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Dhanlaxmi Bank

  • Market Cap: Micro Cap
  • Industry: Private Sector Bank
  • ISIN: INE680A01011
  • NSEID: DHANBANK
  • BSEID: 532180
INR
25.89
-0.16 (-0.61%)
BSENSE

Dec 05

BSE+NSE Vol: 2.36 lacs

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stock-recommendationAnnual Results
Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
1,319.88
1,206.99
1,071.23
916.64
930.75
987.59
971.49
Income On Investments
226.25
220.62
235.10
245.63
241.23
269.24
308.83
Interest On Balances With Rbi Other Inter Bank Funds
14.62
7.26
2.52
11.43
17.57
8.48
11.64
Interest / Discount On Advances / Bills
1,062.90
962.45
825.42
650.12
658.52
694.26
634.03
Others
16.11
16.66
8.19
9.46
13.43
15.61
16.99
Other Income
169.20
152.56
74.52
169.12
122.22
112.85
52.73
Total Income
1,489.08
1,359.55
1,145.75
1,085.76
1,052.97
1,100.44
1,024.22
Interest Expended
836.59
748.54
595.48
554.32
601.10
614.41
624.72
Net Interest Income
483.29
458.45
475.75
362.32
329.65
373.18
346.77
Total Expenditure (Excl Depreciation)
557.39
541.75
427.07
397.14
366.04
324.06
304.57
Employee Cost
313.64
331.20
247.25
234.61
225.37
184.62
161.43
Other Operating Expenses
243.75
210.55
179.82
162.53
140.67
139.44
143.14
Operating Profit Before Provisions and Contingencies
95.10
69.26
123.20
134.30
85.83
161.97
94.93
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
23.48
-1.22
91.59
97.21
43.20
115.89
83.26
Profit Before Tax
71.62
70.48
31.61
37.09
42.63
46.08
11.67
Tax
4.98
12.66
-17.75
1.19
5.44
-19.70
0.00
Profit After Tax
66.64
57.82
49.36
35.90
37.19
65.78
11.67
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
66.64
57.82
49.36
35.90
37.19
65.78
11.67
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
841.95
617.38
548.03
508.92
472.43
434.75
368.44
Earnings per share (EPS)
1.69
1.85
1.58
1.15
1.19
2.11
0.46
Diluted Earnings per share
2.37
1.79
1.58
1.15
1.19
2.11
0.46
Operating Profit Margin (Excl OI)
55.99%
55.22%
51.58%
46.07%
56.03%
55.45%
60.08%
Gross Profit Margin
5.43%
5.84%
2.95%
4.05%
4.58%
4.67%
1.2%
PAT Margin
5.05%
4.79%
4.61%
3.92%
4.0%
6.66%
1.2%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
3.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
29.02%
30.66%
31.91%
0.0%
33.0%
0.0%
32.0%
CASA Amount
4,647.00
4,381.00
4,260.00
4,252.00
3,908.00
0.00
0.00
Capital Adequacy Ratio (Total)
16.12%
12.71%
12.32%
12.98%
14.47%
14.41%
13.75%
Capital Adequacy Ratio (Tier 1)
15.25%
11.36%
10.55%
10.31%
11.31%
0.0%
10.57%
Provision Coverage Ratio (%)
88.84%
88.32%
90.61%
80.64%
74.2%
89.87%
84.72%
Amount of Gross NPAs
364.11
421.21
511.14
533.54
657.21
401.22
495.84
Amount of Net NPAs
117.94
126.47
109.20
232.16
322.92
100.94
151.71
% of Net NPAs
0.99%
1.25%
1.16%
2.85%
4.58%
1.55%
2.41%
% of Gross NPAs
2.98%
4.05%
5.19%
6.32%
9.23%
5.9%
7.47%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
282.0
282.0
270.0
258.0
257.0
0.0
346.0
Number of Branches
261.0
261.0
253.0
249.0
245.0
0.0
250.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2025 is 9.35% vs 12.67% in Mar 2024

stock-summary

Net Profit

YoY Growth in year ended Mar 2025 is 15.25% vs 17.14% in Mar 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2025 is 37.31% vs -43.78% in Mar 2024

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2025 is -0.26% vs 0.09% in Mar 2024

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2025 is -1.07% vs -1.14% in Mar 2024

Compare Annual Results Of Dhanlaxmi Bank With
Markets Mojo
Figures in Cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
1,319.88
6,470.59
-5,150.71
-79.6%
Income On Investments
226.25
1,310.36
-1,084.11
-82.73%
Interest On Balances With Rbi Other Inter Bank Funds
14.62
31.87
-17.25
-54.13%
Interest / Discount On Advances / Bills
1,062.90
5,099.26
-4,036.36
-79.16%
Others
16.11
29.10
-12.99
-44.64%
Other Income
169.20
750.51
-581.31
-77.46%
Total Income
1,489.08
7,221.10
-5,732.02
-79.38%
Interest Expended
836.59
4,364.02
-3,527.43
-80.83%
Net Interest Income
483.29
2,106.57
-1,623.28
-77.06%
Total Expenditure (Excl Depreciation)
557.39
1,820.08
-1,262.69
-69.38%
Employee Cost
313.64
923.07
-609.43
-66.02%
Other Operating Expenses
243.75
897.01
-653.26
-72.83%
Operating Profit Before Provisions and Contingencies
95.10
1,037.00
-941.90
-90.83%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
23.48
208.39
-184.91
-88.73%
Profit Before Tax
71.62
828.61
-756.99
-91.36%
Tax
4.98
213.28
-208.30
-97.67%
Profit After Tax
66.64
615.33
-548.69
-89.17%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
66.64
615.33
-548.69
-89.17%
Face Value
10.00
10.00
0.00
Reserves
841.95
5,090.18
-4,248.23
-83.46%
Earnings per share (EPS)
1.69
19.58
-17.89
-91.37%
Diluted Earnings per share
2.37
19.49
-17.12
-87.84%
Operating Profit Margin (Excl OI)
55.99%
68.65%
0.00
-12.66%
Gross Profit Margin
5.43%
12.81%
0.00
-7.38%
PAT Margin
5.05%
9.51%
0.00
-4.46%
Net Interest Margin
0.00%
3.31%
-3.31
-3.31%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
29.02%
24.52%
4.50
4.50%
CASA Amount
4,647.00
0.00
4,647.00
Capital Adequacy Ratio (Total)
16.12%
16.77%
-0.65
-0.65%
Capital Adequacy Ratio (Tier 1)
15.25%
14.30%
0.95
0.95%
Provision Coverage Ratio (%)
88.84%
74.48%
14.36
14.36%
Amount of Gross NPAs
364.11
1,554.43
-1,190.32
-76.58%
Amount of Net NPAs
117.94
571.55
-453.61
-79.36%
% of Net NPAs
0.99%
1.12%
-0.13
-0.13%
% of Gross NPAs
2.98%
2.99%
-0.01
-0.01%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
282.00
0.00
282.00
Number of Branches
261.00
464.00
-203.00
-43.75%
Annual - Interest Earned
Interest Earned 1319.88 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 9.35% vs 12.67% in Mar 2024

Annual - Net Profit
Net Profit 66.64 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 15.25% vs 17.14% in Mar 2024

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 95.10 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 37.31% vs -43.78% in Mar 2024

Annual - % of Net NPAs
% of Net NPAs 0.99%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -0.26% vs 0.09% in Mar 2024

Annual - % of Gross NPAs
% of Gross NPAs 2.98%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -1.07% vs -1.14% in Mar 2024

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