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Dhanlaxmi Bank

  • Market Cap: Micro Cap
  • Industry: Private Sector Bank
  • ISIN: INE680A01011
  • NSEID: DHANBANK
  • BSEID: 532180
INR
25.87
-0.18 (-0.69%)
BSENSE

Dec 05

BSE+NSE Vol: 1.35 lacs

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stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
751.37
634.67
593.04
520.87
447.11
480.62
493.77
Income On Investments
136.33
116.17
107.00
117.80
117.11
122.73
138.13
Interest On Balances With Rbi Other Inter Bank Funds
3.77
3.18
2.73
0.62
8.13
8.88
2.44
Interest / Discount On Advances / Bills
607.94
503.02
470.97
398.40
316.90
341.55
345.44
Others
3.33
12.30
12.34
4.05
4.97
7.46
7.76
Other Income
73.85
83.91
75.79
1.21
65.66
63.22
39.83
Total Income
825.22
718.58
668.83
522.08
512.77
543.84
533.60
Interest Expended
470.31
413.95
353.45
287.13
276.95
312.90
303.03
Net Interest Income
281.06
220.72
239.59
233.74
170.16
167.72
190.74
Total Expenditure (Excl Depreciation)
293.44
274.79
239.84
204.62
193.71
153.97
154.01
Employee Cost
168.71
160.22
141.60
120.97
117.40
89.54
85.21
Other Operating Expenses
124.73
114.57
98.24
83.65
76.31
64.43
68.80
Operating Profit Before Provisions and Contingencies
61.47
29.84
75.54
30.33
42.11
76.97
76.56
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
26.09
5.28
18.82
40.87
31.66
56.87
34.65
Profit Before Tax
35.38
24.56
56.72
-10.54
10.45
20.10
41.91
Tax
0.00
6.75
5.26
0.00
0.00
0.00
0.00
Profit After Tax
35.38
17.81
51.46
-10.54
10.45
20.10
41.91
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
35.38
17.81
51.46
-10.54
10.45
20.10
41.91
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
0.9
0.57
1.65
-0.42
0.41
0.79
1.66
Diluted Earnings per share
0.9
0.57
1.65
-0.42
0.41
0.79
1.66
Operating Profit Margin (Excl OI)
57.47%
55.87%
56.38%
52.87%
49.59%
56.13%
61.79%
Gross Profit Margin
4.71%
3.87%
9.56%
-2.02%
2.34%
4.18%
8.49%
PAT Margin
4.71%
2.81%
8.68%
-2.02%
2.34%
4.18%
8.49%
Net Interest Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
28.87%
31.66%
31.06%
0.0%
0.0%
0.0%
32.0%
CASA Amount
4,938.00
4,633.00
4,291.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
17.81%
13.06%
12.23%
12.32%
13.64%
13.72%
13.77%
Capital Adequacy Ratio (Tier 1)
15.04%
12.1%
10.56%
0.0%
0.0%
0.0%
10.53%
Provision Coverage Ratio (%)
86.94%
88.8%
89.11%
0.0%
0.0%
0.0%
89.16%
Amount of Gross NPAs
404.34
421.26
552.59
549.75
604.15
448.72
476.08
Amount of Net NPAs
142.85
120.32
127.34
202.85
329.55
111.45
105.34
% of Net NPAs
1.12%
1.12%
1.29%
2.32%
4.92%
1.66%
1.65%
% of Gross NPAs
3.1%
3.82%
5.36%
6.04%
8.67%
6.36%
7.06%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
282.0
282.0
275.0
0.0
0.0
0.0
346.0
Number of Branches
261.0
261.0
255.0
0.0
0.0
0.0
250.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is 18.39% vs 7.02% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is 98.65% vs -65.39% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is 106.00% vs -60.50% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is 0.00% vs -0.17% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is -0.72% vs -1.54% in Sep 2024

Compare Half Yearly Results Of Dhanlaxmi Bank With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
751.37
3,636.32
-2,884.95
-79.34%
Income On Investments
136.33
735.01
-598.68
-81.45%
Interest On Balances With Rbi Other Inter Bank Funds
3.77
15.99
-12.22
-76.42%
Interest / Discount On Advances / Bills
607.94
2,871.87
-2,263.93
-78.83%
Others
3.33
13.45
-10.12
-75.24%
Other Income
73.85
422.21
-348.36
-82.51%
Total Income
825.22
4,058.53
-3,233.31
-79.67%
Interest Expended
470.31
2,459.67
-1,989.36
-80.88%
Net Interest Income
281.06
1,176.65
-895.59
-76.11%
Total Expenditure (Excl Depreciation)
293.44
968.05
-674.61
-69.69%
Employee Cost
168.71
494.27
-325.56
-65.87%
Other Operating Expenses
124.73
473.78
-349.05
-73.67%
Operating Profit Before Provisions and Contingencies
61.47
630.81
-569.34
-90.26%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
26.09
175.67
-149.58
-85.15%
Profit Before Tax
35.38
455.14
-419.76
-92.23%
Tax
0.00
113.97
-113.97
-100.0%
Profit After Tax
35.38
341.17
-305.79
-89.63%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
35.38
341.17
-305.79
-89.63%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
0.90
10.83
-9.93
-91.69%
Diluted Earnings per share
0.90
10.78
-9.88
-91.65%
Operating Profit Margin (Excl OI)
57.47%
68.55%
0.00
-11.08%
Gross Profit Margin
4.71%
12.52%
0.00
-7.81%
PAT Margin
4.71%
9.38%
0.00
-4.67%
Net Interest Margin
0.00%
0.00%
0.00
0.00%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
28.87%
23.52%
5.35
5.35%
CASA Amount
4,938.00
0.00
4,938.00
Capital Adequacy Ratio (Total)
17.81%
16.41%
1.40
1.40%
Capital Adequacy Ratio (Tier 1)
15.04%
13.97%
1.07
1.07%
Provision Coverage Ratio (%)
86.94%
74.15%
12.79
12.79%
Amount of Gross NPAs
404.34
1,568.03
-1,163.69
-74.21%
Amount of Net NPAs
142.85
640.54
-497.69
-77.7%
% of Net NPAs
1.12%
1.21%
-0.09
-0.09%
% of Gross NPAs
3.10%
2.91%
0.19
0.19%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
282.00
0.00
282.00
Number of Branches
261.00
468.00
-207.00
-44.23%
Half Yearly - Interest Earned
Interest Earned 751.37 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 18.39% vs 7.02% in Sep 2024

Half Yearly - Net Profit
Net Profit 35.38 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 98.65% vs -65.39% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 61.47 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 106.00% vs -60.50% in Sep 2024

Half Yearly - % of Net NPAs
% of Net NPAs 1.12%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is 0.00% vs -0.17% in Sep 2024

Half Yearly - % of Gross NPAs
% of Gross NPAs 3.10%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.72% vs -1.54% in Sep 2024

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