New India Assura

Why is New India Assurance Company Ltd falling/rising?

As of 06-Aug, the stock price of New India Assurance Company Ltd is currently Rs 179.00, reflecting a 2.72% decrease. This decline is due to short-term market pressures, despite the stock's positive long-term trends and increased investor interest.

As of 06-Aug, the stock price of New India Assurance Company Ltd is falling, currently at Rs 179.00, which reflects a decrease of Rs 5.0 or 2.72%. This decline is occurring despite the stock having outperformed the benchmark Sensex over the past week, with a return of +7.93% compared to the Sensex's +1.32%. However, over the past month, the stock has underperformed, showing a decrease of -3.71% while the Sensex gained +0.86%.<BR><BR>Today's performance indicates that the stock has underperformed its sector by -2.47%. It reached an intraday low of Rs 178.2, which is a drop of -3.15%. Despite this, the stock is trading above its moving averages across various time frames, suggesting a generally positive trend in the longer term. Additionally, there has been a significant increase in investor participation, with delivery volume rising by 563.84% against the 5-day average, indicating heightened interest in the stock.<BR><BR>Overall, the current decline in the stock price can be attributed to short-term market pressures and recent underperformance relative to its sector, despite positive longer-term trends and increased trading activity.

Which are the latest news on New India Assura?

Should I buy, sell or hold New India Assurance Company Ltd?

Are New India Assurance Company Ltd latest results good or bad?

New India Assurance Company Ltd's latest results are concerning, showing a net loss of ₹242.65 crores in Q1 FY27, a 160.61% decline year-on-year, alongside a drop in operating margin and below-average return on equity. Investors should be cautious due to significant operational challenges and an uncertain outlook.

The latest results for New India Assurance Company Ltd indicate a challenging situation. In Q1 FY27, the company reported a net loss of ₹242.65 crores, which is a significant decline of 160.61% year-on-year. This marks a troubling deterioration in profitability, as the company had previously posted a profit of ₹400.33 crores in the same quarter last year.<BR><BR>While net sales showed a modest increase of 1.54% year-on-year, they declined by 5.14% compared to the previous quarter. The operating margin also fell sharply to -2.11%, the lowest in eight quarters, highlighting severe underwriting stress. Additionally, the return on equity (ROE) of 3.28% is below the industry average, indicating inefficient capital deployment.<BR><BR>Overall, the results reflect significant operational challenges and a need for strategic improvements. Investors should be cautious, as the company's financial health appears to be under pressure, and the outlook remains uncertain until there are signs of recovery in profitability and operational efficiency.

When is the next results date for New India Assurance Company Ltd?

The next results date for New India Assurance Company Ltd is July 24, 2026.

The next results date for New India Assurance Company Ltd is scheduled for July 24, 2026.

What does New India Assura do?

New India Assurance Company Ltd is India's largest general insurance provider, established in 1919, with a market cap of INR 25,017 Cr and reported net sales of 12,544 Cr and net profit of 578 Cr for March 2026. Key metrics include a P/E ratio of 18.00 and a dividend yield of 1.20%.

Overview:<BR>New India Assurance Company Ltd is the largest general insurance company in India, operating in the insurance industry and classified as a small-cap company.<BR><BR>History:<BR>The company was incorporated in 1919 and has maintained its status as a leading insurer. The latest quarterly results reported are for March 2026, showcasing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>- Net Sales: 12,544 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 578 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 25,017 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 18.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 1.20%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 4.08%<BR>- Price to Book: 0.72<BR><BR>Contact Details:<BR>Address: New India Assurance Building, 87 M G Road Fort Mumbai Maharashtra : 400001<BR>Tel: 91-22-22708263<BR>Email: cmd.nia@newindia.co.in<BR>Website: http://www.newindia.co.in

How big is New India Assura?

As of 10th June, New India Assurance Company Ltd has a market capitalization of 25,017.00 Cr and reported net sales of 49,781.75 Cr and net profit of 1,412.26 Cr over the latest four quarters.

As of 10th June, <BR><BR>Market Cap: New India Assurance Company Ltd has a market capitalization of 25,017.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 49,781.75 Cr, while the sum of Net Profit for the same period is 1,412.26 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the latest annual data is March 2025. Shareholder's Funds stand at 28,995.11 Cr, and Total Assets amount to 1,09,499.47 Cr.

Who are in the management team of New India Assura?

The management team of New India Assura includes Neerja Kapur (Chairman & Managing Director), A S Rajeev, Ratan Kumar Das, Surender Kumar Agarwal (all Independent Non-Executive Directors), Mandakini Balodhi (Government Nominee), Titus Francis Maliakkel (Director & CFO), Smita Srivastava (Director), Akani Devi (Independent Director), and Jayashree Anil Nair (Company Secretary & Compliance Officer).

The management team of New India Assura includes the following individuals:<BR><BR>1. Neerja Kapur - Chairman & Managing Director<BR>2. A S Rajeev - Independent Non-Executive Director<BR>3. Ratan Kumar Das - Independent Non-Executive Director<BR>4. Surender Kumar Agarwal - Independent Non-Executive Director<BR>5. Mandakini Balodhi - Nominee from the Government of India<BR>6. Titus Francis Maliakkel - Director & Chief Financial Officer<BR>7. Ms. Smita Srivastava - Director<BR>8. Akani Devi - Independent Director<BR>9. Jayashree Anil Nair - Company Secretary & Compliance Officer<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the New India Assura?

Peers of New India Assura include HDFC Life Insurance, ICICI Lombard, and Max Financial, among others. New India Assura has below-average management risk and growth, with a 1-year return of -25.55%.

Peers: The peers of New India Assura are HDFC Life Insur., ICICI Lombard, ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, Go Digit General, Niva Bupa Health, and Medi Assist Ser.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard and Go Digit General, while Good management risk is found at Medi Assist Ser. Average management risk is present at HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, and Niva Bupa Health, and the rest. Below Average management risk is noted for New India Assura. In terms of growth, Good growth is seen at Go Digit General and Niva Bupa Health, while Average growth is found at HDFC Life Insur., ICICI Lombard, General Insuranc, and the rest. Below Average growth is noted for ICICI Pru Life, Max Financial, Star Health Insu, and New India Assura. All peers have Excellent capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Star Health Insu at 12.98%, while the peer with the lowest is Medi Assist Ser. at -29.31%. New India Assura's 1-year return is -25.55%, which is higher than Medi Assist Ser. but lower than Star Health Insu. Additionally, the six-month return is negative for HDFC Life Insur., ICICI Pru Life, Max Financial, Go Digit General, New India Assura, and Medi Assist Ser.

Is New India Assura overvalued or undervalued?

As of November 14, 2025, New India Assura is considered overvalued with a PE ratio of 25.53, significantly higher than its peers, and has underperformed in the market with a year-to-date return of -10.45%.

As of 14 November 2025, the valuation grade for New India Assura has moved from very expensive to expensive. The company is currently considered overvalued based on its financial metrics. The PE ratio stands at 25.53, which is significantly higher than peers like Life Insurance with a PE of 11.25 and I R F C at 23.13. Additionally, the EV to EBIT ratio is 14.16, which aligns with its expensive classification, while the PEG ratio is notably at 0.00, indicating a lack of growth expectations.<BR><BR>In comparison to its peers, New India Assura's valuation appears stretched, particularly when contrasted with Bajaj Finance, which is categorized as very expensive with a PE of 34.62. The company's recent stock performance has been underwhelming, with a year-to-date return of -10.45%, while the Sensex has gained 8.22% during the same period. This underperformance, coupled with its elevated valuation ratios, reinforces the conclusion that New India Assura is overvalued in the current market environment.

How has been the historical performance of New India Assura?

New India Assura has shown steady growth in net sales and total operating income, increasing from 35,770.73 Cr in Mar'22 to 43,570.99 Cr in Mar'25. However, operating profit and profit after tax have declined significantly since peaking in Mar'21, while total assets and liabilities have risen substantially, and cash flow from operating activities has been negative.

Answer:<BR>The historical performance of New India Assura shows a steady growth in net sales and total operating income over the years, with net sales reaching 43,570.99 Cr in Mar'25, up from 35,770.73 Cr in Mar'22. The total operating income also increased to 43,570.99 Cr in Mar'25 from 35,770.73 Cr in Mar'22. However, the operating profit (PBDIT) has fluctuated, peaking at 2,059.76 Cr in Mar'21 before declining to 929.87 Cr in Mar'25. Profit after tax showed a similar trend, with a high of 1,640.47 Cr in Mar'21, dropping to 972.22 Cr in Mar'25. The company's total assets increased significantly from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25, while total liabilities also rose from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25. Cash flow from operating activities has been negative in recent years, with a cash outflow of 3,389.00 Cr in Mar'25, although cash flow from investing activities remained positive at 4,966.00 Cr.<BR><BR>Breakdown:<BR>New India Assura has demonstrated a consistent upward trend in net sales and total operating income, with figures rising from 35,770.73 Cr in Mar'22 to 43,570.99 Cr in Mar'25. Despite this growth, the operating profit (PBDIT) has seen significant fluctuations, peaking at 2,059.76 Cr in Mar'21 before declining to 929.87 Cr in Mar'25. Profit after tax also reflected this volatility, reaching a high of 1,640.47 Cr in Mar'21 and decreasing to 972.22 Cr in Mar'25. The company's total assets have grown substantially, increasing from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25, while total liabilities mirrored this growth, rising to the same figure. Cash flow from operating activities has been negative in recent years, with a notable outflow of 3,389.00 Cr in Mar'25, although cash flow from investing activities remained robust at 4,966.00 Cr, indicating ongoing investment despite operational challenges.

Is New India Assura technically bullish or bearish?

As of November 12, 2025, the market trend is mildly bearish, supported by bearish MACD readings, Bollinger Bands, KST, and Dow Theory across weekly and monthly time frames, despite a mildly bullish signal from daily moving averages.

As of 12 November 2025, the technical trend has changed from sideways to mildly bearish. The current stance is mildly bearish, driven by the weekly and monthly MACD readings, both indicating a bearish sentiment. The Bollinger Bands also reflect a mildly bearish trend on the weekly and a bearish trend on the monthly. The KST and Dow Theory confirm this bearish outlook on both time frames. Although the daily moving averages show a mildly bullish signal, this is overshadowed by the overall bearish indicators. The RSI shows no signal, indicating a lack of momentum in either direction. Overall, the strength of the bearish stance is supported by multiple indicators across different time frames.

Who are the top shareholders of the New India Assura?

The top shareholders of New India Assura are the Government of India, holding 85.44%, followed by the Life Insurance Corporation of India with 8.67%. Individual investors own 2.08%, while mutual funds and foreign institutional investors hold 0.09% and 0.91%, respectively.

The top shareholders of New India Assura are primarily dominated by the Government of India, which holds 85.44% of the shares in the name of the President of India. The next largest public shareholder is the Life Insurance Corporation of India, with a holding of 8.67%. Additionally, individual investors collectively hold 2.08% of the shares, while mutual funds and foreign institutional investors hold minor stakes of 0.09% and 0.91%, respectively. There are no pledged promoter holdings reported.

What is the bonus history of the New India Assura?

The New India Assurance Company Ltd announced a 1:1 bonus issue on June 27, 2018, with a record date of June 28, 2018, allowing shareholders to receive one additional share for each share held.

The New India Assurance Company Ltd has a bonus history that includes a notable 1:1 bonus issue announced on June 27, 2018. The record date for this bonus was June 28, 2018. This means that shareholders received one additional share for every share they held as of the record date.

Has New India Assura declared dividend?

Yes, New India Assurance Company Ltd has declared a 41% dividend, amounting to ₹2.05 per share, with an ex-date of September 6, 2024. While recent returns have been mixed, the company has shown substantial gains over the longer term, particularly in the 2 and 3-year periods.

New India Assurance Company Ltd has declared a 41% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 41%<BR>- Amount per share: 2.05<BR>- Ex-date: Sep-06-2024<BR><BR>Dividend Yield: 1.09%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -7.12%, with no dividend return, resulting in a total return of -7.12%.<BR><BR>Over the past year, the price return was -11.97%, and the dividend return was 0.85%, leading to a total return of -11.12%.<BR><BR>In the 2-year period, the price return was 61.9%, with a dividend return of 3.24%, culminating in a total return of 65.14%.<BR><BR>For the 3-year period, the price return was 95.2%, and the dividend return was 5.29%, resulting in a total return of 100.49%.<BR><BR>In the last 4 years, the price return was 9.76%, with a dividend return of 2.57%, leading to a total return of 12.33%.<BR><BR>Over the 5-year period, the price return was 61.28%, and the dividend return was 3.52%, resulting in a total return of 64.8%.<BR><BR>Overall, New India Assurance has declared a significant dividend, and while recent returns have been mixed, the longer-term performance shows substantial gains, particularly in the 2 and 3-year periods.