PNB Housing

  • Market Cap: Small Cap
  • Industry: Housing Finance Company
  • ISIN: INE572E01012
  • NSEID: PNBHOUSING
  • BSEID: 540173
INR
899.75
17.35 (1.97%)
BSENSE

Dec 05

BSE+NSE Vol: 71.75 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Cr
Consolidate Quarterly Results
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Mar'24
Net Sales
2,127.86
2,076.11
2,021.85
1,941.76
1,878.68
1,823.06
1,809.95
Other Operating Income
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Operating income
2,127.86
2,076.11
2,021.85
1,941.76
1,878.68
1,823.06
1,809.95
Raw Material Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
0.00
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Employee Cost
109.22
118.01
105.11
98.29
108.84
109.23
90.62
Power Cost
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Manufacturing Expenses
0.36
3.44
4.51
3.09
3.22
3.00
1.96
Selling and Distribution Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Expenses
-21.99
23.43
23.59
53.78
30.52
55.39
77.70
Total Expenditure (Excl Depreciation)
87.59
144.88
133.21
155.16
142.58
167.62
170.28
Operating Profit (PBDIT) excl Other Income
2,040.27
1,931.23
1,888.64
1,786.60
1,736.10
1,655.44
1,639.67
Other Income
2.74
5.76
14.93
1.35
0.98
9.02
4.02
Operating Profit (PBDIT)
2,043.01
1,936.99
1,903.57
1,787.95
1,737.08
1,664.46
1,643.69
Interest
1,266.97
1,234.37
1,178.05
1,157.92
1,118.50
1,096.93
1,069.70
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit (PBDT)
776.04
702.62
725.52
630.03
618.58
567.53
573.99
Depreciation
16.40
14.70
14.31
14.38
13.85
13.35
14.18
Profit Before Tax
759.64
687.92
711.21
615.65
604.73
554.18
559.81
Tax
178.05
154.42
160.83
132.38
135.05
121.37
120.56
Provisions and contingencies
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Profit After Tax
581.59
533.50
550.38
483.27
469.68
432.81
439.25
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
581.59
533.50
550.38
483.27
469.68
432.81
439.25
Share in Profit of Associates
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other related items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
581.59
533.50
550.38
483.27
469.68
432.81
439.25
Equity Capital
260.51
260.13
259.93
259.86
259.84
259.73
259.72
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
17,710.12
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
22.33
20.51
21.17
18.6
18.08
16.66
16.91
Diluted Earnings per share
22.29
20.45
21.1
18.53
18.02
16.61
16.86
Operating Profit Margin (Excl OI)
95.88%
93.02%
93.41%
92.01%
92.41%
90.81%
90.59%
Gross Profit Margin
36.47%
33.84%
35.88%
32.45%
32.93%
31.13%
31.71%
PAT Margin
27.33%
25.7%
27.22%
24.89%
25.0%
23.74%
24.27%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Quarterly Analysis Highlights - YoY
stock-summary

Net Sales

YoY Growth in quarter ended Sep 2025 is 13.26% vs 5.68% in Sep 2024

stock-summary

Consolidate Net Profit

YoY Growth in quarter ended Sep 2025 is 23.83% vs 22.63% in Sep 2024

stock-summary

Operating Profit (PBDIT) excl Other Income

YoY Growth in quarter ended Sep 2025 is 17.52% vs 10.29% in Sep 2024

stock-summary

Interest

YoY Growth in quarter ended Sep 2025 is 13.27% vs 5.79% in Sep 2024

stock-summary

Operating Profit Margin (Excl OI)

YoY Growth in quarter ended Sep 2025 has improved from Sep 2024

Compare Quarterly Results Of PNB Housing With
Markets Mojo
Figures in Cr
Consolidate Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Net Sales
2,127.86
7,179.25
-5,051.39
-70.36%
Other Operating Income
0.00
0.00
0.00
Total Operating income
2,127.86
7,179.25
-5,051.39
-70.36%
Raw Material Cost
0.00
0.00
0.00
Purchase of Finished goods
0.00
0.00
0.00
(Increase) / Decrease In Stocks
0.00
0.00
0.00
Employee Cost
109.22
160.72
-51.50
-32.04%
Power Cost
0.00
0.00
0.00
Manufacturing Expenses
0.36
29.23
-28.87
-98.77%
Selling and Distribution Expenses
0.00
0.00
0.00
Other Expenses
-21.99
260.43
-282.42
-108.44%
Total Expenditure (Excl Depreciation)
87.59
450.38
-362.79
-80.55%
Operating Profit (PBDIT) excl Other Income
2,040.27
6,728.87
-4,688.60
-69.68%
Other Income
2.74
0.52
2.22
426.92%
Operating Profit (PBDIT)
2,043.01
6,729.39
-4,686.38
-69.64%
Interest
1,266.97
4,994.08
-3,727.11
-74.63%
Exceptional Items
0.00
0.00
0.00
Gross Profit (PBDT)
776.04
1,735.31
-959.27
-55.28%
Depreciation
16.40
32.33
-15.93
-49.27%
Profit Before Tax
759.64
1,703.00
-943.36
-55.39%
Tax
178.05
353.63
-175.58
-49.65%
Provisions and contingencies
0.00
0.00
0.00
Profit After Tax
581.59
1,349.35
-767.76
-56.90%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
581.59
1,349.35
-767.76
-56.90%
Share in Profit of Associates
0.00
0.02
-0.02
-100.00%
Minority Interest
0.00
0.12
-0.12
-100.00%
Other related items
0.00
0.00
0.00
Consolidated Net Profit
581.59
1,349.25
-767.66
-56.90%
Equity Capital
260.51
110.08
150.43
136.66%
Face Value
10.00
2.00
0.00
Reserves
17,710.12
0.00
17,710.12
Earnings per share (EPS)
22.33
24.51
-2.18
-8.89%
Diluted Earnings per share
22.29
24.53
-2.24
-9.13%
Operating Profit Margin (Excl OI)
95.88%
93.73%
0.00
2.15%
Gross Profit Margin
36.47%
24.17%
0.00
12.30%
PAT Margin
27.33%
18.80%
0.00
8.53%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Quarterly - Net Sales
Net Sales 2,127.86 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 2.49% vs 2.68% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 13.26% vs 5.68% in Sep 2024

Quarterly - Consolidate Net Profit
Consolidate Net Profit 581.59 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 9.01% vs -3.07% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 23.83% vs 22.63% in Sep 2024

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 2,040.27 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 5.65% vs 2.26% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 17.52% vs 10.29% in Sep 2024

Quarterly - Interest
Interest 1,266.97 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 2.64% vs 4.78% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 13.27% vs 5.79% in Sep 2024

Quarterly - Operating Profit Margin (Excl OI)
Operating Profit Margin (Excl OI) 95.88%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 has improved from Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 has improved from Sep 2024