Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
30,894.91
27,585.94
22,697.43
19,023.51
20,041.84
26,066.61
29,624.75
Income On Investments
5,694.49
4,958.26
3,564.60
2,878.09
2,680.07
4,260.92
6,048.42
Interest On Balances With Rbi Other Inter Bank Funds
393.09
458.40
841.03
702.07
332.03
210.37
397.57
Interest / Discount On Advances / Bills
23,299.76
21,087.49
17,822.40
15,094.91
16,641.97
21,261.19
22,922.64
Others
1,507.57
1,081.79
469.40
348.44
387.77
334.13
256.12
Other Income
5,856.86
5,114.30
3,685.06
3,262.47
3,011.69
9,738.43
4,590.15
Total Income
36,751.77
32,700.24
26,382.49
22,285.98
23,053.53
35,805.04
34,214.90
Interest Expended
21,950.56
19,491.32
14,779.86
12,525.66
12,613.23
19,261.37
19,815.72
Net Interest Income
8,944.35
8,094.62
7,917.57
6,497.85
7,428.61
6,805.24
9,809.03
Total Expenditure (Excl Depreciation)
10,547.26
9,822.66
8,419.87
6,844.39
5,792.01
6,729.21
6,264.28
Employee Cost
4,008.40
3,774.28
3,362.70
2,855.69
2,430.38
2,599.87
2,469.77
Other Operating Expenses
6,538.86
6,048.38
5,057.17
3,988.70
3,361.63
4,129.34
3,794.51
Operating Profit Before Provisions and Contingencies
4,253.95
3,386.26
3,182.76
2,915.93
4,648.29
3,517.52
8,134.90
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
1,085.61
1,886.28
2,219.85
1,480.08
9,383.36
32,758.43
5,777.56
Profit Before Tax
3,168.34
1,499.98
962.91
1,435.85
-4,735.07
-22,943.97
2,357.34
Tax
762.48
248.90
245.51
369.64
-1,272.84
-6,525.95
637.07
Profit After Tax
2,405.86
1,251.08
717.40
1,066.21
-3,462.23
-16,418.02
1,720.27
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
6,296.94
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
2,405.86
1,251.08
717.40
1,066.21
-3,462.23
-22,714.96
1,720.27
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
41,509.23
35,443.42
34,043.11
28,730.89
28,185.35
19,216.20
26,441.19
Earnings per share (EPS)
0.77
0.43
0.25
0.43
-1.38
-13.08
7.43
Diluted Earnings per share
0.77
0.43
0.27
0.43
-1.63
-77.57
7.38
Operating Profit Margin (Excl OI)
62.35%
57.55%
53.12%
56.24%
24.28%
-51.49%
59.35%
Gross Profit Margin
10.26%
5.44%
4.24%
7.55%
-23.63%
-88.02%
7.96%
PAT Margin
7.79%
4.54%
3.16%
5.6%
-17.28%
-62.98%
5.81%
Net Interest Margin
2.4%
2.4%
2.6%
2.3%
2.8%
2.2%
3.2%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
34.3%
30.9%
30.8%
31.1%
26.1%
26.6%
33.1%
CASA Amount
97,480.00
82,317.00
66,903.00
61,359.00
42,587.00
28,063.00
75,253.00
Capital Adequacy Ratio (Total)
15.6%
15.4%
17.9%
17.4%
17.5%
8.5%
16.5%
Capital Adequacy Ratio (Tier 1)
13.5%
12.2%
13.3%
11.6%
11.2%
6.5%
11.3%
Provision Coverage Ratio (%)
87.6%
79.3%
62.3%
81.5%
78.6%
73.77%
43.1%
Amount of Gross NPAs
3,935.61
3,982.56
4,394.57
27,975.98
28,609.53
32,877.59
7,882.56
Amount of Net NPAs
800.14
1,329.73
1,658.09
8,204.53
9,813.36
8,623.78
4,484.85
% of Net NPAs
0.3%
0.6%
0.8%
4.53%
5.88%
5.03%
1.86%
% of Gross NPAs
1.6%
1.7%
2.2%
13.93%
15.41%
16.8%
3.22%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
1331.0
1290.0
1301.0
1244.0
1340.0
1423.0
1456.0
Number of Branches
1255.0
1234.0
1192.0
1122.0
1070.0
1135.0
1120.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2025 is 12.0% vs 21.54% in Mar 2024
Net Profit
YoY Growth in year ended Mar 2025 is 92.30% vs 74.39% in Mar 2024
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2025 is 25.62% vs 6.39% in Mar 2024
% of Net NPAs
YoY Growth in year ended Mar 2025 is -0.30% vs -0.20% in Mar 2024
% of Gross NPAs
YoY Growth in year ended Mar 2025 is -0.10% vs -0.50% in Mar 2024
Compare Annual Results Of Yes Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
30,894.91
28,902.03
1,992.88
6.9%
Income On Investments
5,694.49
8,254.88
-2,560.39
-31.02%
Interest On Balances With Rbi Other Inter Bank Funds
393.09
415.38
-22.29
-5.37%
Interest / Discount On Advances / Bills
23,299.76
19,226.46
4,073.30
21.19%
Others
1,507.57
1,005.31
502.26
49.96%
Other Income
5,856.86
4,923.99
932.87
18.95%
Total Income
36,751.77
33,826.02
2,925.75
8.65%
Interest Expended
21,950.56
14,275.57
7,674.99
53.76%
Net Interest Income
8,944.35
14,626.46
-5,682.11
-38.85%
Total Expenditure (Excl Depreciation)
10,547.26
8,471.85
2,075.41
24.5%
Employee Cost
4,008.40
4,071.24
-62.84
-1.54%
Other Operating Expenses
6,538.86
4,400.61
2,138.25
48.59%
Operating Profit Before Provisions and Contingencies
4,253.95
11,078.60
-6,824.65
-61.6%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
1,085.61
510.39
575.22
112.7%
Profit Before Tax
3,168.34
10,568.21
-7,399.87
-70.02%
Tax
762.48
3,053.04
-2,290.56
-75.03%
Profit After Tax
2,405.86
7,515.17
-5,109.31
-67.99%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
2,405.86
7,515.17
-5,109.31
-67.99%
Face Value
2.00
10.00
0.00
Reserves
41,509.23
38,986.98
2,522.25
6.47%
Earnings per share (EPS)
0.77
6.99
-6.22
-88.98%
Diluted Earnings per share
0.77
6.99
-6.22
-88.98%
Operating Profit Margin (Excl OI)
62.35%
68.92%
0.00
-6.57%
Gross Profit Margin
10.26%
36.57%
0.00
-26.31%
PAT Margin
7.79%
26.00%
0.00
-18.21%
Net Interest Margin
2.40%
4.56%
-2.16
-2.16%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
34.30%
46.56%
-12.26
-12.26%
CASA Amount
97,480.00
1,44,480.00
-47,000.00
-32.53%
Capital Adequacy Ratio (Total)
15.60%
25.05%
-9.45
-9.45%
Capital Adequacy Ratio (Tier 1)
13.50%
23.51%
-10.01
-10.01%
Provision Coverage Ratio (%)
87.60%
99.48%
-11.88
-11.88%
Amount of Gross NPAs
3,935.61
6,695.15
-2,759.54
-41.22%
Amount of Net NPAs
800.14
337.34
462.80
137.19%
% of Net NPAs
0.30%
0.15%
0.15
0.15%
% of Gross NPAs
1.60%
2.98%
-1.38
-1.38%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
1,331.00
0.00
1,331.00
Number of Branches
1,255.00
0.00
1,255.00
Annual - Interest Earned
Interest Earned 30894.91 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 12.0% vs 21.54% in Mar 2024
Annual - Net Profit
Net Profit 2,405.86 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 92.30% vs 74.39% in Mar 2024
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 4,253.95 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 25.62% vs 6.39% in Mar 2024
Annual - % of Net NPAs
% of Net NPAs 0.30%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.30% vs -0.20% in Mar 2024
Annual - % of Gross NPAs
% of Gross NPAs 1.60%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.10% vs -0.50% in Mar 2024






