Dhanlaxmi Bank Ltd Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Sep'24

Interest Earned

443.05

407.06

383.61

367.76

350.62

334.59

328.83

Income On Investments

68.11

71.72

72.27

64.06

60.25

49.83

58.06

Interest On Balances With Rbi Other Inter Bank Funds

2.90

1.90

1.78

1.99

4.72

6.72

2.30

Interest / Discount On Advances / Bills

365.37

332.04

307.96

299.98

283.99

275.89

258.08

Others

6.67

1.40

1.60

1.73

1.66

2.15

10.39

Other Income

69.29

49.25

34.55

39.30

43.09

42.20

51.81

Total Income

512.34

456.31

418.16

407.06

393.71

376.79

380.64

Interest Expended

256.00

252.84

241.65

228.66

216.39

206.25

208.00

Net Interest Income

187.05

154.22

141.96

139.10

134.23

128.34

120.83

Total Expenditure (Excl Depreciation)

142.67

162.33

148.32

145.12

138.64

143.96

139.51

Employee Cost

71.04

87.22

85.04

83.67

71.05

82.37

79.96

Other Operating Expenses

71.63

75.11

63.28

61.45

67.59

61.59

59.55

Operating Profit Before Provisions and Contingencies

113.67

41.14

28.19

33.28

38.68

26.58

33.13

Exceptional Items

0.00

Provisions and contingencies

34.71

17.26

4.99

21.10

11.50

6.70

0.57

Profit Before Tax

78.96

23.88

23.20

12.18

27.18

19.88

32.56

Tax

35.47

0.00

-1.80

0.03

6.75

Profit After Tax

43.49

23.88

23.20

12.18

28.98

19.85

25.81

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

43.49

23.88

23.20

12.18

28.98

19.85

25.81

Face Value

10.0

Reserves

0.00

Earnings per share (EPS)

1.1

0.61

0.59

0.31

0.73

0.78

0.83

Diluted Earnings per share

1.1

0.61

0.59

0.31

0.85

0.76

0.83

Operating Profit Margin (Excl OI)

59.96%

55.88%

60.03%

54.8%

57.18%

54.97%

57.4%

Gross Profit Margin

17.82%

5.87%

6.05%

3.31%

7.75%

5.94%

9.9%

PAT Margin

9.82%

5.87%

6.05%

3.31%

8.27%

5.93%

7.85%

Net Interest Margin

3.98%

3.43%

3.33%

3.39%

3.46%

3.4%

3.25%

Return on Assets

0.0%

CASA (%)

28.86%

28.13%

28.87%

28.21%

29.02%

30.54%

31.66%

CASA Amount

5,380.00

5,018.00

4,938.00

4,675.00

4,647.00

4,602.00

4,633.00

Capital Adequacy Ratio (Total)

18.92%

17.19%

17.81%

18.26%

16.12%

12.79%

13.06%

Capital Adequacy Ratio (Tier 1)

16.11%

14.47%

15.04%

15.47%

15.25%

11.83%

12.1%

Provision Coverage Ratio (%)

92.46%

86.08%

86.94%

87.31%

88.84%

90.96%

88.8%

Amount of Gross NPAs

286.38

332.40

404.34

401.95

364.11

401.11

421.26

Amount of Net NPAs

75.40

154.13

142.85

138.62

117.94

95.06

120.32

% of Net NPAs

0.51%

1.11%

1.12%

1.13%

0.99%

0.86%

1.12%

% of Gross NPAs

1.89%

2.36%

3.1%

3.22%

2.98%

3.53%

3.82%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

285.0

284.0

282.0

Number of Branches

264.0

261.0

Quarterly Analysis Highlights - YoY

Interest Earned

YoY Growth in quarter ended Mar 2026 is 26.36% vs 14.5% in Mar 2025

Net Profit

YoY Growth in quarter ended Mar 2026 is 50.07% vs 775.53% in Mar 2025

Operating Profit (PBDIT)

YoY Growth in quarter ended Mar 2026 is 193.87% vs 321.79% in Mar 2025

% of Net NPAs

YoY Growth in quarter ended Mar 2026 is -0.48% vs -0.26% in Mar 2025

% of Gross NPAs

YoY Growth in quarter ended Mar 2026 is -1.09% vs -1.07% in Mar 2025

Compare Quarterly Results Of Dhanlaxmi Bank With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

443.05

1,907.27

-1,464.22

-76.77%

Income On Investments

68.11

344.03

-275.92

-80.2%

Interest On Balances With Rbi Other Inter Bank Funds

2.90

19.79

-16.89

-85.35%

Interest / Discount On Advances / Bills

365.37

1,539.33

-1,173.96

-76.26%

Others

6.67

4.12

2.55

61.89%

Other Income

69.29

211.51

-142.22

-67.24%

Total Income

512.34

2,118.78

-1,606.44

-75.82%

Interest Expended

256.00

1,252.05

-996.05

-79.55%

Net Interest Income

187.05

655.22

-468.17

-71.45%

Total Expenditure (Excl Depreciation)

142.67

524.63

-381.96

-72.81%

Employee Cost

71.04

262.13

-191.09

-72.9%

Other Operating Expenses

71.63

262.50

-190.87

-72.71%

Operating Profit Before Provisions and Contingencies

113.67

342.10

-228.43

-66.77%

Exceptional Items

0.00

Provisions and contingencies

34.71

69.00

-34.29

-49.7%

Profit Before Tax

78.96

273.10

-194.14

-71.09%

Tax

35.47

67.45

-31.98

-47.41%

Profit After Tax

43.49

205.65

-162.16

-78.85%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

43.49

205.65

-162.16

-78.85%

Face Value

10.00

0.00

Reserves

0.00

Earnings per share (EPS)

1.10

6.39

-5.29

-82.79%

Diluted Earnings per share

1.10

6.35

-5.25

-82.68%

Operating Profit Margin (Excl OI)

59.96%

68.88%

0.00

-8.92%

Gross Profit Margin

17.82%

14.32%

0.00

3.50%

PAT Margin

9.82%

10.78%

0.00

-0.96%

Net Interest Margin

3.98%

3.39%

0.59

0.59%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

28.86%

22.38%

6.48

6.48%

CASA Amount

5,380.00

0.00

5,380.00

Capital Adequacy Ratio (Total)

18.92%

16.55%

2.37

2.37%

Capital Adequacy Ratio (Tier 1)

16.11%

14.26%

1.85

1.85%

Provision Coverage Ratio (%)

92.46%

78.42%

14.04

14.04%

Amount of Gross NPAs

286.38

1,495.73

-1,209.35

-80.85%

Amount of Net NPAs

75.40

533.97

-458.57

-85.88%

% of Net NPAs

0.51%

0.89%

-0.38

-0.38%

% of Gross NPAs

1.89%

2.45%

-0.56

-0.56%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

285.00

0.00

285.00

Number of Branches

264.00

480.00

-216.00

-45.0%

Quarterly - Interest Earned

Interest Earned 443.05 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 8.84% vs 6.11% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 26.36% vs 14.5% in Mar 2025

Quarterly - Net Profit

Net Profit 43.49 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 82.12% vs 2.93% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 50.07% vs 775.53% in Mar 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 113.67 Cr

in Mar 2026

Figures in Cr

QoQ Growth in quarter ended Mar 2026 is 176.30% vs 45.94% in Dec 2025

YoY Growth in quarter ended Mar 2026 is 193.87% vs 321.79% in Mar 2025

Quarterly - % of Net NPAs

% of Net NPAs 0.51%

in Mar 2026

Figures in %

QoQ Growth in quarter ended Mar 2026 is -0.60% vs -0.01% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -0.48% vs -0.26% in Mar 2025

Quarterly - % of Gross NPAs

% of Gross NPAs 1.89%

in Mar 2026

Figures in %

QoQ Growth in quarter ended Mar 2026 is -0.47% vs -0.74% in Dec 2025

YoY Growth in quarter ended Mar 2026 is -1.09% vs -1.07% in Mar 2025