Mangal Credit

Market Cap: Micro Cap
Industry: Non Banking Financial Company (NBFC)
ISIN: INE545L01039
NSEID: MANCREDIT
BSEID: 505850

INR

170.95

2.85 (1.7%)

BSENSE

Dec 24

BSE+NSE Vol: 39.66 k

{
  "main_header": {
    "sid": 234922,
    "name": "Mangal Credit",
    "stock_name": "Mangal Credit",
    "full_name": "Mangal Credit & Fincorp Ltd",
    "name_url": "stocks-analysis/mangal-credit",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "170.95",
    "chg": 2.85,
    "chgp": "1.7%",
    "dir": 1,
    "prev_price": "168.10",
    "mcapval": "362.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 505850,
    "symbol": "MANCREDIT",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE545L01039",
    "curr_date": "Dec 24",
    "curr_time": "",
    "bse_nse_vol": "39.66 k",
    "exc_status": "Active",
    "traded_date": "Dec 24, 2025",
    "traded_date_str": "2025 12 24",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
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  },
  "news": {
    "results": [
      {
        "title": "Mangal Credit & Fincorp Ltd is Rated Strong Sell",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/mangal-credit-fincorp-ltd-is-rated-strong-sell-3768975",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/MangalCreditFin_mojoScore_3768975.png",
        "date": "2025-12-25 12:58:29",
        "description": "Mangal Credit & Fincorp Ltd is rated Strong Sell by MarketsMOJO. This rating was last updated on 10 Dec 2025. However, the analysis and financial metrics presented here reflect the stock’s current position as of 25 December 2025, providing investors with the latest insights into the company’s performance and outlook."
      },
      {
        "title": "Mangal Credit & Fincorp: Analytical Perspective Shift Amid Mixed Financial and Technical Signals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/mangal-credit-fincorp-downgraded-to-strong-sell-amid-bearish-technicals-and-valuation-concerns-3755893",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/MangalCreditFin_mojoScore_3755893.png",
        "date": "2025-12-11 08:02:25",
        "description": "Mangal Credit & Fincorp has experienced a revision in its market assessment following a detailed review of its quality, valuation, financial trends, and technical indicators. This shift reflects a nuanced view of the company’s current position within the Non Banking Financial Company (NBFC) sector, balancing recent quarterly performance against longer-term fundamentals and market dynamics."
      },
      {
        "title": "Why is Mangal Credit falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-mangal-credit-fallingrising-3755617",
        "imagepath": "",
        "date": "2025-12-11 00:31:31",
        "description": "    <div class=\"article-news-new\">\n        <div class=\"article-container\">\n\n<div class=\"article-content\">\n\n<p><strong>Short-Term Price Performance and Market Context</strong></p>\n<p>The stock’s recent price action has been notably weaker compared to the broader market. Over the past week, Mangal Credit’s shares have declined by 2.87%, significantly underperforming the Sensex’s modest 0.84% gain. This negative trend extends over the last month, where the stock dropped 7.89%, while the Sensex advanced by 1.02%. Such divergence indicates that investors have been cautious or bearish on the stock in the near term, possibly reflecting profit-taking or concerns specific to the company or sector.</p>\n<p>Despite this short-term weakness, Mangal Credit’s year-to-date performance remains positive, with a gain of 9.34%, slightly ahead of the Sensex’s 8.00% rise. Over the last one year, the stock has outpaced the benchm..."
      },
      {
        "title": "Mangal Credit & Fincorp Forms Death Cross Signalling Potential Bearish Trend",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/mangal-credit-fincorp-forms-death-cross-signalling-potential-bearish-trend-3755554",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/MangalCreditFin_dealthcross_3755554.png",
        "date": "2025-12-10 18:00:35",
        "description": "Mangal Credit & Fincorp, a micro-cap player in the Non Banking Financial Company (NBFC) sector, has recently formed a Death Cross, a technical pattern where the 50-day moving average crosses below the 200-day moving average. This development often signals a shift towards a bearish trend and suggests a potential weakening in the stock’s medium to long-term momentum."
      },
      {
        "title": "Mangal Credit Sees Revision in Market Evaluation Amid Mixed Financial Signals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/mangal-credit-upgraded-from-strong-sell-to-sell-by-marketsmojo-3741034",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/MangalCredit_mojoScore_3741034.png",
        "date": "2025-12-02 10:09:46",
        "description": "Mangal Credit, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting nuanced shifts across key analytical parameters. This adjustment highlights evolving perspectives on the company’s financial health, valuation, technical outlook, and overall quality within a challenging sector environment."
      },
      {
        "title": "Why is Mangal Credit falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-mangal-credit-fallingrising-3715964",
        "imagepath": "",
        "date": "2025-11-19 21:43:38",
        "description": "As of 19-Nov, Mangal Credit & Fincorp Ltd is experiencing a decline in its stock price, currently at Rs 174.50, which reflects a decrease of Rs 2.9 or 1.63%. The stock has underperformed its sector by 1.46% today, with a high intraday volatility of 5.94%. Despite touching an intraday high of Rs 190 earlier in the day, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages. Over the past week, the stock has decreased by 4.46%, while it has shown a year-to-date increase of 15.14%. However, there has been a notable rise in investor participation, with delivery volume increasing by 517.1% against the 5-day average, indicating some level of interest despite the current price drop.\n\nIn the broader market context, Mangal Credit's recent performance contrasts with the Sensex, which has gained 0.85% over the past week. This suggests that while the stock is facing short-term challe..."
      },
      {
        "title": "Is Mangal Credit overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-mangal-credit-overvalued-or-undervalued-3713528",
        "imagepath": "",
        "date": "2025-11-19 08:07:28",
        "description": "As of 18 November 2025, Mangal Credit's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued. Key ratios include a PE ratio of 31.05, an EV to EBIT of 14.30, and a Price to Book Value of 2.42. \n\nIn comparison to its peers, Mangal Credit's PE ratio is lower than Bajaj Finance's 34.46 but higher than Life Insurance's 11.34, while its EV to EBITDA is also more favorable than Bajaj Finserv's 13.23. Notably, Mangal Credit has shown strong performance with a year-to-date return of 19.43%, significantly outperforming the Sensex's 8.36% during the same period, reinforcing its valuation story...."
      },
      {
        "title": "Are Mangal Credit latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-mangal-credit-latest-results-good-or-bad-3712650",
        "imagepath": "",
        "date": "2025-11-18 19:28:58",
        "description": "Mangal Credit's latest financial results for the quarter ended September 2025 reflect a mixed operational performance. The company reported net sales of ₹15.82 crores, marking a sequential growth of 9.33% from the previous quarter. This increase in revenue represents the highest quarterly sales in the company's recent history, indicating a positive trend in sales momentum.\n\nHowever, the standalone net profit showed a slight decline of 0.67% compared to the previous quarter, which raises concerns about profitability despite the revenue growth. The operating profit before depreciation, interest, and tax (PBDIT) was reported at ₹11.49 crores, with a marginal decrease in the operating profit margin to 72.63%. This suggests that while the company is generating higher sales, it is facing challenges in maintaining profitability levels.\n\nThe company’s average return on equity (ROE) remains below industry standards ..."
      },
      {
        "title": "Is Mangal Credit overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-mangal-credit-overvalued-or-undervalued-3709674",
        "imagepath": "",
        "date": "2025-11-18 08:18:41",
        "description": "As of 17 November 2025, Mangal Credit's valuation grade has moved from fair to expensive, indicating a shift in its perceived market value. The company appears to be overvalued at this time. Key ratios include a PE ratio of 29.63, an EV to EBITDA of 13.81, and a Price to Book Value of 2.64, all suggesting a premium valuation compared to its peers.\n\nIn comparison to notable competitors, Bajaj Finance has a PE ratio of 34.85 and an EV to EBITDA of 19.61, while Life Insurance stands out with a PE of 11.33 and an EV to EBITDA of 9.36, highlighting the disparity in valuation within the sector. Despite Mangal Credit's strong historical stock performance, including a 23.11% return over the past year compared to the Sensex's 9.50%, the current valuation metrics suggest that the stock is priced too high relative to its earnings potential...."
      }
    ],
    "total": 567,
    "sid": "234922",
    "stock_news_url": "https://www.marketsmojo.com/news/mangal-credit-fincorp-234922"
  },
  "announcements": [
    {
      "caption": "Closure of Trading Window",
      "datetime": "24-Dec-2025",
      "details": "Attached herewith intimation for Closure of Trading Window.",
      "source": "BSE"
    },
    {
      "caption": "Allotment Of 1000 Non-Convertible Debentures On Private Placement Basis.",
      "datetime": "26-Nov-2025",
      "details": "Please find herewith detailed disclosure under Reg.30 of SEBI (LODR) Regulations 2015.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "15-Nov-2025",
      "details": "Enclosed herewith newspaper clippings of unaudited financial results for the quarter and half year ended 30th September 2025.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "Mangal Credit & Fincorp Ltd has declared <strong>7%</strong> dividend, ex-date: 17 Sep 25",
          "dt": "2025-09-17",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "",
      "data": [
        {
          "txt": "Mangal Credit & Fincorp Ltd has announced <strong>10:1</strong> stock split, ex-date: 26 Nov 18",
          "dt": "2018-11-26",
          "middle_text": "Split"
        }
      ]
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "",
      "data": [
        {
          "txt": "Mangal Credit & Fincorp Ltd has announced <strong>5:1</strong> bonus issue, ex-date: 17 Dec 15",
          "dt": "2015-12-17",
          "middle_text": "Bonus Alert"
        }
      ]
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}

News and Views

Mangal Credit & Fincorp Ltd is Rated Strong Sell

2025-12-25 12:58:29

Mangal Credit & Fincorp Ltd is rated Strong Sell by MarketsMOJO. This rating was last updated on 10 Dec 2025. However, the analysis and financial metrics presented here reflect the stock’s current position as of 25 December 2025, providing investors with the latest insights into the company’s performance and outlook.

Mangal Credit & Fincorp: Analytical Perspective Shift Amid Mixed Financial and Technical Signals

2025-12-11 08:02:25

Mangal Credit & Fincorp has experienced a revision in its market assessment following a detailed review of its quality, valuation, financial trends, and technical indicators. This shift reflects a nuanced view of the company’s current position within the Non Banking Financial Company (NBFC) sector, balancing recent quarterly performance against longer-term fundamentals and market dynamics.

Why is Mangal Credit falling/rising?

2025-12-11 00:31:31

Short-Term Price Performance and Market Context

The stock’s recent price action has been notably weaker compared to the broader market. Over the past week, Mangal Credit’s shares have declined by 2.87%, significantly underperforming the Sensex’s modest 0.84% gain. This negative trend extends over the last month, where the stock dropped 7.89%, while the Sensex advanced by 1.02%. Such divergence indicates that investors have been cautious or bearish on the stock in the near term, possibly reflecting profit-taking or concerns specific to the company or sector.

Despite this short-term weakness, Mangal Credit’s year-to-date performance remains positive, with a gain of 9.34%, slightly ahead of the Sensex’s 8.00% rise. Over the last one year, the stock has outpaced the benchm...

Mangal Credit & Fincorp Forms Death Cross Signalling Potential Bearish Trend

2025-12-10 18:00:35

Mangal Credit & Fincorp, a micro-cap player in the Non Banking Financial Company (NBFC) sector, has recently formed a Death Cross, a technical pattern where the 50-day moving average crosses below the 200-day moving average. This development often signals a shift towards a bearish trend and suggests a potential weakening in the stock’s medium to long-term momentum.

Mangal Credit Sees Revision in Market Evaluation Amid Mixed Financial Signals

2025-12-02 10:09:46

Mangal Credit, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting nuanced shifts across key analytical parameters. This adjustment highlights evolving perspectives on the company’s financial health, valuation, technical outlook, and overall quality within a challenging sector environment.

Why is Mangal Credit falling/rising?

2025-11-19 21:43:38

As of 19-Nov, Mangal Credit & Fincorp Ltd is experiencing a decline in its stock price, currently at Rs 174.50, which reflects a decrease of Rs 2.9 or 1.63%. The stock has underperformed its sector by 1.46% today, with a high intraday volatility of 5.94%. Despite touching an intraday high of Rs 190 earlier in the day, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages. Over the past week, the stock has decreased by 4.46%, while it has shown a year-to-date increase of 15.14%. However, there has been a notable rise in investor participation, with delivery volume increasing by 517.1% against the 5-day average, indicating some level of interest despite the current price drop. In the broader market context, Mangal Credit's recent performance contrasts with the Sensex, which has gained 0.85% over the past week. This suggests that while the stock is facing short-term challe...

Is Mangal Credit overvalued or undervalued?

2025-11-19 08:07:28

As of 18 November 2025, Mangal Credit's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued. Key ratios include a PE ratio of 31.05, an EV to EBIT of 14.30, and a Price to Book Value of 2.42. In comparison to its peers, Mangal Credit's PE ratio is lower than Bajaj Finance's 34.46 but higher than Life Insurance's 11.34, while its EV to EBITDA is also more favorable than Bajaj Finserv's 13.23. Notably, Mangal Credit has shown strong performance with a year-to-date return of 19.43%, significantly outperforming the Sensex's 8.36% during the same period, reinforcing its valuation story....

Are Mangal Credit latest results good or bad?

2025-11-18 19:28:58

Mangal Credit's latest financial results for the quarter ended September 2025 reflect a mixed operational performance. The company reported net sales of ₹15.82 crores, marking a sequential growth of 9.33% from the previous quarter. This increase in revenue represents the highest quarterly sales in the company's recent history, indicating a positive trend in sales momentum. However, the standalone net profit showed a slight decline of 0.67% compared to the previous quarter, which raises concerns about profitability despite the revenue growth. The operating profit before depreciation, interest, and tax (PBDIT) was reported at ₹11.49 crores, with a marginal decrease in the operating profit margin to 72.63%. This suggests that while the company is generating higher sales, it is facing challenges in maintaining profitability levels. The company’s average return on equity (ROE) remains below industry standards ...

Is Mangal Credit overvalued or undervalued?

2025-11-18 08:18:41

As of 17 November 2025, Mangal Credit's valuation grade has moved from fair to expensive, indicating a shift in its perceived market value. The company appears to be overvalued at this time. Key ratios include a PE ratio of 29.63, an EV to EBITDA of 13.81, and a Price to Book Value of 2.64, all suggesting a premium valuation compared to its peers. In comparison to notable competitors, Bajaj Finance has a PE ratio of 34.85 and an EV to EBITDA of 19.61, while Life Insurance stands out with a PE of 11.33 and an EV to EBITDA of 9.36, highlighting the disparity in valuation within the sector. Despite Mangal Credit's strong historical stock performance, including a 23.11% return over the past year compared to the Sensex's 9.50%, the current valuation metrics suggest that the stock is priced too high relative to its earnings potential....

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