IIFL Finance

how big is IIFL Finance?

As of Jun 06, IIFL Finance Ltd has a market capitalization of 19,133.56 Cr, with net sales of 10,203.27 Cr and a net profit of 378.77 Cr over the latest four quarters. Shareholder's funds are 10,636.99 Cr, and total assets amount to 62,269.37 Cr as of the latest annual period ending in Mar'24.

Market Cap: As of Jun 06, IIFL Finance Ltd has a market capitalization of 19,133.56 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, IIFL Finance reported a sum of Net Sales of 10,203.27 Cr and a sum of Net Profit of 378.77 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: This is also on a Consolidated basis for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 10,636.99 Cr, while the Total Assets amount to 62,269.37 Cr.

Who are in the management team of IIFL Finance?

As of March 2023, the management team of IIFL Finance includes Nirmal B Jain (Managing Director), R Venkataraman (Joint Managing Director), A K Purwar (Chairman), and several independent and non-executive directors, overseeing the company's operations and strategy.

As of March 2023, the management team of IIFL Finance includes the following individuals:<BR><BR>1. Nirmal B Jain - Managing Director<BR>2. R Venkataraman - Joint Managing Director<BR>3. A K Purwar - Chairman & Independent Director<BR>4. Chandran Ratnaswami - Non-Executive & Non-Independent Director<BR>5. Geeta Mathur - Non-Executive & Independent Director<BR>6. Nilesh Vikamsey - Non-Executive & Independent Director<BR>7. V K Chopra - Non-Executive & Independent Director<BR>8. Sneha Patwardhan - Company Secretary & Compliance Officer<BR>9. Ramakrishnan Subramanian - Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

Who are the peers of the IIFL Finance?

IIFL Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterprises. In terms of management risk, growth, and capital structure, IIFL Finance is rated as good, with a 1-year return of 6.27%, lower than Bajaj Finance's 30.39% but higher than Capri Global's -31.84%.

Peers: The peers of IIFL Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterp.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterp. Good management risk is noted at Shriram Finance and IIFL Finance. Growth is Excellent at Jio Financial, Capri Global, and SBFC Finance, while Good growth is seen at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Religare Enterp. Average growth is present at Muthoot Finance and IIFL Finance, and Below Average growth is noted at Bengal & Assam. Excellent capital structure is held by Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, IIFL Finance, Capri Global, SBFC Finance, and Bengal & Assam, while Good capital structure is found at Cholaman.Inv.&Fn and Average capital structure is noted at Religare Enterp.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.39%, while the lowest is Capri Global at -31.84%. IIFL Finance has a 1-year return of 6.27%, which is significantly lower than Bajaj Finance and higher than Capri Global. Additionally, Bengal & Assam, Capri Global, and Jio Financial have negative six-month returns.

What does IIFL Finance do?

IIFL Finance Ltd is a large-cap NBFC offering various financial services, with a net sales of ₹25,912 Cr and a net profit of ₹2,077 Cr as of March 2025. Key metrics include a P/E ratio of 23.00 and a debt-equity ratio of 4.15.

Overview: <BR>IIFL Finance Ltd is a large-cap company operating in the Non-Banking Financial Company (NBFC) sector, providing a range of financial services.<BR><BR>History: <BR>IIFL Finance Ltd was incorporated in October 1995 and underwent several name changes, becoming a Public Limited Company in April 2000. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 25,912 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 2,077 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 22,347 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 23.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 4.15 <BR>Return on Equity: 7.78% <BR>Price to Book: 1.80<BR><BR>Contact Details: <BR>Address: IIFL House Sun Infotech Park, Rd No 16V Pl No B-23 Wagle Est Thane Maharashtra : 400604 <BR>Tel: 91-22-41035000/67881000 <BR>Email: shareholders@iifl.com/ir@iifl.com <BR>Website: http://www.iifl.com

Who are the top shareholders of the IIFL Finance?

The top shareholders of IIFL Finance include Nirmal Bhanwarlal Jain with 12.59% and Fih Mauritius Investments Ltd with 15.21%. Foreign institutional investors hold 28.03%, while mutual funds own 3.42%, and individual investors account for 15.45%, with no pledged promoter holdings.

The top shareholders of IIFL Finance include several key players. The promoter with the highest holding is Nirmal Bhanwarlal Jain, who holds 12.59% of the shares. Additionally, Fih Mauritius Investments Ltd is the highest public shareholder, owning 15.21%. <BR><BR>In terms of institutional holdings, foreign institutional investors (FIIs) hold 28.03% of the shares, represented by 140 different FIIs. Mutual funds are also involved, with 25 schemes collectively holding 3.42%. Individual investors account for 15.45% of the total shares. <BR><BR>Overall, the majority of the shareholders are non-institutional, and there are no pledged promoter holdings.

When is the next results date for IIFL Finance?

IIFL Finance will announce its results on 30 July 2025.

IIFL Finance will declare its results on 30 July 2025.

Is IIFL Finance technically bullish or bearish?

As of October 9, 2025, IIFL Finance's technical trend has shifted to bullish, supported by positive daily moving averages, bullish Bollinger Bands, and a strong OBV, despite a mildly bearish weekly MACD.

As of 9 October 2025, the technical trend for IIFL Finance has changed from mildly bullish to bullish. The current technical stance is bullish with moderate strength. Key indicators driving this stance include the daily moving averages which are bullish, and the Bollinger Bands indicating bullishness on both weekly and monthly time frames. Although the MACD on a weekly basis is mildly bearish, the monthly MACD is bullish, supporting the overall positive outlook. The OBV is bullish on both weekly and monthly charts, further reinforcing the bullish sentiment.

How has been the historical performance of IIFL Finance?

IIFL Finance has experienced steady growth in net sales and total assets from March 2019 to March 2025, but profitability metrics have declined, with profit before tax and profit after tax decreasing significantly in recent years, alongside negative cash flow from operations.

Answer:<BR>The historical performance of IIFL Finance shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>IIFL Finance's net sales have seen a steady increase from INR 4,977.80 crore in March 2019 to INR 10,210.90 crore in March 2025, although there was a slight decline in March 2024. Total operating income mirrored this trend, reaching INR 10,210.90 crore in March 2025. The company’s total expenditure, excluding depreciation, rose significantly from INR 1,442.68 crore in March 2019 to INR 4,585.47 crore in March 2025. Operating profit (PBDIT) showed growth from INR 3,535.12 crore in March 2019 to INR 5,651.60 crore in March 2025, despite a dip in March 2024. However, interest expenses increased from INR 2,585.04 crore in March 2019 to INR 4,169.52 crore in March 2025, impacting profit before tax, which fell to INR 707.01 crore in March 2025 from INR 2,571.91 crore in March 2024. Profit after tax also decreased to INR 578.16 crore in March 2025 from INR 1,974.22 crore in March 2024. The total assets of the company rose from INR 34,130.47 crore in March 2019 to INR 67,258.78 crore in March 2025, while total liabilities increased from INR 34,130.47 crore to INR 67,258.78 crore in the same period. Cash flow from operating activities has been negative in recent years, indicating challenges in generating cash from operations, with a net cash outflow of INR 1,162 crore in March 2024. Overall, while IIFL Finance has shown growth in sales and assets, profitability metrics have faced significant pressures in recent years.

Is IIFL Finance overvalued or undervalued?

As of December 3, 2025, IIFL Finance is considered very expensive and overvalued, with a PE Ratio of 28.47 and a PEG Ratio of 0.00, despite outperforming the Sensex year-to-date.

As of 3 December 2025, the valuation grade for IIFL Finance has moved from expensive to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE Ratio of 28.47, an EV to EBIT of 12.63, and a Price to Book Value of 1.88, which indicate a premium valuation compared to its peers.<BR><BR>In comparison to its industry peers, IIFL Finance's PE Ratio is lower than Bajaj Finance's 34.68 but significantly higher than Life Insurance's attractive valuation of 10.75. The PEG Ratio of 0.00 suggests that there is no growth expectation priced into the stock, which further supports the overvaluation conclusion. While IIFL Finance has outperformed the Sensex with a year-to-date return of 38.83% compared to the Sensex's 8.92%, this does not mitigate the concerns regarding its current valuation.

Are IIFL Finance Ltd latest results good or bad?

IIFL Finance Ltd's latest Q3 FY26 results are strong, with a net profit increase of 23.38% quarter-on-quarter and 1,040.79% year-on-year, driven by robust interest income and improved operating margins. However, the stock has declined, reflecting market concerns about regulatory risks despite the positive financial performance.

IIFL Finance Ltd's latest results for Q3 FY26 can be considered quite strong overall. The company reported a consolidated net profit of ₹464.30 crores, which represents a significant increase of 23.38% quarter-on-quarter and an impressive 1,040.79% year-on-year growth. This remarkable recovery is largely attributed to strong interest income growth, which rose to ₹3,427.45 crores, marking a 3.70% increase from the previous quarter and a 40.32% increase year-on-year.<BR><BR>Additionally, the operating margin (excluding other income) improved to 62.65%, up 269 basis points from the previous quarter and 1,614 basis points from the same quarter last year. This indicates effective cost management and operational efficiency.<BR><BR>However, despite these positive results, the stock experienced a sharp decline, highlighting the sensitivity of market sentiment in the NBFC sector, particularly in light of regulatory developments. While the operational performance is strong, the market's reaction suggests that investors are cautious, possibly due to lingering concerns about regulatory risks and the sustainability of earnings growth.<BR><BR>In summary, while the financial results are robust and indicate a strong operational performance, the stock's decline reflects broader market sentiments and concerns that investors should consider.

Should I buy, sell or hold IIFL Finance Ltd?

Has IIFL Finance Ltd declared dividend?

Yes, IIFL Finance Ltd has declared a dividend of 200%, amounting to ₹4 per share, with an ex-date of January 25, 2024. Total returns over the last 5 years reached 363.64%, highlighting strong long-term performance.

IIFL Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 200%<BR>- Amount per share: 4<BR>- Ex-date: Jan-25-2024<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 3 months, the price return was 6.0%, the dividend return was 0.79%, resulting in a total return of 6.79%.<BR><BR>Over the past 6 months, the price return was -2.37%, the dividend return was 0.81%, leading to a total return of -1.56%.<BR><BR>In the last year, the price return was 34.85%, the dividend return was 1.14%, culminating in a total return of 35.99%.<BR><BR>For the 2-year period, the price return was -13.95%, the dividend return was 0.69%, resulting in a total return of -13.26%.<BR><BR>In the 3-year span, the price return was 12.63%, the dividend return was 1.69%, leading to a total return of 14.32%.<BR><BR>Over the last 4 years, the price return was 74.74%, the dividend return was 3.92%, culminating in a total return of 78.66%.<BR><BR>Finally, in the 5-year period, the price return was 356.55%, the dividend return was 7.09%, resulting in a total return of 363.64%.<BR><BR>Overall, IIFL Finance Ltd has declared a significant dividend, and the total returns over various periods show a mixed performance, with notable gains over the longer term, particularly in the 5-year period.

Why is IIFL Finance Ltd falling/rising?

As of 31-Jan, IIFL Finance Ltd's stock price is at 529.30, down 3.04% after a trend reversal. Despite strong long-term fundamentals, the stock has underperformed its sector and shows a significant short-term decline, indicating negative market sentiment.

As of 31-Jan, IIFL Finance Ltd's stock price is falling, currently at 529.30, reflecting a decrease of 16.6 points or 3.04%. This decline follows a trend reversal after three consecutive days of gains. The stock has underperformed its sector by 2.39% today and reached an intraday low of Rs 525, which is a drop of 3.83%. <BR><BR>Investor participation has also decreased, with delivery volume falling by 55.24% compared to the 5-day average. Although the stock has shown strong long-term fundamentals, including a significant net profit growth of 513.57% and a high return on equity (ROE) of 14.17%, its current valuation appears expensive with a price-to-book value of 1.7, which is higher than its peers. <BR><BR>In the short term, the stock's performance over the past month has been particularly poor, with a decline of 12.22%, while the benchmark Sensex has only decreased by 2.84%. This suggests that market sentiment may be weighing on the stock, contributing to its current downward movement.

Which are the latest news on IIFL Finance?