{
  "main_header": {
    "sid": 1002871,
    "name": "New India Assura",
    "stock_name": "New India Assura",
    "full_name": "New India Assurance Company Ltd",
    "name_url": "stocks-analysis/new-india-assura",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "162.40",
    "chg": -0.75,
    "chgp": "-0.46%",
    "dir": -1,
    "prev_price": "163.15",
    "mcapval": "26,763.52 Cr",
    "mcap": "Small Cap",
    "scripcode": 540769,
    "symbol": "NIACL",
    "ind_name": "Insurance",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE470Y01017",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "33.57 k",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 1,
    "market_time": 1,
    "is_blur": 1,
    "is_blur_class": "blur-registerF-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/new-india-assura-1002871-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
    }
  },
  "news": {
    "results": [
      {
        "title": "Why is New India Assura falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-new-india-assura-fallingrising-3747393",
        "imagepath": "",
        "date": "2025-12-05 01:13:12",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Recent Price Movement and Market Comparison</strong></p>\n<p>On 04 December, New India Assurance’s stock closed at ₹163.15, down by ₹1.75 or 1.06% during the trading session. This decline is part of a broader trend, with the stock having fallen for six consecutive days, resulting in a cumulative loss of 5.86% over this period. The stock’s underperformance is stark when compared to the broader market indices. Over the past week, the share price dropped by 4.56%, significantly lagging behind the Sensex’s modest decline of 0.53%. The disparity widens over longer horizons: in the last month, the stock fell 10.73% while the Sensex gained 2.16%. Year-to-date, New India Assurance has declined 18.83%, contrasting sharply with the Sensex’s 9.12% gain. Over one year, the stock’s return stands at -20.22..."
      },
      {
        "title": "New India Assura’s Evaluation Revised Amidst Challenging Financial Trends",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/new-india-assura-downgraded-to-sell-by-marketsmojo-amid-weak-financials-3730948",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/NewIndiaAssura_mojoScore_3730948.png",
        "date": "2025-11-26 09:46:20",
        "description": "New India Assura has experienced a revision in its market evaluation, reflecting shifts in key financial and technical parameters. This adjustment comes amid subdued profit performance and valuation concerns within the insurance sector, impacting investor sentiment and stock returns."
      },
      {
        "title": "Is New India Assura overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-new-india-assura-overvalued-or-undervalued-3706139",
        "imagepath": "",
        "date": "2025-11-17 08:12:11",
        "description": "As of 14 November 2025, the valuation grade for New India Assura has moved from very expensive to expensive. The company is currently considered overvalued based on its financial metrics. The PE ratio stands at 25.53, which is significantly higher than peers like Life Insurance with a PE of 11.25 and I R F C at 23.13. Additionally, the EV to EBIT ratio is 14.16, which aligns with its expensive classification, while the PEG ratio is notably at 0.00, indicating a lack of growth expectations.\n\nIn comparison to its peers, New India Assura's valuation appears stretched, particularly when contrasted with Bajaj Finance, which is categorized as very expensive with a PE of 34.62. The company's recent stock performance has been underwhelming, with a year-to-date return of -10.45%, while the Sensex has gained 8.22% during the same period. This underperformance, coupled with its elevated valuation ratios, reinforces th..."
      },
      {
        "title": "Is New India Assura overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-new-india-assura-overvalued-or-undervalued-3705502",
        "imagepath": "",
        "date": "2025-11-16 08:11:52",
        "description": "As of 14 November 2025, the valuation grade for New India Assura has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE Ratio of 25.53, an EV to EBIT of 14.16, and a Price to Book Value of 1.02. In comparison, Bajaj Finance has a significantly higher PE Ratio of 34.62, while Life Insurance stands out with a much lower PE Ratio of 11.25, indicating a more attractive valuation in the sector.\n\nDespite a recent decline in stock performance, with a year-to-date return of -10.45% compared to the Sensex's 8.22%, New India Assura's financial metrics suggest it is trading at a premium relative to its peers. The company's ROE stands at 3.58%, which is relatively low, further supporting the conclusion that it is overvalued in the current market context...."
      },
      {
        "title": "New India Assurance Q2 FY26: Profit Plunges 40% Amid Margin Pressure",
        "link": "https://www.marketsmojo.com/news/result-analysis/new-india-assurance-q2-fy26-profit-plunges-40-amid-margin-pressure-3718293",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/NewIndiaAssuran_quaterlyResult_3718293.png",
        "date": "2025-11-15 10:56:13",
        "description": "The New India Assurance Company Limited, India's largest general insurance company by net worth and domestic gross direct premium, reported a concerning 39.73% year-on-year decline in consolidated net profit for Q2 FY26, posting ₹54.06 crores compared to ₹89.70 crores in the same quarter last year. The sharp profit contraction comes despite robust 24.70% revenue growth, highlighting severe margin compression that has raised questions about the sustainability of the company's growth strategy."
      },
      {
        "title": "Is New India Assura overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-new-india-assura-overvalued-or-undervalued-3704707",
        "imagepath": "",
        "date": "2025-11-15 08:11:42",
        "description": "As of 14 November 2025, the valuation grade for New India Assura has moved from very expensive to expensive, indicating a slight improvement in its perceived value. However, the company is still considered overvalued based on its current financial metrics. The PE ratio stands at 25.53, while the Price to Book Value is 1.02, and the EV to EBIT is 14.16. These ratios suggest that the company is trading at a premium compared to its earnings and book value.\n\nIn comparison to its peers, New India Assura's valuation appears high, especially when contrasted with Life Insurance, which has a PE ratio of 11.25 and an EV to EBITDA of 9.29, indicating it is very attractive. Additionally, Bajaj Finserv, which is also classified as expensive, has a significantly higher PE ratio of 34.07. The recent stock performance shows that New India Assura has underperformed against the Sensex, with a year-to-date return of -10.45% c..."
      },
      {
        "title": "How has been the historical performance of New India Assura?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-new-india-assura-3703965",
        "imagepath": "",
        "date": "2025-11-15 00:20:16",
        "description": "Answer:\nThe historical performance of New India Assura shows a steady growth in net sales and total operating income over the years, with net sales reaching 43,570.99 Cr in Mar'25, up from 35,770.73 Cr in Mar'22. The total operating income also increased to 43,570.99 Cr in Mar'25 from 35,770.73 Cr in Mar'22. However, the operating profit (PBDIT) has fluctuated, peaking at 2,059.76 Cr in Mar'21 before declining to 929.87 Cr in Mar'25. Profit after tax showed a similar trend, with a high of 1,640.47 Cr in Mar'21, dropping to 972.22 Cr in Mar'25. The company's total assets increased significantly from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25, while total liabilities also rose from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25. Cash flow from operating activities has been negative in recent years, with a cash outflow of 3,389.00 Cr in Mar'25, although cash flow from investing activities remained ..."
      },
      {
        "title": "Is New India Assura overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-new-india-assura-overvalued-or-undervalued-3700326",
        "imagepath": "",
        "date": "2025-11-14 08:12:43",
        "description": "As of 13 November 2025, the valuation grade for New India Assura has moved from fair to very expensive, indicating a significant shift in its market perception. The company is currently assessed as overvalued. Key ratios include a PE Ratio of 25.33, an EV to EBIT of 14.80, and a PEG Ratio of 2.72, all of which suggest that the stock is trading at a premium compared to its earnings growth potential.\n\nIn comparison to its peers, New India Assura's PE Ratio of 25.33 is notably higher than Life Insurance's attractive PE of 11.18, while Bajaj Finance, also categorized as very expensive, has a PE of 34.18. This indicates that New India Assura is priced significantly higher relative to its earnings than some of its competitors. Additionally, the company's recent stock performance shows a year-to-date decline of 8.41%, contrasting with the Sensex's gain of 8.11%, further reinforcing the notion that the stock may be..."
      },
      {
        "title": "How has been the historical performance of New India Assura?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-new-india-assura-3699621",
        "imagepath": "",
        "date": "2025-11-13 23:44:03",
        "description": "Answer:\nThe historical performance of New India Assura shows a steady increase in net sales and total operating income over the years, with net sales reaching 43,570.99 Cr in Mar'25, up from 43,518.48 Cr in Mar'24 and significantly higher than 35,770.73 Cr in Mar'22. The total expenditure also rose to 42,641.12 Cr in Mar'25 from 42,121.48 Cr in Mar'24, leading to an operating profit of 929.87 Cr in Mar'25, a decrease from 1,397.00 Cr in Mar'24. Profit before tax was recorded at 1,022.50 Cr in Mar'25, down from 1,412.11 Cr in Mar'24, while profit after tax was 972.22 Cr, slightly lower than 1,091.12 Cr in the previous year. The consolidated net profit for Mar'25 was 1,036.63 Cr, compared to 1,116.48 Cr in Mar'24. The company maintained a consistent equity capital of 824.00 Cr over the years, with total assets increasing to 1,09,499.47 Cr in Mar'25 from 1,07,147.20 Cr in Mar'24. Cash flow from operating activ..."
      }
    ],
    "total": 526,
    "sid": "1002871",
    "stock_news_url": "https://www.marketsmojo.com/news/new-india-assurance-company-1002871"
  },
  "announcements": [
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome",
      "datetime": "21-Nov-2025",
      "details": "PFA the letter wrt the captioned subject.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome",
      "datetime": "17-Nov-2025",
      "details": "The audio/video recording link of the Investor meet held on 17.11.2025 has been uploaded.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Investor Presentation",
      "datetime": "14-Nov-2025",
      "details": "Investor Presentation for the Quarter ended 30.09.2025",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "New India Assurance Company Ltd has declared <strong>36%</strong> dividend, ex-date: 04 Sep 25",
          "dt": "2025-09-04",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "No <strong>Splits</strong> history available",
      "data": []
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "",
      "data": [
        {
          "txt": "New India Assurance Company Ltd has announced <strong>1:1</strong> bonus issue, ex-date: 27 Jun 18",
          "dt": "2018-06-27",
          "middle_text": "Bonus Alert"
        }
      ]
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Why is New India Assura falling/rising?

2025-12-05 01:13:12

Recent Price Movement and Market Comparison

On 04 December, New India Assurance’s stock closed at ₹163.15, down by ₹1.75 or 1.06% during the trading session. This decline is part of a broader trend, with the stock having fallen for six consecutive days, resulting in a cumulative loss of 5.86% over this period. The stock’s underperformance is stark when compared to the broader market indices. Over the past week, the share price dropped by 4.56%, significantly lagging behind the Sensex’s modest decline of 0.53%. The disparity widens over longer horizons: in the last month, the stock fell 10.73% while the Sensex gained 2.16%. Year-to-date, New India Assurance has declined 18.83%, contrasting sharply with the Sensex’s 9.12% gain. Over one year, the stock’s return stands at -20.22...

Read More

New India Assura’s Evaluation Revised Amidst Challenging Financial Trends

2025-11-26 09:46:20

New India Assura has experienced a revision in its market evaluation, reflecting shifts in key financial and technical parameters. This adjustment comes amid subdued profit performance and valuation concerns within the insurance sector, impacting investor sentiment and stock returns.

Read More

Is New India Assura overvalued or undervalued?

2025-11-17 08:12:11

As of 14 November 2025, the valuation grade for New India Assura has moved from very expensive to expensive. The company is currently considered overvalued based on its financial metrics. The PE ratio stands at 25.53, which is significantly higher than peers like Life Insurance with a PE of 11.25 and I R F C at 23.13. Additionally, the EV to EBIT ratio is 14.16, which aligns with its expensive classification, while the PEG ratio is notably at 0.00, indicating a lack of growth expectations. In comparison to its peers, New India Assura's valuation appears stretched, particularly when contrasted with Bajaj Finance, which is categorized as very expensive with a PE of 34.62. The company's recent stock performance has been underwhelming, with a year-to-date return of -10.45%, while the Sensex has gained 8.22% during the same period. This underperformance, coupled with its elevated valuation ratios, reinforces th...

Read More

Is New India Assura overvalued or undervalued?

2025-11-16 08:11:52

As of 14 November 2025, the valuation grade for New India Assura has moved from very expensive to expensive. The company is currently considered overvalued. Key ratios include a PE Ratio of 25.53, an EV to EBIT of 14.16, and a Price to Book Value of 1.02. In comparison, Bajaj Finance has a significantly higher PE Ratio of 34.62, while Life Insurance stands out with a much lower PE Ratio of 11.25, indicating a more attractive valuation in the sector. Despite a recent decline in stock performance, with a year-to-date return of -10.45% compared to the Sensex's 8.22%, New India Assura's financial metrics suggest it is trading at a premium relative to its peers. The company's ROE stands at 3.58%, which is relatively low, further supporting the conclusion that it is overvalued in the current market context....

Read More

New India Assurance Q2 FY26: Profit Plunges 40% Amid Margin Pressure

2025-11-15 10:56:13

The New India Assurance Company Limited, India's largest general insurance company by net worth and domestic gross direct premium, reported a concerning 39.73% year-on-year decline in consolidated net profit for Q2 FY26, posting ₹54.06 crores compared to ₹89.70 crores in the same quarter last year. The sharp profit contraction comes despite robust 24.70% revenue growth, highlighting severe margin compression that has raised questions about the sustainability of the company's growth strategy.

Read More

Is New India Assura overvalued or undervalued?

2025-11-15 08:11:42

As of 14 November 2025, the valuation grade for New India Assura has moved from very expensive to expensive, indicating a slight improvement in its perceived value. However, the company is still considered overvalued based on its current financial metrics. The PE ratio stands at 25.53, while the Price to Book Value is 1.02, and the EV to EBIT is 14.16. These ratios suggest that the company is trading at a premium compared to its earnings and book value. In comparison to its peers, New India Assura's valuation appears high, especially when contrasted with Life Insurance, which has a PE ratio of 11.25 and an EV to EBITDA of 9.29, indicating it is very attractive. Additionally, Bajaj Finserv, which is also classified as expensive, has a significantly higher PE ratio of 34.07. The recent stock performance shows that New India Assura has underperformed against the Sensex, with a year-to-date return of -10.45% c...

Read More

How has been the historical performance of New India Assura?

2025-11-15 00:20:16

Answer: The historical performance of New India Assura shows a steady growth in net sales and total operating income over the years, with net sales reaching 43,570.99 Cr in Mar'25, up from 35,770.73 Cr in Mar'22. The total operating income also increased to 43,570.99 Cr in Mar'25 from 35,770.73 Cr in Mar'22. However, the operating profit (PBDIT) has fluctuated, peaking at 2,059.76 Cr in Mar'21 before declining to 929.87 Cr in Mar'25. Profit after tax showed a similar trend, with a high of 1,640.47 Cr in Mar'21, dropping to 972.22 Cr in Mar'25. The company's total assets increased significantly from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25, while total liabilities also rose from 75,296.37 Cr in Mar'20 to 1,09,499.47 Cr in Mar'25. Cash flow from operating activities has been negative in recent years, with a cash outflow of 3,389.00 Cr in Mar'25, although cash flow from investing activities remained ...

Read More

Is New India Assura overvalued or undervalued?

2025-11-14 08:12:43

As of 13 November 2025, the valuation grade for New India Assura has moved from fair to very expensive, indicating a significant shift in its market perception. The company is currently assessed as overvalued. Key ratios include a PE Ratio of 25.33, an EV to EBIT of 14.80, and a PEG Ratio of 2.72, all of which suggest that the stock is trading at a premium compared to its earnings growth potential. In comparison to its peers, New India Assura's PE Ratio of 25.33 is notably higher than Life Insurance's attractive PE of 11.18, while Bajaj Finance, also categorized as very expensive, has a PE of 34.18. This indicates that New India Assura is priced significantly higher relative to its earnings than some of its competitors. Additionally, the company's recent stock performance shows a year-to-date decline of 8.41%, contrasting with the Sensex's gain of 8.11%, further reinforcing the notion that the stock may be...

Read More

How has been the historical performance of New India Assura?

2025-11-13 23:44:03

Answer: The historical performance of New India Assura shows a steady increase in net sales and total operating income over the years, with net sales reaching 43,570.99 Cr in Mar'25, up from 43,518.48 Cr in Mar'24 and significantly higher than 35,770.73 Cr in Mar'22. The total expenditure also rose to 42,641.12 Cr in Mar'25 from 42,121.48 Cr in Mar'24, leading to an operating profit of 929.87 Cr in Mar'25, a decrease from 1,397.00 Cr in Mar'24. Profit before tax was recorded at 1,022.50 Cr in Mar'25, down from 1,412.11 Cr in Mar'24, while profit after tax was 972.22 Cr, slightly lower than 1,091.12 Cr in the previous year. The consolidated net profit for Mar'25 was 1,036.63 Cr, compared to 1,116.48 Cr in Mar'24. The company maintained a consistent equity capital of 824.00 Cr over the years, with total assets increasing to 1,09,499.47 Cr in Mar'25 from 1,07,147.20 Cr in Mar'24. Cash flow from operating activ...

Read More

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