.40
406.78
703.57
494.54
238.43
186.89
Interest / Discount On Advances / Bills
17,142.96
17,464.10
15,449.47
12,967.55
11,203.93
13,472.70
16,680.29
Others
1,021.10
1,168.38
709.92
287.38
270.30
303.42
232.13
Other Income
5,029.17
4,117.60
3,545.70
2,681.17
2,380.79
2,432.20
2,844.24
Total Income
27,547.10
27,396.38
23,684.47
19,162.37
16,456.77
18,484.78
23,689.50
Interest Expended
15,379.99
16,610.78
14,197.17
10,668.94
9,397.62
9,610.65
15,313.73
Net Interest Income
7,137.94
6,668.00
5,941.60
5,812.26
4,678.36
6,441.93
5,531.53
Total Expenditure (Excl Depreciation)
8,278.96
7,846.02
7,003.51
6,199.57
4,917.45
4,174.19
4,964.66
Employee Cost
3,196.36
2,991.59
2,748.31
2,508.63
2,083.80
1,856.53
1,960.89
Other Operating Expenses
5,082.60
4,854.43
4,255.20
3,690.94
2,833.65
2,317.66
3,003.77
Operating Profit Before Provisions and Contingencies
3,888.15
2,939.58
2,483.79
2,293.86
2,141.70
4,699.94
3,411.11
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
724.84
767.55
1,415.42
1,602.29
1,209.04
4,380.31
27,886.09
Profit Before Tax
3,163.31
2,172.03
1,068.37
691.57
932.66
319.63
-24,474.98
Tax
756.14
504.29
269.18
176.60
233.90
-5.89
-5,428.35
Profit After Tax
2,407.17
1,667.74
799.19
514.97
698.76
325.52
-19,046.63
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
2,407.17
1,667.74
799.19
514.97
698.76
325.52
-19,046.63
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Operating Profit Margin (Excl OI)
63.23%
66.3%
65.22%
62.38%
65.06%
74.0%
76.18%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
10.69%
7.16%
3.97%
3.12%
4.96%
2.03%
-91.37%
Net Interest Margin
2.6%
2.4%
2.4%
2.5%
2.4%
3.4%
1.4%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
34.0%
33.1%
29.7%
29.9%
30.4%
26.0%
32.1%
CASA Amount
99,483.00
91,650.00
71,749.00
63,927.00
55,997.00
37,974.00
53,204.00
Capital Adequacy Ratio (Total)
14.5%
15.2%
16.0%
18.0%
17.7%
19.4%
4.1%
Capital Adequacy Ratio (Tier 1)
13.9%
12.59%
12.6%
13.0%
11.6%
13.1%
2.1%
Provision Coverage Ratio (%)
83.33%
82.4%
56.6%
64.0%
67.5%
76.8%
72.7%
Amount of Gross NPAs
4,014.56
3,963.47
4,457.41
3,903.68
28,654.49
29,546.54
40,709.20
Amount of Net NPAs
671.19
1,142.62
1,934.36
1,973.36
9,323.34
6,856.58
11,114.72
% of Net NPAs
0.3%
0.5%
0.9%
1.0%
5.29%
4.04%
5.97%
% of Gross NPAs
1.5%
1.6%
2.0%
2.0%
14.65%
15.36%
18.87%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
1351.0
1326.0
1287.0
1277.0
1221.0
1394.0
0.0
Number of Branches
1328.0
1247.0
1198.0
1145.0
1094.0
1098.0
0.0
Nine Monthly Analysis Highlights
Interest Earned
YoY Growth in nine months ended Dec 2025 is -3.27% vs 15.59% in Dec 2024
Net Profit
YoY Growth in nine months ended Dec 2025 is 44.34% vs 108.68% in Dec 2024
Operating Profit (PBDIT)
YoY Growth in nine months ended Dec 2025 is 32.27% vs 18.35% in Dec 2024
% of Net NPAs
YoY Growth in nine months ended Dec 2025 is -0.20% vs -0.40% in Dec 2024
% of Gross NPAs
YoY Growth in nine months ended Dec 2025 is -0.10% vs -0.40% in Dec 2024
Compare Nine Monthly Results Of Yes Bank With
Figures in Cr
Standalone Nine Monthly Results
Change(INR)
Change(%)
Interest Earned
22,517.93
21,198.79
1,319.14
6.22%
Income On Investments
4,040.61
6,051.46
-2,010.85
-33.23%
Interest On Balances With Rbi Other Inter Bank Funds
313.26
683.50
-370.24
-54.17%
Interest / Discount On Advances / Bills
17,142.96
14,363.98
2,778.98
19.35%
Others
1,021.10
99.85
921.25
922.63%
Other Income
5,029.17
5,135.30
-106.13
-2.07%
Total Income
27,547.10
26,334.09
1,213.01
4.61%
Interest Expended
15,379.99
11,538.57
3,841.42
33.29%
Net Interest Income
7,137.94
9,660.22
-2,522.28
-26.11%
Total Expenditure (Excl Depreciation)
8,278.96
7,001.38
1,277.58
18.25%
Employee Cost
3,196.36
3,279.73
-83.37
-2.54%
Other Operating Expenses
5,082.60
3,721.65
1,360.95
36.57%
Operating Profit Before Provisions and Contingencies
3,888.15
7,794.14
-3,905.99
-50.11%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
724.84
-1,373.65
2,098.49
152.77%
Profit Before Tax
3,163.31
9,167.79
-6,004.48
-65.5%
Tax
756.14
1,597.61
-841.47
-52.67%
Profit After Tax
2,407.17
7,570.18
-5,163.01
-68.2%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
2,407.17
7,570.18
-5,163.01
-68.2%
Face Value
2.00
10.00
0.00
Reserves
0.00
0.00
0.00
PAT Margin
10.69%
35.71%
0.00
-25.02%
Net Interest Margin
2.60%
3.52%
-0.92
-0.92%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
34.00%
44.60%
-10.60
-10.60%
CASA Amount
99,483.00
1,35,519.00
-36,036.00
-26.59%
Capital Adequacy Ratio (Total)
14.50%
24.63%
-10.13
-10.13%
Capital Adequacy Ratio (Tier 1)
13.90%
23.53%
-9.63
-9.63%
Provision Coverage Ratio (%)
83.33%
99.33%
-16.00
-16.00%
Amount of Gross NPAs
4,014.56
6,280.94
-2,266.38
-36.08%
Amount of Net NPAs
671.19
425.28
245.91
57.82%
% of Net NPAs
0.30%
0.18%
0.12
0.12%
% of Gross NPAs
1.50%
2.57%
-1.07
-1.07%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
1,351.00
0.00
1,351.00
Number of Branches
1,328.00
0.00
1,328.00
Nine Monthly - Interest Earned
Interest Earned 22517.93 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is -3.27% vs 15.59% in Dec 2024
Nine Monthly - Net Profit
Net Profit 2,407.17 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 44.34% vs 108.68% in Dec 2024
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 3,888.15 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 32.27% vs 18.35% in Dec 2024
Nine Monthly - % of Net NPAs
% of Net NPAs 0.30%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is -0.20% vs -0.40% in Dec 2024
Nine Monthly - % of Gross NPAs
% of Gross NPAs 1.50%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is -0.10% vs -0.40% in Dec 2024
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
