PNB Housing

Market Cap: Small Cap
Industry: Housing Finance Company
ISIN: INE572E01012
NSEID: PNBHOUSING
BSEID: 540173

INR

899.75

17.35 (1.97%)

BSENSE

Dec 05

BSE+NSE Vol: 71.75 k

{
  "main_header": {
    "sid": 1002686,
    "name": "PNB Housing",
    "stock_name": "PNB Housing",
    "full_name": "PNB Housing Finance Ltd",
    "name_url": "stocks-analysis/pnb-housing",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "899.75",
    "chg": 17.35,
    "chgp": "1.97%",
    "dir": 1,
    "prev_price": "882.40",
    "mcapval": "23,439.26 Cr",
    "mcap": "Small Cap",
    "scripcode": 540173,
    "symbol": "PNBHOUSING",
    "ind_name": "Housing Finance Company",
    "ind_code": 108,
    "indexname": "",
    "isin": "INE572E01012",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "71.75 k",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 1,
    "market_time": 1,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/pnb-housing-1002686-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0,
      "all_data": []
    }
  },
  "news": {
    "results": [
      {
        "title": "PNB Housing Finance Technical Momentum Shifts Amid Mixed Market Signals",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/pnb-housing-finance-faces-mixed-technical-signals-amid-mild-bearish-momentum-3734727",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/PNBHousingFinan_technicaldot_3734727.png",
        "date": "2025-11-28 08:07:25",
        "description": "PNB Housing Finance has experienced a subtle shift in its technical momentum, reflecting a complex interplay of bullish and bearish signals across multiple timeframes. Recent market data reveals a transition from a sideways trend to a mildly bearish stance, with key indicators such as MACD, RSI, and moving averages presenting a nuanced picture for investors and analysts alike."
      },
      {
        "title": "PNB Housing Finance Technical Momentum Shifts Amid Mixed Indicator Signals",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/pnb-housing-finance-technical-momentum-shifts-amid-mixed-indicator-signals-3732572",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/PNBHousingFinan_technicaldot_3732572.png",
        "date": "2025-11-27 08:07:54",
        "description": "PNB Housing Finance has exhibited a notable shift in its technical momentum, moving from a mildly bearish stance to a sideways trend, reflecting a nuanced market assessment. Recent price movements and technical indicators such as MACD, RSI, and moving averages reveal a complex interplay of bullish and bearish signals, underscoring the evolving market dynamics for this housing finance company."
      },
      {
        "title": "PNB Housing Finance Evaluation Reflects Shift in Valuation and Financial Trends",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/pnb-housing-finance-downgraded-to-sell-amid-valuation-and-growth-concerns-3730419",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/PNBHousingFinan_mojoScore_3730419.png",
        "date": "2025-11-26 08:18:14",
        "description": "PNB Housing Finance has undergone a revision in its market assessment, reflecting notable changes across valuation, financial trends, quality metrics, and technical indicators. These adjustments provide a nuanced perspective on the company’s current standing within the housing finance sector amid evolving market conditions."
      },
      {
        "title": "How has been the historical performance of PNB Housing?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-pnb-housing-3729606",
        "imagepath": "",
        "date": "2025-11-25 22:55:36",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Revenue and Profitability Trends</strong></p>\n<p>PNB Housing’s net sales have shown a generally positive trend, rising from ₹7,679 crores in March 2019 to ₹7,665 crores in March 2025, with some fluctuations in between. The company experienced a dip in sales during the pandemic-affected years, with a low of ₹6,195 crores in March 2022, but rebounded strongly thereafter. Operating profit margins have improved significantly, reaching over 92% in the latest fiscal year, up from around 90% in 2019, reflecting enhanced operational efficiency and cost management.</p>\n<p>Profit after tax (PAT) has followed an upward trajectory, increasing from ₹1,191 crores in 2019 to nearly ₹1,936 crores in 2025. This growth is supported by a rising PAT margin, which expanded from 15.5% in 2019 to over 25% in 2025,..."
      },
      {
        "title": "PNB Housing Finance Sees Notable Surge in Derivatives Open Interest Amid Market Volatility",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/pnb-housing-finance-sees-sharp-open-interest-surge-amid-mixed-market-signals-3725811",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/PNBHousingFinan_oi_spurts_by_underlying_3725811.png",
        "date": "2025-11-24 15:01:17",
        "description": "PNB Housing Finance Ltd has experienced a significant rise in open interest within its derivatives segment, reflecting heightened market activity and shifting investor positioning. This development comes amid a backdrop of recent price declines and increased trading volumes, signalling evolving market sentiment towards the housing finance sector."
      },
      {
        "title": "PNB Housing Finance Sees Notable Surge in Derivatives Open Interest Amid Market Volatility",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/pnb-housing-finance-sees-sharp-open-interest-surge-amid-mixed-market-signals-3725666",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/PNBHousingFinan_oi_spurts_by_underlying_3725666.png",
        "date": "2025-11-24 14:00:56",
        "description": "PNB Housing Finance has experienced a significant rise in open interest within its derivatives segment, signalling heightened market activity and evolving investor positioning. This development comes amid a backdrop of subdued price performance and increased trading volumes, reflecting a complex interplay of market sentiment and strategic bets on the housing finance sector."
      },
      {
        "title": "PNB Housing Finance Sees Notable Surge in Derivatives Open Interest Amid Market Downtrend",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/pnb-housing-finance-sees-sharp-open-interest-surge-amid-bearish-price-action-3725539",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/PNBHousingFinan_oi_spurts_by_underlying_3725539.png",
        "date": "2025-11-24 13:00:35",
        "description": "PNB Housing Finance has registered a significant rise in open interest in its derivatives segment, signalling heightened market activity despite the stock’s recent underperformance. This surge in open interest, coupled with volume patterns and price movements, offers insights into evolving market positioning and potential directional bets on the housing finance company."
      },
      {
        "title": "PNB Housing Finance Sees Notable Surge in Derivatives Open Interest Amid Market Volatility",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/pnb-housing-finance-sees-sharp-open-interest-surge-amid-bearish-price-momentum-3725434",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/PNBHousingFinan_oi_spurts_by_underlying_3725434.png",
        "date": "2025-11-24 12:00:17",
        "description": "PNB Housing Finance Ltd has registered a significant rise in open interest within its derivatives segment, reflecting heightened market activity and evolving investor positioning. This development comes amid a backdrop of sustained price pressure and increased trading volumes, signalling a complex interplay of market forces shaping the stock’s near-term outlook."
      },
      {
        "title": "Is PNB Housing overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-pnb-housing-overvalued-or-undervalued-3723742",
        "imagepath": "",
        "date": "2025-11-24 08:23:46",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Valuation Metrics and What They Indicate</strong></p>\n<p>PNB Housing’s price-to-earnings (PE) ratio stands at approximately 10.7, which is moderate within the housing finance sector. This figure suggests the stock is reasonably priced relative to its earnings, especially when compared to peers like HUDCO and Piramal Finance, which exhibit significantly higher PE ratios, indicating more expensive valuations.</p>\n<p>The price-to-book (P/B) ratio of 1.28 further supports a fair valuation, implying the market values the company slightly above its net asset value but not excessively so. Enterprise value multiples such as EV to EBIT and EV to EBITDA, both around 11.2 and 11.1 respectively, align closely with sector averages, reinforcing the notion that PNB Housing is neither undervalued nor overpr..."
      }
    ],
    "total": 737,
    "sid": "1002686",
    "stock_news_url": "https://www.marketsmojo.com/news/pnb-housing-finance-1002686"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Change in Management",
      "datetime": "29-Nov-2025",
      "details": "We wish to inform regarding Superannuation of Mr. Ajay Kumar Mohanty Head Internal Audit & Chief of Internal Vigilance and Mr. Vipin Malhotra to take charge of the Internal Audit function",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation",
      "datetime": "28-Nov-2025",
      "details": "Schedule of Conference - Prior Intimation For details refer attached intimation.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Credit Rating",
      "datetime": "27-Nov-2025",
      "details": "Intimation of Credit Rating - Reaffirmation Assignment for Enhanced Bank Facilities and Withdrawal for Matured Instruments. For details refer attached intimation.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "PNB Housing Finance Ltd has declared <strong>50%</strong> dividend, ex-date: 01 Aug 25",
          "dt": "2025-08-01",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "No <strong>Bonus</strong> history available",
      "data": []
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "",
      "data": [
        {
          "txt": "PNB Housing Finance Ltd has announced <strong>29:54</strong> rights issue, ex-date: 05 Apr 23",
          "dt": "2023-04-05",
          "middle_text": "Rights Issue"
        }
      ]
    }
  ]
}

News and Views

PNB Housing Finance Technical Momentum Shifts Amid Mixed Market Signals

2025-11-28 08:07:25

PNB Housing Finance has experienced a subtle shift in its technical momentum, reflecting a complex interplay of bullish and bearish signals across multiple timeframes. Recent market data reveals a transition from a sideways trend to a mildly bearish stance, with key indicators such as MACD, RSI, and moving averages presenting a nuanced picture for investors and analysts alike.

PNB Housing Finance Technical Momentum Shifts Amid Mixed Indicator Signals

2025-11-27 08:07:54

PNB Housing Finance has exhibited a notable shift in its technical momentum, moving from a mildly bearish stance to a sideways trend, reflecting a nuanced market assessment. Recent price movements and technical indicators such as MACD, RSI, and moving averages reveal a complex interplay of bullish and bearish signals, underscoring the evolving market dynamics for this housing finance company.

PNB Housing Finance Evaluation Reflects Shift in Valuation and Financial Trends

2025-11-26 08:18:14

PNB Housing Finance has undergone a revision in its market assessment, reflecting notable changes across valuation, financial trends, quality metrics, and technical indicators. These adjustments provide a nuanced perspective on the company’s current standing within the housing finance sector amid evolving market conditions.

How has been the historical performance of PNB Housing?

2025-11-25 22:55:36

Revenue and Profitability Trends

PNB Housing’s net sales have shown a generally positive trend, rising from ₹7,679 crores in March 2019 to ₹7,665 crores in March 2025, with some fluctuations in between. The company experienced a dip in sales during the pandemic-affected years, with a low of ₹6,195 crores in March 2022, but rebounded strongly thereafter. Operating profit margins have improved significantly, reaching over 92% in the latest fiscal year, up from around 90% in 2019, reflecting enhanced operational efficiency and cost management.

Profit after tax (PAT) has followed an upward trajectory, increasing from ₹1,191 crores in 2019 to nearly ₹1,936 crores in 2025. This growth is supported by a rising PAT margin, which expanded from 15.5% in 2019 to over 25% in 2025,...

PNB Housing Finance Sees Notable Surge in Derivatives Open Interest Amid Market Volatility

2025-11-24 15:01:17

PNB Housing Finance Ltd has experienced a significant rise in open interest within its derivatives segment, reflecting heightened market activity and shifting investor positioning. This development comes amid a backdrop of recent price declines and increased trading volumes, signalling evolving market sentiment towards the housing finance sector.

PNB Housing Finance Sees Notable Surge in Derivatives Open Interest Amid Market Volatility

2025-11-24 14:00:56

PNB Housing Finance has experienced a significant rise in open interest within its derivatives segment, signalling heightened market activity and evolving investor positioning. This development comes amid a backdrop of subdued price performance and increased trading volumes, reflecting a complex interplay of market sentiment and strategic bets on the housing finance sector.

PNB Housing Finance Sees Notable Surge in Derivatives Open Interest Amid Market Downtrend

2025-11-24 13:00:35

PNB Housing Finance has registered a significant rise in open interest in its derivatives segment, signalling heightened market activity despite the stock’s recent underperformance. This surge in open interest, coupled with volume patterns and price movements, offers insights into evolving market positioning and potential directional bets on the housing finance company.

PNB Housing Finance Sees Notable Surge in Derivatives Open Interest Amid Market Volatility

2025-11-24 12:00:17

PNB Housing Finance Ltd has registered a significant rise in open interest within its derivatives segment, reflecting heightened market activity and evolving investor positioning. This development comes amid a backdrop of sustained price pressure and increased trading volumes, signalling a complex interplay of market forces shaping the stock’s near-term outlook.

Is PNB Housing overvalued or undervalued?

2025-11-24 08:23:46

Valuation Metrics and What They Indicate

PNB Housing’s price-to-earnings (PE) ratio stands at approximately 10.7, which is moderate within the housing finance sector. This figure suggests the stock is reasonably priced relative to its earnings, especially when compared to peers like HUDCO and Piramal Finance, which exhibit significantly higher PE ratios, indicating more expensive valuations.

The price-to-book (P/B) ratio of 1.28 further supports a fair valuation, implying the market values the company slightly above its net asset value but not excessively so. Enterprise value multiples such as EV to EBIT and EV to EBITDA, both around 11.2 and 11.1 respectively, align closely with sector averages, reinforcing the notion that PNB Housing is neither undervalued nor overpr...

View All News

Announcement

Announcement under Regulation 30 (LODR)-Change in Management

29-Nov-2025 | Source : BSE

We wish to inform regarding Superannuation of Mr. Ajay Kumar Mohanty Head Internal Audit & Chief of Internal Vigilance and Mr. Vipin Malhotra to take charge of the Internal Audit function

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

28-Nov-2025 | Source : BSE

Schedule of Conference - Prior Intimation For details refer attached intimation.

Announcement under Regulation 30 (LODR)-Credit Rating

27-Nov-2025 | Source : BSE

Intimation of Credit Rating - Reaffirmation Assignment for Enhanced Bank Facilities and Withdrawal for Matured Instruments. For details refer attached intimation.