Why is Mangal Credit & Fincorp Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.42%
How much should you sell?
- All quantity irrespective of whether you are making profits or losses
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to re-enter? - We will constantly monitor the company and review our call based on new data
Is Mangal Credit for you?
High Risk, Low Return
Absolute
Risk Adjusted
Volatility
Mangal Credit
2.65%
0.07
35.90%
Sensex
9.85%
0.86
11.44%
Valuation Key Factors 
Factor
Value
P/E Ratio
27
Industry P/E
23
Price to Book Value
2.20
EV to EBIT
12.18
EV to EBITDA
11.76
EV to Capital Employed
1.53
EV to Sales
8.81
PEG Ratio
NA
Dividend Yield
0.42%
ROCE (Latest)
11.39%
ROE (Latest)
8.01%
Loading Valuation Snapshot...
Technical key factors
Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Mildly Bearish
Technical Movement
16What is working for the Company
NET SALES(Q)
Highest at Rs 18.31 cr
PBDIT(Q)
Highest at Rs 14.20 cr.
CASH AND CASH EQUIVALENTS(HY)
Highest at Rs 77.76 cr
OPERATING PROFIT TO NET SALES(Q)
Highest at 77.55%
PBT LESS OI(Q)
Highest at Rs 5.19 cr.
PAT(Q)
Highest at Rs 3.83 cr.
EPS(Q)
Highest at Rs 1.81
-3What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 1.75 times
Loading Valuation Snapshot...
Here's what is working for Mangal Credit
Net Sales - Quarterly
Highest at Rs 18.31 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 14.20 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Net Sales - Quarterly
At Rs 18.31 cr has Grown at 30.0% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 14.09 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 77.55%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 5.19 cr.
in the last five quartersMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 5.19 cr has Grown at 21.6% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 4.27 CrMOJO Watch
Near term PBT trend is positive
PBT less Other Income (Rs Cr)
Profit After Tax (PAT) - Quarterly
Highest at Rs 3.83 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 1.81
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Cash and Cash Equivalents - Half Yearly
Highest at Rs 77.76 cr
in the last six half yearly periodsMOJO Watch
Short Term liquidity is improving
Cash and Cash Equivalents
Here's what is not working for Mangal Credit
Debt-Equity Ratio - Half Yearly
Highest at 1.75 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio






