NPR Finance

Why is NPR Finance Ltd falling/rising?

As of 27-Aug, NPR Finance Ltd's stock price is rising to 20.45, reflecting a 4.07% increase. This rise is driven by strong sector performance, increased investor participation, and a short-term bullish trend, despite a significant year-to-date decline.

As of 27-Aug, NPR Finance Ltd's stock price is rising, currently at 20.45, which reflects an increase of 0.8 or 4.07%. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 4.78% today and has been on a consecutive gain streak for the last two days, accumulating a total return of 4.87% during this period. Additionally, there has been a notable increase in investor participation, with delivery volume rising by 6.77% compared to the 5-day average. <BR><BR>While the stock has faced challenges over longer periods, such as a year-to-date decline of 34.46%, the recent performance indicates a positive shift in market sentiment. The current price is higher than the 5-day moving average, suggesting a short-term bullish trend, although it remains below the longer-term moving averages of 20, 50, 100, and 200 days. Overall, these factors contribute to the stock's current rise in price.

Which are the latest news on NPR Finance?

Should I buy, sell or hold NPR Finance Ltd?

Who are in the management team of NPR Finance?

The management team of NPR Finance includes Rajendra Kumar Duggar (Chairman), Ashok Kanakia (Independent Director), Pawan Kumar Todi (Managing Director), Sarika Mehra (Whole-time Director), Rishi Todi (Non-Executive Director), and Ritika Varma (Company Secretary).

The management team of NPR Finance includes the following individuals:<BR><BR>1. **Rajendra Kumar Duggar** - Chairman & Independent Director<BR>2. **Ashok Kanakia** - Independent Non-Executive Director<BR>3. **Pawan Kumar Todi** - Executive Director & Managing Director<BR>4. **Sarika Mehra** - Whole-time Director<BR>5. **Rishi Todi** - Non-Executive & Non-Independent Director<BR>6. **Ritika Varma** - Company Secretary & Compliance Officer<BR><BR>If you need more information about their roles or the company, feel free to ask!

What does NPR Finance do?

NPR Finance Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, incorporated in 1989 and went public in 1995. As of June 2026, it reported net sales of 1 Cr and a market cap of INR 13 Cr.

Overview:<BR>NPR Finance Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History:<BR>NPR Finance Ltd was incorporated in 1989 as a Private Limited Company and later converted into a deemed Public Limited Company in December 1989. The company went public in February 1995, raising Rs. 7.5 Crores. The latest quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 1 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 0 Cr (Quarterly Results - Jun 2026)<BR>- Market-cap: INR 13 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 48.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.01<BR>- Return on Equity: 0.41%<BR>- Price to Book: 0.26<BR><BR>Contact Details:<BR>- Address: Todi Mansion 9th Floor, 1 Lu-Shun Sarani Kolkata West Bengal : 700073<BR>- Tel: 91-33-22377201/02<BR>- Email: npr1@nprfinance.com<BR>- Website: http://www.nprfinance.com

Who are the peers of the NPR Finance?

NPR Finance's peers include Goenka Business, Tokyo Finance, HB Leasing & Fin., Galada Finance, Northlink Fiscal, Econo Trade Indi, Dalal Street Inv, and G K Consultants. NPR Finance has below average management risk and a 1-year return of -22.22%, better than HB Leasing & Fin. but worse than Goenka Business's 2.62%.

Peers: The peers of NPR Finance are Goenka Business, Tokyo Finance, HB Leasing &Fin., Galada Finance, Northlink Fiscal, Econo Trade Indi, Dalal Street Inv, and G K Consultants.<BR><BR>Quality Snapshot: Excellent management risk is observed at Goenka Business, Galada Finance, Econo Trade Indi, Dalal Street Inv, and G K Consultants, while Below Average management risk is found at NPR Finance. Growth is rated as Good for Galada Finance and Econo Trade Indi, while Below Average growth is noted for Goenka Business, NPR Finance, Dalal Street Inv, and G K Consultants, and the rest do not qualify. Excellent capital structure is seen in Goenka Business, Galada Finance, Econo Trade Indi, Dalal Street Inv, G K Consultants, and NPR Finance, while the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Goenka Business at 2.62%, while the lowest is HB Leasing &Fin. at -34.81%. NPR Finance's 1-year return of -22.22% is better than HB Leasing &Fin. but worse than Goenka Business. Additionally, several peers, including HB Leasing &Fin., Tokyo Finance, and Econo Trade Indi, have negative six-month returns.

How big is NPR Finance?

As of 13th August, NPR Finance Ltd has a market capitalization of 13.00 Cr, classified as a Micro Cap, with recent net sales of 4.97 Cr and a net profit of 0.26 Cr over the last four quarters.

As of 13th August, <BR><BR>Market Cap: NPR Finance Ltd has a market capitalization of 13.00 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 4.97 Cr, while the sum of Net Profit for the same period is 0.26 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is for March 2025, with Shareholder's Funds amounting to 50.08 Cr and Total Assets at 52.26 Cr.

When is the next results date for NPR Finance Ltd?

The next results date for NPR Finance Ltd is 12 August 2026.

The next results date for NPR Finance Ltd is scheduled for 12 August 2026.

Are NPR Finance Ltd latest results good or bad?

NPR Finance Ltd's latest results are concerning, showing a net loss of ₹0.08 crores in Q4 FY26 compared to a profit of ₹0.26 crores in the previous quarter, with revenue plummeting by 31.51% sequentially and 48.72% year-on-year. The negative operating margin and low return on equity indicate significant operational inefficiencies and a fragile financial position.

The latest results for NPR Finance Ltd are concerning and indicate a significant decline in performance. In Q4 FY26, the company reported a net loss of ₹0.08 crores, which is a stark contrast to the modest profit of ₹0.26 crores in the previous quarter. Revenue also fell sharply by 31.51% sequentially and 48.72% year-on-year, reaching just ₹1.00 crore, marking the lowest quarterly revenue in recent history.<BR><BR>Additionally, the operating margin turned negative at -12.0%, a drastic drop from a positive 19.18% in Q3 FY26. This indicates severe operational inefficiencies, particularly as employee costs rose even with declining revenues. The return on equity is alarmingly low at 0.40%, reflecting weak capital efficiency.<BR><BR>Overall, these results highlight a fragile financial position and suggest that NPR Finance is struggling to establish consistent profitability, raising significant concerns about its future viability and growth prospects.

Is NPR Finance overvalued or undervalued?

As of November 25, 2025, NPR Finance's valuation has shifted to fair, with a PE ratio of 37.93 and underperformance compared to the Sensex, suggesting it may not be a compelling buy despite its growth potential.

As of 25 November 2025, NPR Finance's valuation grade has moved from attractive to fair, indicating a shift in its perceived value. The company is currently fairly valued based on its financial metrics, with a PE ratio of 37.93, EV to EBIT of 17.64, and a PEG ratio of 0.33. These ratios suggest that while the company has a high price relative to earnings, its growth potential may justify this valuation.<BR><BR>In comparison to its peers, NPR Finance's PE ratio is higher than Bajaj Finance's 33.52 but lower than the very expensive Jio Financial at 118.87. Additionally, Life Insurance stands out with a very attractive EV to EBITDA ratio of 9.15, indicating that NPR Finance is positioned in a competitive landscape where some peers are significantly overvalued. Notably, NPR Finance has underperformed the Sensex in the year-to-date period, with a return of -0.13% compared to the Sensex's 8.25%, reinforcing the notion that the stock may not be a compelling buy at its current valuation.

How has been the historical performance of NPR Finance?

NPR Finance has experienced significant fluctuations in its financial performance, with net sales declining from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, alongside operating losses in Mar'23 before showing signs of recovery in profitability and cash flow by Mar'25. Total assets and liabilities decreased over the same period, reflecting overall volatility in the company's financial metrics.

Answer:<BR>The historical performance of NPR Finance shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>NPR Finance's net sales have seen a decline from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25, with a notable drop in Mar'23 where sales were at 12.74 Cr. The total operating income followed a similar trend, decreasing from 36.61 Cr in Mar'19 to 7.17 Cr in Mar'25. The company experienced operating profit (PBDIT) fluctuations, with a peak of 3.77 Cr in Mar'19, but faced a loss of 2.49 Cr in Mar'23 before recovering to 0.90 Cr in Mar'25. Profit before tax also varied, reaching a high of 3.09 Cr in Mar'19 and dropping to a loss of 3.32 Cr in Mar'23, but rebounding to 0.76 Cr in Mar'25. Profit after tax mirrored this pattern, declining to a loss of 2.42 Cr in Mar'23 and recovering to 0.59 Cr in Mar'25. The company's total assets decreased from 61.07 Cr in Mar'20 to 52.26 Cr in Mar'25, while total liabilities also fell from 61.07 Cr in Mar'20 to 52.26 Cr in Mar'25. Cash flow from operating activities showed a recovery in Mar'25 with an inflow of 2.00 Cr, contrasting with outflows in previous years. Overall, NPR Finance's financial performance has been characterized by volatility, with recent signs of recovery in profitability and cash flow.

Who are the top shareholders of the NPR Finance?

The top shareholder of NPR Finance is Rani Leasings And Finance Private Limited, with a 22.09% stake. Individual investors hold 29.04%, while the highest public shareholder is Vikashkumar Jain at 1.25%.

The top shareholders of NPR Finance primarily include the promoters, with Rani Leasings And Finance Private Limited holding the largest stake at 22.09%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) holding shares. The highest public shareholder is Vikashkumar Jain, who holds 1.25%. Additionally, individual investors collectively hold 29.04% of the shares.

What is the technical trend for NPR Finance?

As of June 6, 2025, NPR Finance shows a mildly bullish trend supported by the weekly MACD and Bollinger Bands, despite mixed signals from daily moving averages and monthly indicators.

As of 6 June 2025, the technical trend for NPR Finance has changed from sideways to mildly bullish. The weekly MACD is bullish, supporting the positive sentiment, while the monthly MACD is mildly bearish, indicating some caution. The Bollinger Bands are bullish on both weekly and monthly time frames, suggesting potential upward movement. The Dow Theory also reflects a mildly bullish stance on both weekly and monthly charts. However, the daily moving averages are mildly bearish, which could temper immediate bullish expectations. Overall, the current stance is mildly bullish, driven primarily by the weekly MACD and Bollinger Bands, despite some mixed signals from the moving averages and monthly indicators.

Has NPR Finance declared dividend?

NPR Finance Ltd has declared a 10% dividend, amounting to 1.0000 per share, with an ex-date of September 10, 2007. Despite the dividend declaration, the yield remains at 0%, as it has not contributed to returns in recent periods, which show significant price growth over time.

NPR Finance Ltd has declared a 10% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 10%<BR>- Amount per share: 1.0000<BR>- Ex-date: Sep-10-2007<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -3.73%, the dividend return was 0%, resulting in a total return of -3.73%.<BR><BR>In the 1-year period, the price return was 43.15%, the dividend return was 0%, resulting in a total return of 43.15%.<BR><BR>In the 2-year period, the price return was 55.0%, the dividend return was 0%, resulting in a total return of 55.0%.<BR><BR>In the 3-year period, the price return was 99.14%, the dividend return was 0%, resulting in a total return of 99.14%.<BR><BR>In the 4-year period, the price return was 102.32%, the dividend return was 0%, resulting in a total return of 102.32%.<BR><BR>In the 5-year period, the price return was 284.83%, the dividend return was 0%, resulting in a total return of 284.83%.<BR><BR>Overall, NPR Finance Ltd has declared a dividend, but the dividend yield remains at 0%, indicating that while there was a dividend declared, it has not contributed to the returns in recent periods. The total returns over various periods show significant growth in price, particularly over the longer term.