IIFL Finance

how big is IIFL Finance?

As of Jun 06, IIFL Finance Ltd has a market capitalization of 19,133.56 Cr, with net sales of 10,203.27 Cr and a net profit of 378.77 Cr over the latest four quarters. Shareholder's funds are 10,636.99 Cr, and total assets amount to 62,269.37 Cr as of the latest annual period ending in Mar'24.

Market Cap: As of Jun 06, IIFL Finance Ltd has a market capitalization of 19,133.56 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, IIFL Finance reported a sum of Net Sales of 10,203.27 Cr and a sum of Net Profit of 378.77 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: This is also on a Consolidated basis for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 10,636.99 Cr, while the Total Assets amount to 62,269.37 Cr.

Who are in the management team of IIFL Finance?

As of March 2023, the management team of IIFL Finance includes Nirmal B Jain (Managing Director), R Venkataraman (Joint Managing Director), A K Purwar (Chairman), and several independent and non-executive directors, overseeing the company's operations and strategy.

As of March 2023, the management team of IIFL Finance includes the following individuals:<BR><BR>1. Nirmal B Jain - Managing Director<BR>2. R Venkataraman - Joint Managing Director<BR>3. A K Purwar - Chairman & Independent Director<BR>4. Chandran Ratnaswami - Non-Executive & Non-Independent Director<BR>5. Geeta Mathur - Non-Executive & Independent Director<BR>6. Nilesh Vikamsey - Non-Executive & Independent Director<BR>7. V K Chopra - Non-Executive & Independent Director<BR>8. Sneha Patwardhan - Company Secretary & Compliance Officer<BR>9. Ramakrishnan Subramanian - Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

Who are the peers of the IIFL Finance?

IIFL Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterprises. In terms of management risk, growth, and capital structure, IIFL Finance is rated as good, with a 1-year return of 6.27%, lower than Bajaj Finance's 30.39% but higher than Capri Global's -31.84%.

Peers: The peers of IIFL Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterp.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Capri Global, SBFC Finance, Bengal & Assam, and Religare Enterp. Good management risk is noted at Shriram Finance and IIFL Finance. Growth is Excellent at Jio Financial, Capri Global, and SBFC Finance, while Good growth is seen at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Religare Enterp. Average growth is present at Muthoot Finance and IIFL Finance, and Below Average growth is noted at Bengal & Assam. Excellent capital structure is held by Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, IIFL Finance, Capri Global, SBFC Finance, and Bengal & Assam, while Good capital structure is found at Cholaman.Inv.&Fn and Average capital structure is noted at Religare Enterp.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bajaj Finance at 30.39%, while the lowest is Capri Global at -31.84%. IIFL Finance has a 1-year return of 6.27%, which is significantly lower than Bajaj Finance and higher than Capri Global. Additionally, Bengal & Assam, Capri Global, and Jio Financial have negative six-month returns.

What does IIFL Finance do?

IIFL Finance Ltd is a large-cap NBFC offering various financial services, with a net sales of ₹25,912 Cr and a net profit of ₹2,077 Cr as of March 2025. Key metrics include a P/E ratio of 23.00 and a debt-equity ratio of 4.15.

Overview: <BR>IIFL Finance Ltd is a large-cap company operating in the Non-Banking Financial Company (NBFC) sector, providing a range of financial services.<BR><BR>History: <BR>IIFL Finance Ltd was incorporated in October 1995 and underwent several name changes, becoming a Public Limited Company in April 2000. The latest quarterly results reported net sales and net profit for March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 25,912 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 2,077 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: INR 22,347 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 23.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 4.15 <BR>Return on Equity: 7.78% <BR>Price to Book: 1.80<BR><BR>Contact Details: <BR>Address: IIFL House Sun Infotech Park, Rd No 16V Pl No B-23 Wagle Est Thane Maharashtra : 400604 <BR>Tel: 91-22-41035000/67881000 <BR>Email: shareholders@iifl.com/ir@iifl.com <BR>Website: http://www.iifl.com

Who are the top shareholders of the IIFL Finance?

The top shareholders of IIFL Finance include Nirmal Bhanwarlal Jain with 12.59% and Fih Mauritius Investments Ltd with 15.21%. Foreign institutional investors hold 28.03%, while mutual funds own 3.42%, and individual investors account for 15.45%, with no pledged promoter holdings.

The top shareholders of IIFL Finance include several key players. The promoter with the highest holding is Nirmal Bhanwarlal Jain, who holds 12.59% of the shares. Additionally, Fih Mauritius Investments Ltd is the highest public shareholder, owning 15.21%. <BR><BR>In terms of institutional holdings, foreign institutional investors (FIIs) hold 28.03% of the shares, represented by 140 different FIIs. Mutual funds are also involved, with 25 schemes collectively holding 3.42%. Individual investors account for 15.45% of the total shares. <BR><BR>Overall, the majority of the shareholders are non-institutional, and there are no pledged promoter holdings.

Is IIFL Finance technically bullish or bearish?

As of October 9, 2025, IIFL Finance's technical trend has shifted to bullish, supported by positive daily moving averages, bullish Bollinger Bands, and a strong OBV, despite a mildly bearish weekly MACD.

As of 9 October 2025, the technical trend for IIFL Finance has changed from mildly bullish to bullish. The current technical stance is bullish with moderate strength. Key indicators driving this stance include the daily moving averages which are bullish, and the Bollinger Bands indicating bullishness on both weekly and monthly time frames. Although the MACD on a weekly basis is mildly bearish, the monthly MACD is bullish, supporting the overall positive outlook. The OBV is bullish on both weekly and monthly charts, further reinforcing the bullish sentiment.

How has been the historical performance of IIFL Finance?

IIFL Finance has experienced steady growth in net sales and total assets from March 2019 to March 2025, but profitability metrics have declined, with profit before tax and profit after tax decreasing significantly in recent years, alongside negative cash flow from operations.

Answer:<BR>The historical performance of IIFL Finance shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>IIFL Finance's net sales have seen a steady increase from INR 4,977.80 crore in March 2019 to INR 10,210.90 crore in March 2025, although there was a slight decline in March 2024. Total operating income mirrored this trend, reaching INR 10,210.90 crore in March 2025. The company’s total expenditure, excluding depreciation, rose significantly from INR 1,442.68 crore in March 2019 to INR 4,585.47 crore in March 2025. Operating profit (PBDIT) showed growth from INR 3,535.12 crore in March 2019 to INR 5,651.60 crore in March 2025, despite a dip in March 2024. However, interest expenses increased from INR 2,585.04 crore in March 2019 to INR 4,169.52 crore in March 2025, impacting profit before tax, which fell to INR 707.01 crore in March 2025 from INR 2,571.91 crore in March 2024. Profit after tax also decreased to INR 578.16 crore in March 2025 from INR 1,974.22 crore in March 2024. The total assets of the company rose from INR 34,130.47 crore in March 2019 to INR 67,258.78 crore in March 2025, while total liabilities increased from INR 34,130.47 crore to INR 67,258.78 crore in the same period. Cash flow from operating activities has been negative in recent years, indicating challenges in generating cash from operations, with a net cash outflow of INR 1,162 crore in March 2024. Overall, while IIFL Finance has shown growth in sales and assets, profitability metrics have faced significant pressures in recent years.

Is IIFL Finance overvalued or undervalued?

As of December 3, 2025, IIFL Finance is considered very expensive and overvalued, with a PE Ratio of 28.47 and a PEG Ratio of 0.00, despite outperforming the Sensex year-to-date.

As of 3 December 2025, the valuation grade for IIFL Finance has moved from expensive to very expensive. The company is currently overvalued based on its financial metrics. Key ratios include a PE Ratio of 28.47, an EV to EBIT of 12.63, and a Price to Book Value of 1.88, which indicate a premium valuation compared to its peers.<BR><BR>In comparison to its industry peers, IIFL Finance's PE Ratio is lower than Bajaj Finance's 34.68 but significantly higher than Life Insurance's attractive valuation of 10.75. The PEG Ratio of 0.00 suggests that there is no growth expectation priced into the stock, which further supports the overvaluation conclusion. While IIFL Finance has outperformed the Sensex with a year-to-date return of 38.83% compared to the Sensex's 8.92%, this does not mitigate the concerns regarding its current valuation.

Has IIFL Finance Ltd declared dividend?

Yes, IIFL Finance Ltd has declared a dividend of 200%, amounting to ₹4 per share, with an ex-date of January 25, 2024. Total returns over the last 5 years reached 363.64%, highlighting strong long-term performance.

IIFL Finance Ltd has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 200%<BR>- Amount per share: 4<BR>- Ex-date: Jan-25-2024<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 3 months, the price return was 6.0%, the dividend return was 0.79%, resulting in a total return of 6.79%.<BR><BR>Over the past 6 months, the price return was -2.37%, the dividend return was 0.81%, leading to a total return of -1.56%.<BR><BR>In the last year, the price return was 34.85%, the dividend return was 1.14%, culminating in a total return of 35.99%.<BR><BR>For the 2-year period, the price return was -13.95%, the dividend return was 0.69%, resulting in a total return of -13.26%.<BR><BR>In the 3-year span, the price return was 12.63%, the dividend return was 1.69%, leading to a total return of 14.32%.<BR><BR>Over the last 4 years, the price return was 74.74%, the dividend return was 3.92%, culminating in a total return of 78.66%.<BR><BR>Finally, in the 5-year period, the price return was 356.55%, the dividend return was 7.09%, resulting in a total return of 363.64%.<BR><BR>Overall, IIFL Finance Ltd has declared a significant dividend, and the total returns over various periods show a mixed performance, with notable gains over the longer term, particularly in the 5-year period.

When is the next results date for IIFL Finance Ltd?

The next results date for IIFL Finance Ltd is April 29, 2026.

The next results date for IIFL Finance Ltd is scheduled for April 29, 2026.

Are IIFL Finance Ltd latest results good or bad?

IIFL Finance Ltd's Q4 FY26 results are strong, with a 182.57% increase in net profit and a 42.50% rise in interest income, indicating solid operational performance. However, the stock has declined 33.80% from its 52-week high, reflecting cautious investor sentiment.

IIFL Finance Ltd's latest results for Q4 FY26 are quite impressive. The company reported a consolidated net profit of ₹586.84 crores, which marks a substantial increase of 182.57% year-on-year. Additionally, interest income reached ₹3,692.50 crores, reflecting a robust 42.50% growth compared to the same quarter last year. The operating margin also improved significantly, reaching a record high of 67.67%.<BR><BR>These results indicate strong operational performance and effective cost management, showcasing the company's ability to scale its lending operations while maintaining profitability. However, despite these positive results, the stock has faced challenges, trading down 33.80% from its 52-week high, which suggests that investor sentiment may be cautious due to valuation concerns and broader market volatility.<BR><BR>Overall, while the financial performance is strong and highlights the company's operational excellence, the stock's recent decline indicates a complex situation for investors.

Should I buy, sell or hold IIFL Finance Ltd?

Why is IIFL Finance Ltd falling/rising?

As of 08-May, IIFL Finance Ltd's stock is experiencing a decline of -2.45 (-0.53%) after two days of gains, with decreased investor participation and delivery volume down by 35.25%. Despite strong long-term fundamentals, the stock is trading below key moving averages and has seen a year-to-date decline of 24.42%, contributing to current downward pressure.

As of 08-May, IIFL Finance Ltd's stock price is currently falling, with a change of -2.45 (-0.53%). This decline follows a trend reversal after two consecutive days of gains. The stock's performance today is inline with the sector, but it is noteworthy that investor participation has decreased, with delivery volume falling by 35.25% against the 5-day average. <BR><BR>Despite the recent drop, the stock has shown strong long-term fundamental strength, evidenced by an average Return on Equity (ROE) of 14.27% and a significant growth in net profit of 147.96% in the last quarter. The company has reported positive results for the last two consecutive quarters, with net sales reaching their highest at Rs 3,692.50 crore. However, the stock is currently trading below its 50-day, 100-day, and 200-day moving averages, indicating a bearish trend in the short term.<BR><BR>While the stock has generated a return of 28.20% over the past year, which is significantly higher than the market average, the year-to-date performance shows a decline of 24.42%, compared to a 9.26% drop in the benchmark index. This disparity may contribute to the current downward pressure on the stock price, as investors may be reacting to the broader market conditions and the recent decrease in trading volume.

Which are the latest news on IIFL Finance?