ICICI Bank Ltd. Annual Results: Standalone & Consolidated Reports

Annual Results

Results Snapshot

Figures in Cr

Standalone Annual Results

Mar'26

Mar'25

Mar'24

Mar'23

Mar'22

Mar'21

Mar'20

Interest Earned

1,69,946.09

1,63,263.78

1,42,890.94

1,09,231.34

86,374.55

79,118.27

74,798.32

Income On Investments

33,592.73

32,980.23

28,630.99

20,888.46

16,409.27

16,539.78

14,673.21

Interest On Balances With Rbi Other Inter Bank Funds

2,862.93

2,155.82

1,791.39

1,850.51

1,560.83

1,631.91

682.15

Interest / Discount On Advances / Bills

1,30,605.55

1,26,404.72

1,10,943.93

83,942.97

63,833.56

57,288.81

57,551.11

Others

2,884.88

1,723.01

1,524.63

2,549.40

4,570.89

3,657.77

1,891.85

Other Income

30,757.59

28,506.70

22,957.77

19,831.45

18,517.53

18,968.53

16,448.62

Total Income

2,00,703.68

1,91,770.48

1,65,848.71

1,29,062.79

1,04,892.08

98,086.80

91,246.94

Interest Expended

81,870.86

82,099.34

68,585.22

47,102.74

38,908.45

40,128.84

41,531.25

Net Interest Income

88,075.23

81,164.44

74,305.72

62,128.60

47,466.10

38,989.43

33,267.07

Total Expenditure (Excl Depreciation)

47,233.95

42,372.32

39,132.73

32,873.24

26,733.32

21,560.83

21,614.41

Employee Cost

17,974.89

16,540.88

15,141.99

12,059.93

9,672.75

8,091.78

8,271.24

Other Operating Expenses

29,259.06

25,831.44

23,990.74

20,813.31

17,060.57

13,469.05

13,343.17

Operating Profit Before Provisions and Contingencies

71,598.87

67,298.82

58,130.76

49,086.81

39,250.31

36,397.13

28,101.28

Exceptional Items

0.00

Provisions and contingencies

5,380.42

4,682.62

3,642.93

6,665.58

8,641.42

16,214.41

14,053.24

Profit Before Tax

66,218.45

62,616.20

54,487.83

42,421.23

30,608.89

20,182.72

14,048.04

Tax

16,071.81

15,389.21

13,599.56

10,524.73

7,269.40

3,990.04

6,117.23

Profit After Tax

50,146.64

47,226.99

40,888.27

31,896.50

23,339.49

16,192.68

7,930.81

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

50,146.64

47,226.99

40,888.27

31,896.50

23,339.49

16,192.68

7,930.81

Face Value

2.0

Reserves

3,29,372.57

2,84,843.68

2,32,505.97

1,95,495.25

1,65,659.93

1,43,029.08

1,12,091.29

Earnings per share (EPS)

70.03

66.3

58.22

45.67

33.58

23.41

12.25

Diluted Earnings per share

69.2

65.89

57.33

44.89

32.98

23.67

12.08

Operating Profit Margin (Excl OI)

69.04%

71.18%

70.06%

63.8%

59.04%

52.25%

52.31%

Gross Profit Margin

38.96%

38.35%

38.13%

38.84%

35.44%

25.51%

18.78%

PAT Margin

29.51%

28.93%

28.62%

29.2%

27.02%

20.47%

10.6%

Net Interest Margin

4.32%

4.53%

4.48%

3.96%

3.69%

3.73%

Return on Assets

0.0%

CASA (%)

38.6%

38.4%

38.9%

43.6%

45.2%

42.0%

42.3%

CASA Amount

7,43,587.00

6,73,729.00

5,95,872.00

5,41,262.00

5,18,437.00

4,31,623.00

3,47,818.00

Capital Adequacy Ratio (Total)

17.18%

16.55%

16.33%

18.34%

19.16%

19.12%

16.11%

Capital Adequacy Ratio (Tier 1)

16.35%

15.94%

15.6%

17.6%

18.35%

18.06%

14.72%

Provision Coverage Ratio (%)

75.8%

76.2%

80.3%

82.8%

79.2%

77.7%

75.7%

Amount of Gross NPAs

23,051.93

24,166.18

27,961.68

31,183.70

33,919.52

41,373.42

41,409.16

Amount of Net NPAs

5,459.46

5,589.41

5,377.79

5,155.07

6,960.89

9,180.20

10,113.86

% of Net NPAs

0.33%

0.39%

0.42%

0.48%

0.76%

1.14%

1.41%

% of Gross NPAs

1.4%

1.67%

2.16%

2.81%

3.6%

4.96%

5.53%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

12087.0

16285.0

17190.0

16650.0

13626.0

14136.0

15688.0

Number of Branches

7511.0

6983.0

6523.0

5900.0

5418.0

5266.0

5324.0

Annual Analysis Highlights

Interest Earned

YoY Growth in year ended Mar 2026 is 4.09% vs 14.26% in Mar 2025

Net Profit

YoY Growth in year ended Mar 2026 is 6.18% vs 15.50% in Mar 2025

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2026 is 6.39% vs 15.77% in Mar 2025

% of Net NPAs

YoY Growth in year ended Mar 2026 is -0.06% vs -0.03% in Mar 2025

% of Gross NPAs

YoY Growth in year ended Mar 2026 is -0.27% vs -0.49% in Mar 2025

Compare Annual Results Of ICICI Bank With

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Figures in Cr

Standalone Annual Results

Change(INR)

Change(%)

Interest Earned

1,69,946.09

3,07,522.08

-1,37,575.99

-44.74%

Income On Investments

33,592.73

58,945.38

-25,352.65

-43.01%

Interest On Balances With Rbi Other Inter Bank Funds

2,862.93

2,674.70

188.23

7.04%

Interest / Discount On Advances / Bills

1,30,605.55

2,39,762.46

-1,09,156.91

-45.53%

Others

2,884.88

6,139.54

-3,254.66

-53.01%

Other Income

30,757.59

62,532.57

-31,774.98

-50.81%

Total Income

2,00,703.68

3,70,054.65

-1,69,350.97

-45.76%

Interest Expended

81,870.86

1,78,836.04

-96,965.18

-54.22%

Net Interest Income

88,075.23

1,28,686.04

-40,610.81

-31.56%

Total Expenditure (Excl Depreciation)

47,233.95

72,660.33

-25,426.38

-34.99%

Employee Cost

17,974.89

26,050.15

-8,075.26

-31.0%

Other Operating Expenses

29,259.06

46,610.18

-17,351.12

-37.23%

Operating Profit Before Provisions and Contingencies

71,598.87

1,18,558.28

-46,959.41

-39.61%

Exceptional Items

0.00

Provisions and contingencies

5,380.42

23,389.59

-18,009.17

-77.0%

Profit Before Tax

66,218.45

95,168.69

-28,950.24

-30.42%

Tax

16,071.81

20,497.40

-4,425.59

-21.59%

Profit After Tax

50,146.64

74,671.29

-24,524.65

-32.84%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

50,146.64

74,671.29

-24,524.65

-32.84%

Face Value

2.00

1.00

0.00

Reserves

3,29,372.57

5,56,816.45

-2,27,443.88

-40.85%

Earnings per share (EPS)

70.03

48.51

21.52

44.36%

Diluted Earnings per share

69.20

48.40

20.80

42.98%

Operating Profit Margin (Excl OI)

69.04%

68.77%

0.00

0.27%

Gross Profit Margin

38.96%

30.95%

0.00

8.01%

PAT Margin

29.51%

24.28%

0.00

5.23%

Net Interest Margin

4.32%

3.38%

0.94

0.94%

Return on Assets

0.00%

1.94%

-1.94

-1.94%

CASA (%)

38.60%

34.00%

4.60

4.60%

CASA Amount

7,43,587.00

10,60,300.00

-3,16,713.00

-29.87%

Capital Adequacy Ratio (Total)

17.18%

19.70%

-2.52

-2.52%

Capital Adequacy Ratio (Tier 1)

16.35%

17.30%

-0.95

-0.95%

Provision Coverage Ratio (%)

75.80%

67.00%

8.80

8.80%

Amount of Gross NPAs

23,051.93

34,061.19

-11,009.26

-32.32%

Amount of Net NPAs

5,459.46

11,169.54

-5,710.08

-51.12%

% of Net NPAs

0.33%

0.38%

-0.05

-0.05%

% of Gross NPAs

1.40%

1.15%

0.25

0.25%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

12,087.00

21,172.00

-9,085.00

-42.91%

Number of Branches

7,511.00

9,689.00

-2,178.00

-22.48%

Annual - Interest Earned

Interest Earned 169946.09 Cr

in Mar 2026

Figures in Cr

YoY Growth in year ended Mar 2026 is 4.09% vs 14.26% in Mar 2025

Annual - Net Profit

Net Profit 50,146.64 Cr

in Mar 2026

Figures in Cr

YoY Growth in year ended Mar 2026 is 6.18% vs 15.50% in Mar 2025

Annual - Operating Profit (PBDIT)

Operating Profit (PBDIT) 71,598.87 Cr

in Mar 2026

Figures in Cr

YoY Growth in year ended Mar 2026 is 6.39% vs 15.77% in Mar 2025

Annual - % of Net NPAs

% of Net NPAs 0.33%

in Mar 2026

Figures in %

YoY Growth in year ended Mar 2026 is -0.06% vs -0.03% in Mar 2025

Annual - % of Gross NPAs

% of Gross NPAs 1.40%

in Mar 2026

Figures in %

YoY Growth in year ended Mar 2026 is -0.27% vs -0.49% in Mar 2025