ICICI Bank Ltd. Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Jun'26

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Interest Earned

45,670.78

43,275.39

41,965.84

41,757.95

42,946.91

42,430.80

41,299.82

Income On Investments

8,376.24

8,203.45

8,216.90

8,459.54

8,712.84

8,210.18

8,302.14

Interest On Balances With Rbi Other Inter Bank Funds

901.25

775.82

672.72

646.99

767.40

706.12

489.59

Interest / Discount On Advances / Bills

35,213.58

33,358.87

32,520.08

32,183.68

32,542.92

32,821.33

32,048.40

Others

1,179.71

937.25

556.14

467.74

923.75

693.17

459.69

Other Income

8,576.06

7,308.99

7,368.16

7,575.54

8,504.90

7,260.07

7,068.05

Total Income

54,246.84

50,584.38

49,334.00

49,333.49

51,451.81

49,690.87

48,367.87

Interest Expended

21,286.43

20,296.32

20,033.60

20,228.49

21,312.45

21,237.86

20,929.21

Net Interest Income

24,384.35

22,979.07

21,932.24

21,529.46

21,634.46

21,192.94

20,370.61

Total Expenditure (Excl Depreciation)

12,574.34

12,088.95

11,944.44

11,807.04

11,393.52

10,788.76

10,552.11

Employee Cost

5,004.64

4,468.17

4,421.80

4,341.84

4,743.08

4,105.18

3,929.05

Other Operating Expenses

7,569.70

7,620.78

7,522.64

7,465.20

6,650.44

6,683.58

6,623.06

Operating Profit Before Provisions and Contingencies

20,386.07

18,199.11

17,355.96

17,297.96

18,745.84

17,664.25

16,886.55

Exceptional Items

0.00

Provisions and contingencies

1,260.45

96.16

2,555.58

914.11

1,814.57

890.70

1,226.65

Profit Before Tax

19,125.62

18,102.95

14,800.38

16,383.85

16,931.27

16,773.55

15,659.90

Tax

4,321.12

4,401.27

3,482.52

4,024.96

4,163.06

4,143.97

3,867.48

Profit After Tax

14,804.50

13,701.68

11,317.86

12,358.89

12,768.21

12,629.58

11,792.42

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

14,804.50

13,701.68

11,317.86

12,358.89

12,768.21

12,629.58

11,792.42

Face Value

2.0

Reserves

0.00

Earnings per share (EPS)

20.63

19.13

15.83

17.3

17.89

17.73

16.7

Diluted Earnings per share

20.42

18.9

15.62

17.06

17.63

17.6

16.45

Operating Profit Margin (Excl OI)

69.71%

71.84%

65.45%

69.54%

69.25%

72.47%

71.48%

Gross Profit Margin

41.88%

41.83%

35.27%

39.24%

39.42%

39.53%

37.92%

PAT Margin

32.42%

31.66%

26.97%

29.6%

29.73%

29.77%

28.55%

Net Interest Margin

4.36%

4.32%

4.3%

4.34%

4.41%

4.25%

Return on Assets

0.0%

CASA (%)

38.1%

38.6%

39.0%

39.2%

38.7%

38.4%

39.0%

CASA Amount

7,24,256.00

7,43,587.00

6,67,590.00

6,58,871.00

6,62,813.00

6,73,729.00

6,15,586.00

Capital Adequacy Ratio (Total)

16.84%

17.18%

15.59%

15.76%

16.31%

16.55%

14.71%

Capital Adequacy Ratio (Tier 1)

16.19%

16.35%

14.71%

15.11%

15.65%

15.94%

14.04%

Provision Coverage Ratio (%)

74.7%

75.8%

75.4%

75.0%

75.3%

76.2%

78.2%

Amount of Gross NPAs

23,846.59

23,051.93

23,758.00

23,850.00

24,732.65

24,166.18

27,745.33

Amount of Net NPAs

5,908.27

5,459.46

5,731.95

5,827.00

5,971.09

5,589.41

5,897.76

% of Net NPAs

0.35%

0.33%

0.37%

0.39%

0.41%

0.39%

0.42%

% of Gross NPAs

1.38%

1.4%

1.53%

1.58%

1.67%

1.96%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

12190.0

12087.0

11983.0

10610.0

13376.0

16285.0

16277.0

Number of Branches

7608.0

7511.0

7385.0

7246.0

7066.0

6983.0

6742.0

Quarterly Analysis Highlights - QoQ

Interest Earned

QoQ Growth in quarter ended Jun 2026 is 5.54% vs 3.12% in Mar 2026

Net Profit

QoQ Growth in quarter ended Jun 2026 is 8.05% vs 21.06% in Mar 2026

Operating Profit (PBDIT)

QoQ Growth in quarter ended Jun 2026 is 12.02% vs 4.86% in Mar 2026

% of Net NPAs

QoQ Growth in quarter ended Jun 2026 is 0.02% vs -0.04% in Mar 2026

% of Gross NPAs

QoQ Growth in quarter ended Jun 2026 is -0.02% vs -0.13% in Mar 2026

Compare Quarterly Results Of ICICI Bank With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

45,670.78

79,362.78

-33,692.00

-42.45%

Income On Investments

8,376.24

14,272.21

-5,895.97

-41.31%

Interest On Balances With Rbi Other Inter Bank Funds

901.25

1,365.28

-464.03

-33.99%

Interest / Discount On Advances / Bills

35,213.58

61,953.87

-26,740.29

-43.16%

Others

1,179.71

1,771.42

-591.71

-33.4%

Other Income

8,576.06

12,821.60

-4,245.54

-33.11%

Total Income

54,246.84

92,184.38

-37,937.54

-41.15%

Interest Expended

21,286.43

45,828.83

-24,542.40

-53.55%

Net Interest Income

24,384.35

33,533.95

-9,149.60

-27.28%

Total Expenditure (Excl Depreciation)

12,574.34

18,187.49

-5,613.15

-30.86%

Employee Cost

5,004.64

6,414.83

-1,410.19

-21.98%

Other Operating Expenses

7,569.70

11,772.66

-4,202.96

-35.7%

Operating Profit Before Provisions and Contingencies

20,386.07

28,168.06

-7,781.99

-27.63%

Exceptional Items

0.00

Provisions and contingencies

1,260.45

3,059.76

-1,799.31

-58.81%

Profit Before Tax

19,125.62

25,108.30

-5,982.68

-23.83%

Tax

4,321.12

6,048.58

-1,727.46

-28.56%

Profit After Tax

14,804.50

19,059.72

-4,255.22

-22.33%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

14,804.50

19,059.72

-4,255.22

-22.33%

Face Value

2.00

1.00

0.00

Reserves

0.00

Earnings per share (EPS)

20.63

12.38

8.25

66.64%

Diluted Earnings per share

20.42

12.35

8.07

65.34%

Operating Profit Margin (Excl OI)

69.71%

73.23%

0.00

-3.52%

Gross Profit Margin

41.88%

31.64%

0.00

10.24%

PAT Margin

32.42%

24.02%

0.00

8.40%

Net Interest Margin

4.36%

3.26%

1.10

1.10%

Return on Assets

0.00%

0.46%

-0.46

-0.46%

CASA (%)

38.10%

32.00%

6.10

6.10%

CASA Amount

7,24,256.00

10,25,300.00

-3,01,044.00

-29.36%

Capital Adequacy Ratio (Total)

16.84%

19.57%

-2.73

-2.73%

Capital Adequacy Ratio (Tier 1)

16.19%

17.80%

-1.61

-1.61%

Provision Coverage Ratio (%)

74.70%

66.00%

8.70

8.70%

Amount of Gross NPAs

23,846.59

35,846.35

-11,999.76

-33.48%

Amount of Net NPAs

5,908.27

12,357.27

-6,449.00

-52.19%

% of Net NPAs

0.35%

0.41%

-0.06

-0.06%

% of Gross NPAs

1.38%

1.17%

0.21

0.21%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

12,190.00

20,958.00

-8,768.00

-41.84%

Number of Branches

7,608.00

9,694.00

-2,086.00

-21.52%

Quarterly - Interest Earned

Interest Earned 45670.78 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 5.54% vs 3.12% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 6.34% vs 10.13% in Jun 2025

Quarterly - Net Profit

Net Profit 14,804.50 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 8.05% vs 21.06% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 15.95% vs 15.45% in Jun 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 20,386.07 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 12.02% vs 4.86% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 8.75% vs 16.98% in Jun 2025

Quarterly - % of Net NPAs

% of Net NPAs 0.35%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is 0.02% vs -0.04% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -0.06% vs -0.02% in Jun 2025

Quarterly - % of Gross NPAs

% of Gross NPAs 1.38%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is -0.02% vs -0.13% in Mar 2026

YoY Growth in quarter ended Jun 2026 is -0.29% vs -0.48% in Jun 2025