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IDFC First Bank

  • Market Cap: Mid Cap
  • Industry: Private Sector Bank
  • ISIN: INE092T01019
  • NSEID: IDFCFIRSTB
  • BSEID: 539437
INR
80.99
1.09 (1.36%)
BSENSE

Dec 05

BSE+NSE Vol: 1.05 cr

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stock-recommendationAnnual Results
Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
36,501.49
30,322.50
22,727.54
17,172.68
15,967.86
16,307.56
11,948.17
Income On Investments
5,317.39
4,117.69
3,232.20
2,615.37
3,039.21
3,917.28
3,905.65
Interest On Balances With Rbi Other Inter Bank Funds
114.55
93.64
148.37
241.24
112.17
80.52
23.19
Interest / Discount On Advances / Bills
30,834.52
25,915.89
19,159.38
14,174.01
12,632.98
12,074.80
7,825.54
Others
235.03
195.28
187.59
142.06
183.50
234.96
193.79
Other Income
7,021.71
6,002.00
4,466.97
3,222.04
2,211.33
1,722.16
852.08
Total Income
43,523.20
36,324.50
27,194.51
20,394.72
18,179.19
18,029.72
12,800.26
Interest Expended
17,209.52
13,871.75
10,092.21
7,466.52
8,587.60
10,232.00
8,749.08
Net Interest Income
19,291.97
16,450.75
12,635.33
9,706.16
7,380.26
6,075.56
3,199.09
Total Expenditure (Excl Depreciation)
18,898.83
16,215.78
12,170.35
9,644.45
7,093.28
5,860.99
3,287.39
Employee Cost
5,709.90
4,892.53
3,742.23
2,696.54
1,976.97
1,527.58
1,118.19
Other Operating Expenses
13,188.93
11,323.25
8,428.12
6,947.91
5,116.31
4,333.41
2,169.20
Operating Profit Before Provisions and Contingencies
7,414.85
6,236.97
4,931.95
3,283.75
2,498.31
1,936.74
763.79
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
5,514.73
2,381.65
1,664.82
3,108.58
2,022.53
4,315.25
1,459.63
Profit Before Tax
1,900.12
3,855.32
3,267.13
175.17
475.78
-2,378.52
-3,295.19
Tax
375.27
898.81
830.00
29.68
23.50
485.69
-1,351.01
Profit After Tax
1,524.85
2,956.51
2,437.13
145.49
452.28
-2,864.21
-1,944.18
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
-2,599.35
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,524.85
2,956.51
2,437.13
145.49
452.28
-2,864.21
655.17
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
30,607.17
25,032.46
19,065.93
14,769.65
12,131.95
10,532.70
13,377.59
Earnings per share (EPS)
2.08
4.18
3.68
0.23
0.8
-5.95
-4.07
Diluted Earnings per share
2.08
4.25
3.84
0.23
0.81
-5.91
-13.34
Operating Profit Margin (Excl OI)
33.12%
38.67%
39.13%
25.74%
42.91%
37.6%
38.51%
Gross Profit Margin
5.21%
12.71%
14.38%
1.02%
2.98%
-14.59%
-27.58%
PAT Margin
4.18%
9.75%
10.72%
0.85%
2.83%
-17.56%
-16.27%
Net Interest Margin
6.1%
6.36%
6.05%
5.96%
5.03%
3.91%
2.37%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
46.9%
47.2%
49.8%
48.44%
51.75%
31.87%
11.4%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
9,114.00
Capital Adequacy Ratio (Total)
15.48%
16.11%
16.82%
16.74%
13.77%
13.38%
15.47%
Capital Adequacy Ratio (Tier 1)
13.17%
13.36%
14.2%
14.88%
13.27%
13.3%
15.28%
Provision Coverage Ratio (%)
72.3%
68.8%
80.3%
63.57%
56.23%
64.53%
48.18%
Amount of Gross NPAs
4,433.58
3,718.36
3,884.45
4,469.13
4,303.01
2,279.56
2,136.04
Amount of Net NPAs
1,229.92
1,160.46
1,304.05
1,808.07
1,883.28
808.57
1,106.63
% of Net NPAs
0.53%
0.6%
0.86%
1.53%
1.86%
0.94%
1.27%
% of Gross NPAs
1.87%
1.88%
2.51%
3.7%
4.15%
2.6%
2.43%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
1164.0
0.0
719.0
592.0
356.0
141.0
Number of Branches
1002.0
944.0
809.0
641.0
596.0
464.0
242.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2025 is 20.38% vs 33.42% in Mar 2024

stock-summary

Net Profit

YoY Growth in year ended Mar 2025 is -48.42% vs 21.31% in Mar 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2025 is 18.89% vs 26.46% in Mar 2024

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2025 is -0.07% vs -0.26% in Mar 2024

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2025 is -0.01% vs -0.63% in Mar 2024

Compare Annual Results Of IDFC First Bank With
Markets Mojo
Figures in Cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
36,501.49
30,894.91
5,606.58
18.15%
Income On Investments
5,317.39
5,694.49
-377.10
-6.62%
Interest On Balances With Rbi Other Inter Bank Funds
114.55
393.09
-278.54
-70.86%
Interest / Discount On Advances / Bills
30,834.52
23,299.76
7,534.76
32.34%
Others
235.03
1,507.57
-1,272.54
-84.41%
Other Income
7,021.71
5,856.86
1,164.85
19.89%
Total Income
43,523.20
36,751.77
6,771.43
18.42%
Interest Expended
17,209.52
21,950.56
-4,741.04
-21.6%
Net Interest Income
19,291.97
8,944.35
10,347.62
115.69%
Total Expenditure (Excl Depreciation)
18,898.83
10,547.26
8,351.57
79.18%
Employee Cost
5,709.90
4,008.40
1,701.50
42.45%
Other Operating Expenses
13,188.93
6,538.86
6,650.07
101.7%
Operating Profit Before Provisions and Contingencies
7,414.85
4,253.95
3,160.90
74.31%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
5,514.73
1,085.61
4,429.12
407.98%
Profit Before Tax
1,900.12
3,168.34
-1,268.22
-40.03%
Tax
375.27
762.48
-387.21
-50.78%
Profit After Tax
1,524.85
2,405.86
-881.01
-36.62%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,524.85
2,405.86
-881.01
-36.62%
Face Value
10.00
2.00
0.00
Reserves
30,607.17
41,509.23
-10,902.06
-26.26%
Earnings per share (EPS)
2.08
0.77
1.31
170.13%
Diluted Earnings per share
2.08
0.77
1.31
170.13%
Operating Profit Margin (Excl OI)
33.12%
62.35%
0.00
-29.23%
Gross Profit Margin
5.21%
10.26%
0.00
-5.05%
PAT Margin
4.18%
7.79%
0.00
-3.61%
Net Interest Margin
6.10%
2.40%
3.70
3.70%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
46.90%
34.30%
12.60
12.60%
CASA Amount
0.00
97,480.00
-97,480.00
-100.0%
Capital Adequacy Ratio (Total)
15.48%
15.60%
-0.12
-0.12%
Capital Adequacy Ratio (Tier 1)
13.17%
13.50%
-0.33
-0.33%
Provision Coverage Ratio (%)
72.30%
87.60%
-15.30
-15.30%
Amount of Gross NPAs
4,433.58
3,935.61
497.97
12.65%
Amount of Net NPAs
1,229.92
800.14
429.78
53.71%
% of Net NPAs
0.53%
0.30%
0.23
0.23%
% of Gross NPAs
1.87%
1.60%
0.27
0.27%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
1,331.00
-1,331.00
-100.0%
Number of Branches
1,002.00
1,255.00
-253.00
-20.16%
Annual - Interest Earned
Interest Earned 36501.49 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 20.38% vs 33.42% in Mar 2024

Annual - Net Profit
Net Profit 1,524.85 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is -48.42% vs 21.31% in Mar 2024

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 7,414.85 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 18.89% vs 26.46% in Mar 2024

Annual - % of Net NPAs
% of Net NPAs 0.53%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -0.07% vs -0.26% in Mar 2024

Annual - % of Gross NPAs
% of Gross NPAs 1.87%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -0.01% vs -0.63% in Mar 2024

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