IDFC First Bank

Who are the top shareholders of the IDFC First Bank?

The top shareholders of IDFC First Bank include the President of India with 9.1%, foreign institutional investors at 25.68%, mutual funds with 7.64%, and individual investors holding 39.04%. There are no pledged promoter holdings, and no single promoter has the highest stake.

The top shareholders of IDFC First Bank include a diverse mix of institutional and individual investors. Notably, the President of India holds a significant stake of 9.1%. Additionally, foreign institutional investors (FIIs) collectively own 25.68% of the bank's shares, while mutual funds have invested in 27 schemes, accounting for 7.64%. Individual investors represent the largest group, holding 39.04% of the shares. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

When is the next results date for IDFC First Bank?

No Upcoming Board Meetings

Has IDFC First Bank declared dividend?

IDFC First Bank declared a dividend of 7% (₹0.70 per share) on July 23, 2018, but has not declared any dividends since then. Total returns have varied, with significant growth over longer periods despite a 0% dividend return.

IDFC First Bank has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 7%<BR>- Amount per share: 0.70<BR>- Ex-date: 23 Jul 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 Months period, the price return was 8.18%, with a dividend return of 0%, resulting in a total return of 8.18%.<BR><BR>In the 1 Year period, the price return was -7.75%, with a dividend return of 0%, leading to a total return of -7.75%.<BR><BR>In the 2 Years period, the price return was -3.4%, with a dividend return of 0%, resulting in a total return of -3.4%.<BR><BR>In the 3 Years period, the price return was 103.11%, with a dividend return of 0%, leading to a total return of 103.11%.<BR><BR>In the 4 Years period, the price return was 19.11%, with a dividend return of 0%, resulting in a total return of 19.11%.<BR><BR>In the 5 Years period, the price return was 193.98%, with a dividend return of 0%, leading to a total return of 193.98%.<BR><BR>Overall, IDFC First Bank declared a dividend in 2018, but there have been no dividends declared since then, as indicated by the 0% dividend return across all periods. The total returns show a mix of positive and negative performance over different time frames, with significant growth in the longer periods.

Who are the peers of the IDFC First Bank?

IDFC First Bank's peers include Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, Yes Bank, Federal Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, and City Union Bank. In terms of performance, IDFC First Bank has a 1-year return of -5.27%, better than IndusInd Bank's -39.22% but lower than several others.

Peers: The peers of IDFC First Bank are Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, Yes Bank, Federal Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, and City Union Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Kotak Mah. Bank, IndusInd Bank, and Bandhan Bank, while Good management risk is found at Axis Bank, Yes Bank, Federal Bank, Karur Vysya Bank, and City Union Bank, and Average management risk is present at IDBI Bank, RBL Bank, and the rest. Growth ratings show Excellent growth at IDFC First Bank, Federal Bank, and the rest, Good growth at Axis Bank, IDBI Bank, Karur Vysya Bank, and the rest, while Below Average growth is noted at IndusInd Bank and Average growth at Yes Bank. For Capital Structure, Excellent ratings are seen at Kotak Mah. Bank, IDBI Bank, IndusInd Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, and the rest, while Good ratings are found at Axis Bank, Yes Bank, IDFC First Bank, Federal Bank, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Karur Vysya Bank at 35.56%, while the peer with the lowest is IndusInd Bank at -39.22%. IDFC First Bank's 1-year return is -5.27%, which is higher than IndusInd Bank but lower than several others. Additionally, IndusInd Bank and Yes Bank are among the peers whose six-month return is negative.

Who are in the management team of IDFC First Bank?

As of March 2023, the management team of IDFC First Bank includes Chairman Sanjeeb Chaudhuri, Managing Director & CEO V Vaidyanathan, and several independent and non-executive directors, totaling a diverse leadership structure.

As of March 2023, the management team of IDFC First Bank includes the following individuals:<BR><BR>1. **Sanjeeb Chaudhuri** - Chairman & Independent Director<BR>2. **Aashish Kamat** - Independent Director<BR>3. **Brinda Jagirdar** - Independent Director<BR>4. **Hemang Raja** - Independent Director<BR>5. **Pravir Vohra** - Independent Director<BR>6. **S. Ganesh Kumar** - Independent Director<BR>7. **Ajay Sondhi** - Non-Executive & Non-Independent Director<BR>8. **Jaimini Bhagwati** - Non-Executive & Non-Independent Director<BR>9. **Vishal Mahadevia** - Non-Executive & Non-Independent Director<BR>10. **V Vaidyanathan** - Managing Director & CEO<BR>11. **Madhivanan Balakrishnan** - Executive Director & COO<BR>12. **Madhivanan Balakrishnan** - Whole Time Director & COO<BR><BR>This team comprises a mix of independent directors, non-executive directors, and executive leadership.

What does IDFC First Bank do?

IDFC First Bank Ltd. is a private sector bank in India, offering a variety of banking services. As of March 2025, it reported net sales of ₹9,412.94 crore and a net profit of ₹304 crore, with a market capitalization of ₹53,951 crore.

Overview:<BR>IDFC First Bank Ltd. is a private sector bank operating in the large-cap category, providing a range of banking services.<BR><BR>History:<BR>IDFC First Bank was incorporated on October 21, 2014, in Chennai, Tamil Nadu, following the in-principle approval granted by the Reserve Bank of India (RBI) on April 9, 2014. The latest quarterly results reported are for March 2025, showing sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 9,412.94 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 304 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 53,951 Cr (Large Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.27% <BR>CAR: 13.17% <BR>Return on Assets: 0.46% <BR>Net NPA: 0.53% <BR>Gross NPA: 1.87% <BR><BR>Contact Details:<BR>Address: KRM Tower 7th Floor, No 1 Harrington Road Chetpet Chennai Tamil Nadu : 600031 <BR>Tel: 91-44-45644000 <BR>Email: ig@idfcbank.com <BR>Website: http://www.idfcbank.com

How big is IDFC First Bank?

As of 24th July, IDFC First Bank Ltd. has a market capitalization of 53,333.00 Cr and reported a net profit of 1,524.85 Cr, with shareholder's funds at 38,078.00 Cr and total assets of 3,44,140.51 Cr. There is no valid data for net sales in the latest four quarters.

As of 24th July, IDFC First Bank Ltd. has a market capitalization of 53,333.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid data found for summing. The net profit for the same period was 1,524.85 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025. Shareholder's funds are reported at 38,078.00 Cr, while total assets amount to 3,44,140.51 Cr.

Is IDFC First Bank overvalued or undervalued?

As of October 17, 2025, IDFC First Bank is considered very expensive and overvalued with a PE ratio of 44.86, a price to book value of 1.52, and a concerning net NPA to book value of 3.49%, especially when compared to peers like HDFC Bank and ICICI Bank, which have significantly lower PE ratios.

As of 17 October 2025, the valuation grade for IDFC First Bank has moved from expensive to very expensive, indicating a significant shift in its perceived market value. The bank is currently considered overvalued. Key ratios include a PE ratio of 44.86, a price to book value of 1.52, and a ROE of 3.39%. <BR><BR>In comparison to its peers, HDFC Bank has a PE ratio of 22.22 and ICICI Bank stands at 20.98, both of which suggest that IDFC First Bank is trading at a premium relative to these established players. Additionally, while IDFC First Bank's PEG ratio is notably at 0.00, indicating no growth expectations priced in, its net NPA to book value stands at 3.49%, which is a concerning figure. Despite a strong performance over the past five years with a return of 134.62%, the recent stock performance has lagged behind the Sensex, reinforcing the notion of overvaluation.

How has been the historical performance of IDFC First Bank?

IDFC First Bank has shown significant growth in income and deposits from Mar'22 to Mar'25, with interest earned rising from 17,172.68 Cr to 36,501.49 Cr, while profit levels have fluctuated, peaking in Mar'24 before declining in Mar'25. Total liabilities increased from 1,90,278.61 Cr to 3,44,140.52 Cr during the same period.

Answer:<BR>The historical performance of IDFC First Bank shows significant growth in various financial metrics over the years.<BR><BR>Breakdown:<BR>IDFC First Bank has demonstrated a consistent increase in interest earned, rising from 17,172.68 Cr in Mar'22 to 36,501.49 Cr in Mar'25. The bank's net interest income also grew substantially, from 9,706.16 Cr in Mar'22 to 19,291.97 Cr in Mar'25. Total income followed a similar upward trend, reaching 43,523.20 Cr in Mar'25, compared to 20,394.72 Cr in Mar'22. However, profit before tax peaked at 3,855.32 Cr in Mar'24 before declining to 1,900.12 Cr in Mar'25, while profit after tax was 1,524.85 Cr in Mar'25, down from 2,956.51 Cr in Mar'24. The bank's total liabilities increased significantly from 1,90,278.61 Cr in Mar'22 to 3,44,140.52 Cr in Mar'25, with deposits also rising from 1,05,634.36 Cr in Mar'22 to 2,52,065.25 Cr in Mar'25. Cash and cash equivalents improved to 15,097.00 Cr in Mar'25, up from 15,757.00 Cr in Mar'22, indicating a positive cash flow trend despite fluctuations in net profit before taxes. Overall, IDFC First Bank's performance reflects a trajectory of growth in income and deposits, alongside challenges in maintaining profit levels in recent years.

Is IDFC First Bank technically bullish or bearish?

As of December 4, 2025, IDFC First Bank's trend is mildly bullish due to positive MACD and KST signals, but caution is advised due to bearish RSI and Dow Theory indicators.

As of 4 December 2025, the technical trend for IDFC First Bank has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the bullish signals from the MACD and KST on both weekly and monthly time frames. However, the RSI indicates bearish momentum on both weekly and monthly charts, suggesting some weakness. Moving averages on the daily chart remain bullish, while Bollinger Bands show a mildly bullish trend. The Dow Theory indicates a mildly bearish stance on the weekly timeframe, which adds to the mixed signals. Overall, while there are bullish indicators, the bearish RSI and Dow Theory suggest caution.

Are IDFC First Bank Ltd. latest results good or bad?

IDFC First Bank's Q3 FY26 results are generally positive, with a net profit increase of 48.05% year-on-year and improved asset quality, as gross NPAs fell to 1.69%. However, concerns remain due to a low return on equity of 3.15% and a high P/E ratio of 49.25x, suggesting caution for potential investors.

IDFC First Bank's latest results for Q3 FY26 can be considered good overall. The bank reported a net profit of ₹502.54 crore, which reflects a significant year-on-year increase of 48.05% and a sequential growth of 42.64%. This strong profit growth is supported by a net interest income of ₹5,492.44 crore, up 12.04% year-on-year.<BR><BR>Additionally, the bank has shown improvement in asset quality, with gross non-performing assets (NPA) declining to 1.69%, the lowest level in seven quarters. This indicates effective management of credit quality. The bank's total income also rose to ₹12,541.99 crore, marking healthy growth.<BR><BR>However, there are some concerns. The return on equity (ROE) stands at just 3.15%, which is significantly below the average for its peers, indicating challenges in generating returns on shareholder capital. The bank's high price-to-earnings (P/E) ratio of 49.25x raises questions about its valuation relative to its profitability metrics.<BR><BR>In summary, while IDFC First Bank's results show robust growth and improving asset quality, the low ROE and high valuation multiples suggest that investors should approach with caution, especially if considering new investments. Existing shareholders may feel encouraged by the positive trends but should remain vigilant about the bank's profitability challenges.

Should I buy, sell or hold IDFC First Bank Ltd.?

Why is IDFC First Bank Ltd. falling/rising?

As of 17-Mar, IDFC First Bank Ltd. is seeing a stock price increase to 63.62, up 1.19%. This rise is driven by strong investor interest, solid long-term fundamentals, and impressive growth metrics, despite the stock trading below its moving averages.

As of 17-Mar, IDFC First Bank Ltd. is experiencing a rise in its stock price, currently at 63.62, with a change of 0.75 (1.19%) upwards. This increase can be attributed to several factors. Firstly, the stock has outperformed its sector by 0.32% today and has shown consecutive gains over the last two days, accumulating a total return of 1.68% during this period. Additionally, there has been a notable increase in investor participation, with delivery volume rising by 21.83% compared to the 5-day average, indicating heightened interest in the stock.<BR><BR>Despite the stock trading below its moving averages across various time frames, the strong long-term fundamentals of IDFC First Bank contribute positively to its performance. The bank has demonstrated a robust growth trajectory, with a compound annual growth rate (CAGR) of 32.57% in net profits and a 26.72% growth rate in net interest income. Furthermore, the bank's recent financial results show significant achievements, including the highest net interest income and interest earned in the last quarter, alongside a low gross non-performing asset (NPA) ratio of 1.69%.<BR><BR>The stock's performance over the past year has also been commendable, yielding a return of 20.29%, which surpasses the broader market's performance. High institutional holdings at 66.95% suggest confidence from larger investors, who have increased their stake by 2.76% in the previous quarter, further supporting the stock's upward movement. Overall, these factors collectively contribute to the rising trend of IDFC First Bank Ltd.'s stock price.

Why is IDFC First Bank Ltd. falling/rising?

As of 18-Mar, IDFC First Bank Ltd. is seeing a stock price increase to 65.25, up 2.56%. This rise is driven by strong institutional support, recent positive quarterly results, and a solid long-term growth outlook, despite recent declines in performance.

As of 18-Mar, IDFC First Bank Ltd. is experiencing a rise in its stock price, currently at 65.25, reflecting a change of 1.63 or 2.56% increase. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 2.15% today and has shown a consecutive gain over the last three days, accumulating a total return of 4.28% during this period. Additionally, the stock reached an intraday high of Rs 65.4, indicating positive trading momentum.<BR><BR>Despite a challenging performance over the past month and year-to-date, where the stock has declined by 22.95% and 23.79% respectively, its long-term fundamentals remain strong. The company has demonstrated a robust growth trajectory with a compound annual growth rate (CAGR) of 32.57% in net profits and a 26.72% growth in net interest income. Furthermore, the recent quarterly results have shown the highest net interest income and interest earned, alongside a significant reduction in gross non-performing assets (NPA) to 1.69%.<BR><BR>The stock is also trading at a discount compared to its peers, with a fair valuation indicated by a price to book value of 1.2. High institutional holdings at 66.95% suggest confidence from larger investors, who have increased their stake by 2.76% over the previous quarter. This institutional backing, combined with the stock's market-beating performance over the past year, where it generated a return of 19.44% compared to the market's 5.49%, supports the current rise in stock price.

Why is IDFC First Bank Ltd. falling/rising?

As of 19-Mar, IDFC First Bank Ltd. is seeing a stock price decline to 62.64, down 4.0%, following a trend reversal after three days of gains. The stock has underperformed the market significantly, with a year-to-date drop of 26.84%, despite strong long-term fundamentals.

As of 19-Mar, IDFC First Bank Ltd. is experiencing a decline in its stock price, currently at 62.64, which reflects a change of -2.61 (-4.0%). This drop follows a trend reversal after three consecutive days of gains. The stock has touched an intraday low of Rs 62.21, indicating a significant decrease of 4.66% during the trading day. <BR><BR>In terms of performance relative to the market, the stock has underperformed over various periods, including a 1-month decline of 24.49% compared to a 10.05% decline in the Sensex. Year-to-date, the stock is down 26.84%, while the Sensex has decreased by 12.92%. Additionally, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which suggests a bearish trend.<BR><BR>Investor participation has also decreased, with delivery volume falling by 29.73% against the 5-day average. This decline in trading activity may indicate reduced interest from investors. Furthermore, the broader banking sector has faced challenges, with the Private Bank sector down by 3.81%.<BR><BR>Despite these negative indicators, the company has strong long-term fundamentals, including a 32.57% CAGR growth in net profits and a healthy net interest income growth rate. However, the recent performance and market conditions have led to the current decline in stock price.

Why is IDFC First Bank Ltd. falling/rising?

As of 20-Mar, IDFC First Bank Ltd. is seeing a slight rise in stock price to 62.97, but it remains below moving averages, indicating a downward trend. Despite strong long-term fundamentals, recent declines in investor participation and profits raise concerns about future performance.

As of 20-Mar, IDFC First Bank Ltd. is experiencing a slight rise in its stock price, currently at 62.97, reflecting a change of 0.33 (0.53%) upward. This increase can be attributed to its performance today, where it outperformed the sector by 1.62%. Despite this positive movement, the stock has been trading lower than its moving averages across various time frames, indicating a general downward trend in the short to medium term.<BR><BR>Over the past week, the stock has shown a modest increase of 0.64%, while the broader market benchmark, the Sensex, has remained nearly flat with a change of -0.04%. However, the stock's performance over longer periods reveals significant challenges, with a decline of 24.64% over the past month and 26.45% year-to-date, which contrasts sharply with its 13.05% return over the last year.<BR><BR>The company has demonstrated strong long-term fundamentals, with a compound annual growth rate (CAGR) of 32.57% in net profits and a healthy growth rate of 26.72% in net interest income. Additionally, the bank reported its highest quarterly net interest income and interest earned in December, alongside a low gross non-performing asset (NPA) ratio of 1.69%. These factors suggest a solid foundation for future growth.<BR><BR>However, the stock is facing challenges such as falling investor participation, with a significant drop in delivery volume by 16.72% against the 5-day average. This decline in trading activity may indicate reduced interest from investors, which can negatively impact stock performance. Furthermore, while institutional holdings are high at 66.95%, suggesting confidence from larger investors, the stock's profits have decreased by 16.6% over the past year, raising concerns about its sustainability.<BR><BR>In summary, while IDFC First Bank Ltd. is currently experiencing a rise in its stock price, the overall trend reflects significant volatility and challenges that could affect its future performance.

Why is IDFC First Bank Ltd. falling/rising?

As of 23-Mar, IDFC First Bank Ltd. is facing a stock price decline to Rs 60.27, down 4.29%, and has underperformed the Sensex over various time frames. Despite strong long-term fundamentals, recent profit drops and negative market conditions indicate a challenging outlook for the bank.

As of 23-Mar, IDFC First Bank Ltd. is experiencing a decline in its stock price, currently at Rs 60.27, which reflects a change of -2.7 (-4.29%). This drop is part of a broader trend where the stock has underperformed against the benchmark Sensex, showing a 1-week decline of -4.14% compared to the Sensex's -3.72%. Over the past month, the stock has fallen by -13.95%, while the Sensex has decreased by -12.72%. Year-to-date, IDFC First Bank's stock has decreased by -29.61%, significantly worse than the Sensex's -14.70%.<BR><BR>Today's performance indicates that the stock has underperformed its sector by -0.89%, with an intraday low of Rs 59.96, marking a decline of -4.78%. The stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically signals a bearish trend. Additionally, the private banking sector has also seen a decline of -3.42%, contributing to the negative sentiment surrounding IDFC First Bank.<BR><BR>Despite some positive long-term fundamentals, such as a strong growth rate in net profits and net interest income, the stock's recent performance has been overshadowed by a significant drop in profits over the past year, which fell by -16.6%. Although there is a high institutional holding of 66.95%, indicating confidence from larger investors, the current market conditions and the stock's recent performance suggest a challenging environment for IDFC First Bank Ltd.

Why is IDFC First Bank Ltd. falling/rising?

As of 24-Mar, IDFC First Bank Ltd. is seeing its stock price rise to Rs 62.05, driven by positive market sentiment and increased investor participation. Despite trading below moving averages, strong long-term fundamentals and high institutional holdings support the stock's performance.

As of 24-Mar, IDFC First Bank Ltd. is experiencing a rise in its stock price, currently at Rs 62.05, reflecting an increase of Rs 1.78 or 2.95%. This upward movement can be attributed to several factors. Firstly, the stock opened with a gain of 2.49% today and reached an intraday high of Rs 62.45, indicating positive market sentiment. Additionally, the bank has outperformed its sector by 0.36%, suggesting that it is gaining traction compared to its peers.<BR><BR>Investor participation has also increased, with a delivery volume of 2.3 crore shares on 23 March, which is a significant rise of 57.25% against the 5-day average. This heightened activity indicates growing interest among investors, which can contribute to upward price pressure. Furthermore, the overall performance of the private banking sector has been positive, with a gain of 2.61%, which likely supports the rise in IDFC First Bank's stock price.<BR><BR>Despite the recent positive movement, it is important to note that the stock has been trading below its moving averages over various periods, indicating a potential underlying weakness. However, the strong long-term fundamentals, including a 32.57% CAGR growth in net profits and a healthy net interest income growth, provide a solid foundation for the stock's performance. High institutional holdings at 66.95% further reinforce confidence in the stock, as these investors typically have the resources to analyze company fundamentals effectively.<BR><BR>In summary, the rise in IDFC First Bank Ltd.'s stock price is primarily driven by positive market sentiment, increased investor participation, and strong long-term fundamentals, despite some recent underperformance relative to moving averages.

Why is IDFC First Bank Ltd. falling/rising?

As of 25-Mar, IDFC First Bank Ltd. is seeing a stock price increase to 63.24, driven by short-term gains and strong fundamentals, despite longer-term declines. The stock has outperformed the market over the past year, supported by high institutional holdings and a fair valuation.

As of 25-Mar, IDFC First Bank Ltd. is experiencing a rise in its stock price, currently at 63.24, reflecting a change of 1.19 (1.92%) upward. This increase can be attributed to a few key factors. Firstly, the stock has shown a consecutive gain over the last two days, with a total return of 4.93% during this period. Additionally, the stock reached an intraday high of Rs 63.55, indicating positive momentum.<BR><BR>Despite some negative trends in the longer term, such as a year-to-date decline of 26.14% and a one-month drop of 10.00%, the stock has outperformed the broader market over the past year, generating a return of 10.33% compared to the Sensex's decline of 3.52%. This performance is supported by strong long-term fundamentals, including a significant growth rate in net profits at 32.57% CAGR and a healthy increase in net interest income at an annual rate of 26.72%.<BR><BR>Moreover, the stock is trading at a discount compared to its peers, with a fair valuation indicated by a Price to Book Value of 1.2. The high institutional holdings at 66.95%, which have increased by 2.76% over the previous quarter, suggest confidence among more knowledgeable investors regarding the company's fundamentals.<BR><BR>In summary, the recent rise in IDFC First Bank Ltd.'s stock price is driven by short-term positive performance, strong fundamentals, and increased institutional interest, despite some longer-term challenges.

Which are the latest news on IDFC First Bank?