Dhanlaxmi Bank

Which are the latest news on Dhanlaxmi Bank?

Why is Dhanlaxmi Bank Ltd falling/rising?

As of 30-Jun, Dhanlaxmi Bank Ltd's stock price is at 31.56, showing a slight decline and underperformance compared to the Sensex. Despite some signs of a potential trend reversal, decreased investor participation and mixed moving average signals indicate ongoing challenges for the stock.

As of 30-Jun, Dhanlaxmi Bank Ltd's stock price is currently at 31.56, reflecting a slight decline of 0.05 (-0.16%). The stock has been underperforming in the short term, with a 1-week decrease of 8.73% compared to a 0.36% increase in the Sensex. Over the past month, the stock has also fallen by 3.93%, while the Sensex has risen by 2.28%. <BR><BR>Despite this recent downturn, there are signs of a potential trend reversal, as the stock has gained after four consecutive days of decline. Additionally, it has outperformed its sector by 1.02% today. However, investor participation appears to be declining, with delivery volume dropping by 79% compared to the 5-day average, indicating reduced trading interest. <BR><BR>In terms of moving averages, the stock is currently above the 50-day, 100-day, and 200-day moving averages, but below the 5-day and 20-day moving averages, which may suggest mixed signals regarding its short-term momentum. Overall, while there are some positive indicators, the recent price drop and decreased investor participation contribute to the current decline in the stock's price.

Should I buy, sell or hold Dhanlaxmi Bank Ltd?

How big is Dhanlaxmi Bank?

As of 10th June, Dhanlaxmi Bank Ltd has a market capitalization of 1,293.00 Cr, categorized as a Micro Cap, with total assets of 17,940.81 Cr and shareholder's funds of 1,395.29 Cr as of March'25.

As of 10th June, <BR><BR>Market Cap: Dhanlaxmi Bank Ltd has a market capitalization of 1,293.00 Cr, categorizing it as a Micro Cap.<BR><BR>Recent Quarterly Performance: The company reported Net Sales of 0.00 Cr for the latest quarters, with a Net Profit of 102.75 Cr for the latest 4 quarters ending in March'26, December'25, September'25, and June'25.<BR><BR>Balance Sheet Snapshot: The latest annual period for the balance sheet is March'25, with Shareholder's Funds amounting to 1,395.29 Cr and Total Assets valued at 17,940.81 Cr.

Who are in the management team of Dhanlaxmi Bank?

The management team of Dhanlaxmi Bank includes Shivan J K (Managing Director & CEO), K.N Madhusoodanan (Part Time Chairman), and several independent and additional directors, responsible for overseeing the bank's operations and governance.

The management team of Dhanlaxmi Bank includes the following individuals:<BR><BR>1. **Shivan J K** - Managing Director & CEO<BR>2. **K.N Madhusoodanan** - Part Time Chairman<BR>3. **Venkatesh H** - Company Secretary & Compliance Officer<BR>4. **G Rajagopalan Nair** - Independent Director<BR>5. **Sreesankar Radhakrishnan** - Independent Director<BR>6. **Nirmala Padmanabhan** - Independent Director<BR>7. **Ms. Vardhini Kalyanaraman** - Independent Director<BR>8. **D. K. Kashyap** - Additional Director<BR>9. **Jayakumar Yarasi** - Additional Director<BR><BR>This team is responsible for overseeing the bank's operations and governance.

Who are the peers of the Dhanlaxmi Bank?

Dhanlaxmi Bank's peers include Bandhan Bank, Karur Vysya Bank, RBL Bank, and others. RBL Bank leads in 1-year returns at 64.47%, while Dhanlaxmi Bank has a 1-year return of 3.04%, higher than CSB Bank's -7.21%.

Peers: The peers of Dhanlaxmi Bank are Bandhan Bank, Karur Vysya Bank, RBL Bank, City Union Bank, J&K Bank, T N Merc. Bank, South Ind.Bank, Karnataka Bank, CSB Bank, and DCB Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bandhan Bank and Karur Vysya Bank, while Average management risk is found at RBL Bank, T N Merc. Bank, and CSB Bank. Growth is Excellent at Karur Vysya Bank and CSB Bank, while Below Average growth is noted at Bandhan Bank, and Average growth is seen at T N Merc. Bank. Capital Structure is Excellent at Bandhan Bank, Karur Vysya Bank, City Union Bank, South Ind.Bank, and Karnataka Bank, while Average capital structure is found at T N Merc. Bank and Good capital structure is noted at RBL Bank, J&K Bank, DCB Bank, and Dhanlaxmi Bank.<BR><BR>Return Snapshot: RBL Bank has the highest 1-year return at 64.47%, while CSB Bank has the lowest at -7.21%. Dhanlaxmi Bank's 1-year return is 3.04%, which is higher than CSB Bank but lower than most peers. Additionally, CSB Bank and DCB Bank have negative six-month returns.

What does Dhanlaxmi Bank do?

Dhanlaxmi Bank Ltd is a private sector bank established in 1927, with a market cap of INR 1,293 Cr. As of March 2026, it reported net sales of 443.05 Cr and a net profit of 43 Cr, with key metrics including a CAR of 16.11% and a gross NPA of 1.89%.

Overview: <BR>Dhanlaxmi Bank Ltd is a private sector bank operating in the micro cap category.<BR><BR>History: <BR>Dhanlaxmi Bank Limited was incorporated on November 16, 1927, and became a Scheduled Commercial Bank in 1977. The latest quarterly results reported are for March 2026, showing sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 443.05 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 43 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 1,293 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>Industry: Private Sector Bank <BR>Market cap: INR 1,293 Cr (Micro Cap) <BR>Dividend Yield: 0.00% <BR>CAR: 16.11% <BR>Return on Assets: 0.48% <BR>Net NPA: 0.51% <BR>Gross NPA: 1.89%<BR><BR>Contact Details: <BR>Address: PB NO 9 Dhanalakshmi Buildings, Naickanal Thrissur Kerala : 680001 <BR>Tel: 91-487-2335177/04/31/90/6617000 <BR>Email: investors@dhanbank.co.in/share@dhan <BR>Website: http://www.dhanbank.com

Are Dhanlaxmi Bank Ltd latest results good or bad?

Dhanlaxmi Bank Ltd's latest results show strong growth with a net profit increase of 82.12% quarter-on-quarter, but concerns about asset quality persist due to a slight rise in the gross NPA ratio and a significant increase in provisions. Investors should remain cautious as the bank continues its turnaround efforts.

Dhanlaxmi Bank Ltd's latest results present a mixed picture. On the positive side, the bank reported strong operational momentum with a net profit of ₹43.49 crores for Q4 FY26, which is an impressive increase of 82.12% quarter-on-quarter and 50.07% year-on-year. Additionally, net interest income grew by 21.29% sequentially to ₹187.05 crores, and interest earned reached a record ₹443.05 crores, reflecting robust loan growth and improved pricing power.<BR><BR>However, there are concerns regarding asset quality. The gross non-performing assets (NPA) ratio deteriorated slightly to 2.36% in December 2025 from 2.98% a year earlier, although net NPAs improved to 0.51% from 0.99%. The bank also faced a significant increase in provisions, which more than doubled to ₹34.71 crores, raising questions about the sustainability of its asset quality improvements.<BR><BR>Overall, while the financial performance shows strong growth and operational resilience, the elevated provisioning levels and mixed signals regarding asset quality suggest that caution is warranted. Investors should monitor these trends closely as the bank navigates its turnaround journey.

When is the next results date for Dhanlaxmi Bank Ltd?

The next results date for Dhanlaxmi Bank Ltd is April 28, 2026.

The next results date for Dhanlaxmi Bank Ltd is scheduled for April 28, 2026.

Is Dhanlaxmi Bank overvalued or undervalued?

As of December 1, 2025, Dhanlaxmi Bank is considered undervalued with an attractive valuation grade, featuring a PE ratio of 12.55 and a price to book value of 0.75, especially compared to its more expensive peers like HDFC Bank and ICICI Bank, despite a year-to-date underperformance of -14.39% against the Sensex, its five-year return of 114.68% suggests strong potential for recovery and growth.

As of 1 December 2025, the valuation grade for Dhanlaxmi Bank has moved from fair to attractive, indicating a positive shift in its perceived value. The bank is currently considered undervalued, especially when compared to its peers. Key ratios include a PE ratio of 12.55, a price to book value of 0.75, and a PEG ratio of 0.10, all of which suggest that the bank is trading at a significant discount relative to its earnings growth potential.<BR><BR>In comparison, major competitors such as HDFC Bank and ICICI Bank are deemed expensive, with PE ratios of 21.68 and 20.05, respectively. This stark contrast highlights Dhanlaxmi Bank's attractive valuation in the current market landscape. Additionally, while the stock has underperformed the Sensex year-to-date with a return of -14.39% compared to the Sensex's 9.60%, its long-term performance over five years shows a robust return of 114.68%, reinforcing the potential for recovery and growth.

How has been the historical performance of Dhanlaxmi Bank?

Dhanlaxmi Bank has shown growth in interest earned and total income from March 2022 to March 2025, with total assets increasing significantly; however, it has faced challenges in maintaining consistent profitability and managing rising expenditures.

Answer:<BR>The historical performance of Dhanlaxmi Bank shows a mixed trend over the years, with notable fluctuations in key financial metrics.<BR><BR>Breakdown:<BR>Dhanlaxmi Bank's interest earned has increased from 916.64 crore in March 2022 to 1,319.88 crore in March 2025, reflecting a consistent upward trajectory. The bank's total income also rose significantly, from 1,085.76 crore in March 2022 to 1,489.08 crore in March 2025. However, net interest income showed variability, peaking at 483.29 crore in March 2025 after a dip in March 2023. Total expenditure, excluding depreciation, increased from 397.14 crore in March 2022 to 557.39 crore in March 2025, driven by rising employee costs and other operating expenses. Profit before tax improved slightly from 70.48 crore in March 2024 to 71.62 crore in March 2025, while profit after tax also increased from 57.82 crore to 66.64 crore in the same period. The bank's total assets grew from 13,800.14 crore in March 2022 to 17,940.81 crore in March 2025, indicating robust growth in the balance sheet. Cash and cash equivalents rose from 735 crore in March 2023 to 1,079 crore in March 2025, demonstrating improved liquidity. Overall, while Dhanlaxmi Bank has shown growth in income and assets, it has faced challenges in maintaining consistent profitability and managing expenditures effectively.

Is Dhanlaxmi Bank technically bullish or bearish?

As of 20 October 2025, the technical trend is mildly bearish, influenced by daily moving averages and weekly KST indicating bearishness, despite some mildly bullish signals from the weekly MACD and Dow Theory, with overall sentiment remaining cautious due to predominantly bearish monthly indicators and underperformance against the Sensex.

As of 20 October 2025, the technical trend has changed from bearish to mildly bearish. The current stance is mildly bearish, driven by the daily moving averages indicating a bearish trend and the weekly KST also showing bearishness. While the weekly MACD and Dow Theory suggest a mildly bullish outlook, the overall sentiment remains cautious due to the monthly indicators being predominantly bearish. The stock has underperformed against the Sensex over the past month and year, further supporting the bearish sentiment.

Who are the top shareholders of the Dhanlaxmi Bank?

The top shareholders of Dhanlaxmi Bank include 28 Foreign Institutional Investors (FIIs) with 15.26% of shares, individual investors holding 42.78%, and B Ravindran Pillai as the largest public shareholder with 10%. There are no pledged promoter holdings or mutual funds involved.

The top shareholders of Dhanlaxmi Bank include a mix of institutional and individual investors. Notably, 28 Foreign Institutional Investors (FIIs) hold a combined 15.26% of the shares. The highest public shareholder is B Ravindran Pillai, who owns 10%. Additionally, individual investors collectively hold 42.78% of the shares. There are no pledged promoter holdings, and no mutual funds are currently involved with the bank.

Has Dhanlaxmi Bank declared dividend?

Dhanlaxmi Bank has declared a 5% dividend, amounting to 0.5 per share, with an ex-date of June 10, 2011. However, the dividend yield is 0%, and while total returns over the last 2 to 5 years show significant growth, the dividend has not contributed to returns in recent periods.

Dhanlaxmi Bank has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.5<BR>- Ex-date: 10 Jun 11<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 Months period, the price return was -15.97%, the dividend return was 0%, resulting in a total return of -15.97%.<BR><BR>In the 1 Year period, the price return was -22.27%, the dividend return was 0%, leading to a total return of -22.27%.<BR><BR>In the 2 Years period, the price return was 86.7%, the dividend return was 0%, which resulted in a total return of 86.7%.<BR><BR>In the 3 Years period, the price return was 165.78%, the dividend return was 0%, culminating in a total return of 165.78%.<BR><BR>In the 4 Years period, the price return was 107.93%, the dividend return was 0%, giving a total return of 107.93%.<BR><BR>In the 5 Years period, the price return was 184.19%, the dividend return was 0%, resulting in a total return of 184.19%.<BR><BR>Overall, while Dhanlaxmi Bank has declared a dividend, the dividend yield is 0%, indicating that the dividend has not significantly contributed to returns in recent periods. The total returns over longer periods show substantial growth, particularly in the 2 to 5-year spans, despite the lack of dividend contributions.