New India Assura

INR
149.75
1.95 (1.32%)
BSENSE

Feb 06

BSE+NSE Vol: 15.5 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

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Comparison

Company
Score
Quality
Valuation
Financial
Technical
ICICI Pru Life
General Insuranc
Star Health Insu
ICICI Lombard
Go Digit General
Max Financial
New India Assura
HDFC Life Insur.
Niva Bupa Health
Medi Assist Ser.
Canara HSBC

Why is New India Assurance Company Ltd ?

1
Poor long term growth as Operating profit has grown by an annual rate of -7.10%
2
Flat results in Dec 25
  • NON-OPERATING INCOME(Q) is 44.52 % of Profit Before Tax (PBT)
3
Despite the size of the company, domestic mutual funds hold only 0.58% of the company
  • Domestic mutual funds have capability to do in-depth on-the-ground research on companies- their small stake may signify either they are not comfortable at the price or the business
4
Below par performance in long term as well as near term
  • Along with generating -15.85% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Insurance)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is New India Assura for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
New India Assura
-15.85%
-0.44
36.39%
Sensex
7.07%
0.61
11.53%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
9.50%
EBIT Growth (5y)
-7.10%
Net Debt to Equity (avg)
0
Institutional Holding
12.15%
ROE (avg)
3.07%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
21
Industry P/E
22
Price to Book Value
0.86
EV to EBIT
12.35
EV to EBITDA
12.35
EV to Capital Employed
0.69
EV to Sales
0.19
PEG Ratio
1.00
Dividend Yield
1.20%
ROCE (Latest)
4.78%
ROE (Latest)
4.03%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Mildly Bearish
Moving Averages
Bearish (Daily)
KST
Bearish
Bearish
Dow Theory
Mildly Bullish
No Trend
OBV
Mildly Bearish
No Trend
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

5What is working for the Company
PBT LESS OI(Q)

At Rs 206.49 cr has Grown at 109.89%

PAT(9M)

At Rs 834.34 cr has Grown at 23.05%

-2What is not working for the Company
NON-OPERATING INCOME(Q)

is 44.52 % of Profit Before Tax (PBT

Loading Valuation Snapshot...

Here's what is working for New India Assura

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 206.49 cr has Grown at 109.89%
Year on Year (YoY)
MOJO Watch
Near term PBT trend is very positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Nine Monthly
At Rs 834.34 cr has Grown at 23.05%
Year on Year (YoY)
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Here's what is not working for New India Assura

Non Operating Income - Quarterly
is 44.52 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model

Non Operating Income to PBT