Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
84,704.86
79,533.16
68,248.00
49,704.58
41,617.05
39,546.81
36,545.36
Income On Investments
17,172.38
16,467.91
13,638.31
9,705.14
8,139.58
8,504.49
7,371.33
Interest On Balances With Rbi Other Inter Bank Funds
1,414.39
960.11
907.04
829.68
400.27
865.95
283.70
Interest / Discount On Advances / Bills
64,726.60
61,534.99
52,963.02
37,563.19
30,722.67
28,614.58
27,920.42
Others
1,391.49
570.15
739.63
1,606.57
2,354.53
1,561.79
969.91
Other Income
16,080.44
14,178.58
11,211.93
9,720.07
8,793.04
10,170.91
7,619.66
Total Income
1,00,785.30
93,711.74
79,459.93
59,424.65
50,410.09
49,717.72
44,165.02
Interest Expended
41,540.94
39,932.27
31,713.63
21,707.76
18,991.55
20,900.97
20,750.50
Net Interest Income
43,163.92
39,600.89
36,534.37
27,996.82
22,625.50
18,645.84
15,794.86
Total Expenditure (Excl Depreciation)
23,200.56
21,031.45
19,377.91
15,727.69
12,609.42
9,779.21
10,251.96
Employee Cost
9,084.92
8,506.65
7,609.08
5,737.74
4,758.98
4,133.42
4,094.62
Other Operating Expenses
14,115.64
12,524.80
11,768.83
9,989.95
7,850.44
5,645.79
6,157.34
Operating Profit Before Provisions and Contingencies
36,043.80
32,748.02
28,368.39
21,989.20
18,809.12
19,037.54
13,162.56
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
2,728.68
2,565.27
1,875.07
2,788.34
5,565.17
10,589.22
6,002.60
Profit Before Tax
33,315.12
30,182.75
26,493.32
19,200.86
13,243.95
8,448.32
7,159.96
Tax
8,188.02
7,377.76
6,584.12
4,738.08
3,116.98
1,597.84
4,596.97
Profit After Tax
25,127.10
22,804.99
19,909.20
14,462.78
10,126.97
6,850.48
2,562.99
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
25,127.10
22,804.99
19,909.20
14,462.78
10,126.97
6,850.48
2,562.99
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
2,10,508.56
1,77,407.93
1,52,176.34
1,33,154.55
1,06,269.32
Earnings per share (EPS)
32.87
32.36
28.42
20.75
14.6
9.93
3.97
Diluted Earnings per share
34.69
31.86
27.96
20.38
14.34
10.3
3.91
Operating Profit Margin (Excl OI)
69.39%
70.33%
68.86%
62.75%
56.33%
48.5%
55.52%
Gross Profit Margin
39.33%
37.95%
38.82%
38.63%
31.82%
21.36%
19.59%
PAT Margin
29.66%
28.67%
29.17%
29.1%
24.33%
17.32%
7.01%
Net Interest Margin
4.3%
4.31%
4.65%
4.16%
3.94%
3.63%
3.63%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
39.2%
38.9%
40.8%
45.0%
44.1%
40.3%
42.2%
CASA Amount
6,58,871.00
6,08,723.00
5,27,630.00
5,07,840.00
4,50,704.00
3,64,580.00
3,25,000.00
Capital Adequacy Ratio (Total)
15.76%
15.35%
16.07%
16.93%
18.33%
18.47%
16.14%
Capital Adequacy Ratio (Tier 1)
15.11%
14.65%
15.35%
16.17%
17.34%
17.02%
14.62%
Provision Coverage Ratio (%)
75.0%
78.5%
82.6%
80.6%
80.1%
81.5%
76.1%
Amount of Gross NPAs
23,850.00
27,121.15
29,836.94
32,570.86
41,437.41
38,989.19
45,638.79
Amount of Net NPAs
5,827.00
5,685.14
5,046.47
6,099.29
8,161.04
7,187.51
10,916.40
% of Net NPAs
0.39%
0.42%
0.43%
0.61%
0.99%
1.0%
1.6%
% of Gross NPAs
1.58%
1.97%
2.48%
3.19%
4.82%
5.17%
6.37%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
10610.0
16120.0
16927.0
13254.0
14045.0
15158.0
15159.0
Number of Branches
7246.0
6613.0
6248.0
5614.0
5277.0
5228.0
5228.0
Half Yearly Analysis Highlights
Interest Earned
Growth in half year ended Sep 2025 is 6.5% vs 16.54% in Sep 2024
Net Profit
Growth in half year ended Sep 2025 is 10.18% vs 14.54% in Sep 2024
Operating Profit (PBDIT)
Growth in half year ended Sep 2025 is 10.06% vs 15.44% in Sep 2024
% of Net NPAs
Growth in half year ended Sep 2025 is -0.03% vs -0.01% in Sep 2024
% of Gross NPAs
Growth in half year ended Sep 2025 is -0.39% vs -0.51% in Sep 2024
Compare Half Yearly Results Of ICICI Bank With
Figures in Cr
Standalone Half Yearly Results
Change(INR)
Change(%)
Interest Earned
84,704.86
1,54,160.90
-69,456.04
-45.05%
Income On Investments
17,172.38
30,355.56
-13,183.18
-43.43%
Interest On Balances With Rbi Other Inter Bank Funds
1,414.39
1,224.96
189.43
15.46%
Interest / Discount On Advances / Bills
64,726.60
1,19,457.45
-54,730.85
-45.82%
Others
1,391.49
3,122.93
-1,731.44
-55.44%
Other Income
16,080.44
36,079.85
-19,999.41
-55.43%
Total Income
1,00,785.30
1,90,240.75
-89,455.45
-47.02%
Interest Expended
41,540.94
91,171.43
-49,630.49
-54.44%
Net Interest Income
43,163.92
62,989.47
-19,825.55
-31.47%
Total Expenditure (Excl Depreciation)
23,200.56
35,411.76
-12,211.20
-34.48%
Employee Cost
9,084.92
12,619.26
-3,534.34
-28.01%
Other Operating Expenses
14,115.64
22,792.50
-8,676.86
-38.07%
Operating Profit Before Provisions and Contingencies
36,043.80
63,657.56
-27,613.76
-43.38%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
2,728.68
17,942.16
-15,213.48
-84.79%
Profit Before Tax
33,315.12
45,715.40
-12,400.28
-27.12%
Tax
8,188.02
8,918.91
-730.89
-8.19%
Profit After Tax
25,127.10
36,796.49
-11,669.39
-31.71%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
25,127.10
36,796.49
-11,669.39
-31.71%
Face Value
2.00
1.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
32.87
23.95
8.92
37.24%
Diluted Earnings per share
34.69
23.88
10.81
45.27%
Operating Profit Margin (Excl OI)
69.39%
65.39%
0.00
4.00%
Gross Profit Margin
39.33%
29.65%
0.00
9.68%
PAT Margin
29.66%
23.87%
0.00
5.79%
Net Interest Margin
4.30%
0.00%
4.30
4.30%
Return on Assets
0.00%
0.97%
-0.97
-0.97%
CASA (%)
39.20%
34.00%
5.20
5.20%
CASA Amount
6,58,871.00
9,49,100.00
-2,90,229.00
-30.58%
Capital Adequacy Ratio (Total)
15.76%
19.96%
-4.20
-4.20%
Capital Adequacy Ratio (Tier 1)
15.11%
17.90%
-2.79
-2.79%
Provision Coverage Ratio (%)
75.00%
67.00%
8.00
8.00%
Amount of Gross NPAs
23,850.00
34,289.48
-10,439.48
-30.45%
Amount of Net NPAs
5,827.00
11,447.29
-5,620.29
-49.1%
% of Net NPAs
0.39%
0.42%
-0.03
-0.03%
% of Gross NPAs
1.58%
1.24%
0.34
0.34%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
10,610.00
21,417.00
-10,807.00
-50.46%
Number of Branches
7,246.00
9,545.00
-2,299.00
-24.09%
Half Yearly - Interest Earned
Interest Earned 84704.86 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is 6.5% vs 16.54% in Sep 2024
Half Yearly - Net Profit
Net Profit 25,127.10 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is 10.18% vs 14.54% in Sep 2024
Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 36,043.80 Cr
in Sep 2025Figures in Cr
Growth in half year ended Sep 2025 is 10.06% vs 15.44% in Sep 2024
Half Yearly - % of Net NPAs
% of Net NPAs 0.39%
in Sep 2025Figures in %
Growth in half year ended Sep 2025 is -0.03% vs -0.01% in Sep 2024
Half Yearly - % of Gross NPAs
% of Gross NPAs 1.58%
in Sep 2025Figures in %
Growth in half year ended Sep 2025 is -0.39% vs -0.51% in Sep 2024






