Mangal Credit

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE545L01039
  • NSEID: MANCREDIT
  • BSEID: 505850
INR
164.70
9.9 (6.4%)
BSENSE

Feb 12

BSE+NSE Vol: 2.02 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Purple Finance
U. Y. Fincorp
Delphi World
Shalibhadra Fin.
Mangal Credit
Indl. Inv. Trust
Naperol Invest.
Muthoot Cap.Serv
NDL Ventures
Bombay Oxygen
Vaarad Ventures

Why is Mangal Credit & Fincorp Ltd ?

1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.42%
stock-recommendationReal-Time Research Report

Verdict Report

How much should you sell?

  1. All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Mangal Credit for you?

High Risk, Low Return

Absolute
Risk Adjusted
Volatility
Mangal Credit
2.65%
0.07
35.90%
Sensex
9.85%
0.86
11.44%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
44.46%
EBIT Growth (5y)
26.31%
Net Debt to Equity (avg)
1.75
Institutional Holding
0.16%
ROE (avg)
7.42%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
27
Industry P/E
23
Price to Book Value
2.20
EV to EBIT
12.18
EV to EBITDA
11.76
EV to Capital Employed
1.53
EV to Sales
8.81
PEG Ratio
NA
Dividend Yield
0.42%
ROCE (Latest)
11.39%
ROE (Latest)
8.01%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bearish
Mildly Bearish
RSI
No Signal
No Signal
Bollinger Bands
Mildly Bearish
Sideways
Moving Averages
Bearish (Daily)
KST
Bearish
Mildly Bearish
Dow Theory
Mildly Bearish
No Trend
OBV
Mildly Bearish
Mildly Bearish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

16What is working for the Company
NET SALES(Q)

Highest at Rs 18.31 cr

PBDIT(Q)

Highest at Rs 14.20 cr.

CASH AND CASH EQUIVALENTS(HY)

Highest at Rs 77.76 cr

OPERATING PROFIT TO NET SALES(Q)

Highest at 77.55%

PBT LESS OI(Q)

Highest at Rs 5.19 cr.

PAT(Q)

Highest at Rs 3.83 cr.

EPS(Q)

Highest at Rs 1.81

-3What is not working for the Company
DEBT-EQUITY RATIO(HY)

Highest at 1.75 times

Loading Valuation Snapshot...

Here's what is working for Mangal Credit

Net Sales - Quarterly
Highest at Rs 18.31 cr and Grown
each quarter in the last five quarters
MOJO Watch
Near term sales trend is very positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly
Highest at Rs 14.20 cr. and Grown
each quarter in the last five quarters
MOJO Watch
Near term Operating Profit trend is quite positive

Operating Profit (Rs Cr)

Net Sales - Quarterly
At Rs 18.31 cr has Grown at 30.0% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 14.09 Cr
MOJO Watch
Near term sales trend is positive

Net Sales (Rs Cr)

Operating Profit Margin - Quarterly
Highest at 77.55%
in the last five quarters
MOJO Watch
Company's efficiency has improved

Operating Profit to Sales

Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 5.19 cr.
in the last five quarters
MOJO Watch
Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly
At Rs 5.19 cr has Grown at 21.6% (vs previous 4Q average)
over average PBT of the previous four quarters of Rs 4.27 Cr
MOJO Watch
Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly
Highest at Rs 3.83 cr.
in the last five quarters
MOJO Watch
Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly
Highest at Rs 1.81
in the last five quarters
MOJO Watch
Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)

Cash and Cash Equivalents - Half Yearly
Highest at Rs 77.76 cr
in the last six half yearly periods
MOJO Watch
Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Mangal Credit

Debt-Equity Ratio - Half Yearly
Highest at 1.75 times and Grown
each half year in the last five half yearly periods
MOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio