Dhanlaxmi Bank

When is the next results date for Dhanlaxmi Bank?

No Upcoming Board Meetings

What does Dhanlaxmi Bank do?

Dhanlaxmi Bank Ltd is a private sector bank established in 1927, offering various banking services with a market capitalization of Rs 1,258 Cr. As of March 2025, it reported net sales of 350.62 Cr and a net profit of 29 Cr.

Overview:<BR>Dhanlaxmi Bank Ltd is a private sector bank operating in the small-cap market segment, providing a range of banking services.<BR><BR>History:<BR>Dhanlaxmi Bank was incorporated on November 16, 1927, and became a Scheduled Commercial Bank in 1977. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 350.62 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 29 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 1,258 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: PB NO 9 Dhanalakshmi Buildings, Naickanal Thrissur Kerala : 680001 <BR>Phone: 91-487-2335177/04/31/90/6617000 <BR>Email: investors@dhanbank.co.in/share@dhan <BR>Website: http://www.dhanbank.com

Has Dhanlaxmi Bank declared dividend?

Dhanlaxmi Bank has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of June 10, 2011. However, the dividend yield is 0%, and while total returns over the last 2 to 5 years show significant growth, the dividend has not contributed to returns in recent periods.

Dhanlaxmi Bank has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 10 Jun 11<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 Months period, the price return was -15.97%, the dividend return was 0%, resulting in a total return of -15.97%.<BR><BR>In the 1 Year period, the price return was -22.27%, the dividend return was 0%, leading to a total return of -22.27%.<BR><BR>In the 2 Years period, the price return was 86.7%, the dividend return was 0%, which resulted in a total return of 86.7%.<BR><BR>In the 3 Years period, the price return was 165.78%, the dividend return was 0%, culminating in a total return of 165.78%.<BR><BR>In the 4 Years period, the price return was 107.93%, the dividend return was 0%, giving a total return of 107.93%.<BR><BR>In the 5 Years period, the price return was 184.19%, the dividend return was 0%, resulting in a total return of 184.19%.<BR><BR>Overall, while Dhanlaxmi Bank has declared a dividend, the dividend yield is 0%, indicating that the dividend has not significantly contributed to returns in recent periods. The total returns over longer periods show substantial growth, particularly in the 2 to 5-year spans, despite the lack of dividend contributions.

Who are the peers of the Dhanlaxmi Bank?

Dhanlaxmi Bank's peers include HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Axis Bank, IDBI Bank, Yes Bank, IndusInd Bank, Federal Bank, IDFC First Bank, and Bandhan Bank. In terms of performance, Dhanlaxmi Bank has a 1-year return of -23.94%, higher than IndusInd Bank's -47.43% but lower than all other peers.

Peers: The peers of Dhanlaxmi Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Yes Bank, IndusInd Bank, Federal Bank, IDFC First Bank, and Bandhan Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, IndusInd Bank, and Bandhan Bank, while Good management risk is found at Kotak Mah. Bank, Axis Bank, Federal Bank, and IDFC First Bank. Average management risk is present at IDBI Bank and Yes Bank. For Growth, Excellent growth is noted at HDFC Bank, ICICI Bank, Federal Bank, and IDFC First Bank, while Good growth is seen at Kotak Mah. Bank, Axis Bank, IDBI Bank, and the rest. Average growth is reported at Dhanlaxmi Bank and Yes Bank, with Below Average growth at IndusInd Bank and the rest. In terms of Capital Structure, Excellent is seen at HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, Bandhan Bank, and the rest, while Good is noted at Yes Bank, Federal Bank, IDFC First Bank, and Dhanlaxmi Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ICICI Bank at 24.06%, while the lowest is IndusInd Bank at -47.43%. Dhanlaxmi Bank's 1-year return is -23.94%, which is higher than IndusInd Bank's but lower than all other peers. Additionally, the six-month return is negative for IndusInd Bank, IDFC First Bank, and Bandhan Bank.

Who are in the management team of Dhanlaxmi Bank?

As of March 2022, the management team of Dhanlaxmi Bank includes Shivan J K (Managing Director & CEO), K.N Madhusoodanan (Part Time Chairman), and several independent directors, including G Rajagopalan Nair, Sreesankar Radhakrishnan, Nirmala Padmanabhan, Ms. Vardhini Kalyanaraman, and D.K Kashyap, among others. Each member contributes to the bank's governance and management.

As of March 2022, the management team of Dhanlaxmi Bank includes the following individuals:<BR><BR>1. Venkatesh H - Company Secretary & Compliance Officer<BR>2. G Rajagopalan Nair - Independent Director<BR>3. Shivan J K - Managing Director & CEO<BR>4. K.N Madhusoodanan - Part Time Chairman<BR>5. Sreesankar Radhakrishnan - Independent Director<BR>6. Nirmala Padmanabhan - Independent Director<BR>7. D. K. Kashyap - Additional Director<BR>8. Ms. Vardhini Kalyanaraman - Independent Director<BR>9. Jayakumar Yarasi - Additional Director<BR><BR>Each member plays a crucial role in the governance and management of the bank.

Who are the top shareholders of the Dhanlaxmi Bank?

The top shareholders of Dhanlaxmi Bank include 28 Foreign Institutional Investors (FIIs) with 15.26% of shares, individual investors holding 42.78%, and B Ravindran Pillai as the largest public shareholder with 10%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of Dhanlaxmi Bank include a mix of institutional and individual investors. Notably, 28 Foreign Institutional Investors (FIIs) hold a combined 15.26% of the shares. The highest public shareholder is B Ravindran Pillai, who owns 10%. Additionally, individual investors collectively hold 42.78% of the shares. There are no pledged promoter holdings, and no mutual funds are currently involved with the bank.

How big is Dhanlaxmi Bank?

As of 24th July, Dhanlaxmi Bank Ltd has a market capitalization of 1,132.00 Cr, classifying it as a Small Cap company, with a Net Profit of 86.82 Cr over the latest four quarters and Total Assets of 15,963.40 Cr. There is no valid Net Sales data reported.

As of 24th July, <BR><BR>Market Cap: Dhanlaxmi Bank Ltd has a market capitalization of 1,132.00 Cr, classifying it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The company reported no valid Net Sales data for summing, resulting in a figure of 0.00 Cr. However, the Net Profit for the latest four quarters is 86.82 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2024. Shareholder's Funds stand at 1,029.76 Cr, while Total Assets are valued at 15,963.40 Cr.

Is Dhanlaxmi Bank technically bullish or bearish?

As of 20 October 2025, the technical trend is mildly bearish, influenced by daily moving averages and weekly KST indicating bearishness, despite some mildly bullish signals from the weekly MACD and Dow Theory, with overall sentiment remaining cautious due to predominantly bearish monthly indicators and underperformance against the Sensex.

As of 20 October 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish trend and the weekly KST also showing bearishness. While the weekly MACD and Dow Theory suggest a mildly bullish outlook, the overall sentiment remains cautious due to the monthly indicators being predominantly bearish. The stock has underperformed against the Sensex over the past month and year, further supporting the bearish sentiment.

Are Dhanlaxmi Bank latest results good or bad?

Dhanlaxmi Bank's latest results show strong growth in net interest income and improved asset quality, but net profit has declined year-on-year, indicating ongoing challenges with profitability consistency. Investors should approach with caution due to these mixed signals.

Dhanlaxmi Bank's latest results present a mixed picture. On one hand, the bank has shown strong growth in net interest income, which reached ₹141.96 crores, marking a 17.49% increase year-on-year. This growth reflects improving core banking operations and a solid advances book, which expanded by 18.39% year-on-year.<BR><BR>However, the net profit for the quarter was ₹23.20 crores, which, while significantly higher than the previous quarter's ₹12.18 crores (a 90.48% increase), represents a decline of 10.11% compared to the same quarter last year. This inconsistency in profitability is a significant concern, as it highlights ongoing volatility in earnings.<BR><BR>Additionally, while the gross non-performing asset (NPA) ratio improved to 3.10% from 3.22% in the previous quarter, the bank continues to face challenges in translating operational improvements into sustainable profit growth. The high operating expenses and the pressure on profitability metrics, such as return on equity at 6.18%, indicate that while there are positive developments, significant risks and challenges remain.<BR><BR>In summary, while there are some positive signs, particularly in net interest income and asset quality, the overall results reflect ongoing struggles with profitability consistency. Investors should be cautious and consider these factors when evaluating the bank's performance.

How has been the historical performance of Dhanlaxmi Bank?

Dhanlaxmi Bank has shown growth in interest earned and total income from March 2022 to March 2025, with total assets increasing significantly; however, it has faced challenges in maintaining consistent profitability and managing rising expenditures.

Answer:<BR>The historical performance of Dhanlaxmi Bank shows a mixed trend over the years, with notable fluctuations in key financial metrics.<BR><BR>Breakdown:<BR>Dhanlaxmi Bank's interest earned has increased from 916.64 crore in March 2022 to 1,319.88 crore in March 2025, reflecting a consistent upward trajectory. The bank's total income also rose significantly, from 1,085.76 crore in March 2022 to 1,489.08 crore in March 2025. However, net interest income showed variability, peaking at 483.29 crore in March 2025 after a dip in March 2023. Total expenditure, excluding depreciation, increased from 397.14 crore in March 2022 to 557.39 crore in March 2025, driven by rising employee costs and other operating expenses. Profit before tax improved slightly from 70.48 crore in March 2024 to 71.62 crore in March 2025, while profit after tax also increased from 57.82 crore to 66.64 crore in the same period. The bank's total assets grew from 13,800.14 crore in March 2022 to 17,940.81 crore in March 2025, indicating robust growth in the balance sheet. Cash and cash equivalents rose from 735 crore in March 2023 to 1,079 crore in March 2025, demonstrating improved liquidity. Overall, while Dhanlaxmi Bank has shown growth in income and assets, it has faced challenges in maintaining consistent profitability and managing expenditures effectively.

Is Dhanlaxmi Bank overvalued or undervalued?

As of December 1, 2025, Dhanlaxmi Bank is considered undervalued with an attractive valuation grade, featuring a PE ratio of 12.55 and a price to book value of 0.75, especially compared to its more expensive peers like HDFC Bank and ICICI Bank, despite a year-to-date underperformance of -14.39% against the Sensex, its five-year return of 114.68% suggests strong potential for recovery and growth.

As of 1 December 2025, the valuation grade for Dhanlaxmi Bank has moved from fair to attractive, indicating a positive shift in its perceived value. The bank is currently considered undervalued, especially when compared to its peers. Key ratios include a PE ratio of 12.55, a price to book value of 0.75, and a PEG ratio of 0.10, all of which suggest that the bank is trading at a significant discount relative to its earnings growth potential.<BR><BR>In comparison, major competitors such as HDFC Bank and ICICI Bank are deemed expensive, with PE ratios of 21.68 and 20.05, respectively. This stark contrast highlights Dhanlaxmi Bank's attractive valuation in the current market landscape. Additionally, while the stock has underperformed the Sensex year-to-date with a return of -14.39% compared to the Sensex's 9.60%, its long-term performance over five years shows a robust return of 114.68%, reinforcing the potential for recovery and growth.

Should I buy, sell or hold Dhanlaxmi Bank Ltd?

Why is Dhanlaxmi Bank Ltd falling/rising?

As of 31-Mar, Dhanlaxmi Bank Ltd's stock price is Rs. 19.98, reflecting a significant decline of 32.64% over the past year. The stock is underperforming, hitting a 52-week low and trading below its moving averages, amidst a negative sentiment in the Private Banking sector.

As of 31-Mar, Dhanlaxmi Bank Ltd's stock price is falling, currently at Rs. 19.98, which reflects a decrease of Rs. 0.99 or 4.72%. The stock has been underperforming significantly, as evidenced by its performance over various periods. In the last week, the stock has declined by 5.17%, and over the past month, it has dropped 15.27%. Year-to-date, the decline is even more pronounced at 19.40%, and over the past year, the stock has fallen by 32.64%, while the benchmark Sensex has only decreased by 7.06%.<BR><BR>Today, the stock hit a new 52-week low of Rs. 19.5 and has been on a consecutive downward trend for the last two days, resulting in a total decline of 7.67% during this period. Additionally, Dhanlaxmi Bank is trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend.<BR><BR>The broader sector, specifically the Private Banking sector, has also faced challenges, with a decline of 3.15%. Despite a rise in investor participation, with delivery volume increasing by 129.14% against the 5-day average, the overall sentiment remains negative, contributing to the stock's falling price.

Which are the latest news on Dhanlaxmi Bank?