Dhanlaxmi Bank

  • Market Cap: Micro Cap
  • Industry: Private Sector Bank
  • ISIN: INE680A01011
  • NSEID: DHANBANK
  • BSEID: 532180
INR
25.89
-0.16 (-0.61%)
BSENSE

Dec 05

BSE+NSE Vol: 2.36 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Mar'24
Interest Earned
383.61
367.76
350.62
334.59
328.83
305.84
306.23
Income On Investments
72.27
64.06
60.25
49.83
58.06
58.11
58.70
Interest On Balances With Rbi Other Inter Bank Funds
1.78
1.99
4.72
6.72
2.30
0.88
2.82
Interest / Discount On Advances / Bills
307.96
299.98
283.99
275.89
258.08
244.94
242.42
Others
1.60
1.73
1.66
2.15
10.39
1.91
2.29
Other Income
34.55
39.30
43.09
42.20
51.81
32.10
41.07
Total Income
418.16
407.06
393.71
376.79
380.64
337.94
347.30
Interest Expended
241.65
228.66
216.39
206.25
208.00
205.95
201.37
Net Interest Income
141.96
139.10
134.23
128.34
120.83
99.89
104.86
Total Expenditure (Excl Depreciation)
148.32
145.12
138.64
143.96
139.51
135.28
163.37
Employee Cost
85.04
83.67
71.05
82.37
79.96
80.26
105.22
Other Operating Expenses
63.28
61.45
67.59
61.59
59.55
55.02
58.15
Operating Profit Before Provisions and Contingencies
28.19
33.28
38.68
26.58
33.13
-3.29
-17.44
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4.99
21.10
11.50
6.70
0.57
4.71
-28.15
Profit Before Tax
23.20
12.18
27.18
19.88
32.56
-8.00
10.71
Tax
0.00
0.00
-1.80
0.03
6.75
0.00
7.40
Profit After Tax
23.20
12.18
28.98
19.85
25.81
-8.00
3.31
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
23.20
12.18
28.98
19.85
25.81
-8.00
3.31
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
0.59
0.31
0.73
0.78
0.83
-0.26
0.11
Diluted Earnings per share
0.59
0.31
0.85
0.76
0.83
-0.25
0.11
Operating Profit Margin (Excl OI)
60.03%
54.8%
57.18%
54.97%
57.4%
54.23%
55.84%
Gross Profit Margin
6.05%
3.31%
7.75%
5.94%
9.9%
-2.62%
3.5%
PAT Margin
6.05%
3.31%
8.27%
5.93%
7.85%
-2.62%
1.08%
Net Interest Margin
3.33%
3.39%
3.46%
3.4%
3.25%
2.76%
3.22%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
28.87%
28.21%
29.02%
30.54%
31.66%
31.19%
30.66%
CASA Amount
4,938.00
4,675.00
4,647.00
4,602.00
4,633.00
4,504.00
4,381.00
Capital Adequacy Ratio (Total)
17.81%
18.26%
16.12%
12.79%
13.06%
13.37%
12.71%
Capital Adequacy Ratio (Tier 1)
15.04%
15.47%
15.25%
11.83%
12.1%
12.36%
11.36%
Provision Coverage Ratio (%)
86.94%
87.31%
88.84%
90.96%
88.8%
87.97%
88.32%
Amount of Gross NPAs
404.34
401.95
364.11
401.11
421.26
430.16
421.21
Amount of Net NPAs
142.85
138.62
117.94
95.06
120.32
130.61
126.47
% of Net NPAs
1.12%
1.13%
0.99%
0.86%
1.12%
1.26%
1.25%
% of Gross NPAs
3.1%
3.22%
2.98%
3.53%
3.82%
4.04%
4.05%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
282.0
282.0
282.0
282.0
282.0
0.0
282.0
Number of Branches
261.0
261.0
261.0
261.0
261.0
261.0
261.0
Quarterly Analysis Highlights - YoY
stock-summary

Interest Earned

YoY Growth in quarter ended Sep 2025 is 16.66% vs 8.2% in Sep 2024

stock-summary

Net Profit

YoY Growth in quarter ended Sep 2025 is -10.11% vs 11.44% in Sep 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in quarter ended Sep 2025 is -14.91% vs 88.24% in Sep 2024

stock-summary

% of Net NPAs

YoY Growth in quarter ended Sep 2025 is 0.00% vs -0.17% in Sep 2024

stock-summary

% of Gross NPAs

YoY Growth in quarter ended Sep 2025 is -0.72% vs -1.54% in Sep 2024

Compare Quarterly Results Of Dhanlaxmi Bank With
Markets Mojo
Figures in Cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
383.61
1,822.75
-1,439.14
-78.95%
Income On Investments
72.27
367.16
-294.89
-80.32%
Interest On Balances With Rbi Other Inter Bank Funds
1.78
7.53
-5.75
-76.36%
Interest / Discount On Advances / Bills
307.96
1,441.59
-1,133.63
-78.64%
Others
1.60
6.47
-4.87
-75.27%
Other Income
34.55
186.09
-151.54
-81.43%
Total Income
418.16
2,008.84
-1,590.68
-79.18%
Interest Expended
241.65
1,226.54
-984.89
-80.3%
Net Interest Income
141.96
596.21
-454.25
-76.19%
Total Expenditure (Excl Depreciation)
148.32
478.38
-330.06
-69.0%
Employee Cost
85.04
243.23
-158.19
-65.04%
Other Operating Expenses
63.28
235.15
-171.87
-73.09%
Operating Profit Before Provisions and Contingencies
28.19
303.92
-275.73
-90.72%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4.99
60.53
-55.54
-91.76%
Profit Before Tax
23.20
243.39
-220.19
-90.47%
Tax
0.00
59.48
-59.48
-100.0%
Profit After Tax
23.20
183.91
-160.71
-87.39%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
23.20
183.91
-160.71
-87.39%
Face Value
10.00
10.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
0.59
5.84
-5.25
-89.9%
Diluted Earnings per share
0.59
5.81
-5.22
-89.85%
Operating Profit Margin (Excl OI)
60.03%
70.43%
0.00
-10.40%
Gross Profit Margin
6.05%
13.35%
0.00
-7.30%
PAT Margin
6.05%
10.09%
0.00
-4.04%
Net Interest Margin
3.33%
3.23%
0.10
0.10%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
28.87%
23.52%
5.35
5.35%
CASA Amount
4,938.00
0.00
4,938.00
Capital Adequacy Ratio (Total)
17.81%
16.41%
1.40
1.40%
Capital Adequacy Ratio (Tier 1)
15.04%
13.97%
1.07
1.07%
Provision Coverage Ratio (%)
86.94%
74.15%
12.79
12.79%
Amount of Gross NPAs
404.34
1,568.03
-1,163.69
-74.21%
Amount of Net NPAs
142.85
640.54
-497.69
-77.7%
% of Net NPAs
1.12%
1.21%
-0.09
-0.09%
% of Gross NPAs
3.10%
2.91%
0.19
0.19%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
282.00
0.00
282.00
Number of Branches
261.00
468.00
-207.00
-44.23%
Quarterly - Interest Earned
Interest Earned 383.61 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 4.31% vs 4.89% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 16.66% vs 8.2% in Sep 2024

Quarterly - Net Profit
Net Profit 23.20 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 90.48% vs -57.97% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -10.11% vs 11.44% in Sep 2024

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 28.19 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is -15.29% vs -13.96% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -14.91% vs 88.24% in Sep 2024

Quarterly - % of Net NPAs
% of Net NPAs 1.12%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is -0.01% vs 0.14% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 0.00% vs -0.17% in Sep 2024

Quarterly - % of Gross NPAs
% of Gross NPAs 3.10%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is -0.12% vs 0.24% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -0.72% vs -1.54% in Sep 2024