Yes Bank

  • Market Cap: Mid Cap
  • Industry: Private Sector Bank
  • ISIN: INE528G01035
  • NSEID: YESBANK
  • BSEID: 532648
INR
22.60
-0.17 (-0.75%)
BSENSE

Dec 05

BSE+NSE Vol: 8.79 cr

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
14,974.71
15,449.64
13,153.92
10,609.23
9,177.67
10,731.47
15,202.42
Income On Investments
2,648.00
2,938.08
2,307.92
1,630.54
1,337.09
1,392.35
2,960.42
Interest On Balances With Rbi Other Inter Bank Funds
225.82
170.92
309.96
476.87
295.15
129.05
168.08
Interest / Discount On Advances / Bills
11,399.38
11,559.18
10,094.76
8,348.16
7,361.51
8,998.14
11,930.80
Others
701.51
781.46
441.28
153.66
183.92
211.93
143.12
Other Income
3,396.55
2,605.59
2,351.10
1,615.34
1,647.07
1,234.94
2,218.58
Total Income
18,371.26
18,055.23
15,505.02
12,224.57
10,824.74
11,966.41
17,421.00
Interest Expended
10,302.37
11,005.16
9,229.20
6,767.59
6,263.29
6,849.96
10,735.67
Net Interest Income
4,672.34
4,444.48
3,924.72
3,841.64
2,914.38
3,881.51
4,466.75
Total Expenditure (Excl Depreciation)
5,414.36
5,189.51
4,656.08
4,076.75
3,150.43
2,702.05
3,267.80
Employee Cost
2,027.26
1,987.72
1,837.42
1,651.23
1,351.13
1,255.66
1,320.65
Other Operating Expenses
3,387.10
3,201.79
2,818.66
2,425.52
1,799.30
1,446.39
1,947.15
Operating Profit Before Provisions and Contingencies
2,654.53
1,860.56
1,619.74
1,380.23
1,411.02
2,414.40
3,417.53
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
702.95
508.87
860.68
757.54
834.40
2,181.47
3,120.36
Profit Before Tax
1,951.58
1,351.69
759.06
622.69
576.62
232.93
297.17
Tax
496.03
296.22
191.33
159.24
144.29
58.12
783.49
Profit After Tax
1,455.55
1,055.47
567.73
463.45
432.33
174.81
-486.32
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,455.55
1,055.47
567.73
463.45
432.33
174.81
-486.32
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
0.46
0.34
0.2
0.18
0.17
0.07
-1.91
Diluted Earnings per share
0.46
0.34
0.2
0.18
0.17
0.1
-2.04
Operating Profit Margin (Excl OI)
59.15%
63.12%
58.06%
54.43%
56.58%
54.49%
57.98%
Gross Profit Margin
13.03%
8.75%
5.77%
5.87%
6.28%
2.17%
1.95%
PAT Margin
9.72%
6.83%
4.32%
4.37%
4.71%
1.63%
-3.2%
Net Interest Margin
0.0%
0.0%
0.0%
2.6%
0.0%
0.0%
2.8%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
33.7%
32.0%
29.4%
31.0%
29.4%
24.8%
30.8%
CASA Amount
99,708.00
88,601.00
68,957.00
62,073.00
52,030.00
33,713.00
0.00
Capital Adequacy Ratio (Total)
15.0%
15.6%
17.1%
17.1%
17.4%
19.9%
16.3%
Capital Adequacy Ratio (Tier 1)
13.9%
13.2%
13.1%
11.7%
11.5%
13.5%
11.5%
Provision Coverage Ratio (%)
81.0%
70.0%
72.1%
84.0%
78.9%
75.7%
43.1%
Amount of Gross NPAs
4,055.31
3,889.43
4,319.03
27,419.11
28,740.59
32,344.36
17,134.41
Amount of Net NPAs
770.84
1,168.02
1,885.19
6,926.03
9,586.25
7,868.13
9,757.20
% of Net NPAs
0.3%
0.5%
0.9%
3.6%
5.55%
4.71%
4.35%
% of Gross NPAs
1.6%
1.6%
2.0%
12.9%
14.97%
16.9%
7.39%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
1316.0
1325.0
1345.0
1277.0
1234.0
0.0
1459.0
Number of Branches
1295.0
1237.0
1198.0
1145.0
1072.0
0.0
1123.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is -3.07% vs 17.45% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is 37.91% vs 85.91% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is 42.67% vs 14.87% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is -0.20% vs -0.40% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is 0.00% vs -0.40% in Sep 2024

Compare Half Yearly Results Of Yes Bank With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
14,974.71
14,125.24
849.47
6.01%
Income On Investments
2,648.00
4,094.10
-1,446.10
-35.32%
Interest On Balances With Rbi Other Inter Bank Funds
225.82
421.57
-195.75
-46.43%
Interest / Discount On Advances / Bills
11,399.38
9,550.77
1,848.61
19.36%
Others
701.51
58.80
642.71
1093.04%
Other Income
3,396.55
3,926.44
-529.89
-13.5%
Total Income
18,371.26
18,051.68
319.58
1.77%
Interest Expended
10,302.37
7,674.46
2,627.91
34.24%
Net Interest Income
4,672.34
6,450.78
-1,778.44
-27.57%
Total Expenditure (Excl Depreciation)
5,414.36
4,500.39
913.97
20.31%
Employee Cost
2,027.26
2,093.21
-65.95
-3.15%
Other Operating Expenses
3,387.10
2,407.18
979.92
40.71%
Operating Profit Before Provisions and Contingencies
2,654.53
5,876.83
-3,222.30
-54.83%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
702.95
-832.07
1,535.02
184.48%
Profit Before Tax
1,951.58
6,708.90
-4,757.32
-70.91%
Tax
496.03
1,074.17
-578.14
-53.82%
Profit After Tax
1,455.55
5,634.73
-4,179.18
-74.17%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,455.55
5,634.73
-4,179.18
-74.17%
Face Value
2.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
0.46
5.24
-4.78
-91.22%
Diluted Earnings per share
0.46
5.24
-4.78
-91.22%
Operating Profit Margin (Excl OI)
59.15%
74.03%
0.00
-14.88%
Gross Profit Margin
13.03%
47.50%
0.00
-34.47%
PAT Margin
9.72%
39.89%
0.00
-30.17%
Net Interest Margin
0.00%
3.70%
-3.70
-3.70%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
33.70%
45.81%
-12.11
-12.11%
CASA Amount
99,708.00
0.00
99,708.00
Capital Adequacy Ratio (Total)
15.00%
25.39%
-10.39
-10.39%
Capital Adequacy Ratio (Tier 1)
13.90%
23.79%
-9.89
-9.89%
Provision Coverage Ratio (%)
81.00%
99.26%
-18.26
-18.26%
Amount of Gross NPAs
4,055.31
6,242.00
-2,186.69
-35.03%
Amount of Net NPAs
770.84
474.22
296.62
62.55%
% of Net NPAs
0.30%
0.21%
0.09
0.09%
% of Gross NPAs
1.60%
2.65%
-1.05
-1.05%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
1,316.00
0.00
1,316.00
Number of Branches
1,295.00
0.00
1,295.00
Half Yearly - Interest Earned
Interest Earned 14974.71 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is -3.07% vs 17.45% in Sep 2024

Half Yearly - Net Profit
Net Profit 1,455.55 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 37.91% vs 85.91% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 2,654.53 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 42.67% vs 14.87% in Sep 2024

Half Yearly - % of Net NPAs
% of Net NPAs 0.30%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.20% vs -0.40% in Sep 2024

Half Yearly - % of Gross NPAs
% of Gross NPAs 1.60%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is 0.00% vs -0.40% in Sep 2024