IDFC First Bank

Who are the top shareholders of the IDFC First Bank?

The top shareholders of IDFC First Bank include the President of India with 9.1%, foreign institutional investors at 25.68%, mutual funds with 7.64%, and individual investors holding 39.04%. There are no pledged promoter holdings, and no single promoter has the highest stake.

The top shareholders of IDFC First Bank include a diverse mix of institutional and individual investors. Notably, the President of India holds a significant stake of 9.1%. Additionally, foreign institutional investors (FIIs) collectively own 25.68% of the bank's shares, while mutual funds have invested in 27 schemes, accounting for 7.64%. Individual investors represent the largest group, holding 39.04% of the shares. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

When is the next results date for IDFC First Bank?

No Upcoming Board Meetings

Has IDFC First Bank declared dividend?

IDFC First Bank declared a dividend of 7% (₹0.70 per share) on July 23, 2018, but has not declared any dividends since then. Total returns have varied, with significant growth over longer periods despite a 0% dividend return.

IDFC First Bank has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 7%<BR>- Amount per share: 0.70<BR>- Ex-date: 23 Jul 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 Months period, the price return was 8.18%, with a dividend return of 0%, resulting in a total return of 8.18%.<BR><BR>In the 1 Year period, the price return was -7.75%, with a dividend return of 0%, leading to a total return of -7.75%.<BR><BR>In the 2 Years period, the price return was -3.4%, with a dividend return of 0%, resulting in a total return of -3.4%.<BR><BR>In the 3 Years period, the price return was 103.11%, with a dividend return of 0%, leading to a total return of 103.11%.<BR><BR>In the 4 Years period, the price return was 19.11%, with a dividend return of 0%, resulting in a total return of 19.11%.<BR><BR>In the 5 Years period, the price return was 193.98%, with a dividend return of 0%, leading to a total return of 193.98%.<BR><BR>Overall, IDFC First Bank declared a dividend in 2018, but there have been no dividends declared since then, as indicated by the 0% dividend return across all periods. The total returns show a mix of positive and negative performance over different time frames, with significant growth in the longer periods.

Who are the peers of the IDFC First Bank?

IDFC First Bank's peers include Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, Yes Bank, Federal Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, and City Union Bank. In terms of performance, IDFC First Bank has a 1-year return of -5.27%, better than IndusInd Bank's -39.22% but lower than several others.

Peers: The peers of IDFC First Bank are Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, Yes Bank, Federal Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, and City Union Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Kotak Mah. Bank, IndusInd Bank, and Bandhan Bank, while Good management risk is found at Axis Bank, Yes Bank, Federal Bank, Karur Vysya Bank, and City Union Bank, and Average management risk is present at IDBI Bank, RBL Bank, and the rest. Growth ratings show Excellent growth at IDFC First Bank, Federal Bank, and the rest, Good growth at Axis Bank, IDBI Bank, Karur Vysya Bank, and the rest, while Below Average growth is noted at IndusInd Bank and Average growth at Yes Bank. For Capital Structure, Excellent ratings are seen at Kotak Mah. Bank, IDBI Bank, IndusInd Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, and the rest, while Good ratings are found at Axis Bank, Yes Bank, IDFC First Bank, Federal Bank, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Karur Vysya Bank at 35.56%, while the peer with the lowest is IndusInd Bank at -39.22%. IDFC First Bank's 1-year return is -5.27%, which is higher than IndusInd Bank but lower than several others. Additionally, IndusInd Bank and Yes Bank are among the peers whose six-month return is negative.

Who are in the management team of IDFC First Bank?

As of March 2023, the management team of IDFC First Bank includes Chairman Sanjeeb Chaudhuri, Managing Director & CEO V Vaidyanathan, and several independent and non-executive directors, totaling a diverse leadership structure.

As of March 2023, the management team of IDFC First Bank includes the following individuals:<BR><BR>1. **Sanjeeb Chaudhuri** - Chairman & Independent Director<BR>2. **Aashish Kamat** - Independent Director<BR>3. **Brinda Jagirdar** - Independent Director<BR>4. **Hemang Raja** - Independent Director<BR>5. **Pravir Vohra** - Independent Director<BR>6. **S. Ganesh Kumar** - Independent Director<BR>7. **Ajay Sondhi** - Non-Executive & Non-Independent Director<BR>8. **Jaimini Bhagwati** - Non-Executive & Non-Independent Director<BR>9. **Vishal Mahadevia** - Non-Executive & Non-Independent Director<BR>10. **V Vaidyanathan** - Managing Director & CEO<BR>11. **Madhivanan Balakrishnan** - Executive Director & COO<BR>12. **Madhivanan Balakrishnan** - Whole Time Director & COO<BR><BR>This team comprises a mix of independent directors, non-executive directors, and executive leadership.

What does IDFC First Bank do?

IDFC First Bank Ltd. is a private sector bank in India, offering a variety of banking services. As of March 2025, it reported net sales of ₹9,412.94 crore and a net profit of ₹304 crore, with a market capitalization of ₹53,951 crore.

Overview:<BR>IDFC First Bank Ltd. is a private sector bank operating in the large-cap category, providing a range of banking services.<BR><BR>History:<BR>IDFC First Bank was incorporated on October 21, 2014, in Chennai, Tamil Nadu, following the in-principle approval granted by the Reserve Bank of India (RBI) on April 9, 2014. The latest quarterly results reported are for March 2025, showing sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 9,412.94 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 304 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 53,951 Cr (Large Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.27% <BR>CAR: 13.17% <BR>Return on Assets: 0.46% <BR>Net NPA: 0.53% <BR>Gross NPA: 1.87% <BR><BR>Contact Details:<BR>Address: KRM Tower 7th Floor, No 1 Harrington Road Chetpet Chennai Tamil Nadu : 600031 <BR>Tel: 91-44-45644000 <BR>Email: ig@idfcbank.com <BR>Website: http://www.idfcbank.com

How big is IDFC First Bank?

As of 24th July, IDFC First Bank Ltd. has a market capitalization of 53,333.00 Cr and reported a net profit of 1,524.85 Cr, with shareholder's funds at 38,078.00 Cr and total assets of 3,44,140.51 Cr. There is no valid data for net sales in the latest four quarters.

As of 24th July, IDFC First Bank Ltd. has a market capitalization of 53,333.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid data found for summing. The net profit for the same period was 1,524.85 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025. Shareholder's funds are reported at 38,078.00 Cr, while total assets amount to 3,44,140.51 Cr.

Is IDFC First Bank overvalued or undervalued?

As of October 17, 2025, IDFC First Bank is considered very expensive and overvalued with a PE ratio of 44.86, a price to book value of 1.52, and a concerning net NPA to book value of 3.49%, especially when compared to peers like HDFC Bank and ICICI Bank, which have significantly lower PE ratios.

As of 17 October 2025, the valuation grade for IDFC First Bank has moved from expensive to very expensive, indicating a significant shift in its perceived market value. The bank is currently considered overvalued. Key ratios include a PE ratio of 44.86, a price to book value of 1.52, and a ROE of 3.39%. <BR><BR>In comparison to its peers, HDFC Bank has a PE ratio of 22.22 and ICICI Bank stands at 20.98, both of which suggest that IDFC First Bank is trading at a premium relative to these established players. Additionally, while IDFC First Bank's PEG ratio is notably at 0.00, indicating no growth expectations priced in, its net NPA to book value stands at 3.49%, which is a concerning figure. Despite a strong performance over the past five years with a return of 134.62%, the recent stock performance has lagged behind the Sensex, reinforcing the notion of overvaluation.

How has been the historical performance of IDFC First Bank?

IDFC First Bank has shown significant growth in income and deposits from Mar'22 to Mar'25, with interest earned rising from 17,172.68 Cr to 36,501.49 Cr, while profit levels have fluctuated, peaking in Mar'24 before declining in Mar'25. Total liabilities increased from 1,90,278.61 Cr to 3,44,140.52 Cr during the same period.

Answer:<BR>The historical performance of IDFC First Bank shows significant growth in various financial metrics over the years.<BR><BR>Breakdown:<BR>IDFC First Bank has demonstrated a consistent increase in interest earned, rising from 17,172.68 Cr in Mar'22 to 36,501.49 Cr in Mar'25. The bank's net interest income also grew substantially, from 9,706.16 Cr in Mar'22 to 19,291.97 Cr in Mar'25. Total income followed a similar upward trend, reaching 43,523.20 Cr in Mar'25, compared to 20,394.72 Cr in Mar'22. However, profit before tax peaked at 3,855.32 Cr in Mar'24 before declining to 1,900.12 Cr in Mar'25, while profit after tax was 1,524.85 Cr in Mar'25, down from 2,956.51 Cr in Mar'24. The bank's total liabilities increased significantly from 1,90,278.61 Cr in Mar'22 to 3,44,140.52 Cr in Mar'25, with deposits also rising from 1,05,634.36 Cr in Mar'22 to 2,52,065.25 Cr in Mar'25. Cash and cash equivalents improved to 15,097.00 Cr in Mar'25, up from 15,757.00 Cr in Mar'22, indicating a positive cash flow trend despite fluctuations in net profit before taxes. Overall, IDFC First Bank's performance reflects a trajectory of growth in income and deposits, alongside challenges in maintaining profit levels in recent years.

Is IDFC First Bank technically bullish or bearish?

As of December 4, 2025, IDFC First Bank's trend is mildly bullish due to positive MACD and KST signals, but caution is advised due to bearish RSI and Dow Theory indicators.

As of 4 December 2025, the technical trend for IDFC First Bank has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the bullish signals from the MACD and KST on both weekly and monthly time frames. However, the RSI indicates bearish momentum on both weekly and monthly charts, suggesting some weakness. Moving averages on the daily chart remain bullish, while Bollinger Bands show a mildly bullish trend. The Dow Theory indicates a mildly bearish stance on the weekly timeframe, which adds to the mixed signals. Overall, while there are bullish indicators, the bearish RSI and Dow Theory suggest caution.

Are IDFC First Bank Ltd. latest results good or bad?

IDFC First Bank Ltd.'s latest results show mixed performance: while net interest income grew and asset quality improved, net profit fell significantly by 36.53% QoQ, raising concerns about profitability. Overall, the results lean more negative due to the sharp decline in earnings and high valuation metrics.

The latest results for IDFC First Bank Ltd. present a mixed picture. On one hand, the bank achieved a net interest income of ₹5,677.19 crores, which reflects a positive growth of 3.36% quarter-on-quarter (QoQ) and 15.69% year-on-year (YoY). Additionally, the net interest margin improved to 5.93%, indicating better pricing discipline in a competitive environment.<BR><BR>However, the bank's net profit for Q4 FY26 fell significantly by 36.53% QoQ to ₹318.94 crores, although it did show a slight increase of 4.89% YoY compared to the same quarter last year. This decline in profitability is concerning, especially given the elevated provisions of ₹869.24 crores, which indicates a cautious approach to credit risk management.<BR><BR>Moreover, the gross non-performing asset (NPA) ratio improved to 1.61%, down from 1.69% in the previous quarter, suggesting better asset quality. Despite this positive trend, the overall performance is overshadowed by the sharp drop in net profit and ongoing concerns about the bank's ability to sustain profitability.<BR><BR>In terms of market performance, the stock has been under pressure, declining 21.48% year-to-date and trading significantly below its 52-week high. The current valuation metrics, including a P/E ratio of 36.64, appear stretched given the low return on equity of 3.46%.<BR><BR>In summary, while there are some positive indicators such as growth in net interest income and improving asset quality, the substantial drop in net profit and high valuation relative to profitability raise concerns. Overall, the results can be considered more negative than positive, reflecting challenges in maintaining consistent earnings growth.

Should I buy, sell or hold IDFC First Bank Ltd.?

Why is IDFC First Bank Ltd. falling/rising?

As of 10-May, IDFC First Bank Ltd. is seeing its stock price rise to 71.26, up 1.28%, driven by strong financial performance and positive market sentiment. The stock has outperformed benchmarks significantly, with robust growth in net profits and interest income, attracting institutional investors despite a slight decline in delivery volume.

As of 10-May, IDFC First Bank Ltd. is experiencing a rise in its stock price, currently at 71.26, reflecting a change of 0.9 or 1.28% increase. This upward movement can be attributed to several factors. Firstly, the stock has outperformed the sector by 2.47% today and has shown a consecutive gain over the last three days, accumulating a total return of 3.65% during this period. <BR><BR>In terms of performance relative to benchmarks, the stock has increased by 2.33% over the past week and 8.13% over the past month, while the Sensex has only risen by 0.54% and declined by 0.30% respectively. This indicates a strong relative performance against the broader market.<BR><BR>Moreover, the company has demonstrated strong long-term fundamental strength, with a compound annual growth rate (CAGR) of 29.33% in net profits and a 25.50% growth in net interest income. The positive results declared over the last three consecutive quarters, including a record net interest income of Rs 5,677.19 crore and a profit after tax of Rs 821.48 crore that grew by 27.66%, further bolster investor confidence.<BR><BR>Additionally, the stock's attractive valuation, trading at a price-to-book value of 1.3, and high institutional holdings at 67.06% suggest that informed investors are backing the stock, which can contribute to its rising price. Despite a decline in delivery volume by 11.98% against the 5-day average, the liquidity remains sufficient for trading, indicating that the stock is still actively traded.<BR><BR>Overall, the combination of strong financial performance, positive market sentiment, and relative outperformance against benchmarks are key reasons for the rise in IDFC First Bank Ltd.'s stock price.

Which are the latest news on IDFC First Bank?