Dhanlaxmi Bank

  • Market Cap: Micro Cap
  • Industry: Private Sector Bank
  • ISIN: INE680A01011
  • NSEID: DHANBANK
  • BSEID: 532180
INR
33.66
2.88 (9.36%)
BSENSE

May 06

BSE+NSE Vol: 93.75 lacs

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stock-recommendationAnnual Results
Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'26
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Interest Earned
1,601.48
1,319.88
1,206.99
1,071.23
916.64
930.75
987.59
Income On Investments
276.16
226.25
220.62
235.10
245.63
241.23
269.24
Interest On Balances With Rbi Other Inter Bank Funds
8.57
14.62
7.26
2.52
11.43
17.57
8.48
Interest / Discount On Advances / Bills
1,305.35
1,062.90
962.45
825.42
650.12
658.52
694.26
Others
11.40
16.11
16.66
8.19
9.46
13.43
15.61
Other Income
192.39
169.20
152.56
74.52
169.12
122.22
112.85
Total Income
1,793.87
1,489.08
1,359.55
1,145.75
1,085.76
1,052.97
1,100.44
Interest Expended
979.15
836.59
748.54
595.48
554.32
601.10
614.41
Net Interest Income
622.33
483.29
458.45
475.75
362.32
329.65
373.18
Total Expenditure (Excl Depreciation)
598.44
557.39
541.75
427.07
397.14
366.04
324.06
Employee Cost
326.97
313.64
331.20
247.25
234.61
225.37
184.62
Other Operating Expenses
271.47
243.75
210.55
179.82
162.53
140.67
139.44
Operating Profit Before Provisions and Contingencies
216.28
95.10
69.26
123.20
134.30
85.83
161.97
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
78.06
23.48
-1.22
91.59
97.21
43.20
115.89
Profit Before Tax
138.22
71.62
70.48
31.61
37.09
42.63
46.08
Tax
35.47
4.98
12.66
-17.75
1.19
5.44
-19.70
Profit After Tax
102.75
66.64
57.82
49.36
35.90
37.19
65.78
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
102.75
66.64
57.82
49.36
35.90
37.19
65.78
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
914.43
841.95
617.38
548.03
508.92
472.43
434.75
Earnings per share (EPS)
2.6
1.69
1.85
1.58
1.15
1.19
2.11
Diluted Earnings per share
2.6
2.37
1.79
1.58
1.15
1.19
2.11
Operating Profit Margin (Excl OI)
57.76%
55.99%
55.22%
51.58%
46.07%
56.03%
55.45%
Gross Profit Margin
8.63%
5.43%
5.84%
2.95%
4.05%
4.58%
4.67%
PAT Margin
6.42%
5.05%
4.79%
4.61%
3.92%
4.0%
6.66%
Net Interest Margin
3.53%
3.25%
3.22%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
28.86%
29.02%
30.66%
31.91%
0.0%
33.0%
0.0%
CASA Amount
5,380.00
4,647.00
4,381.00
4,260.00
4,252.00
3,908.00
0.00
Capital Adequacy Ratio (Total)
18.92%
16.12%
12.71%
12.32%
12.98%
14.47%
14.41%
Capital Adequacy Ratio (Tier 1)
16.11%
15.25%
11.36%
10.55%
10.31%
11.31%
0.0%
Provision Coverage Ratio (%)
92.46%
88.84%
88.32%
90.61%
80.64%
74.2%
89.87%
Amount of Gross NPAs
286.38
364.11
421.21
511.14
533.54
657.21
401.22
Amount of Net NPAs
75.40
117.94
126.47
109.20
232.16
322.92
100.94
% of Net NPAs
0.51%
0.99%
1.25%
1.16%
2.85%
4.58%
1.55%
% of Gross NPAs
1.89%
2.98%
4.05%
5.19%
6.32%
9.23%
5.9%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
285.0
282.0
282.0
270.0
258.0
257.0
0.0
Number of Branches
264.0
261.0
261.0
253.0
249.0
245.0
0.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2026 is 21.34% vs 9.35% in Mar 2025

stock-summary

Net Profit

YoY Growth in year ended Mar 2026 is 54.19% vs 15.25% in Mar 2025

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2026 is 127.42% vs 37.31% in Mar 2025

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2026 is -0.48% vs -0.26% in Mar 2025

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2026 is -1.09% vs -1.07% in Mar 2025

Compare Annual Results Of Dhanlaxmi Bank With
Markets Mojo
Figures in Cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
1,601.48
7,404.46
-5,802.98
-78.37%
Income On Investments
276.16
1,439.80
-1,163.64
-80.82%
Interest On Balances With Rbi Other Inter Bank Funds
8.57
47.39
-38.82
-81.92%
Interest / Discount On Advances / Bills
1,305.35
5,890.03
-4,584.68
-77.84%
Others
11.40
27.24
-15.84
-58.15%
Other Income
192.39
855.14
-662.75
-77.5%
Total Income
1,793.87
8,259.60
-6,465.73
-78.28%
Interest Expended
979.15
4,947.93
-3,968.78
-80.21%
Net Interest Income
622.33
2,456.53
-1,834.20
-74.67%
Total Expenditure (Excl Depreciation)
598.44
2,015.92
-1,417.48
-70.31%
Employee Cost
326.97
1,025.94
-698.97
-68.13%
Other Operating Expenses
271.47
989.98
-718.51
-72.58%
Operating Profit Before Provisions and Contingencies
216.28
1,295.75
-1,079.47
-83.31%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
78.06
318.78
-240.72
-75.51%
Profit Before Tax
138.22
976.97
-838.75
-85.85%
Tax
35.47
245.41
-209.94
-85.55%
Profit After Tax
102.75
731.56
-628.81
-85.95%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
102.75
731.56
-628.81
-85.95%
Face Value
10.00
10.00
0.00
Reserves
914.43
5,824.24
-4,909.81
-84.3%
Earnings per share (EPS)
2.60
22.73
-20.13
-88.56%
Diluted Earnings per share
2.60
22.82
-20.22
-88.61%
Operating Profit Margin (Excl OI)
57.76%
68.47%
0.00
-10.71%
Gross Profit Margin
8.63%
13.19%
0.00
-4.56%
PAT Margin
6.42%
9.88%
0.00
-3.46%
Net Interest Margin
3.53%
3.28%
0.25
0.25%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
28.86%
22.38%
6.48
6.48%
CASA Amount
5,380.00
0.00
5,380.00
Capital Adequacy Ratio (Total)
18.92%
16.55%
2.37
2.37%
Capital Adequacy Ratio (Tier 1)
16.11%
14.26%
1.85
1.85%
Provision Coverage Ratio (%)
92.46%
78.42%
14.04
14.04%
Amount of Gross NPAs
286.38
1,495.73
-1,209.35
-80.85%
Amount of Net NPAs
75.40
533.97
-458.57
-85.88%
% of Net NPAs
0.51%
0.89%
-0.38
-0.38%
% of Gross NPAs
1.89%
2.45%
-0.56
-0.56%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
285.00
0.00
285.00
Number of Branches
264.00
480.00
-216.00
-45.0%
Annual - Interest Earned
Interest Earned 1601.48 Cr
in Mar 2026

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2026 is 21.34% vs 9.35% in Mar 2025

Annual - Net Profit
Net Profit 102.75 Cr
in Mar 2026

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2026 is 54.19% vs 15.25% in Mar 2025

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 216.28 Cr
in Mar 2026

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2026 is 127.42% vs 37.31% in Mar 2025

Annual - % of Net NPAs
% of Net NPAs 0.51%
in Mar 2026

Figures in %
stock-summary

YoY Growth in year ended Mar 2026 is -0.48% vs -0.26% in Mar 2025

Annual - % of Gross NPAs
% of Gross NPAs 1.89%
in Mar 2026

Figures in %
stock-summary

YoY Growth in year ended Mar 2026 is -1.09% vs -1.07% in Mar 2025