IDFC First Bank

Who are the top shareholders of the IDFC First Bank?

The top shareholders of IDFC First Bank include the President of India with 9.1%, foreign institutional investors at 25.68%, mutual funds with 7.64%, and individual investors holding 39.04%. There are no pledged promoter holdings, and no single promoter has the highest stake.

The top shareholders of IDFC First Bank include a diverse mix of institutional and individual investors. Notably, the President of India holds a significant stake of 9.1%. Additionally, foreign institutional investors (FIIs) collectively own 25.68% of the bank's shares, while mutual funds have invested in 27 schemes, accounting for 7.64%. Individual investors represent the largest group, holding 39.04% of the shares. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

When is the next results date for IDFC First Bank?

No Upcoming Board Meetings

Has IDFC First Bank declared dividend?

IDFC First Bank declared a dividend of 7% (₹0.70 per share) on July 23, 2018, but has not declared any dividends since then. Total returns have varied, with significant growth over longer periods despite a 0% dividend return.

IDFC First Bank has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 7%<BR>- Amount per share: 0.70<BR>- Ex-date: 23 Jul 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6 Months period, the price return was 8.18%, with a dividend return of 0%, resulting in a total return of 8.18%.<BR><BR>In the 1 Year period, the price return was -7.75%, with a dividend return of 0%, leading to a total return of -7.75%.<BR><BR>In the 2 Years period, the price return was -3.4%, with a dividend return of 0%, resulting in a total return of -3.4%.<BR><BR>In the 3 Years period, the price return was 103.11%, with a dividend return of 0%, leading to a total return of 103.11%.<BR><BR>In the 4 Years period, the price return was 19.11%, with a dividend return of 0%, resulting in a total return of 19.11%.<BR><BR>In the 5 Years period, the price return was 193.98%, with a dividend return of 0%, leading to a total return of 193.98%.<BR><BR>Overall, IDFC First Bank declared a dividend in 2018, but there have been no dividends declared since then, as indicated by the 0% dividend return across all periods. The total returns show a mix of positive and negative performance over different time frames, with significant growth in the longer periods.

Who are the peers of the IDFC First Bank?

IDFC First Bank's peers include Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, Yes Bank, Federal Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, and City Union Bank. In terms of performance, IDFC First Bank has a 1-year return of -5.27%, better than IndusInd Bank's -39.22% but lower than several others.

Peers: The peers of IDFC First Bank are Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, Yes Bank, Federal Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, and City Union Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Kotak Mah. Bank, IndusInd Bank, and Bandhan Bank, while Good management risk is found at Axis Bank, Yes Bank, Federal Bank, Karur Vysya Bank, and City Union Bank, and Average management risk is present at IDBI Bank, RBL Bank, and the rest. Growth ratings show Excellent growth at IDFC First Bank, Federal Bank, and the rest, Good growth at Axis Bank, IDBI Bank, Karur Vysya Bank, and the rest, while Below Average growth is noted at IndusInd Bank and Average growth at Yes Bank. For Capital Structure, Excellent ratings are seen at Kotak Mah. Bank, IDBI Bank, IndusInd Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, and the rest, while Good ratings are found at Axis Bank, Yes Bank, IDFC First Bank, Federal Bank, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Karur Vysya Bank at 35.56%, while the peer with the lowest is IndusInd Bank at -39.22%. IDFC First Bank's 1-year return is -5.27%, which is higher than IndusInd Bank but lower than several others. Additionally, IndusInd Bank and Yes Bank are among the peers whose six-month return is negative.

Who are in the management team of IDFC First Bank?

As of March 2023, the management team of IDFC First Bank includes Chairman Sanjeeb Chaudhuri, Managing Director & CEO V Vaidyanathan, and several independent and non-executive directors, totaling a diverse leadership structure.

As of March 2023, the management team of IDFC First Bank includes the following individuals:<BR><BR>1. **Sanjeeb Chaudhuri** - Chairman & Independent Director<BR>2. **Aashish Kamat** - Independent Director<BR>3. **Brinda Jagirdar** - Independent Director<BR>4. **Hemang Raja** - Independent Director<BR>5. **Pravir Vohra** - Independent Director<BR>6. **S. Ganesh Kumar** - Independent Director<BR>7. **Ajay Sondhi** - Non-Executive & Non-Independent Director<BR>8. **Jaimini Bhagwati** - Non-Executive & Non-Independent Director<BR>9. **Vishal Mahadevia** - Non-Executive & Non-Independent Director<BR>10. **V Vaidyanathan** - Managing Director & CEO<BR>11. **Madhivanan Balakrishnan** - Executive Director & COO<BR>12. **Madhivanan Balakrishnan** - Whole Time Director & COO<BR><BR>This team comprises a mix of independent directors, non-executive directors, and executive leadership.

What does IDFC First Bank do?

IDFC First Bank Ltd. is a private sector bank in India, offering a variety of banking services. As of March 2025, it reported net sales of ₹9,412.94 crore and a net profit of ₹304 crore, with a market capitalization of ₹53,951 crore.

Overview:<BR>IDFC First Bank Ltd. is a private sector bank operating in the large-cap category, providing a range of banking services.<BR><BR>History:<BR>IDFC First Bank was incorporated on October 21, 2014, in Chennai, Tamil Nadu, following the in-principle approval granted by the Reserve Bank of India (RBI) on April 9, 2014. The latest quarterly results reported are for March 2025, showing sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 9,412.94 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 304 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 53,951 Cr (Large Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.27% <BR>CAR: 13.17% <BR>Return on Assets: 0.46% <BR>Net NPA: 0.53% <BR>Gross NPA: 1.87% <BR><BR>Contact Details:<BR>Address: KRM Tower 7th Floor, No 1 Harrington Road Chetpet Chennai Tamil Nadu : 600031 <BR>Tel: 91-44-45644000 <BR>Email: ig@idfcbank.com <BR>Website: http://www.idfcbank.com

How big is IDFC First Bank?

As of 24th July, IDFC First Bank Ltd. has a market capitalization of 53,333.00 Cr and reported a net profit of 1,524.85 Cr, with shareholder's funds at 38,078.00 Cr and total assets of 3,44,140.51 Cr. There is no valid data for net sales in the latest four quarters.

As of 24th July, IDFC First Bank Ltd. has a market capitalization of 53,333.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid data found for summing. The net profit for the same period was 1,524.85 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025. Shareholder's funds are reported at 38,078.00 Cr, while total assets amount to 3,44,140.51 Cr.

Is IDFC First Bank overvalued or undervalued?

As of October 17, 2025, IDFC First Bank is considered very expensive and overvalued with a PE ratio of 44.86, a price to book value of 1.52, and a concerning net NPA to book value of 3.49%, especially when compared to peers like HDFC Bank and ICICI Bank, which have significantly lower PE ratios.

As of 17 October 2025, the valuation grade for IDFC First Bank has moved from expensive to very expensive, indicating a significant shift in its perceived market value. The bank is currently considered overvalued. Key ratios include a PE ratio of 44.86, a price to book value of 1.52, and a ROE of 3.39%. <BR><BR>In comparison to its peers, HDFC Bank has a PE ratio of 22.22 and ICICI Bank stands at 20.98, both of which suggest that IDFC First Bank is trading at a premium relative to these established players. Additionally, while IDFC First Bank's PEG ratio is notably at 0.00, indicating no growth expectations priced in, its net NPA to book value stands at 3.49%, which is a concerning figure. Despite a strong performance over the past five years with a return of 134.62%, the recent stock performance has lagged behind the Sensex, reinforcing the notion of overvaluation.

How has been the historical performance of IDFC First Bank?

IDFC First Bank has shown significant growth in income and deposits from Mar'22 to Mar'25, with interest earned rising from 17,172.68 Cr to 36,501.49 Cr, while profit levels have fluctuated, peaking in Mar'24 before declining in Mar'25. Total liabilities increased from 1,90,278.61 Cr to 3,44,140.52 Cr during the same period.

Answer:<BR>The historical performance of IDFC First Bank shows significant growth in various financial metrics over the years.<BR><BR>Breakdown:<BR>IDFC First Bank has demonstrated a consistent increase in interest earned, rising from 17,172.68 Cr in Mar'22 to 36,501.49 Cr in Mar'25. The bank's net interest income also grew substantially, from 9,706.16 Cr in Mar'22 to 19,291.97 Cr in Mar'25. Total income followed a similar upward trend, reaching 43,523.20 Cr in Mar'25, compared to 20,394.72 Cr in Mar'22. However, profit before tax peaked at 3,855.32 Cr in Mar'24 before declining to 1,900.12 Cr in Mar'25, while profit after tax was 1,524.85 Cr in Mar'25, down from 2,956.51 Cr in Mar'24. The bank's total liabilities increased significantly from 1,90,278.61 Cr in Mar'22 to 3,44,140.52 Cr in Mar'25, with deposits also rising from 1,05,634.36 Cr in Mar'22 to 2,52,065.25 Cr in Mar'25. Cash and cash equivalents improved to 15,097.00 Cr in Mar'25, up from 15,757.00 Cr in Mar'22, indicating a positive cash flow trend despite fluctuations in net profit before taxes. Overall, IDFC First Bank's performance reflects a trajectory of growth in income and deposits, alongside challenges in maintaining profit levels in recent years.

Is IDFC First Bank technically bullish or bearish?

As of December 4, 2025, IDFC First Bank's trend is mildly bullish due to positive MACD and KST signals, but caution is advised due to bearish RSI and Dow Theory indicators.

As of 4 December 2025, the technical trend for IDFC First Bank has changed from bullish to mildly bullish. The current stance is mildly bullish, driven primarily by the bullish signals from the MACD and KST on both weekly and monthly time frames. However, the RSI indicates bearish momentum on both weekly and monthly charts, suggesting some weakness. Moving averages on the daily chart remain bullish, while Bollinger Bands show a mildly bullish trend. The Dow Theory indicates a mildly bearish stance on the weekly timeframe, which adds to the mixed signals. Overall, while there are bullish indicators, the bearish RSI and Dow Theory suggest caution.

Are IDFC First Bank Ltd. latest results good or bad?

IDFC First Bank's Q3 FY26 results are generally positive, with a net profit increase of 48.05% year-on-year and improved asset quality, as gross NPAs fell to 1.69%. However, concerns remain due to a low return on equity of 3.15% and a high P/E ratio of 49.25x, suggesting caution for potential investors.

IDFC First Bank's latest results for Q3 FY26 can be considered good overall. The bank reported a net profit of ₹502.54 crore, which reflects a significant year-on-year increase of 48.05% and a sequential growth of 42.64%. This strong profit growth is supported by a net interest income of ₹5,492.44 crore, up 12.04% year-on-year.<BR><BR>Additionally, the bank has shown improvement in asset quality, with gross non-performing assets (NPA) declining to 1.69%, the lowest level in seven quarters. This indicates effective management of credit quality. The bank's total income also rose to ₹12,541.99 crore, marking healthy growth.<BR><BR>However, there are some concerns. The return on equity (ROE) stands at just 3.15%, which is significantly below the average for its peers, indicating challenges in generating returns on shareholder capital. The bank's high price-to-earnings (P/E) ratio of 49.25x raises questions about its valuation relative to its profitability metrics.<BR><BR>In summary, while IDFC First Bank's results show robust growth and improving asset quality, the low ROE and high valuation multiples suggest that investors should approach with caution, especially if considering new investments. Existing shareholders may feel encouraged by the positive trends but should remain vigilant about the bank's profitability challenges.

Should I buy, sell or hold IDFC First Bank Ltd.?

Why is IDFC First Bank Ltd. falling/rising?

As of 13-Mar, IDFC First Bank Ltd. is facing a significant decline in its stock price, currently at Rs 62.57, with a total drop of -26.92% year-to-date. Despite strong long-term fundamentals, recent performance has been poor, with a -23.13% decline over the past month and negative investor sentiment reflected in decreased trading volumes.

As of 13-Mar, IDFC First Bank Ltd. is experiencing a decline in its stock price, currently at Rs 62.57, which reflects a change of -2.23 (-3.44%). The stock has been underperforming significantly, with a consecutive fall over the last three days, resulting in a total decline of -7.01% during this period. Additionally, the stock has underperformed its sector by -1.53% today.<BR><BR>The recent performance metrics indicate that IDFC First Bank has faced substantial losses over various time frames, including a -10.59% drop over the past week and a -23.13% decline over the past month. Year-to-date, the stock is down -26.92%, while the broader market, represented by the Sensex, has only decreased by -12.50%. This trend suggests that investor sentiment is currently negative towards the stock.<BR><BR>Moreover, the stock is trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically indicates a bearish trend. The delivery volume has also decreased by -18.27% compared to the 5-day average, indicating falling investor participation and interest.<BR><BR>Despite these negative indicators, the company has strong long-term fundamentals, including a 32.57% compound annual growth rate (CAGR) in net profits and a healthy net interest income growth rate. However, the stock's recent performance has not reflected these strengths, as profits have fallen by -16.6% over the past year, contributing to the current downward pressure on the stock price.

Why is IDFC First Bank Ltd. falling/rising?

As of 14-Mar, IDFC First Bank Ltd. is facing a decline in its stock price, currently at Rs 62.57, with a total drop of -7.01% over the last three days and -26.92% year-to-date. Despite strong long-term fundamentals, recent performance has been negatively impacted by a -16.6% decline in profits over the past year.

As of 14-Mar, IDFC First Bank Ltd. is experiencing a decline in its stock price, currently at Rs 62.57, which reflects a change of -2.23 (-3.44%). The stock has been underperforming significantly, with a consecutive fall over the last three days, resulting in a total drop of -7.01% during this period. Additionally, the stock has underperformed its sector by -1.53% today.<BR><BR>In terms of broader performance, the stock has shown a negative trend over various time frames, including a -10.59% decline over the past week and a -23.13% drop over the past month. Year-to-date, the stock has fallen by -26.92%, while the benchmark Sensex has only decreased by -12.50%. This stark contrast indicates a significant underperformance relative to the market.<BR><BR>The stock is currently trading below its moving averages across multiple time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, which typically signals a bearish trend. Furthermore, there has been a noticeable decrease in investor participation, with delivery volume dropping by -18.27% compared to the 5-day average, suggesting reduced interest from investors.<BR><BR>Despite these negative indicators, the company does have strong long-term fundamentals, including a 32.57% compound annual growth rate (CAGR) in net profits and a healthy net interest income growth rate. However, the recent performance has been overshadowed by a -16.6% decline in profits over the past year, which may contribute to the current bearish sentiment surrounding the stock.

Why is IDFC First Bank Ltd. falling/rising?

As of 15-Mar, IDFC First Bank Ltd. is facing a decline in its stock price, currently at Rs 62.57, down 3.44% over the last three days and 10.59% over the past week. Despite strong long-term fundamentals, recent negative performance and reduced investor interest have contributed to the bearish trend.

As of 15-Mar, IDFC First Bank Ltd. is experiencing a decline in its stock price, currently at Rs 62.57, which reflects a change of -2.23 (-3.44%). The stock has been underperforming significantly, with a consecutive fall over the last three days, resulting in a total decline of -7.01% during this period. This downward trend is further highlighted by the stock's performance over the past week, where it has decreased by -10.59%, compared to a -5.52% drop in the Sensex.<BR><BR>The stock is also trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Additionally, there has been a noticeable decrease in investor participation, with delivery volume falling by -18.27% against the 5-day average, suggesting reduced interest from investors.<BR><BR>Despite these negative indicators, IDFC First Bank has strong long-term fundamentals, including a 32.57% compound annual growth rate (CAGR) in net profits and a healthy growth rate in net interest income. However, the stock's recent performance has been overshadowed by a -16.6% decline in profits over the past year, which may contribute to the current bearish sentiment among investors. Overall, the combination of recent price declines, lower trading volumes, and underperformance relative to benchmarks has led to the current falling stock price of IDFC First Bank Ltd.

Which are the latest news on IDFC First Bank?

Which are the latest news on IDFC First Bank?

Which are the latest news on IDFC First Bank?