PNB Housing

  • Market Cap: Small Cap
  • Industry: Housing Finance Company
  • ISIN: INE572E01012
  • NSEID: PNBHOUSING
  • BSEID: 540173
INR
897.00
14.6 (1.65%)
BSENSE

Dec 05

BSE+NSE Vol: 5.31 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison
Company
Score
Quality
Valuation
Financial
Technical
Can Fin Homes
INDIA SHELTE FIN
Sammaan Capital
Aadhar Hsg. Fin.
Repco Home Fin
LIC Housing Fin.
Aptus Value Hou.
Home First Finan
PNB Housing
Aavas Financiers
Bajaj Housing
Why is PNB Housing Finance Ltd ?
1
Poor long term growth as Net Sales has grown by an annual rate of 0.65% and Operating profit at 4.05%
stock-recommendationReal-Time Research Report
Verdict Report
How much should you sell?
  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is PNB Housing for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
PNB Housing
-5.08%
-0.14
36.72%
Sensex
4.75%
0.39
11.83%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors
Factor
Value
Sales Growth (5y)
0.65%
EBIT Growth (5y)
4.05%
Net Debt to Equity (avg)
3.63
Institutional Holding
59.31%
ROE (avg)
9.73%
stock-recommendationValuation
Valuation Scorecard stock-summary
stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary
Factor
Value
P/E Ratio
11
Industry P/E
13
Price to Book Value
1.28
EV to EBIT
11.22
EV to EBITDA
11.13
EV to Capital Employed
1.06
EV to Sales
10.42
PEG Ratio
0.39
Dividend Yield
0.57%
ROCE (Latest)
9.47%
ROE (Latest)
11.96%
Loading Valuation Snapshot...
stock-recommendationTechnicals
Technical key factors
Indicator
Weekly
Monthly
MACD
Mildly Bullish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bullish
Bearish
Moving Averages
Bearish (Daily)
KST
Mildly Bullish
Mildly Bearish
Dow Theory
No Trend
No Trend
OBV
No Trend
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend
Financial Trend Scorecard stock-summary
stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

16What is working for the Company
NET SALES(Q)

Highest at Rs 2,127.86 cr

PBDIT(Q)

Highest at Rs 2,040.27 cr.

DPR(Y)

Highest at 6.71%

OPERATING PROFIT TO NET SALES(Q)

Highest at 95.88%

PBT LESS OI(Q)

Highest at Rs 756.90 cr.

PAT(Q)

Highest at Rs 581.59 cr.

EPS(Q)

Highest at Rs 22.33

-3What is not working for the Company
OPERATING CF(Y)

Lowest at Rs -8,057.33 Cr

Loading Valuation Snapshot...
Here's what is working for PNB Housing
Net Sales - Quarterly
Highest at Rs 2,127.86 cr and Grown
each quarter in the last five quarters
MOJO Watch
Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Highest at Rs 2,040.27 cr. and Grown
each quarter in the last five quarters
MOJO Watch
Near term Operating Profit trend is quite positive

Operating Profit (Rs Cr)

Operating Profit Margin - Quarterly
Highest at 95.88%
in the last five quarters
MOJO Watch
Company's efficiency has improved

Operating Profit to Sales

Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 756.90 cr.
in the last five quarters
MOJO Watch
Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 756.90 cr has Grown at 25.37%
Year on Year (YoY)
MOJO Watch
Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
Highest at Rs 581.59 cr.
in the last five quarters
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Profit After Tax (PAT) - Quarterly
At Rs 581.59 cr has Grown at 23.8%
Year on Year (YoY)
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly
Highest at Rs 22.33
in the last five quarters
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)

Dividend Payout Ratio (DPR) - Annually
Highest at 6.71%
in the last five years
MOJO Watch
Company is distributing higher proportion of profits generated as dividend

DPR (%)

Here's what is not working for PNB Housing
Operating Cash Flow - Annually
Lowest at Rs -8,057.33 Cr and Fallen
each year in the last three years
MOJO Watch
The company's cash revenues from business operations are falling

Operating Cash Flows (Rs Cr)