Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
1,63,263.78
1,42,890.94
1,09,231.34
86,374.55
79,118.27
74,798.32
63,401.19
Income On Investments
32,980.23
28,630.99
20,888.46
16,409.27
16,539.78
14,673.21
12,796.88
Interest On Balances With Rbi Other Inter Bank Funds
2,155.82
1,791.39
1,850.51
1,560.83
1,631.91
682.15
736.09
Interest / Discount On Advances / Bills
1,26,404.72
1,10,943.93
83,942.97
63,833.56
57,288.81
57,551.11
47,942.62
Others
1,723.01
1,524.63
2,549.40
4,570.89
3,657.77
1,891.85
1,925.60
Other Income
28,506.70
22,957.77
19,831.45
18,517.53
18,968.53
16,448.62
14,512.17
Total Income
1,91,770.48
1,65,848.71
1,29,062.79
1,04,892.08
98,086.80
91,246.94
77,913.36
Interest Expended
82,099.34
68,585.22
47,102.74
38,908.45
40,128.84
41,531.25
36,386.40
Net Interest Income
81,164.44
74,305.72
62,128.60
47,466.10
38,989.43
33,267.07
27,014.79
Total Expenditure (Excl Depreciation)
42,372.32
39,132.73
32,873.24
26,733.32
21,560.83
21,614.41
18,089.06
Employee Cost
16,540.88
15,141.99
12,059.93
9,672.75
8,091.78
8,271.24
6,808.24
Other Operating Expenses
25,831.44
23,990.74
20,813.31
17,060.57
13,469.05
13,343.17
11,280.82
Operating Profit Before Provisions and Contingencies
67,298.82
58,130.76
49,086.81
39,250.31
36,397.13
28,101.28
23,437.90
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
4,682.62
3,642.93
6,665.58
8,641.42
16,214.41
14,053.24
19,661.14
Profit Before Tax
62,616.20
54,487.83
42,421.23
30,608.89
20,182.72
14,048.04
3,776.76
Tax
15,389.21
13,599.56
10,524.73
7,269.40
3,990.04
6,117.23
413.46
Profit After Tax
47,226.99
40,888.27
31,896.50
23,339.49
16,192.68
7,930.81
3,363.30
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
47,226.99
40,888.27
31,896.50
23,339.49
16,192.68
7,930.81
3,363.30
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
2,84,843.68
2,32,505.97
1,95,495.25
1,65,659.93
1,43,029.08
1,12,091.29
1,04,029.40
Earnings per share (EPS)
66.3
58.22
45.67
33.58
23.41
12.25
5.22
Diluted Earnings per share
65.89
57.33
44.89
32.98
23.67
12.08
5.17
Operating Profit Margin (Excl OI)
71.18%
70.06%
63.8%
59.04%
52.25%
52.31%
40.46%
Gross Profit Margin
38.35%
38.13%
38.84%
35.44%
25.51%
18.78%
5.96%
PAT Margin
28.93%
28.62%
29.2%
27.02%
20.47%
10.6%
5.3%
Net Interest Margin
4.32%
4.53%
4.48%
3.96%
3.69%
3.73%
3.42%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
38.4%
38.9%
43.6%
45.2%
42.0%
42.3%
44.6%
CASA Amount
6,73,729.00
5,95,872.00
5,41,262.00
5,18,437.00
4,31,623.00
3,47,818.00
3,23,940.00
Capital Adequacy Ratio (Total)
16.55%
16.33%
18.34%
19.16%
19.12%
16.11%
16.89%
Capital Adequacy Ratio (Tier 1)
15.94%
15.6%
17.6%
18.35%
18.06%
14.72%
15.09%
Provision Coverage Ratio (%)
76.2%
80.3%
82.8%
79.2%
77.7%
75.7%
80.7%
Amount of Gross NPAs
24,166.18
27,961.68
31,183.70
33,919.52
41,373.42
41,409.16
46,291.63
Amount of Net NPAs
5,589.41
5,377.79
5,155.07
6,960.89
9,180.20
10,113.86
13,577.43
% of Net NPAs
0.39%
0.42%
0.48%
0.76%
1.14%
1.41%
2.06%
% of Gross NPAs
1.67%
2.16%
2.81%
3.6%
4.96%
5.53%
6.7%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
16285.0
17190.0
16650.0
13626.0
14136.0
15688.0
14987.0
Number of Branches
6983.0
6523.0
5900.0
5418.0
5266.0
5324.0
4874.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2025 is 14.26% vs 30.81% in Mar 2024
Net Profit
YoY Growth in year ended Mar 2025 is 15.50% vs 28.19% in Mar 2024
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2025 is 15.77% vs 18.42% in Mar 2024
% of Net NPAs
YoY Growth in year ended Mar 2025 is -0.03% vs -0.06% in Mar 2024
% of Gross NPAs
YoY Growth in year ended Mar 2025 is -0.49% vs -0.65% in Mar 2024
Compare Annual Results Of ICICI Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
1,63,263.78
3,00,517.04
-1,37,253.26
-45.67%
Income On Investments
32,980.23
53,319.69
-20,339.46
-38.15%
Interest On Balances With Rbi Other Inter Bank Funds
2,155.82
2,506.31
-350.49
-13.98%
Interest / Discount On Advances / Bills
1,26,404.72
2,38,444.43
-1,12,039.71
-46.99%
Others
1,723.01
6,246.61
-4,523.60
-72.42%
Other Income
28,506.70
45,632.28
-17,125.58
-37.53%
Total Income
1,91,770.48
3,46,149.32
-1,54,378.84
-44.6%
Interest Expended
82,099.34
1,77,846.95
-95,747.61
-53.84%
Net Interest Income
81,164.44
1,22,670.09
-41,505.65
-33.84%
Total Expenditure (Excl Depreciation)
42,372.32
68,174.89
-25,802.57
-37.85%
Employee Cost
16,540.88
23,900.53
-7,359.65
-30.79%
Other Operating Expenses
25,831.44
44,274.36
-18,442.92
-41.66%
Operating Profit Before Provisions and Contingencies
67,298.82
1,00,127.48
-32,828.66
-32.79%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
4,682.62
11,649.42
-6,966.80
-59.8%
Profit Before Tax
62,616.20
88,478.06
-25,861.86
-29.23%
Tax
15,389.21
21,130.70
-5,741.49
-27.17%
Profit After Tax
47,226.99
67,347.36
-20,120.37
-29.88%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
47,226.99
67,347.36
-20,120.37
-29.88%
Face Value
2.00
1.00
0.00
Reserves
2,84,843.68
4,96,854.21
-2,12,010.53
-42.67%
Earnings per share (EPS)
66.30
44.01
22.29
50.65%
Diluted Earnings per share
65.89
43.95
21.94
49.92%
Operating Profit Margin (Excl OI)
71.18%
73.44%
0.00
-2.26%
Gross Profit Margin
38.35%
29.44%
0.00
8.91%
PAT Margin
28.93%
22.41%
0.00
6.52%
Net Interest Margin
4.32%
0.00%
4.32
4.32%
Return on Assets
0.00%
1.91%
-1.91
-1.91%
CASA (%)
38.40%
34.80%
3.60
3.60%
CASA Amount
6,73,729.00
9,44,600.00
-2,70,871.00
-28.68%
Capital Adequacy Ratio (Total)
16.55%
19.55%
-3.00
-3.00%
Capital Adequacy Ratio (Tier 1)
15.94%
17.70%
-1.76
-1.76%
Provision Coverage Ratio (%)
76.20%
68.00%
8.20
8.20%
Amount of Gross NPAs
24,166.18
35,222.64
-11,056.46
-31.39%
Amount of Net NPAs
5,589.41
11,320.43
-5,731.02
-50.63%
% of Net NPAs
0.39%
0.43%
-0.04
-0.04%
% of Gross NPAs
1.67%
1.33%
0.34
0.34%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
16,285.00
21,139.00
-4,854.00
-22.96%
Number of Branches
6,983.00
9,455.00
-2,472.00
-26.14%
Annual - Interest Earned
Interest Earned 163263.78 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 14.26% vs 30.81% in Mar 2024
Annual - Net Profit
Net Profit 47,226.99 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 15.50% vs 28.19% in Mar 2024
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 67,298.82 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 15.77% vs 18.42% in Mar 2024
Annual - % of Net NPAs
% of Net NPAs 0.39%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.03% vs -0.06% in Mar 2024
Annual - % of Gross NPAs
% of Gross NPAs 1.67%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.49% vs -0.65% in Mar 2024






