Results Snapshot
Figures in Cr
Standalone Nine Monthly Results
Dec'25
Dec'24
Dec'23
Dec'22
Dec'21
Dec'20
Dec'19
Interest Earned
1,26,670.70
1,20,832.98
1,04,942.58
78,210.21
63,699.65
59,276.60
55,609.64
Income On Investments
25,389.28
24,770.05
20,848.98
15,048.71
12,189.88
12,624.94
11,050.26
Interest On Balances With Rbi Other Inter Bank Funds
2,087.11
1,449.70
1,361.23
1,299.76
947.85
1,324.08
467.94
Interest / Discount On Advances / Bills
97,246.68
93,583.39
81,520.53
59,743.47
46,956.88
42,649.39
42,715.99
Others
1,947.63
1,029.84
1,211.84
2,118.27
3,605.04
2,678.19
1,375.45
Other Income
23,448.60
21,246.63
17,308.99
14,743.70
13,780.11
14,857.18
12,193.64
Total Income
1,50,119.30
1,42,079.61
1,22,251.57
92,953.91
77,479.76
74,133.78
67,803.28
Interest Expended
61,574.54
60,861.48
49,729.66
33,748.41
28,838.11
30,718.30
31,269.46
Net Interest Income
65,096.16
59,971.50
55,212.92
44,461.80
34,861.54
28,558.30
24,340.18
Total Expenditure (Excl Depreciation)
35,145.00
31,583.56
29,429.90
23,945.08
19,684.28
15,558.18
15,822.63
Employee Cost
13,506.72
12,435.70
11,421.75
8,658.92
7,243.82
6,083.35
6,036.73
Other Operating Expenses
21,638.28
19,147.86
18,008.15
15,286.16
12,440.46
9,474.83
9,785.90
Operating Profit Before Provisions and Contingencies
53,399.76
49,634.57
43,092.01
35,260.42
28,957.37
27,857.30
20,711.19
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
5,284.26
3,791.92
2,924.44
5,045.78
7,572.47
13,330.94
8,085.80
Profit Before Tax
48,115.50
45,842.65
40,167.57
30,214.64
21,384.90
14,526.36
12,625.39
Tax
11,670.54
11,245.24
9,986.83
7,440.01
5,064.12
2,736.29
5,915.94
Profit After Tax
36,444.96
34,597.41
30,180.74
22,774.63
16,320.78
11,790.07
6,709.45
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
36,444.96
34,597.41
30,180.74
22,774.63
16,320.78
11,790.07
6,709.45
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
2,21,129.31
1,86,042.33
1,58,389.81
1,38,269.45
1,10,659.00
Operating Profit Margin (Excl OI)
72.25%
73.86%
71.96%
69.38%
69.1%
73.75%
71.55%
Gross Profit Margin
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
PAT Margin
28.77%
28.63%
28.76%
29.12%
25.62%
19.89%
12.07%
Net Interest Margin
4.3%
4.25%
4.43%
4.65%
3.96%
3.67%
3.77%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
39.0%
39.0%
39.4%
44.6%
45.0%
41.8%
42.8%
CASA Amount
6,67,590.00
6,15,586.00
5,27,995.00
5,08,842.00
4,80,656.00
3,95,415.00
3,36,409.00
Capital Adequacy Ratio (Total)
15.59%
14.71%
14.61%
16.26%
17.91%
18.04%
16.5%
Capital Adequacy Ratio (Tier 1)
14.71%
14.04%
13.94%
15.51%
16.93%
16.65%
14.98%
Provision Coverage Ratio (%)
75.4%
78.2%
80.7%
82.0%
79.9%
77.6%
85.7%
Amount of Gross NPAs
23,758.00
27,745.33
28,774.63
32,528.24
37,052.74
34,860.43
43,453.86
Amount of Net NPAs
5,732.00
5,897.76
5,378.48
5,651.22
7,343.88
4,860.55
10,388.50
% of Net NPAs
0.37%
0.42%
0.44%
0.55%
0.85%
0.63%
1.49%
% of Gross NPAs
1.53%
1.96%
2.3%
3.07%
4.13%
4.38%
5.95%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
11983.0
16277.0
17037.0
13186.0
13846.0
14655.0
15589.0
Number of Branches
7385.0
6742.0
6371.0
5718.0
5298.0
5267.0
5275.0
Nine Monthly Analysis Highlights
Interest Earned
YoY Growth in nine months ended Dec 2025 is 4.83% vs 15.14% in Dec 2024
Net Profit
YoY Growth in nine months ended Dec 2025 is 5.34% vs 14.63% in Dec 2024
Operating Profit (PBDIT)
YoY Growth in nine months ended Dec 2025 is 7.59% vs 15.18% in Dec 2024
% of Net NPAs
YoY Growth in nine months ended Dec 2025 is -0.05% vs -0.02% in Dec 2024
% of Gross NPAs
YoY Growth in nine months ended Dec 2025 is -0.43% vs -0.34% in Dec 2024
Compare Nine Monthly Results Of ICICI Bank With
Figures in Cr
Standalone Nine Monthly Results
Change(INR)
Change(%)
Interest Earned
1,26,670.70
2,30,912.06
-1,04,241.36
-45.14%
Income On Investments
25,389.28
45,021.39
-19,632.11
-43.61%
Interest On Balances With Rbi Other Inter Bank Funds
2,087.11
1,795.29
291.82
16.25%
Interest / Discount On Advances / Bills
97,246.68
1,79,411.25
-82,164.57
-45.8%
Others
1,947.63
4,684.13
-2,736.50
-58.42%
Other Income
23,448.60
49,333.69
-25,885.09
-52.47%
Total Income
1,50,119.30
2,80,245.75
-1,30,126.45
-46.43%
Interest Expended
61,574.54
1,35,307.59
-73,733.05
-54.49%
Net Interest Income
65,096.16
95,604.47
-30,508.31
-31.91%
Total Expenditure (Excl Depreciation)
35,145.00
54,182.80
-19,037.80
-35.14%
Employee Cost
13,506.72
19,822.43
-6,315.71
-31.86%
Other Operating Expenses
21,638.28
34,360.37
-12,722.09
-37.03%
Operating Profit Before Provisions and Contingencies
53,399.76
90,755.36
-37,355.60
-41.16%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
5,284.26
20,780.02
-15,495.76
-74.57%
Profit Before Tax
48,115.50
69,975.34
-21,859.84
-31.24%
Tax
11,670.54
14,525.10
-2,854.56
-19.65%
Profit After Tax
36,444.96
55,450.24
-19,005.28
-34.27%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
36,444.96
55,450.24
-19,005.28
-34.27%
Face Value
2.00
1.00
0.00
Reserves
0.00
0.00
0.00
PAT Margin
28.77%
24.01%
0.00
4.76%
Net Interest Margin
4.30%
3.35%
0.95
0.95%
Return on Assets
0.00%
0.48%
-0.48
-0.48%
CASA (%)
39.00%
34.00%
5.00
5.00%
CASA Amount
6,67,590.00
9,61,200.00
-2,93,610.00
-30.55%
Capital Adequacy Ratio (Total)
15.59%
19.87%
-4.28
-4.28%
Capital Adequacy Ratio (Tier 1)
14.71%
17.80%
-3.09
-3.09%
Provision Coverage Ratio (%)
75.40%
66.00%
9.40
9.40%
Amount of Gross NPAs
23,758.00
35,178.98
-11,420.98
-32.47%
Amount of Net NPAs
5,732.00
11,981.75
-6,249.75
-52.16%
% of Net NPAs
0.37%
0.42%
-0.05
-0.05%
% of Gross NPAs
1.53%
1.24%
0.29
0.29%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
11,983.00
21,176.00
-9,193.00
-43.41%
Number of Branches
7,385.00
9,616.00
-2,231.00
-23.2%
Nine Monthly - Interest Earned
Interest Earned 126670.7 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 4.83% vs 15.14% in Dec 2024
Nine Monthly - Net Profit
Net Profit 36,444.96 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 5.34% vs 14.63% in Dec 2024
Nine Monthly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 53,399.76 Cr
in Dec 2025Figures in Cr
YoY Growth in nine months ended Dec 2025 is 7.59% vs 15.18% in Dec 2024
Nine Monthly - % of Net NPAs
% of Net NPAs 0.37%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is -0.05% vs -0.02% in Dec 2024
Nine Monthly - % of Gross NPAs
% of Gross NPAs 1.53%
in Dec 2025Figures in %
YoY Growth in nine months ended Dec 2025 is -0.43% vs -0.34% in Dec 2024






